Sold Flat

4

THE FINCHES, ASHBURNHAM ROAD, BEDFORD, BEDFORD, BEDFORDSHIRE MK40 1JX

2 beds Listed 6 Oct 2009 (-6143d)

£90,000

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# 2 bedroom flat for sale (MK40 1JX)

## Property Details

| Key | Value |
|-----|-------|
| Address | 4, THE FINCHES, ASHBURNHAM ROAD, BEDFORD, BEDFORD, BEDFORDSHIRE MK40 1JX |
| Price | £90,000 |
| Bedrooms | 2 |
| Last sold | £86,500 Apr 2004 |

## Description

Wilson Peacock Estate Agents are delighted to offer for sale this is a two bedroom 1st floor apartment situated in The Finches off Ashburnham Road in Bedford. Bedford town centre lies approximately a third of a mile away and Bedford mainline Train Station lies approximately 200 yards away. This property briefly comprises: Entrance hall, 15ft lounge, kitchen, two bedrooms and a bathroom. The property's further benefits include allocated parking.

First Floor Flat

Lounge15ft4 x 9ft4

Kitchen 8ft5 x 5ft11

Bedroom One 12ft x 8ft5

Bedroom Two 7ft9 x 6ft7

Bathroom

## Property Photos

- ![Front](/listings/photos/13579503/1509589) - Front
- ![EPC](/listings/photos/13579503/1509590) - EPC
- ![EPC](/listings/photos/13579503/1509591) - EPC

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| THE FINCHES 4 ASHBURNHAM ROAD, BEDFORD, BEDFORDSHIRE, MK40 1JX | £86,500 | 06/04/2004 | Flat |
| THE FINCHES 4 ASHBURNHAM ROAD, BEDFORD, BEDFORDSHIRE, MK40 1JX | £32,000 | 28/10/1998 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 171 CROWE ROAD, BEDFORD, MK40 4FQ | £136,500 | 09/01/2026 | Flat |
| 67 CROWE ROAD, BEDFORD, MK40 4FY | £140,000 | 28/11/2025 | Flat |
| 30D CHAUCER ROAD, BEDFORD, MK40 2AJ | £233,000 | 28/11/2025 | Flat |
| 65 CROWE ROAD, BEDFORD, MK40 4FY | £200,000 | 28/10/2025 | Flat |
| ST. BEDES, 14 FLAT 17 CONDUIT ROAD, BEDFORD, MK40 1FB | £140,000 | 11/07/2025 | Flat |
| 49 CROWE ROAD, BEDFORD, MK40 4FY | £145,000 | 13/06/2025 | Flat |
| 71 FLAT 2 ASHBURNHAM ROAD, BEDFORD, MK40 1EA | £140,000 | 14/02/2025 | Flat |
| 17 CROWE ROAD, BEDFORD, MK40 4FY | £175,000 | 17/01/2025 | Flat |
| FLAT 95 ST BEDES, 14 CONDUIT ROAD, BEDFORD, MK40 1FD | £165,000 | 12/11/2024 | Flat |
| 7 CROWE ROAD, BEDFORD, MK40 4FY | £165,000 | 22/03/2024 | Flat |
| GERALD COURT, 178 FLAT 3 HURST GROVE, BEDFORD, MK40 4DS | £125,000 | 24/11/2023 | Flat |
| 163 CROWE ROAD, BEDFORD, MK40 4FQ | £137,000 | 29/09/2023 | Flat |
| FRANKLYN HOUSE 1A 7 CHAUCER ROAD, BEDFORD, MK40 2QS | £67,000 | 11/09/2023 | Flat |
| GERALD COURT, 178 FLAT 7 HURST GROVE, BEDFORD, MK40 4DS | £137,500 | 09/08/2023 | Flat |
| ST. BEDES, 14 FLAT 34 CONDUIT ROAD, BEDFORD, MK40 1FB | £187,500 | 28/07/2023 | Flat |
| 75 CROWE ROAD, BEDFORD, MK40 4FY | £160,000 | 21/07/2023 | Flat |
| BRAEMAR COURT 29 ASHBURNHAM ROAD, BEDFORD, MK40 1DZ | £102,500 | 22/06/2023 | Flat |
| 135 CROWE ROAD, BEDFORD, MK40 4FQ | £137,500 | 20/06/2023 | Flat |
| GERALD COURT, 178 FLAT 9 HURST GROVE, BEDFORD, MK40 4DS | £160,000 | 12/05/2023 | Flat |
| CYMBELINE COURT, 1 FLAT 6 SHAKESPEARE ROAD, BEDFORD, MK40 2DZ | £246,000 | 24/03/2023 | Flat |

**Area average:** £154,975 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £179,400 (50 Flat, MK40, 2024–2026)
- **Deviation:** -49.8%

## Rental Range

*ONS Price Index of Private Rents (Bedford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,052/mo
- **Realistic:** £1,169/mo
- **Optimistic:** £1,286/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £823/mo

## 1% Rule

- **Rent ratio:** 1.3% (strong)
- **Max investor price (0.8%):** £146,125
- **Target investor price (1%):** £116,900

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 7.7%
- **10y growth:** 32.8%

## House Price Index (HM Land Registry)

*Official index for Bedford; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** 0.7%
- **5y growth (index):** 8.5%
- **10y growth (index):** 27.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Front EPC EPC

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Property details

Last sold

£86,500 Apr 2004

Local average

£179,400 (-49.8%)

Deprivation

Decile 1 (1,707 of 33,755)

Street crime

652 incidents within 1 mile (May 2026)

Additional details

Parking: Yes
Garden: Yes

Description

Listed by

Bedford

Countrywide UK Sales - Connells

Reference: 13579503

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Price history

170% since 1998

Event	Date	Price	% change
Sold	06/04/2004 (22 years ago)	£86,500	+170.3%
Sold	28/10/1998 (27 years ago)	£32,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
171 CROWE ROAD, BEDFORD, MK40 4FQ	£136,500	09/01/2026	Flat
67 CROWE ROAD, BEDFORD, MK40 4FY	£140,000	28/11/2025	Flat
30D CHAUCER ROAD, BEDFORD, MK40 2AJ	£233,000	28/11/2025	Flat
65 CROWE ROAD, BEDFORD, MK40 4FY	£200,000	28/10/2025	Flat
ST. BEDES, 14 FLAT 17 CONDUIT ROAD, BEDFORD, MK40 1FB	£140,000	11/07/2025	Flat
49 CROWE ROAD, BEDFORD, MK40 4FY	£145,000	13/06/2025	Flat
71 FLAT 2 ASHBURNHAM ROAD, BEDFORD, MK40 1EA	£140,000	14/02/2025	Flat
17 CROWE ROAD, BEDFORD, MK40 4FY	£175,000	17/01/2025	Flat
FLAT 95 ST BEDES, 14 CONDUIT ROAD, BEDFORD, MK40 1FD	£165,000	12/11/2024	Flat
7 CROWE ROAD, BEDFORD, MK40 4FY	£165,000	22/03/2024	Flat
GERALD COURT, 178 FLAT 3 HURST GROVE, BEDFORD, MK40 4DS	£125,000	24/11/2023	Flat
163 CROWE ROAD, BEDFORD, MK40 4FQ	£137,000	29/09/2023	Flat
FRANKLYN HOUSE 1A 7 CHAUCER ROAD, BEDFORD, MK40 2QS	£67,000	11/09/2023	Flat
GERALD COURT, 178 FLAT 7 HURST GROVE, BEDFORD, MK40 4DS	£137,500	09/08/2023	Flat
ST. BEDES, 14 FLAT 34 CONDUIT ROAD, BEDFORD, MK40 1FB	£187,500	28/07/2023	Flat
75 CROWE ROAD, BEDFORD, MK40 4FY	£160,000	21/07/2023	Flat
BRAEMAR COURT 29 ASHBURNHAM ROAD, BEDFORD, MK40 1DZ	£102,500	22/06/2023	Flat
135 CROWE ROAD, BEDFORD, MK40 4FQ	£137,500	20/06/2023	Flat
GERALD COURT, 178 FLAT 9 HURST GROVE, BEDFORD, MK40 4DS	£160,000	12/05/2023	Flat
CYMBELINE COURT, 1 FLAT 6 SHAKESPEARE ROAD, BEDFORD, MK40 2DZ	£246,000	24/03/2023	Flat

Area average: £154,975 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 7.7%

10y growth 32.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Bedford. Series: Flats and maisonettes. As of April 2026.

1y (index) 0.7%

5y (index) 8.5%

10y (index) 27.4%

Rental Range

Estimated market rent for Bedford. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,052/mo

Realistic £1,169/mo

Optimistic £1,286/mo

Based on Local Authority from postcode lookup → Bedford.

LHA (30th percentile) floor for Bedford: £823/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View MK40 1JX

Address

Crowe Road

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Chaucer Road	0.1 miles
Train station	Bedford	0.2 miles
Shop	Costcutter	0.2 miles
Shop	Daily Inks	0.2 miles
Train station	Bedford St Johns	0.9 miles
Hospital	Bedford Hospital SDEC - Same Day Emergency Care	0.9 miles
Hospital	The Manor	1.4 miles
University	University of Bedfordshire Polhill Campus	1.7 miles
University	University of Bedfordshire	9.4 miles

Street-level crime

Category	Count
Violence and sexual offences	226
Anti-social behaviour	97
Shoplifting	72
Other theft	51
Public order	45
Criminal damage and arson	37
Drugs	36
Vehicle crime	22
Burglary	13
Possession of weapons	12
Robbery	12
Bicycle theft	11
Other crime	11
Theft from the person	7
Total incidents	652

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Polam School	Other	0.2 miles	— (No rating)
Priory Primary School	Primary	0.3 miles	— (Inspected (no overall grade))
Bedford Greenacre Independent School	Other	0.4 miles	— (No rating)
Livingstone Primary School	Primary	0.4 miles	Good — 18 May 2023
Queen's Park Academy	Primary	0.5 miles	Good — 23 Jun 2022

Rental Comparables

Rental listings exist nearby, but none matched the 2-bedroom count for this property.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 1.3%

Max investor price (0.8%) £146,125

Target investor price (1%) £116,900

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).