# 3 bedroom semi-detached house for sale (BR6 9HG)

## Property Details

| Key | Value |
|-----|-------|
| Address | 37 STOWE ROAD, ORPINGTON, GREATER LONDON BR6 9HG |
| Price | £570,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | D |
| Construction age | England and Wales: 1950-1966 |
| Floor area | 86 m² |
| Last sold | £455,000 Aug 2017 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 18/04/2027
- **Current heating cost:** £592/year
- **Est. upgrade cost to C:** £17,500

### Recommendations
- B (£500 - £1,500)
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9118-1072-7274-5413-8994)

## Description

Three bedroom semi detached family home with 129ft rear garden, set in a popular residential road and convenient for local amenities, schools and Chelsfield station. The property is well presented throughout and the ground floor comprises, porch and entrance hallway, 24ft through reception room with bespoke fitted cupboards and shelving, pendant lighting and feature gas fireplace, vibrant fitted kitchen with integrated dishwasher & full height fridge, built in oven and hob with extractor, hot tap and larder cupboard. The property also benefits from a utility room with space for a washing machine and freezer and a cloakroom with hand wash basin. To the first floor there are three bedrooms, some with a range of fitted wardrobes and cupboards, fully tiled contemporary style shower room with wall hung hand wash basin, and airing cupboard housing the boiler. The loft space is partly boarded with ladder and light. Other features to note, wood effect flooring, double glazing & gas central heating and security alarm. Outside the secluded rear garden is mainly laid to lawn with patio seating area, pergola, timber shed and bicycle storage. Stowe Road is within walking distance of Chelsfield Railway Station, offering fast connections into London and convenient for St Olave’s Grammar School and The Highway Primary School. The M25 can be joined for major road networks, Gatwick and Heathrow airports.

EPC Rating: D

## Property Photos

- ![Photo](/listings/photos/161974895/1316736)
- ![Photo](/listings/photos/161974895/1316737)
- ![Photo](/listings/photos/161974895/1316741)
- ![Photo](/listings/photos/161974895/1316743)
- ![Photo](/listings/photos/161974895/1316744)
- ![Photo](/listings/photos/161974895/1316747)
- ![Photo](/listings/photos/161974895/1316749)
- ![Photo](/listings/photos/161974895/1316753)
- ![Photo](/listings/photos/161974895/1316755)
- ![Photo](/listings/photos/161974895/1316757)
- ![Photo](/listings/photos/161974895/1316759)
- ![Photo](/listings/photos/161974895/1316760)
- ![Photo](/listings/photos/161974895/1316761)
- ![Photo](/listings/photos/161974895/1316762)

## Floorplans

- ![Floorplan 1](/listings/photos/161974895/1316763) - Floorplan 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 37 STOWE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HG | £455,000 | 04/08/2017 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 120 CHARTERHOUSE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9ER | £694,000 | 28/11/2025 | Semi-detached |
| 35 ETON ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HD | £686,000 | 13/10/2025 | Semi-detached |
| 75 THE HIGHWAY, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9DQ | £600,000 | 07/04/2025 | Semi-detached |
| [Same street] 61 STOWE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HG | £570,000 | 07/03/2025 | Semi-detached |
| [Same street] 61 STOWE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HG | £570,000 | 07/03/2025 | Semi-detached |
| [Same street] 13 STOWE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HG | £587,000 | 28/06/2024 | Semi-detached |
| 9 MALVERN ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HA | £555,000 | 15/12/2023 | Semi-detached |
| 54 ETON ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HE | £520,000 | 14/12/2022 | Semi-detached |
| 55 ARUNDEL DRIVE, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9JQ | £600,000 | 22/11/2022 | Semi-detached |
| 145 CHARTERHOUSE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9EP | £675,000 | 09/11/2022 | Semi-detached |
| [Same street] 3 STOWE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HG | £725,000 | 01/11/2022 | Semi-detached |
| 25 MALVERN ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HA | £275,000 | 26/09/2022 | Semi-detached |
| 19 THE HIGHWAY, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9DG | £570,000 | 20/07/2022 | Semi-detached |
| 87 ETON ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HH | £555,000 | 12/07/2022 | Semi-detached |
| 13 MALVERN ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HA | £228,863 | 28/04/2022 | Semi-detached |
| 13 ETON ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HD | £425,000 | 25/03/2022 | Semi-detached |
| 193 CHARTERHOUSE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9ET | £660,000 | 15/03/2022 | Semi-detached |
| 45 ETON ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HD | £520,000 | 11/03/2022 | Semi-detached |
| 122 ETON ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HF | £521,000 | 07/03/2022 | Semi-detached |
| 201 CHARTERHOUSE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9ET | £531,000 | 08/12/2021 | Semi-detached |
| 32 THE HIGHWAY, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9DJ | £525,000 | 03/12/2021 | Semi-detached |
| [Same street] 7 STOWE ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HG | £570,000 | 26/11/2021 | Semi-detached |
| 11 THE HIGHWAY, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9DG | £560,000 | 27/10/2021 | Semi-detached |
| 12 MALVERN ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HB | £455,000 | 14/10/2021 | Semi-detached |
| 2 ETON ROAD, ORPINGTON, BROMLEY, GREATER LONDON, BR6 9HE | £600,000 | 30/09/2021 | Semi-detached |

**Street average:** £604,400 (5 sales)
**Area average:** £537,793 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £625,828 (47 Semi-detached, BR6, 2024–2026)
- **Deviation:** -8.9%

## Rental Range

*ONS Price Index of Private Rents (Bromley). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,508/mo
- **Realistic:** £1,675/mo
- **Optimistic:** £1,843/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cambridge (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,122/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Bungalow, Repton Road, BR6 | £2,300/mo | 3 | 0.44 miles | OpenRent |

**Average rent: £2,300/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.4% (weak for cashflow)
- **Max investor price (0.8%):** £287,500
- **Target investor price (1%):** £230,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,300/mo).*

- **Gross yield:** 4.8%
- **Cost-to-rent:** 20.7×
- **Monthly cashflow:** £-200/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £6,628/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 11.6%
- **10y growth:** 30.4%

## House Price Index (HM Land Registry)

*Official index for Bromley; Semi-detached series; as of April 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 15.9%
- **10y growth (index):** 28.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)