# 3 bedroom semi-detached house for sale (CA14 1DQ) ## Property Details | Key | Value | |-----|-------| | Address | Stainburn, Workington, Cumbria, CA14 1DQ | | Price | £230,000 | | Bedrooms | 3 | | Bathrooms | 3 | | Council tax | C | | Last sold | £224,400 | ## Description Upgraded Where It Counts, Unchanged Where It Matters Most. This modern Genesis Homes semi now has a stylish kitchen, new oak doors and a warm fireplace - but no compromise on the private outdoor space that made it stand out when new, back in 2022. If you missed out the first time, you weren’t the only one. Sitting near the entrance of this popular Stainburn development, 15 Meadow Walk was one of the first to sell when the site launched.  Now it’s back - smarter, warmer, and ready for its next chapter. The current owners haven’t just kept it in great condition - they’ve made it even better.  The kitchen’s been upgraded, oak doors have replaced the originals, and there’s a cosy new fireplace in the lounge.  It all adds up to a home that feels less like a new-build and more like a welcoming home. There’s a light, modern feel throughout, so there’s nothing you’ll need to change—but still plenty of ways to make it your own. It’s the kind of space that suits both couples and young families, with an open-plan lounge / diner and three versatile bedrooms (including one with an ensuite) And while the inside has had a bit of a glow-up, the garden’s just as private as it was back in 2022 - still not overlooked, still exactly what everyone wants but hardly anyone gets on a modern estate. Meadow Walk is a lovely development on the edge of Stainburn that’s understandably become very popular with couples and families. The Stainburn village location gives you the best of both worlds. It feels rural but it’s still only 10 minutes drive to the town centre when you do need to hit the shops.  Located a couple of miles east of the town centre, if you do have young children the school run will be short. The Ashfield Schools (for younger kids) and Workington Academy are all less than a 10 minute drive away. This is lovely modern property on a really popular estate.  We’re expecting plenty of interest from couples and young families who don’t want to compromise. It’s ideal if you want to enjoy a quiet life in the country without feeling cut off and remote.  It’s also perfect if you want a village home without sacrificing the very best of 21st century styling and design. Don’t miss out - call now to arrange a viewing. ## Property Photos - ![Photo](/listings/photos/161590961/185645) - ![Photo](/listings/photos/161590961/185646) - ![Photo](/listings/photos/161590961/185647) - ![Photo](/listings/photos/161590961/185648) - ![Photo](/listings/photos/161590961/185649) - ![Photo](/listings/photos/161590961/185650) - ![Photo](/listings/photos/161590961/185651) - ![Photo](/listings/photos/161590961/185652) - ![Photo](/listings/photos/161590961/185654) - ![Photo](/listings/photos/161590961/185655) - ![Photo](/listings/photos/161590961/185657) - ![Photo](/listings/photos/161590961/185659) - ![Photo](/listings/photos/161590961/185662) - ![Photo](/listings/photos/161590961/185664) - ![Photo](/listings/photos/161590961/185667) ## Floorplans - ![Floorplan 1](/listings/photos/161590961/185668) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/161590961/185671) - EPC 1 - ![EPC 2](/listings/photos/161590961/185673) - EPC 2 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | | £224,400 | 01/01/2022 | — | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 42 MEADOW WALK, STAINBURN, WORKINGTON, CUMBERLAND, CA14 1DY | £210,000 | 10/11/2023 | Semi-detached | | 40 MEADOW WALK, STAINBURN, WORKINGTON, CUMBERLAND, CA14 1DY | £210,000 | 10/11/2023 | Semi-detached | | 30 MEADOW WALK, STAINBURN, WORKINGTON, CUMBERLAND, CA14 1DY | £210,000 | 10/11/2023 | Semi-detached | | 28 MEADOW WALK, STAINBURN, WORKINGTON, CUMBERLAND, CA14 1DY | £210,000 | 10/11/2023 | Semi-detached | | 29 MEADOW WALK, STAINBURN, WORKINGTON, CUMBERLAND, CA14 1DQ | £165,000 | 08/12/2022 | Semi-detached | | 19 MEADOW WALK, STAINBURN, WORKINGTON, CUMBERLAND, CA14 1DQ | £215,000 | 19/08/2022 | Semi-detached | | 21 MEADOW WALK, STAINBURN, WORKINGTON, CUMBERLAND, CA14 1DQ | £215,000 | 18/08/2022 | Semi-detached | | 15 MEADOW WALK, STAINBURN, WORKINGTON, CUMBERLAND, CA14 1DQ | £224,400 | 19/05/2022 | Semi-detached | | 13 MEADOW WALK, STAINBURN, WORKINGTON, CUMBERLAND, CA14 1DQ | £224,400 | 29/04/2022 | Semi-detached | | 120 STAINBURN ROAD, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1ST | £359,950 | 04/03/2022 | Semi-detached | **Area average:** £224,375 (10 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £161,919 (34 Semi-detached, CA14, 2024–2026) - **Deviation:** +42% ## Rental Range *ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £856/mo - **Realistic:** £951/mo - **Optimistic:** £1,046/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £549/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, Great Clifton, CA14 | £2,000/mo | 3 | 0.81 miles | OpenRent | | 3 Bed Terraced House, Elizabeth Street, CA14 | £775/mo | 3 | 1.17 miles | OpenRent | **Average rent: £1,388/mo (2 listings)** ## 1% Rule - **Rent ratio:** 0.6% (weak for cashflow) - **Max investor price (0.8%):** £173,500 - **Target investor price (1%):** £138,800 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,388/mo).* - **Gross yield:** 7.2% - **Cost-to-rent:** 13.8× - **Monthly cashflow:** £318/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 5.7% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 24.8% - **10y growth:** 22.2% ## House Price Index (HM Land Registry) *Official index for North West; Semi-detached series; as of March 2026.* - **1y growth (index):** 0.7% - **5y growth (index):** 24.5% - **10y growth (index):** 66.9% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)