Sold STC Detached

20 SAXILBY ROAD

LINCOLN, STURTON BY STOW, LINCOLNSHIRE LN1 2AB

3 beds 1,109 sq ft Listed 2 Apr 2019 (-2610d)

£220,000

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# 3 bedroom detached house for sale (LN1 2AB)

## Property Details

| Key | Value |
|-----|-------|
| Address | 20 SAXILBY ROAD, LINCOLN, STURTON BY STOW, LINCOLNSHIRE LN1 2AB |
| Price | £220,000 |
| Bedrooms | 3 |
| Construction age | England and Wales: 1950-1966 |
| Floor area | 103 m² |
| Last sold | £210,000 Sep 2019 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** A
- **Current heating cost:** £775/year
- **Est. upgrade cost to C:** £36,725

### Recommendations
- A (£100 - £350)
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)
- V2 (£15,000 - £25,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0558-7040-7264-1151-7994)

## Description

Hunters are pleased to offer to the market a 3 Bedroom detached bungalow for sale with NO CHAIN  located in the Village of Sturton by Stow.  The village has a rural feel with picturesque scenery for walks and cycling but also has excellent access to road links and the historical town of Lincoln.  It further benefits from  local shop, primary school and traditional pub. . Accommodation comprises of Kitchen/Diner. Lounge, Sun Room,  Utility Room, three Bedrooms, Bathroom and separate w.c. Externally are gardens to the front, side and rear and  Garage.   Viewing Recommended.

## Property Photos

- ![Photo](/listings/photos/70890721/429895)
- ![Photo](/listings/photos/70890721/429899)
- ![Photo](/listings/photos/70890721/429903)
- ![Photo](/listings/photos/70890721/429907)
- ![Photo](/listings/photos/70890721/429910)
- ![Photo](/listings/photos/70890721/429913)
- ![Photo](/listings/photos/70890721/429918)
- ![Photo](/listings/photos/70890721/429922)
- ![Photo](/listings/photos/70890721/429926)
- ![Photo](/listings/photos/70890721/429928)

## Floorplans

- ![Floorplan 1](/listings/photos/70890721/429931) - Floorplan 1

## EPC Graphs

- ![EPC](/listings/photos/70890721/429934) - EPC

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #5393500
- **Address:** 20 Saxilby Road, Sturton by Stow, LN1 2AB
- **Certificate Issued:** 28/01/2008
- **Work Completed:** 18/12/2007
- **Items:** 4 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20 SAXILBY ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AB | £210,000 | 18/09/2019 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 17 TILLBRIDGE ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2BP | £300,000 | 05/12/2025 | Detached |
| 31 TILLBRIDGE ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2BP | £550,000 | 10/07/2025 | Detached |
| [Same street] 66 SAXILBY ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AB | £282,500 | 31/01/2025 | Detached |
| [Same street] 12 SAXILBY ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AB | £205,000 | 13/12/2024 | Semi-detached |
| [Same street] 32 SAXILBY ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AB | £180,000 | 30/09/2024 | Terraced |
| 4 LAKESIDE, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2TZ | £790,000 | 01/12/2023 | Detached |
| [Same street] 22B SAXILBY ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AB | £575,000 | 22/09/2023 | Detached |
| [Same street] 10 SAXILBY ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AB | £194,000 | 26/05/2023 | Semi-detached |
| 14 BRADWAY, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2DU | £245,000 | 05/12/2022 | Detached |
| 3 EASTFIELD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2DT | £291,000 | 15/11/2022 | Detached |
| 2 LAKESIDE, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2TZ | £795,000 | 04/10/2022 | Detached |
| 29 SAXILBY ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AA | £330,000 | 31/08/2022 | Detached |
| 29 MARTON ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AQ | £385,000 | 12/08/2022 | Detached |
| 19 TILLBRIDGE ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2BP | £267,500 | 20/07/2022 | Detached |
| [Same street] 24 SAXILBY ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AB | £380,000 | 26/05/2022 | Detached |
| 15 BRADWAY, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2DU | £128,700 | 08/04/2022 | Detached |
| [Same street] 8 SAXILBY ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AB | £195,000 | 06/04/2022 | Semi-detached |
| LAMORNA COTTAGE, 8 TILLBRIDGE ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2BP | £367,500 | 25/01/2022 | Detached |
| 13 EASTFIELD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2DT | £310,000 | 17/12/2021 | Detached |
| 2 SPENCER COURT, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AX | £425,000 | 28/10/2021 | Detached |
| 22 TILLBRIDGE ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2BP | £365,000 | 30/09/2021 | Detached |
| 7 BRADWAY, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2DU | £179,950 | 28/09/2021 | Detached |
| 3 LAKESIDE, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2TZ | £625,000 | 30/06/2021 | Detached |
| 4 LAKESIDE, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2TZ | £675,000 | 30/06/2021 | Detached |
| 20 TILLBRIDGE ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2BP | £364,000 | 25/06/2021 | Detached |

**Street average:** £287,357 (7 sales)
**Area average:** £410,758 (18 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £375,177 (29 Detached, LN1, 2024–2026)
- **Deviation:** -41.4%

## Rental Range

*ONS Price Index of Private Rents (West Lindsey). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £642/mo
- **Realistic:** £713/mo
- **Optimistic:** £784/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lincoln (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £673/mo

## 1% Rule

- **Rent ratio:** 0.32% (weak for cashflow)
- **Max investor price (0.8%):** £89,125
- **Target investor price (1%):** £71,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £2,136/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 11.1%
- **10y growth:** 42.5%

## House Price Index (HM Land Registry)

*Official index for West Lindsey; Detached series; as of February 2026.*

- **1y growth (index):** 0.4%
- **5y growth (index):** 13.6%
- **10y growth (index):** 44.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Floor area

103 m²

EPC rating

Year built

England and Wales: 1950-1966

Last sold

£210,000 Sep 2019

Price per m²

£2,136/m²

Local average

£375,177 (-41.4%)

Deprivation

Decile 5 (16,530 of 33,755)

Street crime

12 incidents within 1 mile (Mar 2026)

Key features

DETACHED BUNGALOW
VILLAGE LOCATION
3 BEDROOMS
BATHROOM
SEPARATE W.C.
LOUNGE & SUN ROOM
KITCHEN/DINER
GARDENS
GARAGE

Additional details

Parking: Yes
Garden: Yes

Description

Hunters are pleased to offer to the market a 3 Bedroom detached bungalow for sale with NO CHAIN located in the Village of Sturton by Stow. The village has a rural feel with picturesque scenery for walks and cycling but also has excellent access to road links and the historical town of Lincoln. It further benefits from local shop, primary school and traditional pub. . Accommodation comprises of Kitchen/Diner. Lounge, Sun Room, Utility Room, three Bedrooms, Bathroom and separate w.c. Externally are gardens to the front, side and rear and Garage. Viewing Recommended.

Listed by

Gainsborough

Hunters Property Group Ltd

Reference: 70890721

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: A

Inspection date: 05/04/2019

Current heating cost: £775/year

Potential heating cost: £640/year

Est. upgrade cost to C: £36,725

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£100 - £350)
Floor insulation (solid floor) (£4,000 - £6,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)
Wind turbine (£15,000 - £25,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #5393500

Property Details

Street: 20 Saxilby Road

Town: Sturton by Stow

Postcode: LN1 2AB

Installation Details

Items: 4 windows

Certificate Issued: 28/01/2008

Work Completed: 18/12/2007

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	18/09/2019 (6 years ago)	£210,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
17 TILLBRIDGE ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2BP	£300,000	05/12/2025	Detached
31 TILLBRIDGE ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2BP	£550,000	10/07/2025	Detached
Same street 66 SAXILBY ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AB	£282,500	31/01/2025	Detached
Same street 12 SAXILBY ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AB	£205,000	13/12/2024	Semi-detached
Same street 32 SAXILBY ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AB	£180,000	30/09/2024	Terraced
4 LAKESIDE, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2TZ	£790,000	01/12/2023	Detached
Same street 22B SAXILBY ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AB	£575,000	22/09/2023	Detached
Same street 10 SAXILBY ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AB	£194,000	26/05/2023	Semi-detached
14 BRADWAY, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2DU	£245,000	05/12/2022	Detached
3 EASTFIELD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2DT	£291,000	15/11/2022	Detached
2 LAKESIDE, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2TZ	£795,000	04/10/2022	Detached
29 SAXILBY ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AA	£330,000	31/08/2022	Detached
29 MARTON ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AQ	£385,000	12/08/2022	Detached
19 TILLBRIDGE ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2BP	£267,500	20/07/2022	Detached
Same street 24 SAXILBY ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AB	£380,000	26/05/2022	Detached
15 BRADWAY, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2DU	£128,700	08/04/2022	Detached
Same street 8 SAXILBY ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AB	£195,000	06/04/2022	Semi-detached
LAMORNA COTTAGE, 8 TILLBRIDGE ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2BP	£367,500	25/01/2022	Detached
13 EASTFIELD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2DT	£310,000	17/12/2021	Detached
2 SPENCER COURT, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AX	£425,000	28/10/2021	Detached
22 TILLBRIDGE ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2BP	£365,000	30/09/2021	Detached
7 BRADWAY, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2DU	£179,950	28/09/2021	Detached
3 LAKESIDE, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2TZ	£625,000	30/06/2021	Detached
4 LAKESIDE, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2TZ	£675,000	30/06/2021	Detached
20 TILLBRIDGE ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2BP	£364,000	25/06/2021	Detached

Street average: £287,357 (7 sales)

Area average: £410,758 (18 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 11.1%

10y growth 42.5%

House Price Index (HM Land Registry — official index, not sold-price averages): West Lindsey. Series: Detached. As of February 2026.

1y (index) 0.4%

5y (index) 13.6%

10y (index) 44.3%

Rental Range

Estimated market rent for West Lindsey. Low = conservative, Realistic = average, Optimistic = best case.

Low £642/mo

Realistic £713/mo

Optimistic £784/mo

Based on Local Authority from postcode lookup → West Lindsey.

LHA (30th percentile) floor for Lincoln: £673/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View LN1 2AB

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Queensway	0.1 miles
Shop	Lincolnshire Co-op	0.2 miles
Shop	Premier Sturton Village Store	0.2 miles
Train station	Saxilby	2.9 miles
University	University of Lincoln - Riseholme Campus	6.3 miles
Hospital	St Georges Hospital	6.4 miles
Train station	Gainsborough Lea Road	6.8 miles
University	Lincoln Bishop University	7.1 miles
Hospital	Rampton Secure Hospital	7.3 miles

Street-level crime

Category	Count
Anti-social behaviour	6
Violence and sexual offences	5
Public order	1
Total incidents	12

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Sturton by Stow Primary School	Primary	0.6 miles	Good — 5 Feb 2023
Saxilby Church of England Primary School	Primary	2.9 miles	Good — 5 Nov 2012
The Marton Academy	Primary	3.1 miles	Good — 2 Mar 2022
Burton Hathow Preparatory School	Other	3.9 miles	— (No rating)

Rental Comparables

Loading rental comparables for this postcode. Refresh in a few minutes.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.32%

Max investor price (0.8%) £89,125

Target investor price (1%) £71,300

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).