# 2 bedroom flat for sale (L3 2HA)

## Property Details

| Key | Value |
|-----|-------|
| Address | APARTMENT 105, 15 HATTON GARDEN, LIVERPOOL, MERSEYSIDE L3 2HA |
| Price | £90,000 |
| Bedrooms | 2 |
| Construction age | England and Wales: 1996-2002 |
| Floor area | 79 m² |
| Last sold | £120,000 Sep 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 29/04/2034
- **Current heating cost:** £758/year
- **Est. upgrade cost to C:** £6,400

### Recommendations
- L2 (£1,200 - £1,800)
- O (£3,300 - £6,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0300-2700-5340-2674-3741)

## Description

A 2 bedroomed first floor apartment with character and unique original features, windows, electric heating, secure intercom entry system and will be sold fully furnished.  With the added benefit the sale will also include an allocated car parking space in the basement.

The property is ideal for both investors and residential buyers suitable for immediate occupation or investment purposes with a potential income £1000 per calendar month. Alternatively it could be utilised as a Airbnb investment.

There is a lift service to all floors.

**Situated**

just off bustling Dale Street in Liverpool City Centre, offering the best of city living right on your doorstep. within short walking distance to Liverpool ONE, Albert Dock and many other city centre amenities and attractions. Hatton Garden itself is a thriving area, with a range of independent shops and cafes while being just a few streets away from some of the best restuarants and meeting places in the city.

**Ground Floor**

Main Entrance Hallway

**First Floor**

Flat - Hall, Impressive Open Plan Lounge/Kitchen/Diner, Cloakroom, Bathroom/W.C

**Mezzaine Floor**

2 Bedrooms (1 with en-suite)

**Outside**

Underground Parking Space

**EPC Rating**

D

**Council Tax Band**

C

**GET READY TO BID BY VISITING THE AUCTIONEERS WEBSITE**

**GUIDE PRICES & RESERVE PRICES**

**Guide Price**

An indication of the seller’s current minimum acceptable price at auction. The guide price or range of guide prices is given to assist consumers in deciding whether or not to pursue a purchase. It is usual, but not always the case, that a provisional reserve range is agreed between the seller and the auctioneer at the start of marketing. As the reserve is not fixed at this stage and can be adjusted by the seller at any time up to the day of the auction in the light of interest shown during the marketing period, a guide price is issued. This guide price can be shown in the form of a minimum and maximum price range within which an acceptable sale price (reserve) would fall, or as a single price figure within 10% of which the minimum acceptable price (reserve) would fall. A guide price is different to a reserve price (see separate definition). Both the guide price and the reserve price can be subject to change up to and including the day of the auction.

**Reserve Price**

The seller’s minimum acceptable price at auction and the figure below which the auctioneer cannot sell. The reserve price is not disclosed and remains confidential between the seller and the auctioneer.

Both the guide price and the reserve price can be subject to change up to and including the day of the auction.

## Property Photos

- ![Photo](/listings/photos/149571254/745797)
- ![Photo](/listings/photos/149571254/745798)
- ![Photo](/listings/photos/149571254/745799)
- ![Photo](/listings/photos/149571254/745800)
- ![Photo](/listings/photos/149571254/745801)
- ![Photo](/listings/photos/149571254/745802)
- ![Photo](/listings/photos/149571254/745803)
- ![Photo](/listings/photos/149571254/745804)
- ![Photo](/listings/photos/149571254/745805)
- ![Photo](/listings/photos/149571254/745806)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 APARTMENT 105 HATTON GARDEN, LIVERPOOL, MERSEYSIDE, L3 2HA | £120,000 | 25/09/2024 | Flat |
| 15 APARTMENT 105 HATTON GARDEN, LIVERPOOL, MERSEYSIDE, L3 2HA | £108,000 | 09/02/2011 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 APARTMENT 42 CHEAPSIDE, LIVERPOOL, MERSEYSIDE, L2 2DQ | £175,000 | 15/12/2025 | Flat |
| 15 APARTMENT 214 HATTON GARDEN, LIVERPOOL, MERSEYSIDE, L3 2HA | £92,000 | 19/12/2023 | Flat |
| PRINCES BUILDING, 81 APARTMENT 504 DALE STREET, LIVERPOOL, MERSEYSIDE, L2 2HT | £170,000 | 24/11/2023 | Flat |
| 12 APARTMENT 15 CHEAPSIDE, LIVERPOOL, MERSEYSIDE, L2 2DQ | £161,700 | 28/07/2023 | Flat |
| PRINCES BUILDING, 81 APARTMENT 402 DALE STREET, LIVERPOOL, MERSEYSIDE, L2 2HT | £83,500 | 19/05/2023 | Flat |
| 12 APARTMENT 49 CHEAPSIDE, LIVERPOOL, MERSEYSIDE, L2 2DQ | £181,150 | 07/03/2023 | Flat |
| THE BRIDEWELL, 10 ROOM 116 CHEAPSIDE, LIVERPOOL, MERSEYSIDE, L2 2DY | £30,200 | 23/02/2023 | Flat |
| 8 APARTMENT 4 VERNON STREET, LIVERPOOL, MERSEYSIDE, L2 2AY | £180,000 | 23/02/2023 | Flat |
| 63 APARTMENT 10 TITHEBARN STREET, LIVERPOOL, MERSEYSIDE, L2 2EN | £87,500 | 09/12/2022 | Flat |
| 12 APARTMENT 22 CHEAPSIDE, LIVERPOOL, MERSEYSIDE, L2 2DQ | £173,000 | 07/12/2022 | Flat |
| 15 APARTMENT 311 HATTON GARDEN, LIVERPOOL, MERSEYSIDE, L3 2HB | £125,000 | 16/11/2022 | Flat |
| 12 APARTMENT 10 CHEAPSIDE, LIVERPOOL, MERSEYSIDE, L2 2DQ | £114,000 | 09/11/2022 | Flat |
| 12 APARTMENT 2 CHEAPSIDE, LIVERPOOL, MERSEYSIDE, L2 2DQ | £179,750 | 16/09/2022 | Flat |
| 12 APARTMENT 1E CHEAPSIDE, LIVERPOOL, MERSEYSIDE, L2 2DQ | £210,000 | 12/08/2022 | Flat |
| 12 APARTMENT 1F CHEAPSIDE, LIVERPOOL, MERSEYSIDE, L2 2DQ | £166,500 | 21/06/2022 | Flat |
| 12 APARTMENT 1A CHEAPSIDE, LIVERPOOL, MERSEYSIDE, L2 2DQ | £185,000 | 31/05/2022 | Flat |
| 12 APARTMENT 1B CHEAPSIDE, LIVERPOOL, MERSEYSIDE, L2 2DQ | £215,000 | 30/05/2022 | Flat |
| 12 APARTMENT 20 CHEAPSIDE, LIVERPOOL, MERSEYSIDE, L2 2DQ | £105,000 | 31/03/2022 | Flat |
| 9 APARTMENT 28 HATTON GARDEN, LIVERPOOL, MERSEYSIDE, L3 2FE | £122,705 | 30/03/2022 | Flat |
| THE BRIDEWELL ROOM 317 CHEAPSIDE, LIVERPOOL, MERSEYSIDE, L2 2DY | £79,999 | 10/03/2022 | Flat |

**Area average:** £141,850 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £162,984 (54 Flat, L3, 2024–2026)
- **Deviation:** -44.8%

## Rental Range

*ONS Price Index of Private Rents (Liverpool). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £811/mo
- **Realistic:** £901/mo
- **Optimistic:** £991/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Greater Liverpool (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Pall Mall, L3 | £1,095/mo | 2 | 0.11 miles | OpenRent |
| 2 Bed Flat, Focus Building, L3 | £1,200/mo | 2 | 0.13 miles | OpenRent |
| 2 Bed Flat, Cumberland Street, L1 | £925/mo | 2 | 0.15 miles | OpenRent |
| 2 Bed Flat, Marlborough St, L3 | £1,175/mo | 2 | 0.16 miles | OpenRent |
| 2 Bed Flat, Lace Street, L3 | £850/mo | 2 | 0.19 miles | OpenRent |
| 2 Bed Flat, Lace St, L3 | £1,150/mo | 2 | 0.19 miles | OpenRent |
| 2 Bed Flat, Pall Mall, L3 | £1,295/mo | 2 | 0.23 miles | OpenRent |
| 2 Bed Flat, Orleans House, L3 | £1,250/mo | 2 | 0.26 miles | OpenRent |
| 2 Bed Flat, The Reach, L3 | £1,350/mo | 2 | 0.27 miles | OpenRent |
| 2 Bed Flat, The Reach, L3 | £1,095/mo | 2 | 0.29 miles | OpenRent |
| 2 Bed Flat, Bastion Point, L3 | £1,350/mo | 2 | 0.3 miles | OpenRent |

**Average rent: £1,158/mo (11 listings)**

## 1% Rule

- **Rent ratio:** 1.31% (strong)
- **Max investor price (0.8%):** £146,875
- **Target investor price (1%):** £117,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,175/mo).*

- **Gross yield:** 15.7%
- **Cost-to-rent:** 6.4×
- **Monthly cashflow:** £678/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 31.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,139/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -6.1%
- **10y growth:** 1.7%

## House Price Index (HM Land Registry)

*Official index for Liverpool; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -1.4%
- **5y growth (index):** 11.7%
- **10y growth (index):** 50.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)