# 3 bedroom semi-detached house for sale (BB12 8SX) ## Property Details | Key | Value | |-----|-------| | Address | 22 COWLEY CRESCENT, BURNLEY, PADIHAM, LANCASHIRE BB12 8SX | | Price | £210,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Construction age | England and Wales: 1950-1966 | | Floor area | 95 m² | | Last sold | £210,000 Jun 2022 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** B - **Expiry date:** 28/03/2032 - **Current heating cost:** £627/year - **Est. upgrade cost to C:** £15,675 ### Recommendations - A2 (£850 - £1,500) - W2 (£4,000 - £6,000) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2912-3327-0010-0671-3222) ## Description A DECEPTIVELY SPACIOUS, THREE BEDROOMED SEMI DETACHED PROPERTY IN A POPULAR AREA OF PADIHAM!! Presented to the market in a highly sought after area of Padiham. Situated within close reach of schools, amenities and transport links, the property would ideally suit a couple or young family. With a modern kitchen and a neutral interior finish throughout, the property is in turn key condition and is a ready made home for any prospective buyer. Comprising briefly; Entrance into a hallway housing a staircase to the first floor and doors leading to a shower room and a spacious reception room. The reception room allows through access to an inner hallway which in turn leads to a double bedroom, WC and a dining room with open access to a fitted kitchen. To the first floor, you will find two further bedrooms. Externally, to the rear of the property, you will find a sizeable garden with decking, astro turf, summer house, shed and a concrete hard standing for a caravan or motorhome. The front provides further parking on an imprinted concrete driveway and a front garden. Viewings can be arranged by calling our Burnley team today. **Ground Floor** - **Entrance** - Composite double glazed door leading to the hallway **Hallway** - 1.93m x 1.45m (6'4 x 4'9) - Coving, smoke alarm, staircase to the first floor and doors leading to cloak cupboard, shower room and reception room one **Shower Room** - 2.82m x 1.85m (9'3 x 6'1) - UPVC double glazed frosted window, corner shower enclosure, direct feed shower, vanity elevated wash basin, twin flush WC, partially PVC panelled elevations, central heating radiator, storage. **Reception Room One** - 5.23m x 3.48m (17'2 x 11'5) - UPVC double glazed window, central heating radiator, coving, ceiling rose, television point, electric fire to the chimney breast, door leading to the hallway. **Hallway** - 2.03m x 1.24m (6'8 x 4'1) - Coving, doors leading to bedroom one, dining room and WC **Wc** - 1.88m x 1.73m (6'2 x 5'8) - UPVC double glazed frosted window, vanity elevated wash basin, twin flush WC, central heating radiator, wood effect flooring. **Bedroom One** - 3.91m x 3.53m (12'10 x 11'7) - UPVC double glazed window, central heating radiator, coving, fitted wardrobes. **Dining Room** - 2.87m x 2.87m (9'5 x 9'5) - UPVC double glazed window, central heating radiator, television point, coving, open to the kitchen. **Kitchen** - 3.78m x 2.54m (12'5 x 8'4) - Two UPVC double glazed windows and door to the rear, range of cream gloss wall and base units, wood effect work surfaces and upstands, granite coated one and a half bowl sink, drainer and mixer tap, plumbing for a washing machine, electric oven, microwave and induction hob with extractor fan, integrated fridge freezer, coving, wood effect flooring. **First Floor** - **Landing** - Doors lead to two bedrooms. **Bedroom Two** - 4.14m x 3.51m (13'7 x 11'6) - UPVC double glazed window, central heating radiator. **Bedroom Three** - 4.32m x 1.68m (14'2 x 5'6) - UPVC double glazed window, central heating radiator, combination boiler. **External** - **Front** - Imprinted concrete driveway for up to four cars. **Rear** - Sizeable garden with Astro turf, composite decking, shed and summer house, planted sleeper flower bed, hard standing for caravan or motorhome with power socket. ## Property Photos - ![4.JPG](/listings/photos/119992166/481372) - 4.JPG - ![1.JPG](/listings/photos/119992166/481376) - 1.JPG - ![3.JPG](/listings/photos/119992166/481379) - 3.JPG - ![2.JPG](/listings/photos/119992166/481383) - 2.JPG - ![8.JPG](/listings/photos/119992166/481387) - 8.JPG - ![10.JPG](/listings/photos/119992166/481390) - 10.JPG - ![12.JPG](/listings/photos/119992166/481392) - 12.JPG - ![7.JPG](/listings/photos/119992166/481394) - 7.JPG - ![5.JPG](/listings/photos/119992166/481396) - 5.JPG - ![13.JPG](/listings/photos/119992166/481400) - 13.JPG - ![9.JPG](/listings/photos/119992166/481405) - 9.JPG - ![6.JPG](/listings/photos/119992166/481408) - 6.JPG - ![11.JPG](/listings/photos/119992166/481416) - 11.JPG - ![14.JPG](/listings/photos/119992166/481424) - 14.JPG - ![15.JPG](/listings/photos/119992166/481430) - 15.JPG - ![16.JPG](/listings/photos/119992166/481436) - 16.JPG ## Floorplans - ![22 cowley crescent, Padiham.jpg](/listings/photos/119992166/481440) - 22 cowley crescent, Padiham.jpg ## EPC Graphs - ![EE Rating](/listings/photos/119992166/481445) - EE Rating ## FENSA Certificates This property has 2 FENSA certificate(s) on record. ### FENSA Certificate #12404954 - **Address:** 22 Cowley Crescent, Padiham, BB12 8SX - **Certificate Issued:** 19/06/2017 - **Work Completed:** 25/05/2017 - **Items:** 2 window(s) ### FENSA Certificate #12460934 - **Address:** 22 Cowley Crescent, Padiham, BB12 8SX - **Certificate Issued:** 24/07/2017 - **Work Completed:** 13/06/2017 - **Items:** 1 door(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 22 COWLEY CRESCENT, PADIHAM, BURNLEY, LANCASHIRE, BB12 8SX | £210,000 | 29/06/2022 | Semi-detached | | 22 COWLEY CRESCENT, PADIHAM, BURNLEY, LANCASHIRE, BB12 8SX | £157,000 | 15/07/2016 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] 8 COWLEY CRESCENT, PADIHAM, BURNLEY, LANCASHIRE, BB12 8SX | £152,000 | 17/03/2025 | Semi-detached | | 26 MASEFIELD AVENUE, PADIHAM, BURNLEY, LANCASHIRE, BB12 8SY | £177,000 | 22/11/2023 | Semi-detached | | [Same street] 3 COWLEY CRESCENT, PADIHAM, BURNLEY, LANCASHIRE, BB12 8SX | £112,000 | 20/10/2023 | Terraced | | 17 GASKELL DRIVE, BURNLEY, LANCASHIRE, BB12 6BW | £214,995 | 30/07/2023 | Semi-detached | | 12 GASKELL DRIVE, BURNLEY, LANCASHIRE, BB12 6BW | £189,995 | 18/07/2023 | Semi-detached | | [Same street] 4 COWLEY CRESCENT, PADIHAM, BURNLEY, LANCASHIRE, BB12 8SX | £188,000 | 30/06/2023 | Semi-detached | | 146 VICTORIA ROAD, PADIHAM, BURNLEY, LANCASHIRE, BB12 8TA | £162,500 | 16/06/2023 | Semi-detached | | 97 VICTORIA ROAD, PADIHAM, BURNLEY, LANCASHIRE, BB12 8TA | £170,000 | 01/12/2022 | Semi-detached | | 73 VICTORIA ROAD, PADIHAM, BURNLEY, LANCASHIRE, BB12 8TA | £200,000 | 29/11/2022 | Semi-detached | | 1 MASEFIELD AVENUE, PADIHAM, BURNLEY, LANCASHIRE, BB12 8SY | £165,000 | 24/11/2022 | Semi-detached | | 246 BURNLEY ROAD, PADIHAM, BURNLEY, LANCASHIRE, BB12 8SS | £220,000 | 20/10/2022 | Semi-detached | | 16 LOXLEY GARDENS, BURNLEY, LANCASHIRE, BB12 6PW | £185,000 | 14/10/2022 | Semi-detached | | [Same street] 18 COWLEY CRESCENT, PADIHAM, BURNLEY, LANCASHIRE, BB12 8SX | £270,000 | 19/08/2022 | Detached | | [Same street] 31 COWLEY CRESCENT, PADIHAM, BURNLEY, LANCASHIRE, BB12 8SX | £220,000 | 05/08/2022 | Semi-detached | | 334 LOWERHOUSE LANE, BURNLEY, LANCASHIRE, BB12 6NB | £297,500 | 10/06/2022 | Semi-detached | | 74 PRINTERS FOLD, BURNLEY, LANCASHIRE, BB12 6PG | £210,000 | 08/06/2022 | Semi-detached | | 9 WARDLEY CLOSE, BURNLEY, LANCASHIRE, BB12 6ET | £184,995 | 27/05/2022 | Semi-detached | | 16 LOW BANK, BURNLEY, LANCASHIRE, BB12 6PP | £170,000 | 06/05/2022 | Semi-detached | | 11 WARDLEY CLOSE, BURNLEY, LANCASHIRE, BB12 6ET | £189,995 | 06/05/2022 | Semi-detached | | 38 PRINTERS FOLD, BURNLEY, LANCASHIRE, BB12 6PG | £162,500 | 28/04/2022 | Semi-detached | | [Same street] 13 COWLEY CRESCENT, PADIHAM, BURNLEY, LANCASHIRE, BB12 8SX | £195,000 | 19/04/2022 | Semi-detached | | 1A PRINTERS FOLD, BURNLEY, LANCASHIRE, BB12 6PH | £167,250 | 07/04/2022 | Semi-detached | | 70 PRINTERS FOLD, BURNLEY, LANCASHIRE, BB12 6PG | £162,500 | 25/03/2022 | Semi-detached | | 10 MASEFIELD AVENUE, PADIHAM, BURNLEY, LANCASHIRE, BB12 8SY | £198,000 | 11/03/2022 | Semi-detached | | 20 MASEFIELD AVENUE, PADIHAM, BURNLEY, LANCASHIRE, BB12 8SY | £190,000 | 25/02/2022 | Semi-detached | | 100 LOW BANK, BURNLEY, LANCASHIRE, BB12 6PP | £175,000 | 03/02/2022 | Semi-detached | **Street average:** £189,500 (6 sales) **Area average:** £189,612 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £227,010 (24 Semi-detached, BB12, 2024–2026) - **Deviation:** -7.5% ## Rental Range *ONS Price Index of Private Rents (Burnley). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £558/mo - **Realistic:** £620/mo - **Optimistic:** £682/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for West Pennine (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £504/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed End Terrace, Irwell Street, BB12 | £725/mo | 3 | 0.67 miles | OpenRent | **Average rent: £725/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.35% (weak for cashflow) - **Max investor price (0.8%):** £90,625 - **Target investor price (1%):** £72,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £725/mo).* - **Gross yield:** 4.1% - **Cost-to-rent:** 24.1× - **Monthly cashflow:** £-200/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -3.9% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £2,211/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 43% - **10y growth:** 77.8% ## House Price Index (HM Land Registry) *Official index for Burnley; Semi-detached series; as of March 2026.* - **1y growth (index):** 3% - **5y growth (index):** 28.2% - **10y growth (index):** 76.7% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)