# 4 bedroom terraced house for sale (HA3 9LZ) ## Property Details | Key | Value | |-----|-------| | Address | 34 LORETTO GARDENS, HARROW, GREATER LONDON HA3 9LZ | | Price | £600,000 | | Bedrooms | 4 | | Bathrooms | 2 | | Construction age | England and Wales: 1900-1929 | | Floor area | 108 m² | | Last sold | £600,000 Jul 2022 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** B - **Expiry date:** 14/03/2032 - **Current heating cost:** £842/year - **Est. upgrade cost to C:** £19,500 ### Recommendations - Q (£4,000 - £14,000) - W1 (£800 - £1,200) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0170-2625-5070-2192-4291) ## Description A much loved four bedroom terraced family home. Making an appearance for the first time in 30 years, this stunning four bedroom home offers spacious living with plenty of natural light throughout. The ground floor has a versatile front room currently being used as a bedroom with characterful wood floors and a large bay window. There are two receptions rooms with a modern kitchen offering immense family space. The first floor accommodates three good sized rooms, along with a family bathroom. Moving up to the third floor, the loft consists of a spacious master bedroom complete with an ensuite. Externally, the property benefits from off street parking for 2 cars as well as a beautiful and spacious rear garden. Located on a highly sought after road, this gem is situated within the catchment of Mount Stewart Primary School, Claremont High School and JFS School. Amenities of Kingsbury are within walking distance including local shops, supermarkets, places of worship, eateries, bus routes and Kingsbury and Kenton Stations, both making a journey into Central London in around 30 minutes which could appeal to commuters. To really appreciate the size and location of this lovely property, an internal viewing is highly recommended. ## Property Photos - ![Front External](/listings/photos/121194104/1309255) - Front External - ![Reception Room 1](/listings/photos/121194104/1309256) - Reception Room 1 - ![Reception Room 2](/listings/photos/121194104/1309257) - Reception Room 2 - ![Kitchen](/listings/photos/121194104/1309258) - Kitchen - ![Bedroom 1](/listings/photos/121194104/1309259) - Bedroom 1 - ![Bedroom 2](/listings/photos/121194104/1309260) - Bedroom 2 - ![Bedroom 3](/listings/photos/121194104/1309261) - Bedroom 3 - ![Family Bathroom](/listings/photos/121194104/1309262) - Family Bathroom - ![Bedroom 4](/listings/photos/121194104/1309263) - Bedroom 4 - ![Bedroom 4 En Suite](/listings/photos/121194104/1309264) - Bedroom 4 En Suite - ![Rear Garden](/listings/photos/121194104/1309265) - Rear Garden - ![Bedroom 4](/listings/photos/121194104/1309266) - Bedroom 4 ## Floorplans - ![Overall Floorplan](/listings/photos/121194104/1309267) - Overall Floorplan - ![GF Floorplan](/listings/photos/121194104/1309268) - GF Floorplan - ![First Floor Plan](/listings/photos/121194104/1309269) - First Floor Plan - ![Loft Floorplan](/listings/photos/121194104/1309270) - Loft Floorplan ## EPC Graphs - ![EPC Rating Graph](/listings/photos/121194104/1309271) - EPC Rating Graph ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #5062627 - **Address:** 34 Loretto Gardens, HARROW, HA3 9LZ - **Certificate Issued:** 24/09/2007 - **Work Completed:** 06/09/2007 - **Items:** 3 window(s), 1 door(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 34 LORETTO GARDENS, HARROW, GREATER LONDON, HA3 9LZ | £600,000 | 05/07/2022 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 87 SHREWSBURY AVENUE, HARROW, GREATER LONDON, HA3 9NA | £535,000 | 17/10/2025 | Terraced | | 99 SHREWSBURY AVENUE, HARROW, GREATER LONDON, HA3 9NE | £620,000 | 07/03/2025 | Terraced | | 1 GLENALMOND ROAD, HARROW, GREATER LONDON, HA3 9JY | £650,000 | 13/10/2023 | Terraced | | 127 CHARLTON ROAD, HARROW, GREATER LONDON, HA3 9HR | £555,000 | 15/06/2023 | Terraced | | 15 DARCY DRIVE, HARROW, GREATER LONDON, HA3 9JR | £700,000 | 18/11/2022 | Terraced | | 97 CHARLTON ROAD, HARROW, GREATER LONDON, HA3 9HR | £580,000 | 16/11/2022 | Terraced | | 49 LORETTO GARDENS, HARROW, GREATER LONDON, HA3 9LY | £500,000 | 28/10/2022 | Terraced | | 106 SHREWSBURY AVENUE, HARROW, GREATER LONDON, HA3 9NF | £640,000 | 21/10/2022 | Terraced | | 4 D'ARCY GARDENS, HARROW, GREATER LONDON, HA3 9JS | £620,000 | 01/08/2022 | Terraced | | 15 CHELTENHAM PLACE, HARROW, GREATER LONDON, HA3 9NB | £440,000 | 27/07/2022 | Terraced | | 8 D'ARCY GARDENS, HARROW, GREATER LONDON, HA3 9JS | £625,000 | 15/07/2022 | Terraced | | 9 CHELTENHAM PLACE, HARROW, GREATER LONDON, HA3 9NB | £476,000 | 17/03/2022 | Terraced | | 11A MORLAND ROAD, HARROW, GREATER LONDON, HA3 9LU | £340,000 | 03/03/2022 | Terraced | | 28 D'ARCY GARDENS, HARROW, GREATER LONDON, HA3 9JS | £582,000 | 27/08/2021 | Terraced | **Area average:** £561,643 (14 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £554,197 (38 Terraced, HA3, 2024–2026) - **Deviation:** +8.3% ## Rental Range *ONS Price Index of Private Rents (Harrow). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,583/mo - **Realistic:** £1,759/mo - **Optimistic:** £1,935/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for South West Herts (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £1,995/mo ## 1% Rule - **Rent ratio:** 0.29% (weak for cashflow) - **Max investor price (0.8%):** £219,875 - **Target investor price (1%):** £175,900 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.* ## Price per Square Metre - **£/m²:** £5,556/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 15.2% - **10y growth:** 19.8% ## House Price Index (HM Land Registry) *Official index for Harrow; Terraced series; as of April 2026.* - **1y growth (index):** -0.5% - **5y growth (index):** 7.9% - **10y growth (index):** 20.3% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)