Sold STC Terraced

34 LORETTO GARDENS

HARROW, GREATER LONDON HA3 9LZ

4 beds 2 baths 108 m² Listed 17 Mar 2022 (-1588d)

£600,000

Offers in Excess of

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# 4 bedroom terraced house for sale (HA3 9LZ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 34 LORETTO GARDENS, HARROW, GREATER LONDON HA3 9LZ |
| Price | £600,000 |
| Bedrooms | 4 |
| Bathrooms | 2 |
| Last sold | £600,000 Jul 2022 |

## Description

A much loved four bedroom terraced family home. Making an appearance for the first time in 30 years, this stunning four bedroom home offers spacious living with plenty of natural light throughout.  The ground floor has a versatile front room currently being used as a  bedroom with characterful wood floors and a large bay window. There are two receptions rooms with a modern kitchen offering immense family space.  The first floor accommodates three good sized rooms, along with a family bathroom. Moving up to the third floor, the loft consists of a spacious master bedroom complete with an ensuite. Externally, the property benefits from off street parking for 2 cars as well as a beautiful and spacious rear garden. Located on a highly sought after road,  this gem is situated within the catchment of Mount Stewart Primary School, Claremont High School and JFS School. Amenities of Kingsbury are within walking distance including local shops, supermarkets, places of worship, eateries, bus routes and Kingsbury and Kenton Stations, both making a journey into Central London in around 30 minutes which could appeal to commuters.

To really appreciate the size and location of this lovely property, an internal viewing is highly recommended.

## Property Photos

- ![Front External](/listings/photos/121194104/1309255) - Front External
- ![Reception Room 1](/listings/photos/121194104/1309256) - Reception Room 1
- ![Reception Room 2](/listings/photos/121194104/1309257) - Reception Room 2
- ![Kitchen](/listings/photos/121194104/1309258) - Kitchen
- ![Bedroom 1](/listings/photos/121194104/1309259) - Bedroom 1
- ![Bedroom 2](/listings/photos/121194104/1309260) - Bedroom 2
- ![Bedroom 3](/listings/photos/121194104/1309261) - Bedroom 3
- ![Family Bathroom](/listings/photos/121194104/1309262) - Family Bathroom
- ![Bedroom 4](/listings/photos/121194104/1309263) - Bedroom 4
- ![Bedroom 4 En Suite](/listings/photos/121194104/1309264) - Bedroom 4 En Suite
- ![Rear Garden](/listings/photos/121194104/1309265) - Rear Garden
- ![Bedroom 4](/listings/photos/121194104/1309266) - Bedroom 4

## Floorplans

- ![Overall Floorplan](/listings/photos/121194104/1309267) - Overall Floorplan
- ![GF Floorplan](/listings/photos/121194104/1309268) - GF Floorplan
- ![First Floor Plan](/listings/photos/121194104/1309269) - First Floor Plan
- ![Loft Floorplan](/listings/photos/121194104/1309270) - Loft Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/121194104/1309271) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #5062627
- **Address:** 34 Loretto Gardens, HARROW, HA3 9LZ
- **Certificate Issued:** 24/09/2007
- **Work Completed:** 06/09/2007
- **Items:** 3 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 34 LORETTO GARDENS, HARROW, GREATER LONDON, HA3 9LZ | £600,000 | 05/07/2022 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 87 SHREWSBURY AVENUE, HARROW, GREATER LONDON, HA3 9NA | £535,000 | 17/10/2025 | Terraced |
| 99 SHREWSBURY AVENUE, HARROW, GREATER LONDON, HA3 9NE | £620,000 | 07/03/2025 | Terraced |
| 1 GLENALMOND ROAD, HARROW, GREATER LONDON, HA3 9JY | £650,000 | 13/10/2023 | Terraced |
| 127 CHARLTON ROAD, HARROW, GREATER LONDON, HA3 9HR | £555,000 | 15/06/2023 | Terraced |
| 15 DARCY DRIVE, HARROW, GREATER LONDON, HA3 9JR | £700,000 | 18/11/2022 | Terraced |
| 97 CHARLTON ROAD, HARROW, GREATER LONDON, HA3 9HR | £580,000 | 16/11/2022 | Terraced |
| 49 LORETTO GARDENS, HARROW, GREATER LONDON, HA3 9LY | £500,000 | 28/10/2022 | Terraced |
| 106 SHREWSBURY AVENUE, HARROW, GREATER LONDON, HA3 9NF | £640,000 | 21/10/2022 | Terraced |
| 4 D'ARCY GARDENS, HARROW, GREATER LONDON, HA3 9JS | £620,000 | 01/08/2022 | Terraced |
| 15 CHELTENHAM PLACE, HARROW, GREATER LONDON, HA3 9NB | £440,000 | 27/07/2022 | Terraced |
| 8 D'ARCY GARDENS, HARROW, GREATER LONDON, HA3 9JS | £625,000 | 15/07/2022 | Terraced |
| 9 CHELTENHAM PLACE, HARROW, GREATER LONDON, HA3 9NB | £476,000 | 17/03/2022 | Terraced |
| 11A MORLAND ROAD, HARROW, GREATER LONDON, HA3 9LU | £340,000 | 03/03/2022 | Terraced |
| 28 D'ARCY GARDENS, HARROW, GREATER LONDON, HA3 9JS | £582,000 | 27/08/2021 | Terraced |

**Area average:** £561,643 (14 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £554,197 (38 Terraced, HA3, 2024–2026)
- **Deviation:** +8.3%

## Rental Range

*ONS Price Index of Private Rents (Harrow). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,583/mo
- **Realistic:** £1,759/mo
- **Optimistic:** £1,935/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for South West Herts (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,995/mo

## 1% Rule

- **Rent ratio:** 0.29% (weak for cashflow)
- **Max investor price (0.8%):** £219,875
- **Target investor price (1%):** £175,900

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 15.2%
- **10y growth:** 19.8%

## House Price Index (HM Land Registry)

*Official index for Harrow; Terraced series; as of April 2026.*

- **1y growth (index):** -0.5%
- **5y growth (index):** 7.9%
- **10y growth (index):** 20.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Front External Reception Room 1 Reception Room 2 Kitchen Bedroom 1 Bedroom 2 Bedroom 3 Family Bathroom Bedroom 4 Bedroom 4 En Suite Rear Garden Bedroom 4

/ 12

Property details

Tenure

FREEHOLD

Floor area

108 m²

Last sold

£600,000 Jul 2022

Local average

£554,197 (+8.3%)

Deprivation

Decile 6 (17,168 of 33,755)

Street crime

402 incidents within 1 mile (May 2026)

Key features

OFF STREET PARKING
CLOSE TO HIGHLY RATED SCHOOLS
SPACIOUS REAR GARDEN
10 MINUTES WALK TO KINGSBURY STATION
CLOSE TO PLACES OF WORSHIP

Additional details

Parking: Yes
Garden: Yes

Description

A much loved four bedroom terraced family home. Making an appearance for the first time in 30 years, this stunning four bedroom home offers spacious living with plenty of natural light throughout. The ground floor has a versatile front room currently being used as a bedroom with characterful wood floors and a large bay window. There are two receptions rooms with a modern kitchen offering immense family space. The first floor accommodates three good sized rooms, along with a family bathroom. Moving up to the third floor, the loft consists of a spacious master bedroom complete with an ensuite. Externally, the property benefits from off street parking for 2 cars as well as a beautiful and spacious rear garden. Located on a highly sought after road, this gem is situated within the catchment of Mount Stewart Primary School, Claremont High School and JFS School. Amenities of Kingsbury are within walking distance including local shops, supermarkets, places of worship, eateries, bus routes and Kingsbury and Kenton Stations, both making a journey into Central London in around 30 minutes which could appeal to commuters.
To really appreciate the size and location of this lovely property, an internal viewing is highly recommended.

Listed by

Kingsbury, Sales

Winkworth

Reference: 121194104

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Overall Floorplan

GF Floorplan

First Floor Plan

Loft Floorplan

EPC Graphs

EPC Rating Graph

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #5062627

Property Details

Street: 34 Loretto Gardens

Town: HARROW

Postcode: HA3 9LZ

Installation Details

Items: 3 windows and 1 door

Certificate Issued: 24/09/2007

Work Completed: 06/09/2007

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	05/07/2022 (4 years ago)	£600,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
87 SHREWSBURY AVENUE, HARROW, GREATER LONDON, HA3 9NA	£535,000	17/10/2025	Terraced
99 SHREWSBURY AVENUE, HARROW, GREATER LONDON, HA3 9NE	£620,000	07/03/2025	Terraced
1 GLENALMOND ROAD, HARROW, GREATER LONDON, HA3 9JY	£650,000	13/10/2023	Terraced
127 CHARLTON ROAD, HARROW, GREATER LONDON, HA3 9HR	£555,000	15/06/2023	Terraced
15 DARCY DRIVE, HARROW, GREATER LONDON, HA3 9JR	£700,000	18/11/2022	Terraced
97 CHARLTON ROAD, HARROW, GREATER LONDON, HA3 9HR	£580,000	16/11/2022	Terraced
49 LORETTO GARDENS, HARROW, GREATER LONDON, HA3 9LY	£500,000	28/10/2022	Terraced
106 SHREWSBURY AVENUE, HARROW, GREATER LONDON, HA3 9NF	£640,000	21/10/2022	Terraced
4 D'ARCY GARDENS, HARROW, GREATER LONDON, HA3 9JS	£620,000	01/08/2022	Terraced
15 CHELTENHAM PLACE, HARROW, GREATER LONDON, HA3 9NB	£440,000	27/07/2022	Terraced
8 D'ARCY GARDENS, HARROW, GREATER LONDON, HA3 9JS	£625,000	15/07/2022	Terraced
9 CHELTENHAM PLACE, HARROW, GREATER LONDON, HA3 9NB	£476,000	17/03/2022	Terraced
11A MORLAND ROAD, HARROW, GREATER LONDON, HA3 9LU	£340,000	03/03/2022	Terraced
28 D'ARCY GARDENS, HARROW, GREATER LONDON, HA3 9JS	£582,000	27/08/2021	Terraced

Area average: £561,643 (14 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 15.2%

10y growth 19.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Harrow. Series: Terraced. As of April 2026.

1y (index) -0.5%

5y (index) 7.9%

10y (index) 20.3%

Rental Range

Estimated market rent for Harrow. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,583/mo

Realistic £1,759/mo

Optimistic £1,935/mo

Based on Local Authority from postcode lookup → Harrow.

LHA (30th percentile) floor for South West Herts: £1,995/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View HA3 9LZ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Shrewsbury Avenue	0.2 miles
Bus stop	Kenton / Charlton Road	0.2 miles
Shop	Costcutter	0.2 miles
Shop	Pioneer Information Solutions Ltd.	0.4 miles
Train station	Queensbury	0.5 miles
Train station	Kingsbury	0.8 miles
University	Middlesex University	2.4 miles
University	Flood Hazard Research Centre	2.4 miles
Hospital	Watford General Hospital	6.2 miles
Hospital	The Portland Hospital	8.0 miles

Street-level crime

Category	Count
Anti-social behaviour	93
Violence and sexual offences	88
Vehicle crime	71
Other theft	31
Shoplifting	28
Public order	23
Theft from the person	19
Burglary	13
Drugs	13
Robbery	12
Other crime	6
Bicycle theft	2
Possession of weapons	2
Criminal damage and arson	1
Total incidents	402

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Glebe Primary School	Primary	0.2 miles	Requires improvement — 14 Jan 2024
Pathways School	Other	0.2 miles	Good — 6 Jul 2023
St Bernadette's Catholic Primary School	Primary	0.2 miles	— (Inspected (no overall grade))
Kenmore Park Junior School	Primary	0.3 miles	Good — 1 Dec 2017
Kenmore Park Infant and Nursery School	Primary	0.3 miles	Good — 18 Jan 2024

Rental Comparables

Rental listings exist nearby, but none matched the 4-bedroom count for this property.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.29%

Max investor price (0.8%) £219,875

Target investor price (1%) £175,900

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).