# 1 bedroom apartment for sale (SE19 2RN)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 3, 10 MOWBRAY ROAD, LONDON, GREATER LONDON SE19 2RN |
| Price | £375,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Last sold | £375,000 Mar 2020 |

## Description

Unusually for a first floor flat, there is excellent storage space above the hall and under the stairs in the lounge.  The communal gardens are a real haven of peace with lawn, a pond and a communal green house as well as a storage shed at the bottom of the garden.

## Property Photos

- ![Picture No. 02](/listings/photos/76318369/367289) - Picture No. 02
- ![Picture No. 03](/listings/photos/76318369/367290) - Picture No. 03
- ![Picture No. 04](/listings/photos/76318369/367291) - Picture No. 04
- ![Picture No. 05](/listings/photos/76318369/367292) - Picture No. 05
- ![Picture No. 06](/listings/photos/76318369/367293) - Picture No. 06
- ![Picture No. 07](/listings/photos/76318369/367294) - Picture No. 07
- ![Picture No. 08](/listings/photos/76318369/367296) - Picture No. 08
- ![Picture No. 09](/listings/photos/76318369/367298) - Picture No. 09
- ![Picture No. 10](/listings/photos/76318369/367299) - Picture No. 10
- ![Picture No. 11](/listings/photos/76318369/367301) - Picture No. 11
- ![Picture No. 12](/listings/photos/76318369/367304) - Picture No. 12
- ![Picture No. 13](/listings/photos/76318369/367308) - Picture No. 13

## Floorplans

- ![Floorplan](/listings/photos/76318369/367310) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/76318369/367314) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 FLAT 3 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £375,000 | 27/03/2020 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| RADCLIFFE HOUSE, 3 FLAT 52 WORCESTER CLOSE, LONDON, BROMLEY, GREATER LONDON, SE20 8FR | £385,000 | 17/12/2025 | Flat |
| 27 SECOND FLOOR SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £390,000 | 02/12/2025 | Flat |
| RADCLIFFE HOUSE, 3 FLAT 2 WORCESTER CLOSE, LONDON, BROMLEY, GREATER LONDON, SE20 8FR | £315,000 | 31/10/2025 | Flat |
| 52B MABERLEY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2JA | £360,000 | 31/07/2025 | Flat |
| ROOKS COURT, 80A FLAT 5 BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ | £245,000 | 25/04/2025 | Flat |
| [Same street] MOWBRAY GRANGE, 2 FLAT G MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £403,000 | 17/01/2025 | Flat |
| [Same street] 8 FLAT 2 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £600,000 | 05/07/2024 | Flat |
| [Same street] 16 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £577,500 | 28/06/2024 | Flat |
| [Same street] MOWBRAY GRANGE, 2 FLAT A MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £331,500 | 21/06/2024 | Flat |
| CARLTON COURT FLAT 17 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RS | £252,500 | 15/12/2023 | Flat |
| ROLAND COURT, 145 FLAT 4 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2SF | £423,000 | 15/12/2023 | Flat |
| 99 FLAT B BELVEDERE ROAD, UPPER NORWOOD, LONDON, BROMLEY, GREATER LONDON, SE19 2HY | £280,000 | 07/12/2023 | Flat |
| 50C MABERLEY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2JA | £365,000 | 01/12/2023 | Flat |
| 95 FLAT 1 BELVEDERE ROAD, UPPER NORWOOD, LONDON, BROMLEY, GREATER LONDON, SE19 2HY | £270,000 | 17/11/2023 | Flat |
| 43 FLAT 4 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £310,000 | 23/10/2023 | Flat |
| 120 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RP | £241,250 | 11/08/2023 | Flat |
| [Same street] MOWBRAY GRANGE, 2 FLAT E MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £315,000 | 18/07/2023 | Flat |
| [Same street] OSPREY HOUSE, 26 FLAT 10 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £250,000 | 14/07/2023 | Flat |
| 45A SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £475,000 | 12/07/2023 | Flat |
| [Same street] 6 FLAT 2 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £500,325 | 09/06/2023 | Flat |
| RADCLIFFE HOUSE, 3 FLAT 4 WORCESTER CLOSE, LONDON, BROMLEY, GREATER LONDON, SE20 8FR | £292,500 | 05/06/2023 | Flat |
| RADCLIFFE HOUSE, 3 FLAT 34 WORCESTER CLOSE, LONDON, BROMLEY, GREATER LONDON, SE20 8FR | £290,000 | 31/05/2023 | Flat |
| [Same street] THE OAKS, 4 FLAT 7 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £368,000 | 03/05/2023 | Flat |
| OAK LODGE, 130 FLAT 1 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RQ | £365,000 | 02/05/2023 | Flat |
| 78 FLAT B BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ | £430,000 | 21/04/2023 | Flat |
| 91B BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HX | £520,000 | 03/04/2023 | Flat |
| 80 FLAT 3 BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ | £340,000 | 29/03/2023 | Flat |
| 12 FLAT I MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RG | £420,000 | 22/03/2023 | Flat |
| [Same street] 8 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £480,000 | 09/01/2023 | Flat |
| [Same street] 14 FLAT 1 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £525,000 | 11/11/2022 | Flat |
| [Same street] 10 FLAT 1 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £575,000 | 18/03/2022 | Flat |
| [Same street] THE OAKS, 4 FLAT 9 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £311,500 | 24/11/2021 | Flat |

**Street average:** £436,402 (12 sales)
**Area average:** £348,463 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £375,212 (77 Flat, SE19, 2024–2026)
- **Deviation:** -0.1%

## Rental Range

*ONS Price Index of Private Rents (Croydon). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,409/mo
- **Realistic:** £1,565/mo
- **Optimistic:** £1,722/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cambridge (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £898/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Anerley Park, SE20 | £1,600/mo | 1 | 0.38 miles | OpenRent |
| 1 Bed Flat, Cypress Road, SE25 | £1,150/mo | 1 | 0.52 miles | OpenRent |

**Average rent: £1,375/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.37% (weak for cashflow)
- **Max investor price (0.8%):** £171,875
- **Target investor price (1%):** £137,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,375/mo).*

- **Gross yield:** 4.4%
- **Cost-to-rent:** 22.7×
- **Monthly cashflow:** £-264/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -5%
- **10y growth:** -4.2%

## House Price Index (HM Land Registry)

*Official index for Croydon; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -6.3%
- **5y growth (index):** -8.2%
- **10y growth (index):** 2.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)