Sold STC Flat

FLAT 3

10 MOWBRAY ROAD, LONDON, GREATER LONDON SE19 2RN

1 beds 1 baths 63 m² Listed 21 Dec 2019 (-2362d)

£375,000

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# 1 bedroom apartment for sale (SE19 2RN)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 3, 10 MOWBRAY ROAD, LONDON, GREATER LONDON SE19 2RN |
| Price | £375,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Last sold | £375,000 Mar 2020 |

## Description

Unusually for a first floor flat, there is excellent storage space above the hall and under the stairs in the lounge.  The communal gardens are a real haven of peace with lawn, a pond and a communal green house as well as a storage shed at the bottom of the garden.

## Property Photos

- ![Picture No. 02](/listings/photos/76318369/367289) - Picture No. 02
- ![Picture No. 03](/listings/photos/76318369/367290) - Picture No. 03
- ![Picture No. 04](/listings/photos/76318369/367291) - Picture No. 04
- ![Picture No. 05](/listings/photos/76318369/367292) - Picture No. 05
- ![Picture No. 06](/listings/photos/76318369/367293) - Picture No. 06
- ![Picture No. 07](/listings/photos/76318369/367294) - Picture No. 07
- ![Picture No. 08](/listings/photos/76318369/367296) - Picture No. 08
- ![Picture No. 09](/listings/photos/76318369/367298) - Picture No. 09
- ![Picture No. 10](/listings/photos/76318369/367299) - Picture No. 10
- ![Picture No. 11](/listings/photos/76318369/367301) - Picture No. 11
- ![Picture No. 12](/listings/photos/76318369/367304) - Picture No. 12
- ![Picture No. 13](/listings/photos/76318369/367308) - Picture No. 13

## Floorplans

- ![Floorplan](/listings/photos/76318369/367310) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/76318369/367314) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 FLAT 3 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £375,000 | 27/03/2020 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| RADCLIFFE HOUSE, 3 FLAT 52 WORCESTER CLOSE, LONDON, BROMLEY, GREATER LONDON, SE20 8FR | £385,000 | 17/12/2025 | Flat |
| 27 SECOND FLOOR SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £390,000 | 02/12/2025 | Flat |
| RADCLIFFE HOUSE, 3 FLAT 2 WORCESTER CLOSE, LONDON, BROMLEY, GREATER LONDON, SE20 8FR | £315,000 | 31/10/2025 | Flat |
| 52B MABERLEY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2JA | £360,000 | 31/07/2025 | Flat |
| ROOKS COURT, 80A FLAT 5 BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ | £245,000 | 25/04/2025 | Flat |
| [Same street] MOWBRAY GRANGE, 2 FLAT G MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £403,000 | 17/01/2025 | Flat |
| [Same street] 8 FLAT 2 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £600,000 | 05/07/2024 | Flat |
| [Same street] 16 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £577,500 | 28/06/2024 | Flat |
| [Same street] MOWBRAY GRANGE, 2 FLAT A MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £331,500 | 21/06/2024 | Flat |
| CARLTON COURT FLAT 17 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RS | £252,500 | 15/12/2023 | Flat |
| ROLAND COURT, 145 FLAT 4 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2SF | £423,000 | 15/12/2023 | Flat |
| 99 FLAT B BELVEDERE ROAD, UPPER NORWOOD, LONDON, BROMLEY, GREATER LONDON, SE19 2HY | £280,000 | 07/12/2023 | Flat |
| 50C MABERLEY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2JA | £365,000 | 01/12/2023 | Flat |
| 95 FLAT 1 BELVEDERE ROAD, UPPER NORWOOD, LONDON, BROMLEY, GREATER LONDON, SE19 2HY | £270,000 | 17/11/2023 | Flat |
| 43 FLAT 4 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £310,000 | 23/10/2023 | Flat |
| 120 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RP | £241,250 | 11/08/2023 | Flat |
| [Same street] MOWBRAY GRANGE, 2 FLAT E MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £315,000 | 18/07/2023 | Flat |
| [Same street] OSPREY HOUSE, 26 FLAT 10 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £250,000 | 14/07/2023 | Flat |
| 45A SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £475,000 | 12/07/2023 | Flat |
| [Same street] 6 FLAT 2 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £500,325 | 09/06/2023 | Flat |
| RADCLIFFE HOUSE, 3 FLAT 4 WORCESTER CLOSE, LONDON, BROMLEY, GREATER LONDON, SE20 8FR | £292,500 | 05/06/2023 | Flat |
| RADCLIFFE HOUSE, 3 FLAT 34 WORCESTER CLOSE, LONDON, BROMLEY, GREATER LONDON, SE20 8FR | £290,000 | 31/05/2023 | Flat |
| [Same street] THE OAKS, 4 FLAT 7 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £368,000 | 03/05/2023 | Flat |
| OAK LODGE, 130 FLAT 1 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RQ | £365,000 | 02/05/2023 | Flat |
| 78 FLAT B BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ | £430,000 | 21/04/2023 | Flat |
| 91B BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HX | £520,000 | 03/04/2023 | Flat |
| 80 FLAT 3 BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ | £340,000 | 29/03/2023 | Flat |
| 12 FLAT I MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RG | £420,000 | 22/03/2023 | Flat |
| [Same street] 8 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £480,000 | 09/01/2023 | Flat |
| [Same street] 14 FLAT 1 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £525,000 | 11/11/2022 | Flat |
| [Same street] 10 FLAT 1 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £575,000 | 18/03/2022 | Flat |
| [Same street] THE OAKS, 4 FLAT 9 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £311,500 | 24/11/2021 | Flat |

**Street average:** £436,402 (12 sales)
**Area average:** £348,463 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £375,212 (77 Flat, SE19, 2024–2026)
- **Deviation:** -0.1%

## Rental Range

*ONS Price Index of Private Rents (Croydon). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,409/mo
- **Realistic:** £1,565/mo
- **Optimistic:** £1,722/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cambridge (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £898/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Anerley Park, SE20 | £1,600/mo | 1 | 0.38 miles | OpenRent |
| 1 Bed Flat, Cypress Road, SE25 | £1,150/mo | 1 | 0.52 miles | OpenRent |

**Average rent: £1,375/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.37% (weak for cashflow)
- **Max investor price (0.8%):** £171,875
- **Target investor price (1%):** £137,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,375/mo).*

- **Gross yield:** 4.4%
- **Cost-to-rent:** 22.7×
- **Monthly cashflow:** £-264/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -5%
- **10y growth:** -4.2%

## House Price Index (HM Land Registry)

*Official index for Croydon; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -6.3%
- **5y growth (index):** -8.2%
- **10y growth (index):** 2.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

SHARE_OF_FREEHOLD

Floor area

63 m²

Last sold

£375,000 Mar 2020

Local average

£375,212 (-0.1%)

Deprivation

Decile 5 (14,774 of 33,755)

Street crime

550 incidents within 1 mile (Apr 2026)

Additional details

Parking: Yes
Garden: Yes

Description

Unusually for a first floor flat, there is excellent storage space above the hall and under the stairs in the lounge. The communal gardens are a real haven of peace with lawn, a pond and a communal green house as well as a storage shed at the bottom of the garden.

Listed by

Crystal Palace

Winkworth

Reference: 76318369

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

EPC Rating Graph

Price history

Event	Date	Price	% change
Sold	27/03/2020 (6 years ago)	£375,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
RADCLIFFE HOUSE, 3 FLAT 52 WORCESTER CLOSE, LONDON, BROMLEY, GREATER LONDON, SE20 8FR	£385,000	17/12/2025	Flat
27 SECOND FLOOR SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU	£390,000	02/12/2025	Flat
RADCLIFFE HOUSE, 3 FLAT 2 WORCESTER CLOSE, LONDON, BROMLEY, GREATER LONDON, SE20 8FR	£315,000	31/10/2025	Flat
52B MABERLEY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2JA	£360,000	31/07/2025	Flat
ROOKS COURT, 80A FLAT 5 BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ	£245,000	25/04/2025	Flat
Same street MOWBRAY GRANGE, 2 FLAT G MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£403,000	17/01/2025	Flat
Same street 8 FLAT 2 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£600,000	05/07/2024	Flat
Same street 16 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£577,500	28/06/2024	Flat
Same street MOWBRAY GRANGE, 2 FLAT A MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£331,500	21/06/2024	Flat
CARLTON COURT FLAT 17 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RS	£252,500	15/12/2023	Flat
ROLAND COURT, 145 FLAT 4 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2SF	£423,000	15/12/2023	Flat
99 FLAT B BELVEDERE ROAD, UPPER NORWOOD, LONDON, BROMLEY, GREATER LONDON, SE19 2HY	£280,000	07/12/2023	Flat
50C MABERLEY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2JA	£365,000	01/12/2023	Flat
95 FLAT 1 BELVEDERE ROAD, UPPER NORWOOD, LONDON, BROMLEY, GREATER LONDON, SE19 2HY	£270,000	17/11/2023	Flat
43 FLAT 4 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU	£310,000	23/10/2023	Flat
120 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RP	£241,250	11/08/2023	Flat
Same street MOWBRAY GRANGE, 2 FLAT E MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£315,000	18/07/2023	Flat
Same street OSPREY HOUSE, 26 FLAT 10 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£250,000	14/07/2023	Flat
45A SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU	£475,000	12/07/2023	Flat
Same street 6 FLAT 2 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£500,325	09/06/2023	Flat
RADCLIFFE HOUSE, 3 FLAT 4 WORCESTER CLOSE, LONDON, BROMLEY, GREATER LONDON, SE20 8FR	£292,500	05/06/2023	Flat
RADCLIFFE HOUSE, 3 FLAT 34 WORCESTER CLOSE, LONDON, BROMLEY, GREATER LONDON, SE20 8FR	£290,000	31/05/2023	Flat
Same street THE OAKS, 4 FLAT 7 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£368,000	03/05/2023	Flat
OAK LODGE, 130 FLAT 1 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RQ	£365,000	02/05/2023	Flat
78 FLAT B BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ	£430,000	21/04/2023	Flat
91B BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HX	£520,000	03/04/2023	Flat
80 FLAT 3 BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ	£340,000	29/03/2023	Flat
12 FLAT I MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RG	£420,000	22/03/2023	Flat
Same street 8 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£480,000	09/01/2023	Flat
Same street 14 FLAT 1 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£525,000	11/11/2022	Flat
Same street 10 FLAT 1 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£575,000	18/03/2022	Flat
Same street THE OAKS, 4 FLAT 9 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£311,500	24/11/2021	Flat

Street average: £436,402 (12 sales)

Area average: £348,463 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -5%

10y growth -4.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Croydon. Series: Flats and maisonettes. As of March 2026.

1y (index) -6.3%

5y (index) -8.2%

10y (index) 2.8%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: 10 MOWBRAY ROAD RESIDENTS MANAGEMENT COMPANY LIMITED

Rental Range

Estimated market rent for Croydon. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,409/mo

Realistic £1,565/mo

Optimistic £1,722/mo

Based on Local Authority from postcode lookup → Croydon.

LHA (30th percentile) floor for Cambridge: £898/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SE19 2RN

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Harris City Academy	0.1 miles
Train station	Crystal Palace	0.4 miles
Shop	The Tanning Palace	0.4 miles
Shop	Anerley News Food & Wine	0.5 miles
Train station	Anerley	0.5 miles
Hospital	British Home & Hospital for Incurables	1.5 miles
Hospital	Fertility Treatment	2.1 miles
University	Horton Halls Reception	4.7 miles
University	University of Wales Trinity Saint David London Campus	4.9 miles

Street-level crime

Category	Count
Violence and sexual offences	146
Anti-social behaviour	125
Vehicle crime	55
Criminal damage and arson	38
Shoplifting	31
Theft from the person	30
Other theft	25
Drugs	24
Burglary	23
Public order	19
Robbery	15
Other crime	8
Bicycle theft	6
Possession of weapons	5
Total incidents	550

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Harris City Academy Crystal Palace	Secondary	0.1 miles	Outstanding — 10 Nov 2014
James Dixon Primary School	Primary	0.3 miles	Good — 11 Mar 2013
Cypress Primary School	Primary	0.4 miles	Good — 12 Dec 2019
All Saints CofE Primary School	Primary	0.5 miles	— (Inspected (no overall grade))
Paxton Primary School	Primary	0.7 miles	Good — 9 Jul 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Flat, Anerley Park, SE20	£1,600/mo	1	0.38 miles	OpenRent
1 Bed Flat, Cypress Road, SE25	£1,150/mo	1	0.52 miles	OpenRent

Average rent: £1,375/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.37%

Max investor price (0.8%) £171,875

Target investor price (1%) £137,500

Gross yield 4.4%

Cost-to-rent ratio 22.7×

Monthly cashflow £-264/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -2.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).