Sold STC Semi-detached

7 LE PERSONNE ROAD

CATERHAM, SURREY CR3 5SU

3 beds 2 baths 94 m² Listed 11 Sep 2025 (-285d)

£450,000

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# 3 bedroom semi-detached house for sale (CR3 5SU)

## Property Details

| Key | Value |
|-----|-------|
| Address | 7 LE PERSONNE ROAD, CATERHAM, SURREY CR3 5SU |
| Price | £450,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | E |
| Last sold | £450,000 Mar 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 07/09/2035
- **Current heating cost:** £988/year
- **Est. upgrade cost to C:** £18,095

### Recommendations
- B (£900 - £1,500)
- W2 (£5,000 - £10,000)
- D (£150 - £250)
- E (£180 - £210)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0360-2618-2510-2405-4441)

## Description

Stepping inside, an ambience of understated sophistication greets you, leading seamlessly into a thoughtfully designed layout that epitomises contemporary living.

The heart of the home, a spacious open plan kitchen and dining area, beckons entertaining and family gatherings, while a downstairs WC and shower room add practical convenience. The kitchen, a culinary haven, combines functionality with style, featuring sleek countertops and ample storage space. Just steps away, the utility room provides discreet organisation for household essentials.

Ascending the inviting staircase, you are greeted by three generously sized double bedrooms, each offering a private haven for rest and relaxation. High ceilings and large windows flood the rooms with natural light, creating a warm and inviting atmosphere.

The property's potential unfolds as you step outside to discover a vast private garden, a lush canvas waiting to be transformed into an outdoor oasis. Imagine al-fresco dining under the open sky or creating a botanical wonderland right at your doorstep - the possibilities are as boundless as your imagination.

Situated in a coveted location, this property strikes the ideal balance between tranquillity and urban convenience, offering easy access to local amenities, reputable schools, and excellent transport links. Whether it's a leisurely stroll through the neighbourhood or a quick commute into the city, this home provides the best of both worlds.

In conclusion, an opportunity of this calibre is rare - this semi-detached house is not merely a residence but an invitation to elevate your lifestyle. Book a viewing today and step into the realm of possibility that this property embodies. Welcome home.

**As part of our provision, we may offer ancillary services to assist with your transaction. With your consent we will refer your details to a select group of providers. There is no obligation to provide your consent, or to uptake any of these services, but where you do, you should be aware of the following referral fee information:**

**Cook Taylor Woodhouse Solicitors – £250**

**Taylor Rose Solicitors – £250**

**Hawke Financial Services – 30%**

**Arnold & Baldwin Surveyors – 10%**

**Huxley – 10%**

**Atrium Surveyors - £25**

EPC Rating: D

## Property Photos

- ![Photo](/listings/photos/166893305/713705)
- ![Reception Rooms](/listings/photos/166893305/713709) - Reception Rooms
- ![Kitchen](/listings/photos/166893305/713712) - Kitchen
- ![Photo](/listings/photos/166893305/713716)
- ![Reception Rooms](/listings/photos/166893305/713719) - Reception Rooms
- ![Kitchen](/listings/photos/166893305/713724) - Kitchen
- ![Photo](/listings/photos/166893305/713727)
- ![Bedrooms](/listings/photos/166893305/713730) - Bedrooms
- ![Bathrooms](/listings/photos/166893305/713734) - Bathrooms
- ![Bedrooms](/listings/photos/166893305/713737) - Bedrooms
- ![Bedrooms](/listings/photos/166893305/713739) - Bedrooms
- ![Bathrooms](/listings/photos/166893305/713742) - Bathrooms
- ![Utility Room](/listings/photos/166893305/713743) - Utility Room
- ![Photo](/listings/photos/166893305/713744)
- ![Photo](/listings/photos/166893305/713745)
- ![Photo](/listings/photos/166893305/713746)

## Floorplans

- ![All](/listings/photos/166893305/713747) - All

## EPC Graphs

- ![EPC 1](/listings/photos/166893305/713748) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #577727
- **Address:** 7 Le Personne Road, Caterham, CR3 5SU
- **Certificate Issued:** 26/08/2003
- **Work Completed:** 13/03/2003
- **Items:** 13 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 7 LE PERSONNE ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5SU | £450,000 | 12/03/2026 | Semi-detached |
| 7 LE PERSONNE ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5SU | £248,000 | 06/08/2010 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 41 OAK ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5TT | £530,000 | 20/11/2025 | Semi-detached |
| 8 MONEY AVENUE, CATERHAM, TANDRIDGE, SURREY, CR3 5TH | £525,000 | 12/03/2025 | Semi-detached |
| 11 ST MICHAELS ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5NT | £425,000 | 17/11/2023 | Semi-detached |
| 59 ADDISON ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5LU | £420,000 | 10/11/2023 | Semi-detached |
| 35 OAK ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5TT | £405,000 | 27/10/2023 | Semi-detached |
| 62 ADDISON ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5LR | £467,500 | 02/06/2023 | Semi-detached |
| 61 MONEY ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5TF | £596,500 | 17/03/2023 | Semi-detached |
| 19 OAK ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5TT | £462,500 | 12/01/2023 | Semi-detached |
| 57 ADDISON ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5LU | £415,000 | 19/12/2022 | Semi-detached |
| 11 GARLAND WAY, CATERHAM, TANDRIDGE, SURREY, CR3 5SS | £568,520 | 09/12/2022 | Semi-detached |
| 46 MAURICE AVENUE, CATERHAM, TANDRIDGE, SURREY, CR3 5TL | £455,000 | 11/11/2022 | Semi-detached |
| 37 OAK ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5TT | £415,000 | 31/10/2022 | Semi-detached |
| 87 ADDISON ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5LU | £485,000 | 28/10/2022 | Semi-detached |
| 89 SPENCER ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5LF | £510,000 | 12/08/2022 | Semi-detached |
| 29 FOXON LANE, CATERHAM, TANDRIDGE, SURREY, CR3 5SG | £455,000 | 15/07/2022 | Semi-detached |
| 7 AVENUE ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5TR | £505,000 | 14/07/2022 | Semi-detached |
| 3 MAURICE AVENUE, CATERHAM, TANDRIDGE, SURREY, CR3 5TL | £415,000 | 30/06/2022 | Semi-detached |
| 51 OAK ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5TT | £480,000 | 28/06/2022 | Semi-detached |
| 8 ELM GROVE, CATERHAM, TANDRIDGE, SURREY, CR3 5SR | £405,000 | 17/06/2022 | Semi-detached |
| 8 BOURNE LANE, CATERHAM, TANDRIDGE, SURREY, CR3 5SP | £525,000 | 24/05/2022 | Semi-detached |
| [Same street] 16 LE PERSONNE ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5SU | £285,000 | 25/06/2021 | Flat |

**Street average:** £285,000 (1 sale)
**Area average:** £473,251 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £505,074 (27 Semi-detached, CR3, 2024–2026)
- **Deviation:** -10.9%

## Rental Range

*ONS Price Index of Private Rents (Tandridge). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,447/mo
- **Realistic:** £1,608/mo
- **Optimistic:** £1,769/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Outer North London (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,690/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Banstead Road, CR3 | £2,000/mo | 3 | 0.08 miles | OpenRent |
| 3 Bed Flat, Coulsdon Road, CR3 | £1,689/mo | 3 | 0.23 miles | OpenRent |
| 3 Bed Semi-Detached House, Montgomery Way, CR8 | £2,300/mo | 3 | 0.6 miles | OpenRent |
| 3 Bed Semi-Detached House, Stafford Road, CR3 | £2,000/mo | 3 | 0.79 miles | OpenRent |
| 3 Bed Semi-Detached House, Godstone Road, CR3 | £750/mo | 3 | 1.22 miles | OpenRent |

**Average rent: £1,748/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.44% (weak for cashflow)
- **Max investor price (0.8%):** £250,000
- **Target investor price (1%):** £200,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,000/mo).*

- **Gross yield:** 5.3%
- **Cost-to-rent:** 18.8×
- **Monthly cashflow:** £3/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,787/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 17%
- **10y growth:** 30.6%

## House Price Index (HM Land Registry)

*Official index for Tandridge; Semi-detached series; as of March 2026.*

- **1y growth (index):** 1.1%
- **5y growth (index):** 8.4%
- **10y growth (index):** 24.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1 Reception Rooms Kitchen Photo 4 Reception Rooms Kitchen Photo 7 Bedrooms Bathrooms Bedrooms Bedrooms Bathrooms Utility Room Photo 14 Photo 15 Photo 16

/ 16

Property details

Tenure

FREEHOLD

Floor area

94 m²

Council tax band

EPC rating

Last sold

£450,000 Mar 2026

Price per m²

£4,787/m²

Local average

£505,074 (-10.9%)

Deprivation

Decile 9 (29,724 of 33,755)

Street crime

136 incidents within 1 mile (Apr 2026)

Key features

SEMI-DETACHED PROPERTY
DOWNSTAIRS WC & SHOWER ROOM
OPEN PLAN KITCHEN / DINING ROOM
THREE DOUBLE BEDROOMS
UTILITY ROOM
LARGE PRIVATE GARDEN

Additional details

Electricity: Mains supply
Water: Mains supply
Sewerage: Mains supply
Heating: Gas central
Parking: On street
Garden: Private garden
Listed property: No
Restrictions: No
Required access: No
Rights of way: No
Flooded in last 5 years: No
Flood defences: No

Description

Nestled on a serene street, this distinguished semi-detached house presents a rare opportunity to embrace refined suburban living. The property boasts a harmonious blend of modernity and comfort, offering a sanctuary for those seeking a tranquil retreat without compromising on convenience.

Stepping inside, an ambience of understated sophistication greets you, leading seamlessly into a thoughtfully designed layout that epitomises contemporary living.

The heart of the home, a spacious open plan kitchen and dining area, beckons entertaining and family gatherings, while a downstairs WC and shower room add practical convenience. The kitchen, a culinary haven, combines functionality with style, featuring sleek countertops and ample storage space. Just steps away, the utility room provides discreet organisation for household essentials.

Ascending the inviting staircase, you are greeted by three generously sized double bedrooms, each offering a private haven for rest and relaxation. High ceilings and large windows flood the rooms with natural light, creating a warm and inviting atmosphere.

The property's potential unfolds as you step outside to discover a vast private garden, a lush canvas waiting to be transformed into an outdoor oasis. Imagine al-fresco dining under the open sky or creating a botanical wonderland right at your doorstep - the possibilities are as boundless as your imagination.

Situated in a coveted location, this property strikes the ideal balance between tranquillity and urban convenience, offering easy access to local amenities, reputable schools, and excellent transport links. Whether it's a leisurely stroll through the neighbourhood or a quick commute into the city, this home provides the best of both worlds.

In conclusion, an opportunity of this calibre is rare - this semi-detached house is not merely a residence but an invitation to elevate your lifestyle. Book a viewing today and step into the realm of possibility that this property embodies. Welcome home.
As part of our provision, we may offer ancillary services to assist with your transaction. With your consent we will refer your details to a select group of providers. There is no obligation to provide your consent, or to uptake any of these services, but where you do, you should be aware of the following referral fee information:
Cook Taylor Woodhouse Solicitors – £250
Taylor Rose Solicitors – £250
Hawke Financial Services – 30%
Arnold & Baldwin Surveyors – 10%
Huxley – 10%
Atrium Surveyors - £25
EPC Rating: D

Listed by

Caterham on the Hill

Park & Bailey

Reference: 166893305

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 08/09/2025

Expiry date: 07/09/2035

Current heating cost: £988/year

Potential heating cost: £746/year

Est. upgrade cost to C: £18,095

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Cavity wall insulation (£900 - £1,500)
Floor insulation (solid floor) (£5,000 - £10,000)
Draughtproof single-glazed windows (£150 - £250)
Low energy lighting for all fixed outlets (£180 - £210)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

All

EPC Graphs

EPC 1

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #577727

Property Details

Street: 7 Le Personne Road

Town: Caterham

Postcode: CR3 5SU

Installation Details

Items: 13 windows and 1 door

Certificate Issued: 26/08/2003

Work Completed: 13/03/2003

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

81% since 2010

Event	Date	Price	% change
Sold	12/03/2026 (3 months ago)	£450,000	+81.5%
Sold	06/08/2010 (15 years ago)	£248,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
41 OAK ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5TT	£530,000	20/11/2025	Semi-detached
8 MONEY AVENUE, CATERHAM, TANDRIDGE, SURREY, CR3 5TH	£525,000	12/03/2025	Semi-detached
11 ST MICHAELS ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5NT	£425,000	17/11/2023	Semi-detached
59 ADDISON ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5LU	£420,000	10/11/2023	Semi-detached
35 OAK ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5TT	£405,000	27/10/2023	Semi-detached
62 ADDISON ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5LR	£467,500	02/06/2023	Semi-detached
61 MONEY ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5TF	£596,500	17/03/2023	Semi-detached
19 OAK ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5TT	£462,500	12/01/2023	Semi-detached
57 ADDISON ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5LU	£415,000	19/12/2022	Semi-detached
11 GARLAND WAY, CATERHAM, TANDRIDGE, SURREY, CR3 5SS	£568,520	09/12/2022	Semi-detached
46 MAURICE AVENUE, CATERHAM, TANDRIDGE, SURREY, CR3 5TL	£455,000	11/11/2022	Semi-detached
37 OAK ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5TT	£415,000	31/10/2022	Semi-detached
87 ADDISON ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5LU	£485,000	28/10/2022	Semi-detached
89 SPENCER ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5LF	£510,000	12/08/2022	Semi-detached
29 FOXON LANE, CATERHAM, TANDRIDGE, SURREY, CR3 5SG	£455,000	15/07/2022	Semi-detached
7 AVENUE ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5TR	£505,000	14/07/2022	Semi-detached
3 MAURICE AVENUE, CATERHAM, TANDRIDGE, SURREY, CR3 5TL	£415,000	30/06/2022	Semi-detached
51 OAK ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5TT	£480,000	28/06/2022	Semi-detached
8 ELM GROVE, CATERHAM, TANDRIDGE, SURREY, CR3 5SR	£405,000	17/06/2022	Semi-detached
8 BOURNE LANE, CATERHAM, TANDRIDGE, SURREY, CR3 5SP	£525,000	24/05/2022	Semi-detached
Same street 16 LE PERSONNE ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5SU	£285,000	25/06/2021	Flat

Street average: £285,000 (1 sale)

Area average: £473,251 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 17%

10y growth 30.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Tandridge. Series: Semi-detached. As of March 2026.

1y (index) 1.1%

5y (index) 8.4%

10y (index) 24.9%

Rental Range

Estimated market rent for Tandridge. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,447/mo

Realistic £1,608/mo

Optimistic £1,769/mo

Based on Local Authority from postcode lookup → Tandridge.

LHA (30th percentile) floor for Outer North London: £1,690/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CR3 5SU

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Banstead Road	0.1 miles
Shop	Ross Cycles	0.2 miles
Shop	5 Monkeys Tattoo	0.3 miles
Train station	Caterham	0.9 miles
Train station	Whyteleafe South	1.2 miles
Hospital	Oxted Health Center	4.7 miles
Hospital	Whitepost Health Care Group Head Office & Shrewsbury Court Independent Hospital	5.3 miles
University	St Piers College	9.3 miles
University	Horton Halls Reception	10.7 miles

Street-level crime

Category	Count
Violence and sexual offences	52
Anti-social behaviour	19
Public order	15
Other theft	13
Criminal damage and arson	9
Shoplifting	8
Vehicle crime	8
Burglary	4
Drugs	4
Other crime	2
Robbery	1
Theft from the person	1
Total incidents	136

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Hillcroft Primary School	Primary	0.3 miles	Outstanding — 6 Mar 2023
Essendene Lodge School	Other	0.4 miles	— (No rating)
Audley Primary School	Primary	0.5 miles	Good — 9 Jan 2015
de Stafford School	Secondary	0.5 miles	Good — 7 Jul 2024
Sunnydown School	Other	0.5 miles	Outstanding — 5 Jul 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Banstead Road, CR3	£2,000/mo	3	0.08 miles	OpenRent
3 Bed Flat, Coulsdon Road, CR3	£1,689/mo	3	0.23 miles	OpenRent
3 Bed Semi-Detached House, Montgomery Way, CR8	£2,300/mo	3	0.6 miles	OpenRent
3 Bed Semi-Detached House, Stafford Road, CR3	£2,000/mo	3	0.79 miles	OpenRent
3 Bed Semi-Detached House, Godstone Road, CR3	£750/mo	3	1.22 miles	OpenRent

Average rent: £1,748/mo (5 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.44%

Max investor price (0.8%) £250,000

Target investor price (1%) £200,000

Gross yield 5.3%

Cost-to-rent ratio 18.8×

Monthly cashflow £3/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 0%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).