# 3 bedroom semi-detached house for rent (ST5 1DG) ## Property Details | Key | Value | |-----|-------| | Address | 20 CUMBERLAND STREET, NEWCASTLE, STAFFORDSHIRE ST5 1DG | | Price | £975 pcm | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | B | | Construction age | England and Wales: 1967-1975 | | Floor area | 95 m² | | Last sold | £115,000 Jun 2018 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** B - **Current heating cost:** £528/year - **Est. upgrade cost to C:** £10,515 ### Recommendations - W1 (£800 - £1,200) - E (£15) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0733-2824-7568-9421-4595) ## Description This beautifully refurbished semi-detached house in Cumberland Street, Newcastle offers a delightful blend of modern living and classic appeal. Spanning an impressive 958 square feet, this property boasts three well-appointed bedrooms, making it an ideal home for families or professionals seeking ample space. Upon entering, you are greeted by two generous reception rooms that provide a warm and inviting atmosphere, perfect for entertaining guests or enjoying quiet evenings at home. The modern fitted kitchen is a highlight, designed with both style and functionality in mind, ensuring that cooking and dining experiences are enjoyable. The property features two spacious double bedrooms, providing comfort and privacy, alongside a single bedroom that can serve as a guest room, study, or playroom. The layout is thoughtfully designed to maximise space and light, creating a welcoming environment throughout. There is a large private rear enclosed garden, offering a tranquil outdoor space for relaxation or family activities. Whether you wish to enjoy a morning coffee in the sun or host a summer barbecue, this garden is a perfect retreat. Conveniently located within walking distance to Newcastle town centre, residents will benefit from easy access to a variety of shops, restaurants, and local amenities. This property is not just a house; it is a wonderful opportunity to embrace a vibrant lifestyle in a sought-after area. Available NOW! ## Property Photos - ![user_edited_photo-e417d11f_user-edited-39d59f43-33](/listings/photos/87996810/303414) - user_edited_photo-e417d11f_user-edited-39d59f43-33 - ![82680820-5.jpg](/listings/photos/87996810/303416) - 82680820-5.jpg - ![0120a741-6.jpg](/listings/photos/87996810/303417) - 0120a741-6.jpg - ![fa48650d-2.jpg](/listings/photos/87996810/303419) - fa48650d-2.jpg - ![f5d7311f-3.jpg](/listings/photos/87996810/303421) - f5d7311f-3.jpg - ![addbe36e-1.jpg](/listings/photos/87996810/303423) - addbe36e-1.jpg - ![bd892e57-10.jpg](/listings/photos/87996810/303425) - bd892e57-10.jpg - ![9e11852b-9.jpg](/listings/photos/87996810/303427) - 9e11852b-9.jpg - ![69c746a7-7.jpg](/listings/photos/87996810/303429) - 69c746a7-7.jpg - ![948e24ee-8.jpg](/listings/photos/87996810/303431) - 948e24ee-8.jpg - ![3298087e-4.jpg](/listings/photos/87996810/303433) - 3298087e-4.jpg - ![outside 1.jpg](/listings/photos/87996810/303435) - outside 1.jpg ## EPC Graphs - ![EPC 1](/listings/photos/87996810/303437) - EPC 1 ## Rental Range *ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £743/mo - **Realistic:** £825/mo - **Optimistic:** £908/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £593/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | [Cumberland Street, Newcastle](http://87.117.209.195:8080/listings/5bed48c) | £975/mo | 3 | 0 miles | Rightmove | | 3 Bed Terraced House, Brook Lane, ST5 | £1,365/mo | 3 | 0.4 miles | OpenRent | | [Modern Studio In Newcastle-Under-Lyme, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/c237692) | £595/mo | — | 0.42 miles | Rightmove | | [Enderley Street, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/5fe428d) | £1,350/mo | 3 | 0.54 miles | Rightmove | | [Sydney Street, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/1054f96) | £925/mo | 3 | 0.67 miles | Rightmove | | [Higherland, ST5](http://87.117.209.195:8080/listings/fb6f659) | £995/mo | 3 | 0.7 miles | Rightmove | | [Jason Street, NEWCASTLE](http://87.117.209.195:8080/listings/e7bdba6) | £850/mo | 3 | 0.78 miles | Rightmove | | [Basford Park Road, Newcastle Under Lyme](http://87.117.209.195:8080/listings/3edc882) | £995/mo | 3 | 0.82 miles | Rightmove | | [High Street, May Bank, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/ced9126) | £950/mo | 3 | 0.95 miles | Rightmove | | [Wesley Place, Newcastle, ST5](http://87.117.209.195:8080/listings/48400a5) | £1,000/mo | 3 | 0.99 miles | Rightmove | | [Orme Road, Newcastle under lyme](http://87.117.209.195:8080/listings/5f5413d) | £1,150/mo | 3 | 1.12 miles | Rightmove | | [Rothesay Avenue, Newcastle, ST5](http://87.117.209.195:8080/listings/a57d0ac) | £850/mo | 3 | 1.25 miles | Rightmove | | [Court Lane, Wolstanton, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/70af139) | £1,395/mo | 3 | 1.27 miles | Rightmove | | [Waters Edge Close, Silverdale, Newcastle, ST5](http://87.117.209.195:8080/listings/2914cd8) | £1,000/mo | 3 | 1.27 miles | Rightmove | | [Car Park Lymedale Cross Industrial Estate, Newcastle Under Lyme ST5](http://87.117.209.195:8080/listings/bced143) | £1/mo | — | 1.44 miles | Rightmove | | [Hassam Parade, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/b939fa2) | £1,300/mo | 3 | 1.51 miles | Rightmove | | [Dee Lane, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/a1a30a0) | £875/mo | 3 | 1.61 miles | Rightmove | | [Dimsdale View East, Porthill, Newcastle](http://87.117.209.195:8080/listings/359a5dc) | £850/mo | 3 | 1.68 miles | Rightmove | | [Dart Place, Newcastle-under-Lyme, ST5](http://87.117.209.195:8080/listings/09ca227) | £950/mo | 3 | 1.69 miles | Rightmove | | [Tregew Place](http://87.117.209.195:8080/listings/4530378) | £1,100/mo | 3 | 1.78 miles | Rightmove | **Average rent: £962/mo (32 listings)** ## Rent-driven metrics *Based on OpenRent comparables (median £985/mo).* - **Gross yield:** 1212.3% - **Monthly cashflow:** £858/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 3639.9% *Gross yield = annual rent as % of price (no costs). Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £10/m² ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)