# 2 bedroom terraced house for sale (LN5 8DL)

## Property Details

| Key | Value |
|-----|-------|
| Address | 27 WEBB STREET, LINCOLN, LINCOLNSHIRE LN5 8DL |
| Price | £157,500 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £155,000 Feb 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 22/07/2035
- **Current heating cost:** £946/year
- **Est. upgrade cost to C:** £26,075

### Recommendations
- Q (£7,500 - £11,000)
- W2 (£5,000 - £10,000)
- E (£300 - £350)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/5335-7023-1500-0217-3222)

## Description

A two bedroom mid-terraced house positioned right on the River Witham boasting beautiful views from your living room, set in the heart of Lincoln off the High Street. The property consists of a bay fronted living room with log burner, kitchen/diner with a cooking range, utility room, WC, master bedroom with wardrobe, single bedroom and a large family bathroom upstairs, the outside offers a large block paved yard with a brick built garage sized workshop with power. it is gas centrally heated with radiators to all rooms and has UPVC double glazing with an EPC rating of: D and is Council Tax Band: A.

This property would make an excellent first time buyers house with the benefit of a separate workshop/craft room or home office providing a separate environment/space in which to work from.

**Accommodation** - The property is initially entered through a wrought iron gate from the street which runs along side the brick workshop into the block paved yard, from here you can enter the property via the passageway leading to the entrance door (side of house) or through the utility door this being the most commonly used door.

**Hall** - 0.89m x 2.50m (2'11" x 8'2") - Fully glazed UPVC door from the side passageway into the hall, having stairs straight up to first floor landing.

**Lounge** - 3.47m x 3.62m (11'5" x 11'11") - Featuring a log burner with recessed oak mantle into the chimney breast, bay window to rear, with a glazed door opening onto the small rear walled sitting area which is large enough for a couple of chairs providing views over the River Witham. The lounge has carpeted flooring, pendant lighting, large double radiator and an under stairs cupboard.

**Kitchen/Diner** - 3.49m x 3.54m (11'5" x 11'7") - Window to front, range of wall and base oak units, marble effect black laminate worktops with tiled splash-backs, porcelain sink with mixer tap, cooking range with 5 gas rings with extractor hood above, tiled flooring, 4 spot light unit on the ceiling, large double radiator, space for a tall fridge freezer and space for a table and chairs.

**Utility** - 1.92m x 1.85m (6'4" x 6'1") - Being the most commonly used entrance door having a UPVC frame and fully glazed panel allowing lots of light into the room, window to side, tiled flooring, spot lights on the ceiling, space and plumbing for a washing machine, single radiator and electrical consumer unit.

**Wc** - 0.85m x 1.85m (2'9" x 6'1") - Accessed from the utility room, window to front with frosted glass, close coupled toilet, sink and tiled flooring. Worcester combi boiler mounted on the wall and a single radiator.

**Landing** - Having balustrade and doors to two bedrooms and bathroom.

**Bedroom 1** - 3.49m x 3.48m (11'5" x 11'5") - Window to front, built in large wardrobe which goes over the passage way and houses the loft access hatch, radiator, carpeted flooring and pendant lighting.

**Bedroom 2** - 3.45m x 2.15m (11'4" x 7'1") - Window to rear, carpeted flooring, pendant lighting and single radiator.

**Bathroom** - 2.53m x 2.37m (8'4" x 7'9") - A large bathroom with window to rear with frosted glass, a corner bath with electric shower over, mosaic tiling to two walls, close coupled toilet, pedestal sink, dado rails, single radiator, vinyl flooring, extractor fan and spot lighting.

**Workshop** - 6.24 x 2.51 (20'5" x 8'2") - Built in brick with tiled pitch roof having a window to side elevation and fully glazed patio doors on the yard side. Inside it does benefit from having a water supply, electric consumer unit and 2 large strip lights and sockets inside and out with security lighting on a PIR.

**Disclaimer 1** - 1. MONEY LAUNDERING REGULATIONS: Intending purchasers will be asked to produce identification documentation at a later stage and we would ask for your co-operation in order that there will be no delay in agreeing the sale. 

2. General: While we endeavour to make our sales particulars fair, accurate and reliable, they are only a general guide to the property and, accordingly, if there is any point which is of particular importance to you, please contact the office and we will be pleased to check the position for you, especially if you are contemplating travelling some distance to view the property. 

3. Measurements: These approximate room sizes are only intended as general guidance. You must verify the dimensions carefully before ordering carpets or any built-in furniture. 

4. Services: Please note we have not tested the services or any of the equipment or appliances in this property, accordingly we strongly advise prospective buyers to commission their own survey or service reports before finalising their offer to purchase. 

5. THESE PARTICULARS ARE ISSUED IN GOOD FAITH BUT DO NOT CONSTITUTE REPRESENTATIONS OF FACT OR FORM PART OF ANY OFFER OR CONTRACT. THE MATTERS REFERRED TO IN THESE PARTICULARS SHOULD BE INDEPENDENTLY VERIFIED BY PROSPECTIVE BUYERS. NEITHER BELVOIR  NOR ANY OF ITS EMPLOYEES OR AGENTS HAS ANY AUTHORITY TO MAKE OR GIVE ANY REPRESENTATION OR WARRANTY WHATEVER IN RELATION TO THIS PROPERTY.

**Financial Services** - Financial Services - As part of our continued commitment to providing the best advice to all of our clients we work closely with Mortgage Advice Bureau & part of our guaranteed commitment to our vendors is to establish the financial position of any offer received on their home. Whilst we offer FREE mortgage advice from any stage of the buying or selling process we operate a mandatory qualification process on all offers prior to submission of any offer to our vendors. The mortgage advice bureau are regulated by the financial ombudsman and operate on an independent basis within our premises at 71 Northgate, Sleaford, NG34 7BS.

## Property Photos

- ![Photo](/listings/photos/164971409/900291)
- ![Lounge](/listings/photos/164971409/900292) - Lounge
- ![Kitchen/Diner](/listings/photos/164971409/900293) - Kitchen/Diner
- ![Kitchen/Diner](/listings/photos/164971409/900294) - Kitchen/Diner
- ![Utility](/listings/photos/164971409/900295) - Utility
- ![WC](/listings/photos/164971409/900296) - WC
- ![Landing](/listings/photos/164971409/900297) - Landing
- ![Bedroom 1](/listings/photos/164971409/900298) - Bedroom 1
- ![Bedroom 2](/listings/photos/164971409/900299) - Bedroom 2
- ![Bathroom](/listings/photos/164971409/900300) - Bathroom
- ![Photo](/listings/photos/164971409/900301)
- ![Workshop](/listings/photos/164971409/900302) - Workshop
- ![Workshop](/listings/photos/164971409/900303) - Workshop

## Floorplans

- ![Property Floorplan](/listings/photos/164971409/900304) - Property Floorplan

## EPC Graphs

- ![EE Rating](/listings/photos/164971409/900305) - EE Rating

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #1460093
- **Address:** 27 Webb Street, LINCOLN, LN5 8DL
- **Certificate Issued:** 23/02/2004
- **Work Completed:** 28/01/2004
- **Items:** 1 window(s)

### FENSA Certificate #303201
- **Address:** 27 Webb Street, LINCOLN, LN5 8DL
- **Certificate Issued:** 16/01/2003
- **Work Completed:** 30/10/2002
- **Items:** 2 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 27 WEBB STREET, LINCOLN, LINCOLNSHIRE, LN5 8DL | £155,000 | 27/02/2026 | Terraced |
| 27 WEBB STREET, LINCOLN, LINCOLNSHIRE, LN5 8DL | £109,000 | 08/01/2010 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 ALTHAM TERRACE, LINCOLN, LINCOLNSHIRE, LN5 8DN | £250,000 | 08/01/2026 | Terraced |
| 38 TEALBY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BS | £127,500 | 12/12/2025 | Terraced |
| 11 HENLEY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BB | £137,000 | 24/11/2025 | Terraced |
| 24 TEALBY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BS | £110,000 | 14/11/2025 | Terraced |
| 2 THE PARK, LINCOLN, LINCOLNSHIRE, LN5 8EB | £175,000 | 11/08/2025 | Terraced |
| 55 BARGATE, LINCOLN, LINCOLNSHIRE, LN5 8DH | £145,000 | 27/06/2025 | Terraced |
| 26 SIDNEY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BT | £120,000 | 10/02/2025 | Terraced |
| [Same street] 25 WEBB STREET, LINCOLN, LINCOLNSHIRE, LN5 8DL | £158,000 | 01/12/2023 | Terraced |
| 36 BARGATE, LINCOLN, LINCOLNSHIRE, LN5 8DH | £90,000 | 27/11/2023 | Terraced |
| 9 SIDNEY TERRACE, LINCOLN, LINCOLNSHIRE, LN5 8BZ | £108,000 | 20/10/2023 | Terraced |
| 18 ALTHAM TERRACE, LINCOLN, LINCOLNSHIRE, LN5 8DN | £165,000 | 17/10/2023 | Terraced |
| 9 COLEGRAVE STREET, LINCOLN, LINCOLNSHIRE, LN5 8DR | £238,000 | 22/08/2023 | Terraced |
| 51 HENLEY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BB | £149,950 | 18/08/2023 | Terraced |
| 36 HENLEY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BA | £125,000 | 06/07/2023 | Terraced |
| 2 PLEASANT TERRACE, LINCOLN, LINCOLNSHIRE, LN5 8DA | £150,000 | 28/04/2023 | Terraced |
| 21 ALTHAM TERRACE, LINCOLN, LINCOLNSHIRE, LN5 8DN | £260,000 | 27/04/2023 | Terraced |
| 4 ALTHAM TERRACE, LINCOLN, LINCOLNSHIRE, LN5 8DN | £240,000 | 21/11/2022 | Terraced |
| 38 BARGATE, LINCOLN, LINCOLNSHIRE, LN5 8DH | £117,000 | 04/11/2022 | Terraced |
| 2 ST CATHERINES ROAD, LINCOLN, LINCOLNSHIRE, LN5 8DY | £215,000 | 19/10/2022 | Terraced |
| 54 TEALBY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BS | £125,000 | 20/09/2022 | Terraced |
| 10 TEALBY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BS | £137,000 | 09/09/2022 | Terraced |
| [Same street] 67 WEBB STREET, LINCOLN, LINCOLNSHIRE, LN5 8DL | £149,000 | 29/07/2022 | Terraced |
| [Same street] 49 WEBB STREET, LINCOLN, LINCOLNSHIRE, LN5 8DL | £140,000 | 21/01/2022 | Terraced |

**Street average:** £149,000 (3 sales)
**Area average:** £159,223 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £149,833 (62 Terraced, LN5, 2024–2026)
- **Deviation:** +5.1%

## Rental Range

*ONS Price Index of Private Rents (Lincoln). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lincoln (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £598/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Boundary St, LN5 | £900/mo | 2 | 0.39 miles | OpenRent |

**Average rent: £900/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.57% (weak for cashflow)
- **Max investor price (0.8%):** £112,500
- **Target investor price (1%):** £90,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £900/mo).*

- **Gross yield:** 6.9%
- **Cost-to-rent:** 14.6×
- **Monthly cashflow:** £165/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,188/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -15.4%
- **10y growth:** 18.2%

## House Price Index (HM Land Registry)

*Official index for Lincoln; Terraced series; as of April 2026.*

- **1y growth (index):** 0.1%
- **5y growth (index):** 13.9%
- **10y growth (index):** 42.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)