# 2 bedroom terraced house for sale (FY8 2QS)

## Property Details

| Key | Value |
|-----|-------|
| Address | 75 ST DAVIDS GROVE, LYTHAM ST ANNES, LANCASHIRE FY8 2QS |
| Price | £124,950 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £120,000 Oct 2018 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** A
- **Expiry date:** 02/01/2023 — **EXPIRED** (no longer valid for marketing or letting)
- **Est. upgrade cost to C:** £27,650

### Recommendations
- W (£800 - £1,200)
- D (£80 - £120)
- L (£1,200 - £1,600)
- N (£4,000 - £6,000)
- O (£3,300 - £6,500)
- X (£1,000)
- U (£9,000 - £14,000)
- V (£1,500 - £4,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0003-2847-7999-9007-9721)

## Description

*** Unique Estate Agency St. Annes are thrilled to offer this modern 2 bedroom house located on an ever popular development to the open market ***

Situated on St. David’s Grove in St. Annes, this property is ideally positioned for local amenities, schools and transport links.

Internally there is a bright and excellent size lounge, beyond the lounge is a recently fitted modern kitchen, there is an array of storage within this kitchen. To the first floor there are 2 double bedrooms, with the master bedroom being particularly generous in dimension and offering a large storage area above the stairs. There is also a family bathroom on the first floor. 

Externally there is allocated parking to the front of the property and a good size low maintenance rear garden.

*** With this property being very well presented throughout this would lender itself ideally to first time buyers or those wanting to downsize ***

## Property Photos

- ![Photo](/listings/photos/74745098/1310909)
- ![Photo](/listings/photos/74745098/1310910)
- ![Photo](/listings/photos/74745098/1310911)
- ![Photo](/listings/photos/74745098/1310912)
- ![Photo](/listings/photos/74745098/1310913)
- ![Photo](/listings/photos/74745098/1310914)
- ![Photo](/listings/photos/74745098/1310915)
- ![Photo](/listings/photos/74745098/1310916)
- ![Photo](/listings/photos/74745098/1310917)

## Floorplans

- ![Floorplan 1](/listings/photos/74745098/1310920) - Floorplan 1
- ![Floorplan 2](/listings/photos/74745098/1310921) - Floorplan 2

## EPC Graphs

- ![EPC Graph](/listings/photos/74745098/1310923) - EPC Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 75 ST DAVIDS GROVE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2QS | £120,000 | 22/10/2018 | Terraced |
| 75 ST DAVIDS GROVE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2QS | £89,950 | 15/05/2013 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 42 KENDAL ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2LQ | £218,000 | 01/12/2025 | Terraced |
| 4 HEELEY ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2JY | £190,000 | 28/11/2025 | Terraced |
| 10 LIME GROVE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2QF | £154,000 | 27/06/2025 | Terraced |
| 10 LIME GROVE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2QF | £154,000 | 27/06/2025 | Terraced |
| 10 LIME GROVE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2QF | £154,000 | 27/06/2025 | Terraced |
| 71 ST DAVIDS GROVE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2QS | £87,500 | 02/02/2024 | Terraced |
| 214 ST DAVIDS ROAD NORTH, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2JU | £168,640 | 08/12/2023 | Terraced |
| 5 CROSS STREET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2HU | £149,862 | 31/08/2023 | Terraced |
| 28 DALTON STREET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2HX | £130,000 | 14/12/2022 | Terraced |
| 3 LIME GROVE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2QF | £185,000 | 25/11/2022 | Terraced |
| 234 ST DAVIDS ROAD NORTH, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2JU | £170,000 | 23/11/2022 | Terraced |
| LIME COURT 2 LIME GROVE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2QE | £177,000 | 11/11/2022 | Terraced |
| 42 KENDAL ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2LQ | £203,000 | 26/10/2022 | Terraced |
| 37 LIME GROVE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2QG | £85,000 | 10/10/2022 | Terraced |
| 207 ST DAVIDS ROAD NORTH, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2JS | £149,000 | 28/09/2022 | Terraced |
| 52 ST DAVIDS GROVE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2QR | £80,500 | 21/07/2022 | Terraced |
| 83 ST DAVIDS GROVE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2QS | £120,000 | 15/10/2021 | Terraced |
| 6 KENDAL ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2LQ | £153,000 | 20/09/2021 | Terraced |
| 18 DALTON STREET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2HX | £148,000 | 27/08/2021 | Terraced |
| 37 KENDAL ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2LQ | £117,500 | 05/08/2021 | Terraced |

**Area average:** £149,700 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £266,684 (47 Terraced, FY8, 2024–2026)
- **Deviation:** -53.1%

## Rental Range

*ONS Price Index of Private Rents (Fylde). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £772/mo
- **Realistic:** £858/mo
- **Optimistic:** £944/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Fylde Coast (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £541/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Bungalow, Clifton Drive North, FY8 | £850/mo | 2 | 0.51 miles | OpenRent |
| 2 Bed Flat, Clifton Drive North, FY8 | £1,000/mo | 2 | 0.53 miles | OpenRent |
| 2 Bed Flat, Clifton Drive North, FY8 | £950/mo | 2 | 0.62 miles | OpenRent |

**Average rent: £933/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.76% (weak for cashflow)
- **Max investor price (0.8%):** £118,750
- **Target investor price (1%):** £95,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £950/mo).*

- **Gross yield:** 9.1%
- **Cost-to-rent:** 11×
- **Monthly cashflow:** £338/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 11.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,231/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 16.5%
- **10y growth:** 6.1%

## House Price Index (HM Land Registry)

*Official index for Fylde; Terraced series; as of April 2026.*

- **1y growth (index):** 1.7%
- **5y growth (index):** 14.5%
- **10y growth (index):** 31.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)