# 2 bedroom terraced house for sale (LA12 0AZ) ## Property Details | Key | Value | |-----|-------| | Address | 19 OXFORD STREET, ULVERSTON, CUMBRIA LA12 0AZ | | Price | £190,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | B | | Last sold | £167,000 Aug 2021 | ## Description **** **** Exceptionally attractive and traditional terraced home, perfectly positioned in a convenient location close to the town centre and its amenities. Thoughtfully maintained and beautifully presented, it offers a warm and comfortable living space finished to a high standard. The property features gas-fired central heating system, uPVC double glazing, and well-arranged accommodation including: entrance hall, bright through lounge/dining room, fitted kitchen, two bedrooms and a modern bathroom. To the rear you'll find a charming, enclosed yard that enjoys afternoon sun, an ideal spot for relaxing outdoors. This property is sure to impress and early internal viewing is strongly recommended.  **** **** Accessed through feature double glazed front door with pattern glass central pane and matching glass to door frame. Opening into:  **ENTRANCE** **HALL** **** An attractive space with traditional coving to ceiling and stairs leading to first floor. Alcove with radiator and feature shelf above, ceiling light point and door to:  **LOUNGE/DINER** **21' 2" x 19' 9" (6.45m x 6.02m)** An excellent room beautifully presented with uPVC double glazed window to front and set of PVC double glazed French doors to rear opening to attractive yard. Fireplace feature to front with flagged hearth, rustic mantle shelf and recess for electric fire. A further alcove to the second chimney breast recess has power sockets, again suitable for TV or electric fire etc. Coving to ceiling, two radiators and pine door to kitchen and under stairs store.  **KITCHEN** **12' 5" x 6' 11" (3.78m x 2.11m)** Fitted with an attractive range of base, wall and drawer units with light patterned worktop over incorporating stainless steel sink with drainer, mixer tap and splash back tiling. Electric hob with metal splashback, electric oven and recess' and plumbing for both a dishwasher and a washing machine. Extremely well presented with space for a fridge/freezer and breakfast bar area, uPVC double glazed window and wood grain laminate flooring.  **FIRST** **FLOOR** **LANDING** **** **** Stairs to first floor three-quarter landing with traditional newel post and door to bathroom, with further access from landing to two bedrooms.  **BATHROOM** **** Attractive bathroom fitted with three-piece suite in white comprising of P-shaped shower bath with mixer tap, shower attachment and curved glazed shower screen, WC with pushbutton flush and pedestal wash hand basin with tiled splashback. UPVC double glazed tilt and turn opening window, chrome ladder style towel radiator, ceiling light point, extractor fan and a built-in cupboard housing the gas combi boiler for the central heating and hot water systems. Complete with attractive splashback tiling and green decor to walls, it offers a comfortable, well presented modern bathroom.  **BEDROOM** **10' 1" x 13' 1" (3.07m x 3.99m)** Situated to front of property with uPVC double glazed window with blind, radiator and a central ceiling light point, overall a pleasant double room.  **BEDROOM** **11' 4" x 7' 10" (3.45m x 2.39m)** A further attractive bedroom with radiator and uPVC double glazed window looking towards yard.  **EXTERIOR** **** **** Attractive and sizable well-presented rear yard, offering sheltered seating space with sunny aspects in the afternoon. Useful built-in storage shed and bin store with gate to rear service lane. Included in the sale is a sizeable wooden garden store.  **GENERAL** **INFORMATION** **** TENURE: Freehold COUNCIL TAX: B LOCAL AUTHORITY: Westmorland & Furness Council SERVICES: Mains drainage, gas, electric, water are all connected  ## Property Photos - ![Photo](/listings/photos/170169830/601217) - ![Photo](/listings/photos/170169830/601220) - ![Photo](/listings/photos/170169830/601222) - ![Photo](/listings/photos/170169830/601224) - ![Photo](/listings/photos/170169830/601226) - ![Photo](/listings/photos/170169830/601228) - ![Photo](/listings/photos/170169830/601231) - ![Photo](/listings/photos/170169830/601234) - ![Photo](/listings/photos/170169830/601236) - ![Photo](/listings/photos/170169830/601238) - ![Photo](/listings/photos/170169830/601240) - ![Photo](/listings/photos/170169830/601242) - ![Photo](/listings/photos/170169830/601245) - ![Photo](/listings/photos/170169830/601246) - ![Photo](/listings/photos/170169830/601247) ## Floorplans - ![Floorplan 1](/listings/photos/170169830/601248) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/170169830/601249) - EPC 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 19 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £167,000 | 20/08/2021 | Terraced | | 19 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £80,000 | 11/05/2010 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 14 LIGHTBURN ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AU | £250,000 | 16/01/2026 | Terraced | | 25 NEVILLE STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0BJ | £320,000 | 17/12/2025 | Terraced | | 23 ALEXANDER ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0DE | £370,000 | 02/10/2025 | Terraced | | [Same street] 28 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £164,000 | 31/05/2024 | Terraced | | [Same street] 20 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £160,000 | 21/02/2024 | Terraced | | [Same street] 41 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £150,000 | 23/11/2023 | Terraced | | 3 ARGYLE STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0BD | £190,000 | 05/09/2023 | Terraced | | [Same street] 7 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £208,000 | 18/08/2023 | Terraced | | [Same street] 22 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £168,000 | 04/05/2023 | Terraced | | 36 HARTLEY STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AN | £220,000 | 27/04/2023 | Terraced | | [Same street] 34 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £190,000 | 10/03/2023 | Terraced | | 14 TYSON SQUARE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BG | £175,000 | 19/12/2022 | Terraced | | 5 HILL FALL, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BQ | £215,000 | 09/12/2022 | Terraced | | 3 BRADDYLL TERRACE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DH | £410,000 | 31/10/2022 | Terraced | | [Same street] 26 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £183,100 | 28/10/2022 | Terraced | | 62 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN | £280,000 | 27/10/2022 | Terraced | | THE LAURELS 5 BROGDEN STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AH | £290,000 | 29/09/2022 | Terraced | | 10 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE | £305,000 | 14/09/2022 | Terraced | | 8 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE | £300,000 | 25/07/2022 | Terraced | | 11 ALEXANDER GARDENS, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DN | £185,000 | 28/06/2022 | Terraced | | 20 COX STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AS | £125,000 | 01/06/2022 | Terraced | | 59 LIGHTBURN AVENUE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DL | £290,000 | 20/05/2022 | Terraced | | 4 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE | £295,000 | 17/05/2022 | Terraced | | 58 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN | £227,000 | 06/05/2022 | Terraced | | 46 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN | £220,000 | 28/02/2022 | Terraced | | [Same street] 38 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £235,000 | 25/02/2022 | Terraced | | 23 COX STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AS | £195,000 | 24/02/2022 | Terraced | | [Same street] 33 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £185,000 | 17/02/2022 | Terraced | | 12 CHAPEL STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BA | £185,000 | 10/02/2022 | Terraced | | [Same street] 25 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £127,500 | 20/08/2021 | Terraced | **Street average:** £177,060 (10 sales) **Area average:** £252,350 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £182,721 (33 Terraced, LA12, 2024–2026) - **Deviation:** +4% ## Rental Range *ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £856/mo - **Realistic:** £951/mo - **Optimistic:** £1,046/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Kendal (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £648/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Detached House, Trinkeld Avenue, LA12 | £1,050/mo | 2 | 1.22 miles | OpenRent | **Average rent: £1,050/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.55% (weak for cashflow) - **Max investor price (0.8%):** £131,250 - **Target investor price (1%):** £105,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,050/mo).* - **Gross yield:** 6.6% - **Cost-to-rent:** 15.1× - **Monthly cashflow:** £172/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 3.7% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 53.3% - **10y growth:** 38.2% ## House Price Index (HM Land Registry) *Official index for North West; Terraced series; as of March 2026.* - **1y growth (index):** -1% - **5y growth (index):** 24.4% - **10y growth (index):** 69.9% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)