# 2 bedroom terraced house for sale (LU3 3PQ)

## Property Details

| Key | Value |
|-----|-------|
| Address | CHAPEL COTTAGE, 43, STREATLEY ROAD, LUTON, SUNDON, CENTRAL BEDFORDSHIRE LU3 3PQ |
| Price | £263,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £255,000 Jun 2024 |

## Description

Nestled within the charming village of Sundon, this two bedroom character cottage offers a retreat in a courtyard setting. Tucked away in a cul-de-sac location, the property boasts easy access to Harlington with its Mainline railway and the M1 motorway, providing convenient connectivity. With no upper chain complications, this residence exudes charm.

The ground floor welcomes you with an inviting entrance porch leading to a living room adorned with parquet flooring and a fireplace, thoughtfully prepared for a wood-burning stove. The kitchen features a built-in, oven and hob, and a washing machine. Ascending to the first floor, two bedrooms await, with the main bedroom offering built in wardrobes for storage. A family bathroom completes the upper level.

Outside, a courtyard sets a delightful scene, while an enclosed garden at the rear of the garage, provides a private and peaceful space.       

LOVE HOMES  DISCLAIMER: These particulars are set out as a general outline in accordance with the Property Misdescriptions Act (1991) only for the guidance of intending purchasers or lessees, and do not constitute any part of an offer or contract. Details are given without any responsibility, and any intending purchasers, lessees or third parties should not rely on them as statements or representations of fact but must satisfy themselves by inspection or otherwise as to the correctness of each of them. We have not carried out a structural survey and the services, appliances and specific fittings have not been tested. All photographs, measurements, floor plans and distances referred to are given as a guide only and should not be relied upon for the purchase of carpets or any other fixtures or fittings. Gardens, roof terraces, balconies and communal gardens as well as tenure and lease details cannot have their accuracy guaranteed for intending purchasers. Lease details, service ground rent (where applicable) are given as a guide only and should be checked and confirmed by your solicitor prior to exchange of contracts. No person in the employment of Love Homes has any authority to make any representation or warranty whatever in relation to this property. Purchase prices, rents or other prices quoted are correct at the date of publication and, unless otherwise stated, are exclusive of VAT. Intending purchasers and lessees must satisfy themselves independently as to the incidence of VAT in respect of any transaction relating to this property. We retain the copyright in all advertising material used to market this Property.  On occasion council tax banding may be reviewed once a property has been sold, the information provided is the current banding as advised by the vendor.

## Property Photos

- ![Photo](/listings/photos/143542571/418194)
- ![Photo](/listings/photos/143542571/418195)
- ![Photo](/listings/photos/143542571/418196)
- ![Photo](/listings/photos/143542571/418197)
- ![Photo](/listings/photos/143542571/418198)
- ![Photo](/listings/photos/143542571/418199)
- ![Photo](/listings/photos/143542571/418200)
- ![Photo](/listings/photos/143542571/418201)
- ![Photo](/listings/photos/143542571/418202)
- ![Photo](/listings/photos/143542571/418203)
- ![Photo](/listings/photos/143542571/418204)

## Floorplans

- ![Floorplan 1](/listings/photos/143542571/418205) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/143542571/418206) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| CHAPEL COTTAGE, 43 STREATLEY ROAD, SUNDON, LUTON, CENTRAL BEDFORDSHIRE, LU3 3PQ | £255,000 | 28/06/2024 | Terraced |
| CHAPEL COTTAGE, 43 STREATLEY ROAD, SUNDON, LUTON, CENTRAL BEDFORDSHIRE, LU3 3PQ | £215,000 | 30/11/2016 | Terraced |
| CHAPEL COTTAGE, 43 STREATLEY ROAD, SUNDON, LUTON, CENTRAL BEDFORDSHIRE, LU3 3PQ | £150,000 | 26/02/2014 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12A HILLSVIEW, SUNDON, LUTON, CENTRAL BEDFORDSHIRE, LU3 3PD | £260,000 | 11/03/2022 | Terraced |
| [Same street] 20 STREATLEY ROAD, SUNDON, LUTON, CENTRAL BEDFORDSHIRE, LU3 3PQ | £417,500 | 24/09/2021 | Detached |
| [Same street] 27 STREATLEY ROAD, SUNDON, LUTON, CENTRAL BEDFORDSHIRE, LU3 3PQ | £206,000 | 30/07/2021 | Terraced |

**Street average:** £311,750 (2 sales)
**Area average:** £260,000 (1 sale)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £252,516 (35 Terraced, LU3, 2024–2026)
- **Deviation:** +4.2%

## Rental Range

*ONS Price Index of Private Rents (Central Bedfordshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,118/mo
- **Realistic:** £1,242/mo
- **Optimistic:** £1,366/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lincoln (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £598/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed End Terrace, Luxembourg Close, LU3 | £1,295/mo | 2 | 1.35 miles | OpenRent |

**Average rent: £1,295/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.49% (weak for cashflow)
- **Max investor price (0.8%):** £161,875
- **Target investor price (1%):** £129,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,295/mo).*

- **Gross yield:** 5.9%
- **Cost-to-rent:** 16.9×
- **Monthly cashflow:** £105/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 0.8%
- **10y growth:** 26.8%

## House Price Index (HM Land Registry)

*Official index for Central Bedfordshire; Terraced series; as of March 2026.*

- **1y growth (index):** 2.6%
- **5y growth (index):** 19.8%
- **10y growth (index):** 38.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)