# 2 bedroom terraced house for sale (CA28 6PX) ## Property Details | Key | Value | |-----|-------| | Address | 22 WEST CROFT TERRACE, WHITEHAVEN, LOWCA, CUMBRIA CA28 6PX | | Price | £85,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Last sold | £80,000 Mar 2022 | ## Description A beautifully presented mid terrace house in the village of Lowca on the outskirts of Whitehaven yet still within easy reach of the shops, restaurants and train station of the town centre. The current owners have carried out a variety of different jobs to the house including a beautiful floor in the lounge,dining area and hallway, plus new radiators. The lovely open plan lounge has a sash window with shutters over looking the front and a large window to the dining area, these both allow plenty of natural light to flood in. The kitchen is accessed from the dining area and has a tiled floor, a range of base and wall units, with built in fridge and freezer, plus freestanding cooker and washing machine. Upstairs are two double bedrooms, one with sash window with views over the front while the other bedroom looks out on to the rear garden. The bathroom has a white suite with toilet, sink and bath, with opening into a large walk in storage cupboard which also houses the Worcester boiler. Outside there is an enclosed rear patio area with two outhouses and a front garden. A viewing is a real must for this lovely home. EPC Rating D **IMPORTANT NOTE TO POTENTIAL PURCHASERS & TENANTS:** We endeavour to make our particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. The services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All photographs and measurements have been taken as a guide only and are not precise. Floor plans where included are not to scale and accuracy is not guaranteed. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. POTENTIAL PURCHASERS: Fixtures and fittings other than those mentioned are to be agreed with the seller. POTENTIAL TENANTS: All properties are available for a minimum of six months, with the exception of short-term accommodation. A security deposit of at least one month’s rent is required. Rent is to be paid one month in advance. It is the tenant’s responsibility to insure any personal possessions. Payment of all utilities including water rates or metered supply and Council Tax is the responsibility of the tenant in every case. WHV210508/2 ## Property Photos - ![Main Page](/listings/photos/115896107/194257) - Main Page - ![Lounge](/listings/photos/115896107/194259) - Lounge - ![Kitchen](/listings/photos/115896107/194262) - Kitchen - ![Dining Area](/listings/photos/115896107/194263) - Dining Area - ![Open Plan Lounge](/listings/photos/115896107/194266) - Open Plan Lounge - ![Bedroom](/listings/photos/115896107/194268) - Bedroom - ![Bedroom](/listings/photos/115896107/194270) - Bedroom ## Floorplans - ![Floorplan](/listings/photos/115896107/194272) - Floorplan ## EPC Graphs - ![EPC Rating Graph](/listings/photos/115896107/194275) - EPC Rating Graph ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 22 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £80,000 | 22/03/2022 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 19 CROFT HEAD VIEW, LOWCA, WHITEHAVEN, CUMBERLAND, CA28 6QP | £144,000 | 28/11/2025 | Terraced | | [Same street] 8 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, CUMBERLAND, CA28 6PX | £65,000 | 19/04/2024 | Terraced | | 12 VALE VIEW, LOWCA, WHITEHAVEN, CUMBERLAND, CA28 6QD | £70,000 | 07/12/2023 | Terraced | | [Same street] 10 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, CUMBERLAND, CA28 6PX | £2,500 | 11/10/2023 | Other | | [Same street] 23 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £70,650 | 14/12/2022 | Terraced | | 29 SOLWAY ROAD, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6QB | £97,000 | 28/10/2022 | Terraced | | 36 VALE VIEW, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6QD | £61,000 | 06/05/2022 | Terraced | | 27 MEADOW VIEW, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6QF | £92,000 | 08/04/2022 | Terraced | | [Same street] 9 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £53,600 | 02/02/2022 | Other | | 42 VALE VIEW, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6QD | £75,000 | 15/12/2021 | Terraced | | [Same street] 15 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £70,000 | 01/10/2021 | Terraced | | [Same street] 2 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £85,950 | 10/09/2021 | Terraced | | [Same street] 17 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £70,000 | 06/08/2021 | Terraced | | 23 SOLWAY ROAD, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6QB | £73,500 | 11/06/2021 | Terraced | **Street average:** £59,671 (7 sales) **Area average:** £87,500 (7 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £130,507 (27 Terraced, CA28, 2024–2026) - **Deviation:** -34.9% ## Rental Range *ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £856/mo - **Realistic:** £951/mo - **Optimistic:** £1,046/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £474/mo ## 1% Rule - **Rent ratio:** 1.12% (strong) - **Max investor price (0.8%):** £118,875 - **Target investor price (1%):** £95,100 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 54.3% - **10y growth:** 62.6% ## House Price Index (HM Land Registry) *Official index for North West; Terraced series; as of March 2026.* - **1y growth (index):** -1% - **5y growth (index):** 24.4% - **10y growth (index):** 69.9% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)