Sold STC Terraced

22 WEST CROFT TERRACE

WHITEHAVEN, LOWCA, CUMBRIA CA28 6PX

2 beds 1 baths 840 sq ft Listed 5 Nov 2021 (-1678d)

£85,000

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Main Page Lounge Kitchen Dining Area Open Plan Lounge Bedroom Bedroom

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Property details

Tenure

FREEHOLD

Floor area

78 m²

EPC rating

D

Year built

England and Wales: 1900-1929

Last sold

£80,000 Mar 2022

Price per m²

£1,090/m²

Local average

£130,507 (-34.9%)

Deprivation

Decile 3 (7,724 of 33,755)

Street crime

8 incidents within 1 mile (Apr 2026)

Key features

  • Mid Terrace House
  • Village Location
  • Beautiful Large Lounge
  • Two Bedrooms
  • Front Garden
  • Enclosed Patio Area
  • Viewing Essential
  • EPC Rating D

Additional details

Garden
Yes

Description

A beautifully presented mid terrace house in the village of Lowca on the outskirts of Whitehaven yet still within easy reach of the shops, restaurants and train station of the town centre.
The current owners have carried out a variety of different jobs to the house including a beautiful floor in the lounge,dining area and hallway, plus new radiators.
The lovely open plan lounge has a sash window with shutters over looking the front and a large window to the dining area, these both allow plenty of natural light to flood in. The kitchen is accessed from the dining area and has a tiled floor, a range of base and wall units, with built in fridge and freezer, plus freestanding cooker and washing machine.
Upstairs are two double bedrooms, one with sash window with views over the front while the other bedroom looks out on to the rear garden.
The bathroom has a white suite with toilet, sink and bath, with opening into a large walk in storage cupboard which also houses the Worcester boiler.
Outside there is an enclosed rear patio area with two outhouses and a front garden.
A viewing is a real must for this lovely home.
EPC Rating D

IMPORTANT NOTE TO POTENTIAL PURCHASERS & TENANTS:
We endeavour to make our particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. The services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All photographs and measurements have been taken as a guide only and are not precise. Floor plans where included are not to scale and accuracy is not guaranteed. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. POTENTIAL PURCHASERS: Fixtures and fittings other than those mentioned are to be agreed with the seller. POTENTIAL TENANTS: All properties are available for a minimum of six months, with the exception of short-term accommodation. A security deposit of at least one month’s rent is required. Rent is to be paid one month in advance. It is the tenant’s responsibility to insure any personal possessions. Payment of all utilities including water rates or metered supply and Council Tax is the responsibility of the tenant in every case.

WHV210508/2

Listed by

Whitehaven

LSL Franchise

Reference: 115896107

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 10/08/2021

Current heating cost: £577/year

Potential heating cost: £403/year

Est. upgrade cost to C: £20,675

Recommendations

  • Flat roof or sloping ceiling insulation (£850 - £1,500)
  • 50 mm internal or external wall insulation (£4,000 - £14,000)
  • Floor insulation (suspended floor) (£800 - £1,200)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

Floorplan

EPC Graphs

EPC Rating Graph

EPC Rating Graph

Price history

Event Date Price % change
Sold 22/03/2022 (4 years ago) £80,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
19 CROFT HEAD VIEW, LOWCA, WHITEHAVEN, CUMBERLAND, CA28 6QP £144,000 28/11/2025 Terraced
Same street 8 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, CUMBERLAND, CA28 6PX £65,000 19/04/2024 Terraced
12 VALE VIEW, LOWCA, WHITEHAVEN, CUMBERLAND, CA28 6QD £70,000 07/12/2023 Terraced
Same street 10 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, CUMBERLAND, CA28 6PX £2,500 11/10/2023 Other
Same street 23 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX £70,650 14/12/2022 Terraced
29 SOLWAY ROAD, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6QB £97,000 28/10/2022 Terraced
36 VALE VIEW, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6QD £61,000 06/05/2022 Terraced
27 MEADOW VIEW, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6QF £92,000 08/04/2022 Terraced
Same street 9 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX £53,600 02/02/2022 Other
42 VALE VIEW, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6QD £75,000 15/12/2021 Terraced
Same street 15 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX £70,000 01/10/2021 Terraced
Same street 2 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX £85,950 10/09/2021 Terraced
Same street 17 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX £70,000 06/08/2021 Terraced
23 SOLWAY ROAD, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6QB £73,500 11/06/2021 Terraced

Street average: £59,671 (7 sales)

Area average: £87,500 (7 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 54.3%
10y growth 62.6%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of March 2026.

1y (index) -1%
5y (index) 24.4%
10y (index) 69.9%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo
Realistic £951/mo
Optimistic £1,046/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for West Cumbria: £474/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Post Office (N bound) 0.1 miles
Bus stop Post Office (W bound) 0.1 miles
Train station Parton 0.7 miles
Shop Moresby Convenience Store 1.7 miles
Shop Unknown 1.9 miles
Train station Whitehaven 1.9 miles
Hospital West Cumberland Hospital 3.5 miles
University UCLan Westlakes Campus 4.2 miles
Hospital Workington Community Hospital 4.5 miles

Street-level crime

Category Count
Violence and sexual offences 7
Criminal damage and arson 1
Total incidents 8

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Lowca Community School Primary 0.3 miles Good — 23 Jun 2024
St Bridget's CofE School Primary 0.7 miles Good — 16 May 2022
Bransty Primary School Primary 1.4 miles Good — 21 Nov 2023
Moresby Primary School Primary 1.4 miles Good — 17 Jul 2014
Distington Community School Primary 1.8 miles Good — 15 Oct 2019

Rental Comparables

Loading rental comparables for this postcode. Refresh in a few minutes.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 1.12%
Max investor price (0.8%) £118,875
Target investor price (1%) £95,100
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).