Sold Terraced

118 SPENCER STREET

KEIGHLEY, WEST YORKSHIRE BD21 2QB

4 beds 1 baths 1,701 sq ft Listed 17 Jan 2019 (-2753d)

£95,000

Offers Over

Reduced on 16 Oct 2019

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Property details

Floor area

158 m²

EPC rating

E

Year built

England and Wales: 1900-1929

Last sold

£55,000 Jan 2021

Price per m²

£601/m²

Local average

£116,735 (-18.6%)

Deprivation

Decile 1 (2,894 of 33,755)

Street crime

446 incidents within 1 mile (May 2026)

Key features

  • FOUR BEDROOMS
  • TWO RECEPTION ROOMS
  • REAR YARD
  • CLOSE TO LOCAL AMENITIES
  • CLOSE TO LOCAL SCHOOLS
  • NO CHAIN

Additional details

Garden
Yes

Description

An appealing and well proportioned FOUR BEDROOM terrace property situated within the residential area on the outskirts of Keighley. With gas fired central heating system and majority double glazing. Comprising hallway, lounge, sitting room, basement kitchen, four bedrooms, including attic bedrooms, bathroom. Yard area to the rear. NO CHAIN!

Spencer Street is handily place for local schools and shops, there is access to Keighley Town Centre where a wider range of shops and amenities can be found including bus and train stations with access to Leeds and Bradford.

Listed by

Keighley

Sequence (UK) Limited - Connells

Reference: 78652757

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: B

Inspection date: 17/06/2016

Expiry date: 16/06/2026 (expired)

Current heating cost: £1,706/year

Potential heating cost: £841/year

Recommendations

  • Room-in-roof insulation (2,700)
  • 50 mm internal or external wall insulation (14,000)
  • Floor insulation (suspended floor) (1,200)
  • Low energy lighting for all fixed outlets (60)
  • Upgrade heating controls (450)
  • Solar photovoltaic panels, 2.5 kWp (8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

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EPC Graphs

EPC Rating Graph

EPC Rating Graph

Price history

Event Date Price % change
Sold 29/01/2021 (5 years ago) £55,000 —

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
52 BELGRAVE ROAD, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 2EN £123,000 20/08/2025 Terraced
26 MORNINGTON STREET, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 2EP £100,000 03/10/2023 Terraced
52 MORNINGTON STREET, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 2EP £60,000 25/08/2023 Terraced
65 HIGHFIELD LANE, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 2DH £159,500 17/08/2023 Terraced
2 LARK STREET, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 2EJ £70,000 15/06/2023 Terraced
52 MORNINGTON STREET, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 2EP £55,750 27/04/2023 Terraced
27 BELGRAVE ROAD, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 2PR £83,000 17/01/2023 Terraced
38 MORNINGTON STREET, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 2EP £75,000 25/11/2022 Terraced
33 RICHMOND STREET, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 2HH £85,000 17/10/2022 Terraced
71 RICHMOND STREET, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 2HH £270,000 07/10/2022 Terraced
20 BELGRAVE ROAD, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 2DF £75,800 29/09/2022 Terraced
2 VICTORIA MEWS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 2SF £120,000 26/08/2022 Terraced
9 LAUREL CRESCENT, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 2HN £370,000 31/05/2022 Terraced
112 HIGHFIELD LANE, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 2HA £92,500 19/04/2022 Terraced
10 RICHMOND STREET, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 2HH £125,000 25/03/2022 Terraced
3 VICTORIA COURT, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 2SE £95,000 16/03/2022 Terraced
52 MORNINGTON STREET, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 2EP £71,000 02/03/2022 Terraced
40 REDCLIFFE STREET, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 2PX £70,000 31/01/2022 Terraced
65 HIGHFIELD LANE, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 2DH £100,000 31/01/2022 Terraced
7 VICTORIA MEWS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD21 2SF £110,000 21/01/2022 Terraced

Area average: £115,528 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 5.3%
10y growth 25.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Bradford. Series: Terraced. As of April 2026.

1y (index) 5.9%
5y (index) 29.4%
10y (index) 61.2%

Rental Range

Estimated market rent for Bradford. Low = conservative, Realistic = average, Optimistic = best case.

Low £675/mo
Realistic £750/mo
Optimistic £825/mo

Based on Local Authority from postcode lookup → Bradford.

LHA (30th percentile) floor for Darlington: £693/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View BD21 2QB

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Woodville Road Laurel Mount 0.1 miles
Bus stop Belgrave Road Richmond Street 0.1 miles
Shop Number One Convienience Store 0.1 miles
Shop Sowdens Stores 0.1 miles
Train station Keighley 0.6 miles
Train station Ingrow (West) 1.2 miles
Hospital Moorlands View 6.2 miles
University University of Bradford Oxenhope Field Site 6.2 miles
University Bradford University School of Management 6.8 miles
Hospital Eccleshill NHS Treatment Centre 8.9 miles

Street-level crime

Category Count
Violence and sexual offences 187
Shoplifting 45
Public order 41
Anti-social behaviour 39
Criminal damage and arson 38
Other theft 27
Drugs 17
Vehicle crime 15
Burglary 12
Other crime 12
Robbery 6
Possession of weapons 3
Theft from the person 3
Bicycle theft 1
Total incidents 446

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Victoria Primary School Primary 0.2 miles Good — 15 Jan 2024
St Anne's Catholic Primary School Primary 0.2 miles Good — 31 Jan 2023
The Holy Family Catholic School, a Voluntary Academy Secondary 0.3 miles Inadequate — 20 Oct 2021
Keighley St Andrew's CofE Primary School and Nursery Primary 0.4 miles Good — 19 Jun 2023
Our Lady of Victories Catholic School Primary 0.5 miles Good — 4 Jul 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
4 Bed Terraced House, Cliffe St, BD21 £875/mo 4 0.17 miles OpenRent
4 Bed Terraced House, Ethel Street, BD20 £750/mo 4 0.5 miles OpenRent
4 Bed Terraced House, Queens Road, BD21 £850/mo 4 0.83 miles OpenRent
4 Bed End Terrace, Bradford Road, BD21 £1,200/mo 4 0.87 miles OpenRent

Average rent: £919/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.91%
Max investor price (0.8%) £107,875
Target investor price (1%) £86,300
Gross yield 10.9%
Cost-to-rent ratio 9.2×
Monthly cashflow £378/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 16.4%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).