# 7 bedroom detached house for sale (SK12 2NP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 5 RED LANE, STOCKPORT, DISLEY, CHESHIRE SK12 2NP |
| Price | £1,395,000 |
| Bathrooms | 3 |
| Council tax | G |
| Construction age | England and Wales: 2003-2006 |
| Floor area | 223 m² |
| Last sold | £350,000 Jun 2005 |

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** B
- **Expiry date:** 12/02/2035
- **Current heating cost:** £1,464/year

## Description

Red Lane is arguably the most highly sought after residential road in Disley, and this handsome detached residence is set within a substantial plot in this enviable location. Offering spacious and flexible accommodation, this outstanding property must be viewed to be appreciated fully.

In brief this substantial property comprises: entrance hall, dual aspect living room with double doors leading out to the rear garden, study, open plan kitchen/dining area, utility room, downstairs shower room, and further large living room. To the first floor there are four bedrooms (the master with en suite) and a family bathroom. There is also a separately accessed fifth bedroom with glazed doors leading out to a balcony, and further games room/occasional bedroom.

In addition there is a ground floor annexe with independent access comprising; sitting room, kitchen, bedroom/office and shower room.

Externally, the property is accessed via double gates which provide access to the driveway which provides ample off road parking/turning space and the integral double garage. There is a beautifully appointed detached studio with power and lighting and providing a fantastic work/hobby space, and a detached garden storage building (previously used as stabling).

The mature gardens are mainly laid to lawn with patio seating area, well stocked borders and a pleasing selection of mature shrubs and trees. There is a play area to the rear of the garden with with a child friendly wood chip surface.

EPC Rating: B

## Property Photos

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## Floorplans

- ![All](/listings/photos/174776474/134592) - All

## EPC Graphs

- ![EPC 1](/listings/photos/174776474/539369) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 RED LANE, DISLEY, STOCKPORT, MACCLESFIELD, CHESHIRE, SK12 2NP | £350,000 | 20/06/2005 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 JACKSONS EDGE ROAD, DISLEY, STOCKPORT, CHESHIRE EAST, SK12 2JE | £750,000 | 23/10/2023 | Detached |
| [Same street] 15A RED LANE, DISLEY, STOCKPORT, CHESHIRE EAST, SK12 2NP | £1,495,000 | 17/10/2022 | Detached |
| 1 LOWER LEA, DISLEY, STOCKPORT, CHESHIRE EAST, SK12 2LB | £485,000 | 23/08/2022 | Detached |
| THE GREY COTTAGE, 20 JACKSONS EDGE ROAD, DISLEY, STOCKPORT, CHESHIRE EAST, SK12 2JE | £600,000 | 18/01/2022 | Detached |
| 18C BUXTON ROAD WEST, DISLEY, STOCKPORT, CHESHIRE EAST, SK12 2AE | £475,000 | 03/12/2021 | Detached |

**Street average:** £1,495,000 (1 sale)
**Area average:** £577,500 (4 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £623,692 (39 Detached, SK12, 2024–2026)
- **Deviation:** +123.7%

## Rental Range

*ONS Price Index of Private Rents (Cheshire East). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £878/mo
- **Realistic:** £975/mo
- **Optimistic:** £1,073/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Southern Greater Manchester (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Semi-Detached House, Corks Lane Disley, SK12 | £795/mo | 1 | 0.59 miles | OpenRent |

**Average rent: £795/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.06% (weak for cashflow)
- **Max investor price (0.8%):** £99,375
- **Target investor price (1%):** £79,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £795/mo).*

- **Gross yield:** 0.7%
- **Cost-to-rent:** 146.2×
- **Monthly cashflow:** £-4,803/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -14.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £6,256/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 21.9%
- **10y growth:** 47.9%

## House Price Index (HM Land Registry)

*Official index for Cheshire East; Detached series; as of March 2026.*

- **1y growth (index):** 1.6%
- **5y growth (index):** 23.6%
- **10y growth (index):** 51.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
