# 2 bedroom semi-detached bungalow for sale (AL2 3AN)

## Property Details

| Key | Value |
|-----|-------|
| Address | 38 CHISWELL GREEN LANE, ST ALBANS, HERTFORDSHIRE AL2 3AN |
| Price | £575,000 |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Council tax | E |
| Last sold | £560,000 Jun 2025 |

## Description

This deceptively large bungalow is in a super location, well positioned for access to local amenities and St Albans city centre, but with lovely views over open fields. It is set back from the road with a paved driveway providing ample off-street parking. 

Entered via a useful front porch, the property has a flexible layout with a bright living room to the front with a curved bay window and a separate dining area to the rear which overlooks the garden. The contemporary kitchen has been thoughtfully designed to include several integrated appliances and a breakfast bar for informal dining and the space to the side of the bungalow may offer scope to extend if needed, subject to the usual consents. 

The largest bedroom is reached via a dressing area and feels particularly spacious with views of the garden through a window to the rear and sliding glazed doors to the side. The second bedroom is also a good sized double room with large windows admitting plenty of natural light. and there is a family bathroom, accessed from the hall. 

The garden has been landscaped to create a paved seating area with steps up to a lawn and there is a useful timber shed to the rear.

Please note that planning approval has been granted for work to develop the land opposite the property to build new housing.

Chiswell Green Lane is a semi-rural location and the property is situated opposite a riding school. There are local shops within walking distance, St Albans mainline station is approximately three miles away and there is easy access to the M1 and M25 motorway networks.

Council Tax Band: E £2,731.79 (2024/2025)

In compliance with the UK's Anti Money Laundering (AML) regulations, we are required to confirm the identity of all prospective buyers at the point of an offer being accepted and use a third party, Identity Verification System to do so. There is a nominal charge of £48 (per person) including VAT for this service. For more information, please refer to the terms and conditions section of our website.

## Property Photos

- ![Picture No. 09](/listings/photos/144966968/556104) - Picture No. 09
- ![Living Room](/listings/photos/144966968/556105) - Living Room
- ![Kitchen](/listings/photos/144966968/556108) - Kitchen
- ![Rear View](/listings/photos/144966968/556109) - Rear View
- ![Living Room](/listings/photos/144966968/556112) - Living Room
- ![Bedroom](/listings/photos/144966968/556113) - Bedroom
- ![Dining Room](/listings/photos/144966968/556116) - Dining Room
- ![Dining Room](/listings/photos/144966968/556118) - Dining Room
- ![Bedroom](/listings/photos/144966968/556121) - Bedroom
- ![Bedroom](/listings/photos/144966968/556124) - Bedroom
- ![En Suite](/listings/photos/144966968/556126) - En Suite
- ![Bathroom](/listings/photos/144966968/556127) - Bathroom
- ![View To Front](/listings/photos/144966968/556128) - View To Front
- ![Garden](/listings/photos/144966968/556131) - Garden
- ![Garden](/listings/photos/144966968/556135) - Garden
- ![Picture No. 10](/listings/photos/144966968/556137) - Picture No. 10
- ![Picture No. 38](/listings/photos/144966968/556141) - Picture No. 38
- ![Picture No. 39](/listings/photos/144966968/556145) - Picture No. 39
- ![Picture No. 41](/listings/photos/144966968/556146) - Picture No. 41
- ![Picture No. 43](/listings/photos/144966968/556149) - Picture No. 43

## Floorplans

- ![Floorplan](/listings/photos/144966968/556152) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/144966968/556158) - EPC Rating Graph

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #9648884
- **Address:** 38 Chiswell Green Lane, ST. ALBANS, AL2 3AN
- **Certificate Issued:** 01/07/2013
- **Work Completed:** 05/06/2013
- **Items:** 2 window(s)

### FENSA Certificate #8792371
- **Address:** 38 Chiswell Green Lane, ST. ALBANS, AL2 3AN
- **Certificate Issued:** 16/04/2012
- **Work Completed:** 02/02/2012
- **Items:** 2 door(s)

### FENSA Certificate #5274897
- **Address:** 38 Chiswell Green Lane, ST. ALBANS, AL2 3AN
- **Certificate Issued:** 03/12/2007
- **Work Completed:** 09/08/2007
- **Items:** 6 window(s), 3 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 CHISWELL GREEN LANE, ST ALBANS, HERTFORDSHIRE, AL2 3AN | £560,000 | 18/06/2025 | Semi-detached |
| 38 CHISWELL GREEN LANE, ST ALBANS, HERTFORDSHIRE, AL2 3AN | £435,000 | 07/11/2014 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 50 TIPPENDELL LANE, ST ALBANS, HERTFORDSHIRE, AL2 3HL | £980,000 | 19/12/2025 | Semi-detached |
| 325 WATFORD ROAD, ST ALBANS, HERTFORDSHIRE, AL2 3DA | £1,000,000 | 05/12/2025 | Semi-detached |
| 139 WATFORD ROAD, ST ALBANS, HERTFORDSHIRE, AL2 3JY | £850,000 | 21/11/2025 | Semi-detached |
| 4 CHISWELL GREEN LANE, ST ALBANS, HERTFORDSHIRE, AL2 3AH | £700,000 | 14/03/2025 | Semi-detached |
| 101 WATFORD ROAD, ST ALBANS, HERTFORDSHIRE, AL2 3JY | £602,500 | 14/02/2025 | Semi-detached |
| 25 CHISWELL GREEN LANE, ST ALBANS, HERTFORDSHIRE, AL2 3AJ | £625,000 | 20/12/2023 | Semi-detached |
| 12 WOODLEA, ST ALBANS, HERTFORDSHIRE, AL2 3EZ | £412,500 | 26/09/2023 | Semi-detached |
| [Same street] 30 CHISWELL GREEN LANE, ST ALBANS, HERTFORDSHIRE, AL2 3AN | £470,000 | 05/05/2023 | Semi-detached |
| 80 STANLEY AVENUE, CHISWELL GREEN, ST ALBANS, HERTFORDSHIRE, AL2 3AZ | £682,500 | 16/12/2022 | Semi-detached |
| 17 CUCKMANS DRIVE, ST ALBANS, HERTFORDSHIRE, AL2 3AY | £810,000 | 16/12/2022 | Semi-detached |
| 24 CUCKMANS DRIVE, ST ALBANS, HERTFORDSHIRE, AL2 3AX | £860,000 | 18/11/2022 | Semi-detached |
| 12 HOLLYBUSH AVENUE, ST ALBANS, HERTFORDSHIRE, AL2 3AD | £950,000 | 15/11/2022 | Semi-detached |
| 90 STANLEY AVENUE, CHISWELL GREEN, ST ALBANS, HERTFORDSHIRE, AL2 3AZ | £975,000 | 14/10/2022 | Semi-detached |
| 2 STANMOUNT ROAD, ST ALBANS, HERTFORDSHIRE, AL2 3AG | £825,000 | 12/09/2022 | Semi-detached |
| 57 STANLEY AVENUE, CHISWELL GREEN, ST ALBANS, HERTFORDSHIRE, AL2 3AA | £650,000 | 02/09/2022 | Semi-detached |
| 27 RAGGED HALL LANE, ST ALBANS, HERTFORDSHIRE, AL2 3LB | £701,000 | 24/08/2022 | Semi-detached |
| 11 STANMOUNT ROAD, ST ALBANS, HERTFORDSHIRE, AL2 3AG | £1,050,000 | 06/07/2022 | Semi-detached |
| 23 RAGGED HALL LANE, ST ALBANS, HERTFORDSHIRE, AL2 3LB | £1,350,000 | 24/06/2022 | Semi-detached |
| 11 TIPPENDELL LANE, ST ALBANS, HERTFORDSHIRE, AL2 3HJ | £850,000 | 25/05/2022 | Semi-detached |
| 29 CHISWELL GREEN LANE, ST ALBANS, HERTFORDSHIRE, AL2 3AJ | £650,000 | 09/05/2022 | Semi-detached |
| 29 TIPPENDELL LANE, ST ALBANS, HERTFORDSHIRE, AL2 3HW | £947,500 | 14/04/2022 | Semi-detached |
| [Same street] 34 CHISWELL GREEN LANE, ST ALBANS, HERTFORDSHIRE, AL2 3AN | £560,000 | 06/12/2021 | Semi-detached |

**Street average:** £515,000 (2 sales)
**Area average:** £823,550 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £640,176 (17 Semi-detached, AL2, 2024–2026)
- **Deviation:** -10.2%

## Rental Range

*ONS Price Index of Private Rents (St Albans). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,727/mo
- **Realistic:** £1,919/mo
- **Optimistic:** £2,111/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for South West Herts (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,247/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Maisonette, Ringway Road, AL2 | £1,600/mo | 2 | 0.76 miles | OpenRent |
| 2 Bed End Terrace, Station Terrace, AL2 | £1,495/mo | 2 | 0.94 miles | OpenRent |

**Average rent: £1,548/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.27% (weak for cashflow)
- **Max investor price (0.8%):** £193,500
- **Target investor price (1%):** £154,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,548/mo).*

- **Gross yield:** 3.2%
- **Cost-to-rent:** 31×
- **Monthly cashflow:** £-896/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -6.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 23.5%
- **10y growth:** 43.8%

## House Price Index (HM Land Registry)

*Official index for St Albans; Semi-detached series; as of March 2026.*

- **1y growth (index):** 2.5%
- **5y growth (index):** 16.3%
- **10y growth (index):** 25.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)