Sold Semi-detached

38 CHISWELL GREEN LANE

ST ALBANS, HERTFORDSHIRE AL2 3AN

2 beds 2 baths 958 sq ft Listed 21 Feb 2024 (-840d)

£575,000

Offers in Excess of

Reduced on 9 Sep 2024

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Picture No. 09 Living Room Kitchen Rear View Living Room Bedroom Dining Room Dining Room Bedroom Bedroom En Suite Bathroom View To Front Garden Garden Picture No. 10 Picture No. 38 Picture No. 39 Picture No. 41 Picture No. 43

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Property details

Tenure

FREEHOLD

Floor area

89 m²

Council tax band

E

EPC rating

C

Year built

England and Wales: 1950-1966

Last sold

£560,000 Jun 2025

Price per m²

£6,461/m²

Local average

£640,176 (-10.2%)

Deprivation

Decile 10 (33,547 of 33,755)

Street crime

62 incidents within 1 mile (Apr 2026)

Key features

  • • Beautifully Presented Semi-Detached Bungalow
  • • Potential to Extend (STPP)
  • • Two Double Bedrooms
  • • Contemporary Kitchen with Integrated Appliances & Breakfast Bar
  • • Ample Off-Street Parking
  • • Private Landscaped Rear Garden
  • • Close to Local Amenities & St Albans Mainline Station

Additional details

Parking
Yes
Garden
Yes
Listed property
No
Restrictions
No
Required access
No
Rights of way
No
Flooded in last 5 years
No
Flood defences
No

Description

This deceptively large bungalow is in a super location, well positioned for access to local amenities and St Albans city centre, but with lovely views over open fields. It is set back from the road with a paved driveway providing ample off-street parking.
Entered via a useful front porch, the property has a flexible layout with a bright living room to the front with a curved bay window and a separate dining area to the rear which overlooks the garden. The contemporary kitchen has been thoughtfully designed to include several integrated appliances and a breakfast bar for informal dining and the space to the side of the bungalow may offer scope to extend if needed, subject to the usual consents.
The largest bedroom is reached via a dressing area and feels particularly spacious with views of the garden through a window to the rear and sliding glazed doors to the side. The second bedroom is also a good sized double room with large windows admitting plenty of natural light. and there is a family bathroom, accessed from the hall.
The garden has been landscaped to create a paved seating area with steps up to a lawn and there is a useful timber shed to the rear.

Please note that planning approval has been granted for work to develop the land opposite the property to build new housing.

Chiswell Green Lane is a semi-rural location and the property is situated opposite a riding school. There are local shops within walking distance, St Albans mainline station is approximately three miles away and there is easy access to the M1 and M25 motorway networks.

Council Tax Band: E £2,731.79 (2024/2025)

In compliance with the UK's Anti Money Laundering (AML) regulations, we are required to confirm the identity of all prospective buyers at the point of an offer being accepted and use a third party, Identity Verification System to do so. There is a nominal charge of £48 (per person) including VAT for this service. For more information, please refer to the terms and conditions section of our website.

Listed by

St. Albans

Ashtons

Reference: 144966968

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 06/09/2024

Current heating cost: £916/year

Potential heating cost: £756/year

Est. upgrade cost to C: £15,740

Recommendations

  • Increase loft insulation to 270 mm (£100 - £350)
  • Cavity wall insulation (£500 - £1,500)
  • Floor insulation (solid floor) (£4,000 - £6,000)
  • Low energy lighting for all fixed outlets (£15)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

Floorplan

EPC Graphs

EPC Rating Graph

EPC Rating Graph

FENSA Certificates

This property has 3 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #9648884

Property Details

Street: 38 Chiswell Green Lane

Town: ST. ALBANS

Postcode: AL2 3AN

Installation Details

Items: 2 windows

Certificate Issued: 01/07/2013

Work Completed: 05/06/2013

This certificate data was retrieved from FENSA's database

FENSA Certificate #8792371

Property Details

Street: 38 Chiswell Green Lane

Town: ST. ALBANS

Postcode: AL2 3AN

Installation Details

Items: 2 doors

Certificate Issued: 16/04/2012

Work Completed: 02/02/2012

This certificate data was retrieved from FENSA's database

FENSA Certificate #5274897

Property Details

Street: 38 Chiswell Green Lane

Town: ST. ALBANS

Postcode: AL2 3AN

Installation Details

Items: 6 windows and 3 doors

Certificate Issued: 03/12/2007

Work Completed: 09/08/2007

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

29% since 2014

Event Date Price % change
Sold 18/06/2025 (11 months ago) £560,000 +28.7%
Sold 07/11/2014 (11 years ago) £435,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
50 TIPPENDELL LANE, ST ALBANS, HERTFORDSHIRE, AL2 3HL £980,000 19/12/2025 Semi-detached
325 WATFORD ROAD, ST ALBANS, HERTFORDSHIRE, AL2 3DA £1,000,000 05/12/2025 Semi-detached
139 WATFORD ROAD, ST ALBANS, HERTFORDSHIRE, AL2 3JY £850,000 21/11/2025 Semi-detached
4 CHISWELL GREEN LANE, ST ALBANS, HERTFORDSHIRE, AL2 3AH £700,000 14/03/2025 Semi-detached
101 WATFORD ROAD, ST ALBANS, HERTFORDSHIRE, AL2 3JY £602,500 14/02/2025 Semi-detached
25 CHISWELL GREEN LANE, ST ALBANS, HERTFORDSHIRE, AL2 3AJ £625,000 20/12/2023 Semi-detached
12 WOODLEA, ST ALBANS, HERTFORDSHIRE, AL2 3EZ £412,500 26/09/2023 Semi-detached
Same street 30 CHISWELL GREEN LANE, ST ALBANS, HERTFORDSHIRE, AL2 3AN £470,000 05/05/2023 Semi-detached
80 STANLEY AVENUE, CHISWELL GREEN, ST ALBANS, HERTFORDSHIRE, AL2 3AZ £682,500 16/12/2022 Semi-detached
17 CUCKMANS DRIVE, ST ALBANS, HERTFORDSHIRE, AL2 3AY £810,000 16/12/2022 Semi-detached
24 CUCKMANS DRIVE, ST ALBANS, HERTFORDSHIRE, AL2 3AX £860,000 18/11/2022 Semi-detached
12 HOLLYBUSH AVENUE, ST ALBANS, HERTFORDSHIRE, AL2 3AD £950,000 15/11/2022 Semi-detached
90 STANLEY AVENUE, CHISWELL GREEN, ST ALBANS, HERTFORDSHIRE, AL2 3AZ £975,000 14/10/2022 Semi-detached
2 STANMOUNT ROAD, ST ALBANS, HERTFORDSHIRE, AL2 3AG £825,000 12/09/2022 Semi-detached
57 STANLEY AVENUE, CHISWELL GREEN, ST ALBANS, HERTFORDSHIRE, AL2 3AA £650,000 02/09/2022 Semi-detached
27 RAGGED HALL LANE, ST ALBANS, HERTFORDSHIRE, AL2 3LB £701,000 24/08/2022 Semi-detached
11 STANMOUNT ROAD, ST ALBANS, HERTFORDSHIRE, AL2 3AG £1,050,000 06/07/2022 Semi-detached
23 RAGGED HALL LANE, ST ALBANS, HERTFORDSHIRE, AL2 3LB £1,350,000 24/06/2022 Semi-detached
11 TIPPENDELL LANE, ST ALBANS, HERTFORDSHIRE, AL2 3HJ £850,000 25/05/2022 Semi-detached
29 CHISWELL GREEN LANE, ST ALBANS, HERTFORDSHIRE, AL2 3AJ £650,000 09/05/2022 Semi-detached
29 TIPPENDELL LANE, ST ALBANS, HERTFORDSHIRE, AL2 3HW £947,500 14/04/2022 Semi-detached
Same street 34 CHISWELL GREEN LANE, ST ALBANS, HERTFORDSHIRE, AL2 3AN £560,000 06/12/2021 Semi-detached

Street average: £515,000 (2 sales)

Area average: £823,550 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 18.1%
10y growth 43.8%

House Price Index (HM Land Registry — official index, not sold-price averages): St Albans. Series: Semi-detached. As of March 2026.

1y (index) 2.5%
5y (index) 16.3%
10y (index) 25.4%

Rental Range

Estimated market rent for St Albans. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,727/mo
Realistic £1,919/mo
Optimistic £2,111/mo

Based on Local Authority from postcode lookup → St Albans.

LHA (30th percentile) floor for South West Herts: £1,247/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Three Hammers PH 0.1 miles
Shop Day 1 0.1 miles
Shop Co-op Food 0.1 miles
Train station Park Street 0.9 miles
Train station How Wood 1.1 miles
University Unknown 5.4 miles
Hospital Watford General Hospital 5.9 miles
Hospital Harpenden Memorial Hospital 6.1 miles
University John Scales Centre for Biomedical Engineering 7.0 miles

Street-level crime

Category Count
Violence and sexual offences 17
Anti-social behaviour 12
Other theft 12
Vehicle crime 8
Burglary 4
Shoplifting 3
Other crime 2
Criminal damage and arson 1
Public order 1
Robbery 1
Theft from the person 1
Total incidents 62

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Killigrew Primary and Nursery School Primary 0.3 miles Good — 9 Dec 2014
The Marlborough Science Academy Secondary 0.7 miles Good — 28 Jan 2024
Watling View School Other 0.9 miles Good — 6 Sep 2016
St Adrian Roman Catholic Primary School Primary 0.9 miles Good — 18 Nov 2016
How Wood Primary and Nursery School Primary 0.9 miles Good — 17 Jul 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed Maisonette, Ringway Road, AL2 £1,600/mo 2 0.76 miles OpenRent
2 Bed End Terrace, Station Terrace, AL2 £1,495/mo 2 0.94 miles OpenRent

Average rent: £1,548/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.27%
Max investor price (0.8%) £193,500
Target investor price (1%) £154,800
Gross yield 3.2%
Cost-to-rent ratio 31×
Monthly cashflow £-896/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI -6.4%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).