Sold STC Terraced

31 BOROUGH ROAD

ST HELENS, MERSEYSIDE WA10 3SX

2 beds 1 baths 753 sq ft Listed 2 Dec 2021 (-1654d)

£80,000

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# 2 bedroom terraced house for sale (WA10 3SX)

## Property Details

| Key | Value |
|-----|-------|
| Address | 31 BOROUGH ROAD, ST HELENS, MERSEYSIDE WA10 3SX |
| Price | £80,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Construction age | England and Wales: before 1900 |
| Floor area | 70 m² |
| Last sold | £85,000 Jul 2022 |

## EPC Rating & Upgrade Cost

- **Current rating:** F
- **Potential rating:** B
- **Expiry date:** 21/04/2025 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £954/year
- **Est. upgrade cost to C:** £28,873

### Recommendations
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- C (£15 - £30)
- E (£50)
- F (£200 - £400)
- G (£350 - £450)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2128-6068-7284-2405-5924)

## Description

Two-bedroom terrace within an ideal area, popular location near amenities, schools, and bus routes.

Ideal first-time buy or buy to let investment with no onward chain. The property is fully double glazed and has gas central heating. Over the two floors the accommodation comprises of; lounge, dining room, fitted kitchen, upstairs bathroom, rear yard, two well-sized bedrooms. Within the area you'll find an abundance of amenities, the town centre is also nearby as are parks and greenery.

To secure your viewing please call our office as soon as possible.

Get a Mortgage: We have an Independent Mortgage Advisor based in EVERY Ashtons Office. We can search over 90 lenders to ensure that we find the most suitable mortgage for your circumstances. Interested? Call your local office. AS A MORTGAGE IS SECURED AGAINST YOUR HOME, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.

## Property Photos

- ![Photo](/listings/photos/117135224/197846)
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- ![Photo](/listings/photos/117135224/197851)
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- ![Photo](/listings/photos/117135224/197866)

## Floorplans

- ![Floorplan 1](/listings/photos/117135224/197867) - Floorplan 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 BOROUGH ROAD, ST HELENS, MERSEYSIDE, WA10 3SX | £85,000 | 27/07/2022 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 CRISPIN STREET, ST HELENS, MERSEYSIDE, WA10 3TQ | £101,000 | 30/10/2025 | Terraced |
| 24 SHROPSHIRE GARDENS, ST HELENS, MERSEYSIDE, WA10 3XX | £150,000 | 14/11/2023 | Terraced |
| 11 CRISPIN STREET, ST HELENS, MERSEYSIDE, WA10 3TQ | £90,000 | 27/10/2023 | Terraced |
| 10 CHESHIRE GARDENS, ST HELENS, MERSEYSIDE, WA10 3SZ | £120,000 | 15/09/2023 | Terraced |
| [Same street] 65 BOROUGH ROAD, ST HELENS, MERSEYSIDE, WA10 3SX | £50,000 | 30/08/2023 | Terraced |
| 1 CRISPIN STREET, ST HELENS, MERSEYSIDE, WA10 3TQ | £67,000 | 15/02/2023 | Terraced |
| 54 PRESCOT ROAD, ST HELENS, MERSEYSIDE, WA10 3UB | £190,000 | 08/12/2022 | Terraced |
| 9 CHESHIRE GARDENS, ST HELENS, MERSEYSIDE, WA10 3SZ | £126,000 | 21/11/2022 | Terraced |
| 52 BOROUGH ROAD, ST HELENS, MERSEYSIDE, WA10 3SY | £100,000 | 03/11/2022 | Terraced |
| 80 BOROUGH ROAD, ST HELENS, MERSEYSIDE, WA10 3TA | £75,000 | 30/09/2022 | Terraced |
| 18 DUNCAN STREET, ST HELENS, MERSEYSIDE, WA10 3TF | £91,612 | 30/09/2022 | Terraced |
| 11 CRISPIN STREET, ST HELENS, MERSEYSIDE, WA10 3TQ | £63,000 | 04/08/2022 | Terraced |
| 3 WILSON CLOSE, ST HELENS, MERSEYSIDE, WA10 2EL | £105,000 | 26/07/2022 | Terraced |
| 58 BOROUGH ROAD, ST HELENS, MERSEYSIDE, WA10 3SY | £82,500 | 27/06/2022 | Terraced |
| 3 AYRSHIRE GARDENS, ST HELENS, MERSEYSIDE, WA10 3ST | £120,000 | 13/06/2022 | Terraced |
| 37 PRESCOT ROAD, ST HELENS, MERSEYSIDE, WA10 3UF | £182,000 | 30/05/2022 | Terraced |
| 19 MAXWELL STREET, ST HELENS, MERSEYSIDE, WA10 3UD | £78,000 | 23/05/2022 | Terraced |
| 11 CRISPIN STREET, ST HELENS, MERSEYSIDE, WA10 3TQ | £62,500 | 10/05/2022 | Terraced |
| 36 SHROPSHIRE GARDENS, ST HELENS, MERSEYSIDE, WA10 3XX | £130,000 | 06/05/2022 | Terraced |
| 9 COUNTY DRIVE, ST HELENS, MERSEYSIDE, WA10 3SS | £126,000 | 25/02/2022 | Terraced |
| 84 BOROUGH ROAD, ST HELENS, MERSEYSIDE, WA10 3TA | £95,000 | 21/01/2022 | Terraced |
| [Same street] 67 BOROUGH ROAD, ST HELENS, MERSEYSIDE, WA10 3SX | £42,500 | 23/09/2021 | Terraced |

**Street average:** £46,250 (2 sales)
**Area average:** £107,731 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £125,477 (79 Terraced, WA10, 2024–2026)
- **Deviation:** -36.2%

## Rental Range

*ONS Price Index of Private Rents (St. Helens). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £704/mo
- **Realistic:** £782/mo
- **Optimistic:** £860/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for St Helens (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £524/mo

## 1% Rule

- **Rent ratio:** 0.98% (okay)
- **Max investor price (0.8%):** £97,750
- **Target investor price (1%):** £78,200

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £1,143/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 26.2%
- **10y growth:** 51.3%

## House Price Index (HM Land Registry)

*Official index for St Helens; Terraced series; as of March 2026.*

- **1y growth (index):** 4%
- **5y growth (index):** 32.5%
- **10y growth (index):** 80.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

70 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£85,000 Jul 2022

Price per m²

£1,143/m²

Local average

£125,477 (-36.2%)

Deprivation

Decile 1 (2,264 of 33,755)

Street crime

368 incidents within 1 mile (Apr 2026)

Key features

Two Bedrooms
Upstairs family bathroom
No chain
Freehold Property

Additional details

Garden: Yes

Description

Two-bedroom terrace within an ideal area, popular location near amenities, schools, and bus routes.
Ideal first-time buy or buy to let investment with no onward chain. The property is fully double glazed and has gas central heating. Over the two floors the accommodation comprises of; lounge, dining room, fitted kitchen, upstairs bathroom, rear yard, two well-sized bedrooms. Within the area you'll find an abundance of amenities, the town centre is also nearby as are parks and greenery.
To secure your viewing please call our office as soon as possible.
Get a Mortgage: We have an Independent Mortgage Advisor based in EVERY Ashtons Office. We can search over 90 lenders to ensure that we find the most suitable mortgage for your circumstances. Interested? Call your local office. AS A MORTGAGE IS SECURED AGAINST YOUR HOME, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.

Listed by

St Helens

Ashtons Estate Agency

Reference: 117135224

EPC Rating & Upgrade Cost

This certificate expired on 21/04/2025. A new EPC may be required before the property can be marketed or let.

Current rating: F

Potential rating: B

Inspection date: 22/04/2015

Expiry date: 21/04/2025 (expired)

Current heating cost: £954/year

Potential heating cost: £548/year

Est. upgrade cost to C: £28,873

EPC F or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (solid floor) (£4,000 - £6,000)
Insulate hot water cylinder with 80 mm jacket (£15 - £30)
Low energy lighting for all fixed outlets (£50)
Hot water cylinder thermostat (£200 - £400)
Upgrade heating controls (£350 - £450)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Price history

Event	Date	Price	% change
Sold	27/07/2022 (3 years ago)	£85,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
1 CRISPIN STREET, ST HELENS, MERSEYSIDE, WA10 3TQ	£101,000	30/10/2025	Terraced
24 SHROPSHIRE GARDENS, ST HELENS, MERSEYSIDE, WA10 3XX	£150,000	14/11/2023	Terraced
11 CRISPIN STREET, ST HELENS, MERSEYSIDE, WA10 3TQ	£90,000	27/10/2023	Terraced
10 CHESHIRE GARDENS, ST HELENS, MERSEYSIDE, WA10 3SZ	£120,000	15/09/2023	Terraced
Same street 65 BOROUGH ROAD, ST HELENS, MERSEYSIDE, WA10 3SX	£50,000	30/08/2023	Terraced
1 CRISPIN STREET, ST HELENS, MERSEYSIDE, WA10 3TQ	£67,000	15/02/2023	Terraced
54 PRESCOT ROAD, ST HELENS, MERSEYSIDE, WA10 3UB	£190,000	08/12/2022	Terraced
9 CHESHIRE GARDENS, ST HELENS, MERSEYSIDE, WA10 3SZ	£126,000	21/11/2022	Terraced
52 BOROUGH ROAD, ST HELENS, MERSEYSIDE, WA10 3SY	£100,000	03/11/2022	Terraced
80 BOROUGH ROAD, ST HELENS, MERSEYSIDE, WA10 3TA	£75,000	30/09/2022	Terraced
18 DUNCAN STREET, ST HELENS, MERSEYSIDE, WA10 3TF	£91,612	30/09/2022	Terraced
11 CRISPIN STREET, ST HELENS, MERSEYSIDE, WA10 3TQ	£63,000	04/08/2022	Terraced
3 WILSON CLOSE, ST HELENS, MERSEYSIDE, WA10 2EL	£105,000	26/07/2022	Terraced
58 BOROUGH ROAD, ST HELENS, MERSEYSIDE, WA10 3SY	£82,500	27/06/2022	Terraced
3 AYRSHIRE GARDENS, ST HELENS, MERSEYSIDE, WA10 3ST	£120,000	13/06/2022	Terraced
37 PRESCOT ROAD, ST HELENS, MERSEYSIDE, WA10 3UF	£182,000	30/05/2022	Terraced
19 MAXWELL STREET, ST HELENS, MERSEYSIDE, WA10 3UD	£78,000	23/05/2022	Terraced
11 CRISPIN STREET, ST HELENS, MERSEYSIDE, WA10 3TQ	£62,500	10/05/2022	Terraced
36 SHROPSHIRE GARDENS, ST HELENS, MERSEYSIDE, WA10 3XX	£130,000	06/05/2022	Terraced
9 COUNTY DRIVE, ST HELENS, MERSEYSIDE, WA10 3SS	£126,000	25/02/2022	Terraced
84 BOROUGH ROAD, ST HELENS, MERSEYSIDE, WA10 3TA	£95,000	21/01/2022	Terraced
Same street 67 BOROUGH ROAD, ST HELENS, MERSEYSIDE, WA10 3SX	£42,500	23/09/2021	Terraced

Street average: £46,250 (2 sales)

Area average: £107,731 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 26.2%

10y growth 51.3%

House Price Index (HM Land Registry — official index, not sold-price averages): St Helens. Series: Terraced. As of March 2026.

1y (index) 4%

5y (index) 32.5%

10y (index) 80.3%

Rental Range

Estimated market rent for St. Helens. Low = conservative, Realistic = average, Optimistic = best case.

Low £704/mo

Realistic £782/mo

Optimistic £860/mo

Based on Local Authority from postcode lookup → St. Helens.

LHA (30th percentile) floor for St Helens: £524/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View WA10 3SX

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	PRESCOT RD/BANK ST	0.1 miles
Bus stop	BOROUGH RD/CHESHIRE GDNS	0.1 miles
Shop	Home Bargains	0.2 miles
Shop	Aldi	0.2 miles
Train station	St Helens Central	0.7 miles
Train station	Thatto Heath	1.0 miles
Hospital	St Helens Hospital	1.4 miles
Hospital	Elizabeth Court Care Centre	1.7 miles
University	Liverpool Hope University	7.2 miles
University	University of Chester - Warrington Campus	8.5 miles

Street-level crime

Category	Count
Violence and sexual offences	149
Shoplifting	54
Anti-social behaviour	34
Criminal damage and arson	28
Drugs	28
Public order	23
Vehicle crime	20
Other theft	11
Other crime	9
Burglary	5
Bicycle theft	3
Robbery	3
Possession of weapons	1
Total incidents	368

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Helens College	Other	0.3 miles	— (No rating)
St Mary & St Thomas CofE Primary School	Primary	0.4 miles	Outstanding — 20 Mar 2019
St Teresa's Catholic Primary School, Devon Street	Primary	0.5 miles	Good — 23 Jun 2016
Queen's Park CofE/Urc Primary School	Primary	0.6 miles	Good — 7 Mar 2013
Launchpad Centre	Other	0.7 miles	Good — 24 Mar 2017

Rental Comparables

Rental comparables are temporarily unavailable while listing-site fetches are paused. Try again later.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.98%

Max investor price (0.8%) £97,750

Target investor price (1%) £78,200

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).