# 3 bedroom apartment for sale (GL1 4NG) ## Property Details | Key | Value | |-----|-------| | Address | 65 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE GL1 4NG | | Price | £170,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Last sold | £167,500 Mar 2022 | ## Description A well appointed semi detached property which has been modernised throughout by the current owners but still retaining its character features. Situated on a no through road the property boasts three double bedrooms a modern kitchen and bathroom, double glazing throughout and gas central heating. To the rear is a good sized private enclosed garden. An internal inspection is a must to fully appreciate the size and condition of accommodation on offer. Potential rental income £795pcm DRAFT DETAILS AWAITING THE VENDORS APPROVAL. A well appointed semi detached property which has been modernised throughout by the current owners but still retaining its character features. Situated on a no through road the property boasts three double bedrooms a modern kitchen and bathroom, double glazing throughout and gas central heating. To the rear is a good sized private enclosed garden. An internal inspection is a must to fully appreciate the size and condition of accommodation on offer. Potential rental income £795pcm DRAFT DETAILS AWAITING THE VENDORS APPROVAL. ## Property Photos - ![Photo](/listings/photos/116857988/628023) - Photo - ![Photo](/listings/photos/116857988/628029) - Photo - ![Photo](/listings/photos/116857988/628036) - Photo - ![Photo](/listings/photos/116857988/628043) - Photo - ![Photo](/listings/photos/116857988/628047) - Photo - ![Photo](/listings/photos/116857988/628052) - Photo - ![Photo](/listings/photos/116857988/628064) - Photo - ![Photo](/listings/photos/116857988/628070) - Photo - ![Photo](/listings/photos/116857988/628073) - Photo - ![Photo](/listings/photos/116857988/628078) - Photo - ![Photo](/listings/photos/116857988/628085) - Photo - ![Photo](/listings/photos/116857988/628090) - Photo - ![Photo](/listings/photos/116857988/628094) - Photo - ![Photo](/listings/photos/116857988/628099) - Photo - ![Photo](/listings/photos/116857988/628103) - Photo ## Floorplans - ![Floorplan](/listings/photos/116857988/628108) - Floorplan ## EPC Graphs - ![EPC](/listings/photos/116857988/628113) - EPC ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #13023931 - **Address:** 65 Albany Street, GLOUCESTER, GL1 4NG - **Certificate Issued:** 10/07/2018 - **Work Completed:** 01/06/2018 - **Items:** 1 door(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 65 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NG | £167,500 | 01/03/2022 | Terraced | | 65 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NG | £126,000 | 15/04/2016 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] 31 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NG | £175,000 | 28/11/2025 | Terraced | | [Same street] 71 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NG | £210,000 | 20/09/2023 | Terraced | | [Same street] 29 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NG | £165,000 | 18/04/2023 | Terraced | | 52 FLAT 2 MOOR STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NJ | £70,000 | 10/02/2023 | Flat | | [Same street] 33 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NG | £172,500 | 27/01/2023 | Terraced | | BELLWORTH HOUSE, 1 FLAT 2 HIGH STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4SP | £60,000 | 13/01/2023 | Flat | | 1 FLAT 6 HIGH STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4SP | £110,000 | 26/09/2022 | Flat | **Street average:** £180,625 (4 sales) **Area average:** £80,000 (3 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £141,120 (46 Flat, GL1, 2024–2026) - **Deviation:** +20.5% ## Rental Range *ONS Price Index of Private Rents (Gloucester). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £999/mo - **Realistic:** £1,110/mo - **Optimistic:** £1,221/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Worcester South (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £823/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, Howard St, GL1 | £1,350/mo | 3 | 0.25 miles | OpenRent | **Average rent: £1,350/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.79% (weak for cashflow) - **Max investor price (0.8%):** £168,750 - **Target investor price (1%):** £135,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,350/mo).* - **Gross yield:** 9.5% - **Cost-to-rent:** 10.5× - **Monthly cashflow:** £521/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 12.7% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 1.9% - **10y growth:** 12% ## House Price Index (HM Land Registry) *Official index for Gloucester; Flats and maisonettes series; as of March 2026.* - **1y growth (index):** -1.4% - **5y growth (index):** 7.8% - **10y growth (index):** 31.4% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)