Sold STC Flat

65 ALBANY STREET

GLOUCESTER, GLOUCESTERSHIRE GL1 4NG

3 beds 1 baths 947 sq ft Listed 25 Nov 2021 (-1661d)

£170,000

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# 3 bedroom apartment for sale (GL1 4NG)

## Property Details

| Key | Value |
|-----|-------|
| Address | 65 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE GL1 4NG |
| Price | £170,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Construction age | England and Wales: before 1900 |
| Floor area | 88 m² |
| Last sold | £167,500 Mar 2022 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 14/01/2031
- **Current heating cost:** £707/year
- **Est. upgrade cost to C:** £20,370

### Recommendations
- B4 (£300 - £600)
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- E (£20)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9154-3003-3209-1629-1204)

## Description

A well appointed semi detached property which has been modernised throughout by the current owners but still retaining its character features.

Situated on a no through road the property boasts three double bedrooms a modern kitchen and bathroom, double glazing throughout and gas central heating.

To the rear is a good sized private enclosed garden.

An internal inspection is a must to fully appreciate the size and condition of accommodation on offer.

Potential rental income £795pcm

DRAFT DETAILS AWAITING THE VENDORS APPROVAL.

A well appointed semi detached property which has been modernised throughout by the current owners but still retaining its character features.

Situated on a no through road the property boasts three double bedrooms a modern kitchen and bathroom, double glazing throughout and gas central heating.

To the rear is a good sized private enclosed garden.

An internal inspection is a must to fully appreciate the size and condition of accommodation on offer.

Potential rental income £795pcm

DRAFT DETAILS AWAITING THE VENDORS APPROVAL.

## Property Photos

- ![Photo](/listings/photos/116857988/628023) - Photo
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- ![Photo](/listings/photos/116857988/628036) - Photo
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- ![Photo](/listings/photos/116857988/628064) - Photo
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- ![Photo](/listings/photos/116857988/628099) - Photo
- ![Photo](/listings/photos/116857988/628103) - Photo

## Floorplans

- ![Floorplan](/listings/photos/116857988/628108) - Floorplan

## EPC Graphs

- ![EPC](/listings/photos/116857988/628113) - EPC

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #13023931
- **Address:** 65 Albany Street, GLOUCESTER, GL1 4NG
- **Certificate Issued:** 10/07/2018
- **Work Completed:** 01/06/2018
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 65 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NG | £167,500 | 01/03/2022 | Terraced |
| 65 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NG | £126,000 | 15/04/2016 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 31 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NG | £175,000 | 28/11/2025 | Terraced |
| [Same street] 71 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NG | £210,000 | 20/09/2023 | Terraced |
| [Same street] 29 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NG | £165,000 | 18/04/2023 | Terraced |
| 52 FLAT 2 MOOR STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NJ | £70,000 | 10/02/2023 | Flat |
| [Same street] 33 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NG | £172,500 | 27/01/2023 | Terraced |
| BELLWORTH HOUSE, 1 FLAT 2 HIGH STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4SP | £60,000 | 13/01/2023 | Flat |
| 1 FLAT 6 HIGH STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4SP | £110,000 | 26/09/2022 | Flat |

**Street average:** £180,625 (4 sales)
**Area average:** £80,000 (3 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £141,120 (46 Flat, GL1, 2024–2026)
- **Deviation:** +20.5%

## Rental Range

*ONS Price Index of Private Rents (Gloucester). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £999/mo
- **Realistic:** £1,110/mo
- **Optimistic:** £1,221/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Worcester South (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £823/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Howard St, GL1 | £1,350/mo | 3 | 0.25 miles | OpenRent |

**Average rent: £1,350/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.79% (weak for cashflow)
- **Max investor price (0.8%):** £168,750
- **Target investor price (1%):** £135,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,350/mo).*

- **Gross yield:** 9.5%
- **Cost-to-rent:** 10.5×
- **Monthly cashflow:** £521/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 12.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,932/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 3.6%
- **10y growth:** 14%

## House Price Index (HM Land Registry)

*Official index for Gloucester; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -1.4%
- **5y growth (index):** 7.8%
- **10y growth (index):** 31.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

88 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£167,500 Mar 2022

Price per m²

£1,932/m²

Local average

£141,120 (+20.5%)

Deprivation

Decile 1 (2,608 of 33,755)

Street crime

6 incidents within 1 mile (Apr 2026)

Key features

Three Double Bedrooms Semi
21ft Lounge/Diner
Modern Kitchen & Bathroom
Private Rear Garden
Double Glazing & Gas CH
No Through Road
Well Presented Throughout
Character Features
EPC:D61

Additional details

Garden: Yes

Description

A well appointed semi detached property which has been modernised throughout by the current owners but still retaining its character features.
Situated on a no through road the property boasts three double bedrooms a modern kitchen and bathroom, double glazing throughout and gas central heating.
To the rear is a good sized private enclosed garden.
An internal inspection is a must to fully appreciate the size and condition of accommodation on offer.

Potential rental income £795pcm

DRAFT DETAILS AWAITING THE VENDORS APPROVAL.

A well appointed semi detached property which has been modernised throughout by the current owners but still retaining its character features.
Situated on a no through road the property boasts three double bedrooms a modern kitchen and bathroom, double glazing throughout and gas central heating.
To the rear is a good sized private enclosed garden.
An internal inspection is a must to fully appreciate the size and condition of accommodation on offer.

Potential rental income £795pcm

DRAFT DETAILS AWAITING THE VENDORS APPROVAL.

Listed by

Tuffley

The Property Centre

Reference: 116857988

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 15/01/2021

Expiry date: 14/01/2031

Current heating cost: £707/year

Potential heating cost: £407/year

Est. upgrade cost to C: £20,370

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Party wall insulation (£300 - £600)
50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Low energy lighting for all fixed outlets (£20)
Upgrade heating controls (£350 - £450)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

EPC

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #13023931

Property Details

Street: 65 Albany Street

Town: GLOUCESTER

Postcode: GL1 4NG

Installation Details

Items: 1 door

Certificate Issued: 10/07/2018

Work Completed: 01/06/2018

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

33% since 2016

Event	Date	Price	% change
Sold	01/03/2022 (4 years ago)	£167,500	+32.9%
Sold	15/04/2016 (10 years ago)	£126,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 31 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NG	£175,000	28/11/2025	Terraced
Same street 71 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NG	£210,000	20/09/2023	Terraced
Same street 29 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NG	£165,000	18/04/2023	Terraced
52 FLAT 2 MOOR STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NJ	£70,000	10/02/2023	Flat
Same street 33 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NG	£172,500	27/01/2023	Terraced
BELLWORTH HOUSE, 1 FLAT 2 HIGH STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4SP	£60,000	13/01/2023	Flat
1 FLAT 6 HIGH STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4SP	£110,000	26/09/2022	Flat

Street average: £180,625 (4 sales)

Area average: £80,000 (3 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 3.6%

10y growth 14%

House Price Index (HM Land Registry — official index, not sold-price averages): Gloucester. Series: Flats and maisonettes. As of March 2026.

1y (index) -1.4%

5y (index) 7.8%

10y (index) 31.4%

Rental Range

Estimated market rent for Gloucester. Low = conservative, Realistic = average, Optimistic = best case.

Low £999/mo

Realistic £1,110/mo

Optimistic £1,221/mo

Based on Local Authority from postcode lookup → Gloucester.

LHA (30th percentile) floor for Worcester South: £823/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View GL1 4NG

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Upton St	0.1 miles
Shop	Gloucestershire Bike Project	0.1 miles
Shop	Mitchell Cycles	0.2 miles
Train station	Gloucester	0.7 miles
University	University of Gloucestershire City Campus	0.8 miles
University	University of Gloucestershire - Oxtalls Campus	1.3 miles
Train station	Cheltenham Spa	6.4 miles
Hospital	NHS Records Office	7.5 miles
Hospital	Gloucestershire Managed Services Headquarters	7.5 miles

Street-level crime

Category	Count
Violence and sexual offences	4
Drugs	1
Shoplifting	1
Total incidents	6

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St James' Church of England Junior School	Primary	0.1 miles	Requires improvement — 9 Nov 2021
Al Ashraf Primary School	Other	0.2 miles	Good — 12 May 2020
Hatherley Infant School	Primary	0.2 miles	Good — 13 Mar 2024
Tredworth Infant and Nursery Academy	Primary	0.2 miles	Good — 18 May 2023
Tredworth Junior School	Primary	0.3 miles	Good — 2 Nov 2011

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Howard St, GL1	£1,350/mo	3	0.25 miles	OpenRent

Average rent: £1,350/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.79%

Max investor price (0.8%) £168,750

Target investor price (1%) £135,000

Gross yield 9.5%

Cost-to-rent ratio 10.5×

Monthly cashflow £521/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 12.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).