Sold STC Terraced

34 KINSEY STREET

NEWCASTLE, STAFFORDSHIRE ST5 6JL

2 beds 1 baths 829 sq ft Listed 18 Sep 2024 (-682d)

£116,000

Reduced on 13 Jan 2025

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Property details

Tenure

FREEHOLD

Floor area

77 m²

Council tax band

A

EPC rating

D

Year built

England and Wales: 1900-1929

Last sold

£111,000 May 2025

Price per m²

£1,506/m²

Local average

£141,848 (-18.2%)

Deprivation

Decile 4 (11,023 of 33,755)

Street crime

79 incidents within 1 mile (May 2026)

Additional details

Electricity
Mains supply
Water
Mains supply
Sewerage
Mains supply
Heating
Gas central
Parking
On street
Garden
Yes

Description

PROPERTY DESCRIPTION ** IDEAL FIRST TIME BUY, POPULAR LOCATION, ATTRACTIVE REAR GARDEN.
This well presented two bedroom mid terrace property is situated within the popular Silverdale village and offers excellent access to local amenities, schools, commuter and transport networks. The accommodation comprises, dining room, lounge, lobby, kitchen, bathroom, two bedrooms and a separate w/c. Gas central heating, double glazing and a generous size rear garden. Viewings are strongly recommended.  

DINING ROOM 11' 7" x 11' 3" (3.53m x 3.43m) Upvc double glazed entrance door and window to the front elevation, feature exposed brick fireplace, radiator and parquet flooring.  

LOUNGE 12' 4" x 11' (3.76m x 3.35m) Coal effect gas fire with feature hearth and surround, television point, coving to ceiling, radiator, under stairs storage cupboard and upvc double glazed window to the rear elevation.
 

PORCH Tiled floor, door leading to the shared side entry and Upvc double glazed entrance door to the side elevation, leading to the rear garden 

KITCHEN 11' 4" x 6' 8" (3.45m x 2.03m) Fitted base units, drawers and matching wall mounted cupboards. Work surfaces incorporating inset one and a half bowl stainless steel sink and single drainer with mixer tap. Gas cooker point, plumbing for a washing machine, part tiled walls and upvc double glazed window to the side elevation.  

LOBBY Airing cupboard and upvc double glazed window to the side elevation.  

BATHROOM Fitted with a modern white, three piece suite comprising "P shaped" panelled bath with electric shower above, pedestal wash hand basin and low level w/c. Radiator, tiled walls and upvc double glazed window to the side elevation. 

FIRST FLOOR LANDING Loft access and radiator.  

MASTER BEDROOM 14' 7" (max) x 11' 6" (max) (4.44m x 3.51m) Radiator and upvc double glazed windows to the front elevation. 

BEDROOM TWO 12' 5" x 7' 1" (3.78m x 2.16m) Built in storage cupboard, radiator and upvc double glazed window to the rear elevation. 

CLOAKROOM W/C Low level w/c, pedestal wash hand basin and extractor fan. 

EXTERIOR To the rear of the property there is a paved yard leading to a well maintained spacious garden, mainly laid to lawn with well stocked borders incorporating various plants and shrubs. Further paved patio, two useful brick built stores, brick built potting shed and a gate for rear access.  

GENERAL INFORMATION ** Viewings
By prior arrangement with Louis Taylor.
Please telephone to arrange a mutually convenient appointment.

Fixtures and Fittings
Nothing in these sales details is intended to indicate that any carpets or curtains, furnishings or fittings, electrical goods (wired or not), gas fires or light fitments, or any other fixtures and fittings not expressly included, form part of the property being offered for sale. The services and appliances have not been tested.

Measurements
Please note room sizes shown are only intended as an approximate guide, and should not be relied upon. When ordering carpets or fitments you should always have the areas measured by the appropriate supplier.

Photos
Photos are reproduced for general information and it must not be inferred that any item is included for sale with the property.

Purchasing Procedure
(Placing your offer) All offers should be made to the sole selling agent at our Newcastle branch. This procedure is part of our agreement to the seller and should be carried out before contacting a bank, building society or solicitor. Any delay may result in the property being sold to someone else, and survey/legal costs being unnecessarily incurred.
These sales particulars are provided as a general outline and are for guidance only, and do not form any part of an offer or contract. Intending buyers should not rely on them as statements of fact. No one working at Louis Taylor has the authority to make or give any representation or warranty in respect of the property.

Market Appraisal
Thinking of selling? Established 1877 Louis Taylor have the local knowledge and experience to offer you a free market appraisal of your property without obligation. It is worth noting that we may already have a purchaser waiting to buy your home.

Survey & Valuation
To be satisfied as to the condition and/or valuation of the property you are purchasing we strongly recommend that you have a professional independent survey undertaken. Louis Taylor provides a full survey and valuation service (including Energy Performance Certificates). For details on the different types of surveys available and for a specific quotation please contact our Survey Department on (please note that we are unable to provide a survey on properties that we are selling).
42/60/31
 

Listed by

Newcastle-Under-Lyme

Louis Taylor

Reference: 152607893

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 19/09/2024

Expiry date: 18/09/2034

Current heating cost: £1,365/year

Potential heating cost: £875/year

Est. upgrade cost to C: £23,745

Recommendations

  • Increase loft insulation to 270 mm (£100 - £350)
  • 50 mm internal or external wall insulation (£4,000 - £14,000)
  • Floor insulation (solid floor) (£4,000 - £6,000)
  • Low energy lighting for all fixed outlets (£20)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

EPC Graphs

EPC Front Page

EPC Front Page

FENSA Certificates

This property has 2 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #14119874

Property Details

Street: 34 Kinsey Street

Town: NEWCASTLE

Postcode: ST5 6JL

Installation Details

Items: 8 windows

Certificate Issued: 26/07/2020

Work Completed: 20/07/2020

This certificate data was retrieved from FENSA's database

FENSA Certificate #8806324

Property Details

Street: 34 Kinsey Street

Town: NEWCASTLE

Postcode: ST5 6JL

Installation Details

Items: 1 door

Certificate Issued: 16/04/2012

Work Completed: 26/03/2012

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event Date Price % change
Sold 12/05/2025 (1 year ago) £111,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
116 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JH £145,000 20/11/2025 Terraced
103 HIGH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LY £121,000 31/10/2025 Terraced
10 MAY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LZ £126,000 14/10/2024 Terraced
Same street 26 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL £140,000 27/09/2024 Terraced
Same street 4 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL £70,000 04/09/2024 Terraced
34 VALE STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QB £175,000 01/12/2023 Terraced
Same street 47 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL £145,000 27/10/2023 Terraced
55 HIGH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LY £50,000 18/08/2023 Terraced
14 MADELEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LS £50,000 10/08/2023 Terraced
Same street 27 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL £85,500 01/08/2023 Terraced
133 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ £128,000 26/07/2023 Terraced
18 FORD STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LT £81,000 07/07/2023 Terraced
91 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ £110,000 02/06/2023 Terraced
8 PARK ROAD, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LL £132,000 02/06/2023 Terraced
Same street 49 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL £140,000 27/03/2023 Terraced
18 SILVERDALE SIDINGS, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JF £140,000 20/03/2023 Terraced
Same street 7 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL £130,000 10/02/2023 Terraced
99A CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ £110,000 09/11/2022 Terraced
Same street 37 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL £128,000 28/10/2022 Terraced
12 SNEYD TERRACE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JT £143,000 28/10/2022 Terraced
85 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ £104,000 21/10/2022 Terraced
150 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JH £85,000 21/10/2022 Terraced
133 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ £92,000 11/10/2022 Terraced
99 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ £130,000 30/09/2022 Terraced
111 SUTTON AVENUE, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6TA £230,000 30/09/2022 Terraced
17 CHAPEL STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QA £97,500 25/08/2022 Terraced
4 MAY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LZ £130,000 29/07/2022 Terraced
Same street 37 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL £130,000 03/11/2021 Terraced

Street average: £121,063 (8 sales)

Area average: £118,975 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 19.4%
10y growth 34.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Newcastle-under-Lyme. Series: Terraced. As of April 2026.

1y (index) 1.6%
5y (index) 27.2%
10y (index) 59%

Rental Range

Estimated market rent for Newcastle-under-Lyme. Low = conservative, Realistic = average, Optimistic = best case.

Low £744/mo
Realistic £827/mo
Optimistic £910/mo

Based on Local Authority from postcode lookup → Newcastle-under-Lyme.

LHA (30th percentile) floor for Staffordshire North: £479/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Shop One Stop 0.1 miles
Bus stop St Luke's Church 0.1 miles
Shop Co-op Food 0.2 miles
University Keele University 1.0 miles
Train station Silverdale 1.2 miles
Train station Apedale Road 1.4 miles
Hospital Bradwell Hospital 2.1 miles
Hospital Hartshill Medical Centre 2.6 miles
University University of Staffordshire Stoke Campus 3.9 miles

Street-level crime

Category Count
Violence and sexual offences 26
Anti-social behaviour 22
Public order 6
Burglary 4
Possession of weapons 4
Shoplifting 4
Other theft 3
Vehicle crime 3
Criminal damage and arson 2
Drugs 2
Bicycle theft 1
Other crime 1
Robbery 1
Total incidents 79

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
St Luke's CofE (C) Primary School Primary 0.4 miles Requires improvement — 26 Jan 2023
Silverdale Primary Academy Primary 0.4 miles Good — 29 Nov 2023
University of Keele Other 0.8 miles (No rating)
St John's CofE (C) Primary School Primary 0.9 miles Requires improvement — 13 Jul 2023
Knutton St Marys CofE Academy Primary 1.0 miles Good — 4 Jun 2019

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
Magenta Drive, Knutton, ST5 £800/mo 2 0.86 miles Rightmove
26 Cressing Place, Keele, ST5 £1,000/mo 2 0.94 miles Rightmove
Knutton Lane, Newcastle, ST5 £800/mo 2 1.16 miles Rightmove
Reedmace Walk, Newcastle-under-Lyme, ST5 £750/mo 2 1.22 miles Rightmove
Snowgoose Way, Newcastle, ST5 £850/mo 2 1.24 miles Rightmove
2 bedroom Terraced House £900/mo 2 1.31 miles Rightmove
Clydesdale Avenue, Newcastle-Under-Lyme, ST5 £925/mo 2 1.32 miles Rightmove
Car Park Lymedale Cross Industrial Estate, Newcastle Under Lyme ST5 £1/mo 1.48 miles Rightmove
Thistleberry Avenue, Newcastle, ST5 £795/mo 2 1.53 miles Rightmove
Castle Hill Road, Newcastle, Staffordshire, ST5 £795/mo 2 1.69 miles Rightmove
Hughes Avenue Newcastle £625/mo 2 1.72 miles Rightmove
Cooper Street, Newcastle Under Lyme, Staffordshire, ST5 £895/mo 2 1.76 miles Rightmove
Silverdale Road, Newcastle, ST5 £775/mo 2 1.77 miles Rightmove
Booth Street, Chesterton, Newcastle, Staffs £725/mo 2 1.79 miles Rightmove
Kimberley Road, Newcastle £800/mo 2 1.81 miles Rightmove
Milehouse Lane Newcastle £750/mo 2 1.85 miles Rightmove
The Mill, Enderley Street, Newcastle Under Lyme, Staffordshire, ST5 £1,295/mo 2 1.86 miles Rightmove
First Floor Flat, 65 High Street, Newcastle, ST5 1PN £725/mo 1.96 miles Rightmove
Victoria Street, Chesterton, ST5 £875/mo 2 1.98 miles Rightmove
Tower Court, No.1 London Road, Newcastle Under Lyme, Staffordshire, ST5 £1,195/mo 2 2.09 miles Rightmove

Average rent: £928/mo (52 listings)

Rent-driven metrics

Based on OpenRent comparables.

This street 7.1% gross yield avg £119,944 sale, £708/mo rent
Rent ratio 0.69%
Max investor price (0.8%) £100,000
Target investor price (1%) £80,000
Gross yield 8.3%
Cost-to-rent ratio 12.1×
Monthly cashflow £238/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 8.5%
  • This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).