# 3 bedroom semi-detached house for sale (PE37 7EQ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 42 MONTAGU CLOSE, SWAFFHAM, NORFOLK PE37 7EQ |
| Price | £190,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1983-1990 |
| Floor area | 151 m² |
| Last sold | £200,000 Aug 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 18/05/2035
- **Current heating cost:** £2,545/year
- **Est. upgrade cost to C:** £5,000

### Recommendations
- T (£3,000 - £7,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9611-3050-9205-3085-4200)

## Description

Yopa are delighted to present this lovely Freehold 3 Bedroom Semi-Detached House situated in a popular location and close to local amenities. Comprising an Entrance Porch, Lounge, Sitting Room, Kitchen, Dining Room, Shower Room and Conservatory. With Enclosed rear Garden and Off-Street Parking.

This is an excellent opportunity to purchase this Freehold Semi-Detached House with accommodation arranged over two floors and comprises of an Entrance Porch, Lounge, Sitting RoomKitchen, Dining Room, Conservatory and Guest Bedroom to the Ground Floor. To the First Floor there is a Landing, 2 Bedrooms and a Shower Room. The Property Boasts UPVC Double Glazed Windows, spacious throughout and simply a must view. To the Outside there is Off-Street Parking and an Enclosed Rear Garden with a Decking Area ideal for Entertaining.

**ENTRANCE PORCH:**

Outside Lighting and UPVC Door leading to:

**GROUND FLOOR**

**KITCHEN: **

UPVC Double Glazed Window to front, Range of Fitted Wall and Base Units with Fitted Worktops, Ceramic Sink with Mixer Tap, Tiled Splashbacks, Electric Wall Oven, Electric Hob with Extractor, Integrated Dishwasher, Coved Ceiling and Tiled Flooring.

**SHOWER ROOM:**

****UPVC Double Glazed Windows to side, Enclosed Shower with Hand Basin and Low-Level W/C.**

**

**DINING ROOM: **

Spiral Stairs to First Floor, Electric Radiator, Coved Ceiling, Tiled Flooring and French Doors leading through to:

**LIVING ROOM:** 

UPVC Double Glazed French Doors to Garden, Twin Velux Windows, Coved Ceiling, Electric Radiators, Wood Burner and Tiled Flooring.

**SITTING ROOM: **

UPVC Double Glazed Windows to side, Coved Ceiling, Electric Radiator, Tiled Flooring and UPVC Double Glazed Door leading to:.

**CONSERVATORY:** 

UPVC and Double Glazing, Tiled Flooring with Door to end and French Doors leading to Garden.

**BEDROOM 3: **

UPVC Double Glazed Window to side, Fitted Mirrored Wardrobe, Electric Radiator and Fitted Carpet.

**STAIRS:**

Spiral Staircase leading to:

**FIRST FLOOR**

**LANDING:**

Leading to:

**BEDROOM 1:**

UPVC Double Glazed Windows to front, Electric Radiator and Fitted Carpet.

**BEDROOM 2:**

UPVC Double Glazed Windows to front, Electric Radiator and Fitted Carpet.

**SHOWER ROOM:**

UPVC Double Glazed Window to side, Enclosed Shower, Pedestal Hand Basin with Mixer Tap and Low-Level W/C.

**OUTSIDE:**

The front of the property offers a Hard Standing Driveway providing Off-Street Parking. The rear of the Property is of Low Maintenance and is fully enclosed by Timber Fencing, with a covered Decking area ideal for Entertaining all year round.

**SERVICES:**

Mains Water, Drainage with Electricity connected and Heating is Electric Central Heating with Wood Burner .

Swaffham is a Market Town and Civil Parish in the Breckland District and English County of Norfolk. It is situated 12 miles (19 kilometres) east of Kings Lynn and 31 miles (50 kilometres) west of Norwich. The east-west A47 Birmingham to Great Yarmouth road now avoids the Town, using a northerly bypass opened in 1981. The A1065 Mildenhall to Fakenham road still passes through the centre of the town on its north-south route, intersecting with the A47 at a grade-separated junction north of the Town

EPC band: D

**Disclaimer**

Whilst we make enquiries with the Seller to ensure the information provided is accurate, Yopa makes no representations or warranties of any kind with respect to the statements contained in the particulars which should not be relied upon as representations of fact. All representations contained in the particulars are based on details supplied by the Seller. Your Conveyancer is legally responsible for ensuring any purchase agreement fully protects your position. Please inform us if you become aware of any information being inaccurate.

**Money Laundering Regulations**

Should a purchaser(s) have an offer accepted on a property marketed by Yopa, they will need to undertake an identification check and asked to provide information on the source and proof of funds. This is done to meet our obligation under Anti Money Laundering Regulations (AML) and is a legal requirement.  We use a specialist third party service together with an in-house compliance team to verify your information. The cost of these checks is £82.50 +VAT per purchase, which is paid in advance, when an offer is agreed and prior to a sales memorandum being issued. This charge is non-refundable under any circumstances.

## Property Photos

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## Floorplans

- ![Floorplan 1](/listings/photos/170994929/747617) - Floorplan 1

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #2196995
- **Address:** 42 Montagu Close, SWAFFHAM, PE37 7EQ
- **Certificate Issued:** 09/11/2004
- **Work Completed:** 01/09/2004
- **Items:** 1 door(s)

### FENSA Certificate #15052982
- **Address:** 42 Montagu Close, SWAFFHAM, PE37 7EQ
- **Certificate Issued:** 20/02/2022
- **Work Completed:** 07/02/2022
- **Items:** 6 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 42 MONTAGU CLOSE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7EQ | £200,000 | 21/08/2025 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 30 MONTAGU CLOSE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7EQ | £196,500 | 30/05/2025 | Terraced |
| 10 THE CRESCENT, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7QZ | £194,500 | 25/04/2025 | Semi-detached |
| 6 BOTWRIGHT DRIVE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7TH | £220,000 | 25/07/2023 | Semi-detached |
| 9 HAMILTON CLOSE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7TA | £260,000 | 22/05/2023 | Semi-detached |
| [Same street] 36 MONTAGU CLOSE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7EQ | £187,500 | 26/04/2023 | Semi-detached |
| 12 THE OAKLANDS, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7EN | £250,000 | 17/03/2023 | Semi-detached |
| [Same street] 32 MONTAGU CLOSE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7EQ | £180,000 | 09/12/2022 | Semi-detached |
| 2 NICHOLAS HAMOND WAY, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7TF | £215,000 | 30/11/2022 | Semi-detached |
| [Same street] 21 MONTAGU CLOSE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7EQ | £170,000 | 01/11/2022 | Terraced |
| [Same street] 23 MONTAGU CLOSE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7EQ | £204,000 | 25/10/2022 | Semi-detached |
| 18 THE OAKLANDS, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7EN | £167,000 | 05/08/2022 | Semi-detached |
| [Same street] 37 MONTAGU CLOSE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7EQ | £190,000 | 31/01/2022 | Semi-detached |
| 129 LONDON STREET, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7DW | £170,000 | 08/12/2021 | Semi-detached |
| 3 BRANDON CLOSE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7EF | £200,000 | 12/11/2021 | Semi-detached |
| [Same street] 40 MONTAGU CLOSE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7EQ | £418,000 | 04/11/2021 | Detached |
| 30 HILLSIDE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7QU | £245,000 | 30/09/2021 | Semi-detached |
| 11 NICHOLAS HAMOND WAY, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7TF | £211,000 | 27/08/2021 | Semi-detached |
| [Same street] 35 MONTAGU CLOSE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7EQ | £140,000 | 08/07/2021 | Terraced |
| 2 THE OAKLANDS, SWAFFHAM, BRECKLAND, NORFOLK, PE37 7EN | £255,000 | 28/06/2021 | Semi-detached |

**Street average:** £210,750 (8 sales)
**Area average:** £217,045 (11 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £229,138 (18 Semi-detached, PE37, 2024–2026)
- **Deviation:** -17.1%

## Rental Range

*ONS Price Index of Private Rents (Breckland). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £828/mo
- **Realistic:** £920/mo
- **Optimistic:** £1,012/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kings Lynn (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £773/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Montagu Close, PE37 | £1,000/mo | 3 | 0.01 miles | OpenRent |

**Average rent: £1,000/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.53% (weak for cashflow)
- **Max investor price (0.8%):** £125,000
- **Target investor price (1%):** £100,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,000/mo).*

- **Gross yield:** 6.3%
- **Cost-to-rent:** 15.8×
- **Monthly cashflow:** £127/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,258/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 5.5%
- **10y growth:** 29.9%

## House Price Index (HM Land Registry)

*Official index for Breckland; Semi-detached series; as of March 2026.*

- **1y growth (index):** 0.4%
- **5y growth (index):** 13.2%
- **10y growth (index):** 43.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)