Sold Flat

FLAT 2

97 ST GEORGES DRIVE, LONDON, GREATER LONDON SW1V 4DB

3 beds 2 baths 947 sq ft Listed 13 Jun 2025 (-402d)

£900,000

Reduced on 19 Jul 2025

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# 3 bedroom flat for sale (SW1V 4DB)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 2, 97 ST GEORGES DRIVE, LONDON, GREATER LONDON SW1V 4DB |
| Price | £900,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Construction age | England and Wales: before 1900 |
| Floor area | 88 m² |
| Last sold | £870,000 Mar 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 11/06/2035
- **Current heating cost:** £690/year
- **Est. upgrade cost to C:** £14,370

### Recommendations
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- E (£70)
- F (£200 - £400)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/5100-4629-0722-1596-3653)

## Description

A  ground floor and lower ground floor duplex apartment, in a classic stucco fronted Georgian build. Featuring three bedrooms, a large, well lit reception room, and two private vaults for storage.

Transport facilities are excellent, situated midway between Pimlico tube and Victoria tube and mainline stations with the Gatwick Express service and trains to the south east.

**Tenure:** Leasehold **Lease Years Remaining:** 96

**Service Charge:** £5,068 (Yearly)

**Annual Ground Rent:** £200

**Council Tax Band:** G

Information contained within this listing is for guidance only and should be checked and confirmed (prior to proceeding).

## Property Photos

- ![Photo](/listings/photos/163298771/1034038)
- ![Photo](/listings/photos/163298771/1034039)
- ![Photo](/listings/photos/163298771/1034040)
- ![Photo](/listings/photos/163298771/1034041)
- ![Photo](/listings/photos/163298771/1034042)
- ![Photo](/listings/photos/163298771/1034043)

## Floorplans

- ![Floorplan 1](/listings/photos/163298771/1034044) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/163298771/1034045) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #10296230
- **Address:** 97 St. Georges Drive, LONDON, SW1V 4DB
- **Certificate Issued:** 20/05/2014
- **Work Completed:** 09/05/2014
- **Items:** 1 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 97 FLAT 2 ST GEORGES DRIVE, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4DB | £870,000 | 06/03/2026 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 111 FLAT 9 ST GEORGES DRIVE, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4DA | £545,000 | 12/08/2025 | Flat |
| 52D GLOUCESTER STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4EH | £485,000 | 21/03/2025 | Flat |
| 68 FLAT 5 CHARLWOOD STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4PQ | £560,000 | 26/07/2024 | Flat |
| 101 FLAT 5 ST GEORGES DRIVE, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4DA | £770,000 | 20/10/2023 | Flat |
| 91 FLAT 3 ST GEORGES DRIVE, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4DB | £738,888 | 15/08/2023 | Flat |
| 95 FLAT 2 ST GEORGES DRIVE, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4DB | £840,000 | 28/07/2023 | Flat |
| WEBSTER HOUSE, 26 FLAT 11 GLOUCESTER STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 2DN | £1,200,000 | 28/06/2023 | Flat |
| 55 FLAT 4 DENBIGH STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 2EY | £960,001 | 31/05/2023 | Flat |
| 97 FLAT 3 ST GEORGES DRIVE, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4DB | £1,150,000 | 19/05/2023 | Flat |
| 69 - 71 FLAT 14 ST GEORGES DRIVE, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4DB | £550,000 | 12/05/2023 | Flat |
| 124 FLAT 1 ALDERNEY STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4HA | £815,000 | 14/04/2023 | Flat |
| NEATE HOUSE FLAT 9 LUPUS STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 3EG | £585,000 | 31/03/2023 | Flat |
| HARDING HOUSE, 24 FLAT 10 GLOUCESTER STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 2DN | £775,000 | 17/03/2023 | Flat |
| RUSSELL HOUSE FLAT 55 CAMBRIDGE STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4EQ | £750,000 | 03/03/2023 | Flat |
| BLAKE HOUSE, 82 9 CHARLWOOD STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4PE | £460,000 | 01/12/2022 | Flat |
| 76 FLAT 3 CHARLWOOD STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4PF | £1,050,000 | 22/11/2022 | Flat |
| 91 FLAT 1 CHARLWOOD STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4PB | £685,000 | 25/10/2022 | Flat |
| 76 FLAT 4 CHARLWOOD STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4PF | £665,000 | 25/10/2022 | Flat |
| 62A GLOUCESTER STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4EG | £1,750,000 | 12/10/2022 | Flat |
| 147 FLAT 2 CAMBRIDGE STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4QA | £659,000 | 30/09/2022 | Flat |

**Area average:** £799,644 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £777,461 (53 Flat, SW1V, 2024–2026)
- **Deviation:** +15.8%

## Rental Range

*ONS Price Index of Private Rents (Westminster). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £2,847/mo
- **Realistic:** £3,163/mo
- **Optimistic:** £3,479/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Central London (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £2,154/mo

## 1% Rule

- **Rent ratio:** 0.35% (weak for cashflow)
- **Max investor price (0.8%):** £395,375
- **Target investor price (1%):** £316,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £10,227/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -16.4%
- **10y growth:** -0.4%

## House Price Index (HM Land Registry)

*Official index for City of Westminster; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** -20.1%
- **5y growth (index):** -23.5%
- **10y growth (index):** -22%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

LEASEHOLD

Floor area

88 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£870,000 Mar 2026

Price per m²

£10,227/m²

Local average

£777,461 (+15.8%)

Deprivation

Decile 2 (6,499 of 33,755)

Street crime

1413 incidents within 1 mile (May 2026)

Key features

Close To Transport Links
Two private storage vaults
Three bedrooms
Stucco fronted
Heart of Pimlico
Split Level

Description

A ground floor and lower ground floor duplex apartment, in a classic stucco fronted Georgian build. Featuring three bedrooms, a large, well lit reception room, and two private vaults for storage.

Transport facilities are excellent, situated midway between Pimlico tube and Victoria tube and mainline stations with the Gatwick Express service and trains to the south east.

Tenure: Leasehold Lease Years Remaining: 96
Service Charge: £5,068 (Yearly)
Annual Ground Rent: £200
Council Tax Band: G

Information contained within this listing is for guidance only and should be checked and confirmed (prior to proceeding).

Listed by

Westminster

Dexters

Reference: 163298771

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 12/06/2025

Expiry date: 11/06/2035

Current heating cost: £690/year

Potential heating cost: £375/year

Est. upgrade cost to C: £14,370

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (solid floor) (£4,000 - £6,000)
Low energy lighting for all fixed outlets (£70)
Hot water cylinder thermostat (£200 - £400)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #10296230

Property Details

Street: 97 St. Georges Drive

Town: LONDON

Postcode: SW1V 4DB

Installation Details

Items: 1 window

Certificate Issued: 20/05/2014

Work Completed: 09/05/2014

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	06/03/2026 (4 months ago)	£870,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
111 FLAT 9 ST GEORGES DRIVE, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4DA	£545,000	12/08/2025	Flat
52D GLOUCESTER STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4EH	£485,000	21/03/2025	Flat
68 FLAT 5 CHARLWOOD STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4PQ	£560,000	26/07/2024	Flat
101 FLAT 5 ST GEORGES DRIVE, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4DA	£770,000	20/10/2023	Flat
91 FLAT 3 ST GEORGES DRIVE, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4DB	£738,888	15/08/2023	Flat
95 FLAT 2 ST GEORGES DRIVE, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4DB	£840,000	28/07/2023	Flat
WEBSTER HOUSE, 26 FLAT 11 GLOUCESTER STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 2DN	£1,200,000	28/06/2023	Flat
55 FLAT 4 DENBIGH STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 2EY	£960,001	31/05/2023	Flat
97 FLAT 3 ST GEORGES DRIVE, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4DB	£1,150,000	19/05/2023	Flat
69 - 71 FLAT 14 ST GEORGES DRIVE, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4DB	£550,000	12/05/2023	Flat
124 FLAT 1 ALDERNEY STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4HA	£815,000	14/04/2023	Flat
NEATE HOUSE FLAT 9 LUPUS STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 3EG	£585,000	31/03/2023	Flat
HARDING HOUSE, 24 FLAT 10 GLOUCESTER STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 2DN	£775,000	17/03/2023	Flat
RUSSELL HOUSE FLAT 55 CAMBRIDGE STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4EQ	£750,000	03/03/2023	Flat
BLAKE HOUSE, 82 9 CHARLWOOD STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4PE	£460,000	01/12/2022	Flat
76 FLAT 3 CHARLWOOD STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4PF	£1,050,000	22/11/2022	Flat
91 FLAT 1 CHARLWOOD STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4PB	£685,000	25/10/2022	Flat
76 FLAT 4 CHARLWOOD STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4PF	£665,000	25/10/2022	Flat
62A GLOUCESTER STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4EG	£1,750,000	12/10/2022	Flat
147 FLAT 2 CAMBRIDGE STREET, LONDON, CITY OF WESTMINSTER, GREATER LONDON, SW1V 4QA	£659,000	30/09/2022	Flat

Area average: £799,644 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -16.4%

10y growth -0.4%

House Price Index (HM Land Registry — official index, not sold-price averages): City of Westminster. Series: Flats and maisonettes. As of April 2026.

1y (index) -20.1%

5y (index) -23.5%

10y (index) -22%

Rental Range

Estimated market rent for Westminster. Low = conservative, Realistic = average, Optimistic = best case.

Low £2,847/mo

Realistic £3,163/mo

Optimistic £3,479/mo

Based on Local Authority from postcode lookup → Westminster.

LHA (30th percentile) floor for Central London: £2,154/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SW1V 4DB

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	WS Studios	0.1 miles
Shop	Felicia’s	0.1 miles
Bus stop	Alderney Street	0.1 miles
Bus stop	Pimlico Academy & Library	0.1 miles
Train station	Pimlico	0.2 miles
Train station	London Victoria	0.5 miles
University	National Heart and Lung Institute	1.3 miles
University	University of Notre Dame	1.4 miles
Hospital	Bridge Lane Health Centre	1.6 miles
Hospital	Tunica Diagnostics	1.8 miles

Street-level crime

Category	Count
Anti-social behaviour	344
Violence and sexual offences	281
Theft from the person	172
Other theft	162
Shoplifting	137
Public order	97
Robbery	57
Burglary	48
Vehicle crime	42
Drugs	27
Bicycle theft	25
Possession of weapons	10
Other crime	9
Criminal damage and arson	2
Total incidents	1413

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Pimlico Academy	Secondary	0.1 miles	Good — 14 Dec 2021
Pimlico Primary	Primary	0.1 miles	Outstanding — 11 Sep 2015
St Gabriel's CofE Primary School	Primary	0.2 miles	Good — 31 Mar 2014
Eaton Square Prep School	Other	0.3 miles	— (No rating)
Ada National College for Digital Skills	Other	0.3 miles	— (No rating)

Rental Comparables

Rental listings exist nearby, but none matched the 3-bedroom count for this property.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.35%

Max investor price (0.8%) £395,375

Target investor price (1%) £316,300

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).