Sold STC Detached

85 WINDMILL AVENUE

ST ALBANS, HERTFORDSHIRE AL4 9SJ

4 beds 2 baths 1,141 sq ft Listed 22 Aug 2024 (-697d)

£1,000,000

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Property details

Tenure

FREEHOLD

Floor area

106 m²

Council tax band

F

EPC rating

D

Year built

England and Wales: 1967-1975

Last sold

£1,025,000 Nov 2024

Price per m²

£9,434/m²

Local average

£931,940 (+7.3%)

Deprivation

Decile 10 (32,858 of 33,755)

Street crime

73 incidents within 1 mile (May 2026)

Key features

  • Four Bedrooms
  • Set in a Quiet Cul de Sac
  • Living Room with Bi-Folding Doors
  • Re fitted Family Bathroom
  • Modern Re Fitted Kitchen / Dining Room
  • Utility Room and Shower Room
  • Family Room
  • Front and Private Landscaped Rear Gardens
  • Driveway
  • Close to Highly Regarded Local Schools

Additional details

Parking
Yes
Garden
Yes

Description

A beautifully presented, extended and much improved family home, just a short walk from highly regarded local schools including Skyswood primary and Sandringham secondary schools.

Set within a popular quiet cul-de-sac, this lovely home provides flexible accommodation including entrance hall that leads to a living room with bi folding doors overlooking the rear garden, a modern refitted kitchen / dining room with matching island and integrated appliances. A separate family room could easily be used as a further bedroom / home office, other features include a utility and a shower room.

On the first floor a sizable landing gives access to four good sized bedrooms and a tastefully refitted family bathroom. Externally the front garden provides ample parking and side gated access to a private landscaped rear garden with large patio seating area, well tended lawn with well stocked borders.

Windmill Avenue is situated to the north-east side of St Albans in the popular Marshalswick area which benefits from a variety of shops at the Quadrant parade. The more comprehensive shopping and leisure facilities of the city centre and mainline railway station are located only a short car or bus ride away.

Energy Rating D
Council Tax Band F
Freehold


CONVEYANCING

Through our partners Frost's Conveyancing, we can introduce you to solicitors who specialise in conveyancing. Ask us for further information today.

MORTGAGES

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Exclusive deals are made available to Embrace Financial Services by PRIMIS Mortgage Network, to which Embrace Financial Services are an Appointed Representative

Frosts Estate Agents is an Introducer Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products.

Embrace Financial Services Ltd. is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority.

LETTINGS and MANAGEMENT

We offer a complete range of services for Landlords, from fully managed lets to advertising only. Each Landlord who chooses full management has a personal Property Manager and all our fees are based on a ‘no let - no fee’ basis.

DISCLAIMER

These particulars are a general guide only. They do not form part of any contract. Services, systems and appliances have not been tested.

BUYERS INFORMATION

To conform with government Money Laundering Regulations 2019, we are required to confirm the identity of all prospective buyers. We use the services of a third party, Lifetime Legal, who will contact you directly at an agreed time to do this. They will need the full name, date of birth and current address of all buyers. There is a nominal charge of £60 plus VAT for this (for the transaction not per person), payable direct to Lifetime Legal. Please note, we are unable to issue a memorandum of sale until the checks are complete.

REFERRAL FEES

We may refer you to recommended providers of ancillary services such as Conveyancing, Financial Services, Insurance and Surveying. We may receive a commission payment fee or other benefit (known as a referral fee) for recommending their services. You are not under any obligation to use the services of the recommended provider. The ancillary service provider may be an associated company of Frost's.

FMS240073/1

Listed by

Marshalswick

AIG (HALO) LTD

Reference: 151639427

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 14/09/2016

Expiry date: 13/09/2026

Current heating cost: £991/year

Potential heating cost: £553/year

Recommendations

  • Increase loft insulation to 270 mm (350)
  • Floor insulation (solid floor) (6,000)
  • Low energy lighting for all fixed outlets (25)
  • Upgrade heating controls (450)
  • Replace boiler with new condensing boiler (3,000)
  • Solar water heating (6,000)
  • Solar photovoltaic panels, 2.5 kWp (8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

Floorplan

EPC Graphs

EPC Rating Graph

EPC Rating Graph

Price history

65% since 2017

Event Date Price % change
Sold 15/11/2024 (1 year ago) £1,025,000 +65.3%
Sold 08/06/2017 (9 years ago) £620,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
Same street 69 WINDMILL AVENUE, ST ALBANS, HERTFORDSHIRE, AL4 9SJ £560,000 06/07/2023 Semi-detached
6 BERKLEY CLOSE, ST ALBANS, HERTFORDSHIRE, AL4 9TS £760,000 16/05/2022 Detached
3 BERKLEY CLOSE, ST ALBANS, HERTFORDSHIRE, AL4 9TS £585,000 15/10/2021 Detached

Street average: £560,000 (1 sale)

Area average: £672,500 (2 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -3%
10y growth 30.2%

House Price Index (HM Land Registry — official index, not sold-price averages): St Albans. Series: Detached. As of April 2026.

1y (index) 1.5%
5y (index) 15%
10y (index) 21.5%

Rental Range

Estimated market rent for St Albans. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,733/mo
Realistic £1,925/mo
Optimistic £2,118/mo

Based on Local Authority from postcode lookup → St Albans.

LHA (30th percentile) floor for South West Herts: £1,995/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Sherwood Avenue 0.1 miles
Shop St Albans Cycles 0.2 miles
Shop Twisted Dreadlocks 0.4 miles
Train station St Albans City 1.8 miles
Train station St Albans Abbey 2.5 miles
University University of Hertfordshire 5.5 miles
University Boltons Park Farm 6.4 miles
Hospital Watford General Hospital 9.5 miles
Hospital Luton and Dunstable Hospital 11.3 miles

Street-level crime

Category Count
Violence and sexual offences 21
Anti-social behaviour 16
Other theft 11
Vehicle crime 7
Public order 5
Shoplifting 5
Burglary 3
Criminal damage and arson 3
Drugs 1
Possession of weapons 1
Total incidents 73

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Sandringham School Secondary 0.2 miles Outstanding — 21 Mar 2024
Skyswood Primary & Nursery School Primary 0.2 miles Outstanding — 12 Dec 2014
St John Fisher Catholic Primary School, a Voluntary Academy Primary 0.4 miles Good — 8 Feb 2012
Wheatfields Junior Mixed School Primary 0.4 miles Good — 7 Feb 2013
Wheatfields Infants' and Nursery School Primary 0.4 miles Outstanding — 8 Oct 2014

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
4 Bed Semi-Detached House, Briar Road, AL4 £4,200/mo 4 0.48 miles OpenRent

Average rent: £4,200/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.42%
Max investor price (0.8%) £525,000
Target investor price (1%) £420,000
Gross yield 5%
Cost-to-rent ratio 19.8×
Monthly cashflow £-183/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI -0.8%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).