Sold STC Semi-detached

44 DOWNSHAW ROAD

ASHTON-UNDER-LYNE, GREATER MANCHESTER OL7 9QL

3 beds 1 baths 958 sq ft Listed 6 Jul 2022 (-1475d)

£175,000

Offers in Excess of

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# 3 bedroom semi-detached house for sale (OL7 9QL)

## Property Details

| Key | Value |
|-----|-------|
| Address | 44 DOWNSHAW ROAD, ASHTON-UNDER-LYNE, GREATER MANCHESTER OL7 9QL |
| Price | £175,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1930-1949 |
| Floor area | 89 m² |
| Last sold | £185,000 Mar 2023 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 13/11/2028
- **Est. upgrade cost to C:** £24,125

### Recommendations
- W2 (£4,000 - £6,000)
- D (£80 - £120)
- E (£25)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- O (£3,300 - £6,500)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9127-2874-7593-9298-6145)

## Description

Ryder & Dutton are pleased to offer for sale this  spacious semi-detached property in need of some modernisation providing an ideal opportunity for a growing family with no onward chain.

Early viewing is recommended and will reveal an entrance hall, large lounge with electric fireplace and patio doors onto the rear garden, separate dining room and kitchen with access into the useful outbuilding with great potential for conversion subject to the usual consents.

To the first floor there are three good sized bedrooms and bathroom fitted with a pink two piece suite comprising deep panelled bath with electric shower over and pedestal wash hand basin. There is a separate wc.

The property is gas central heated with radiators throughout.

Externally the property is well separated from the road by a large communal green, there is a lawn garden to front and a large, family friendly lawn garden to rear.

Downshaw Road is situated off Oldham Road and is ideally situated for a range of local amenities in Ashton town centre along with a number of popular schools and colleges.

There are excellent transport links available by bus, train and Metrolink along with the M60 ring road which is only a few minutes driveaway making this an ideal choice for anyone looking to commute.

All mains services are understood to be available.

## Property Photos

- ![Front Elevation](/listings/photos/124713266/1308509) - Front Elevation
- ![Lounge](/listings/photos/124713266/1308511) - Lounge
- ![Bedroom 3](/listings/photos/124713266/1308513) - Bedroom 3
- ![Bedroom 1](/listings/photos/124713266/1308516) - Bedroom 1
- ![Bathroom](/listings/photos/124713266/1308521) - Bathroom
- ![Front Aspect](/listings/photos/124713266/1308524) - Front Aspect

## Floorplans

- ![Ground Floor](/listings/photos/124713266/1308526) - Ground Floor
- ![First Floor](/listings/photos/124713266/1308528) - First Floor
- ![3d Plans](/listings/photos/124713266/1308530) - 3d Plans

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/124713266/1308532) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #1940526
- **Address:** 44 Downshaw Road, Ashton-under-Lyne, OL7 9QL
- **Certificate Issued:** 10/08/2004
- **Work Completed:** 15/07/2004
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 44 DOWNSHAW ROAD, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QL | £185,000 | 28/03/2023 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 8 DOWNSHAW ROAD, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QL | £302,500 | 06/03/2026 | Semi-detached |
| [Same street] 10 DOWNSHAW ROAD, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QL | £272,000 | 20/02/2026 | Semi-detached |
| 86 WILSHAW GROVE, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QT | £193,000 | 19/12/2025 | Semi-detached |
| [Same street] 33 DOWNSHAW ROAD, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QL | £178,000 | 28/03/2025 | Terraced |
| 54 WILSHAW GROVE, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QT | £235,000 | 14/02/2025 | Semi-detached |
| [Same street] 28 DOWNSHAW ROAD, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QL | £257,500 | 06/09/2024 | Semi-detached |
| [Same street] 23 DOWNSHAW ROAD, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QL | £180,000 | 03/04/2024 | Terraced |
| 8 CAMBERWELL DRIVE, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9SW | £197,500 | 11/08/2023 | Semi-detached |
| 79 WILSHAW GROVE, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QT | £236,500 | 20/07/2023 | Semi-detached |
| [Same street] 63 DOWNSHAW ROAD, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QL | £190,000 | 29/06/2023 | Terraced |
| 115 DOWNSHAW ROAD, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QP | £100,000 | 25/05/2023 | Semi-detached |
| 50 CAMBERWELL DRIVE, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9SN | £260,000 | 10/11/2022 | Semi-detached |
| 564 OLDHAM ROAD, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9PQ | £210,000 | 09/11/2022 | Semi-detached |
| 13 ANGLESEY CLOSE, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9NJ | £175,000 | 14/10/2022 | Semi-detached |
| [Same street] 57 DOWNSHAW ROAD, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QL | £121,000 | 10/10/2022 | Terraced |
| 2 RIDGECROFT, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9TG | £325,000 | 23/09/2022 | Semi-detached |
| 67 FIELDFARE WAY, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9TA | £237,500 | 16/09/2022 | Semi-detached |
| 21 REINS LEE ROAD, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QB | £138,000 | 15/08/2022 | Semi-detached |
| 46 WILSHAW GROVE, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QT | £236,000 | 11/07/2022 | Semi-detached |
| 4 THE CLOUGH, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QJ | £203,000 | 25/03/2022 | Semi-detached |
| [Same street] 67 DOWNSHAW ROAD, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QL | £180,000 | 17/03/2022 | Terraced |
| 1 HOLLAND GROVE, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL6 8TN | £189,000 | 11/02/2022 | Semi-detached |
| 74 CAMBERWELL DRIVE, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9SN | £200,000 | 09/02/2022 | Semi-detached |
| 7 WILSHAW GROVE, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QS | £210,000 | 25/01/2022 | Semi-detached |
| 34 WILSHAW GROVE, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QT | £165,000 | 07/01/2022 | Semi-detached |
| 22 HOLLAND GROVE, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL6 8TN | £185,000 | 03/12/2021 | Semi-detached |
| 473 OLDHAM ROAD, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9PD | £210,000 | 25/11/2021 | Semi-detached |
| 17 RIDGECROFT, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9TG | £326,500 | 29/10/2021 | Semi-detached |
| [Same street] DOWNSHAW LODGE NURSING HOME DOWNSHAW ROAD, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QL | £600 | 27/10/2021 | Other |

**Street average:** £186,844 (9 sales)
**Area average:** £211,600 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £245,214 (19 Semi-detached, OL7, 2024–2026)
- **Deviation:** -28.6%

## Rental Range

*ONS Price Index of Private Rents (Tameside). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £828/mo
- **Realistic:** £920/mo
- **Optimistic:** £1,012/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Tameside & Glossop (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £748/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Broadoak Road, OL6 | £1,300/mo | 3 | 0.71 miles | OpenRent |

**Average rent: £1,300/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.74% (weak for cashflow)
- **Max investor price (0.8%):** £162,500
- **Target investor price (1%):** £130,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,300/mo).*

- **Gross yield:** 8.9%
- **Cost-to-rent:** 11.2×
- **Monthly cashflow:** £456/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 10.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,966/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 26.7%
- **10y growth:** 102.2%

## House Price Index (HM Land Registry)

*Official index for Tameside; Semi-detached series; as of April 2026.*

- **1y growth (index):** 5.8%
- **5y growth (index):** 32.4%
- **10y growth (index):** 86.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Front Elevation Lounge Bedroom 3 Bedroom 1 Bathroom Front Aspect

/ 6

Property details

Tenure

FREEHOLD

Floor area

89 m²

EPC rating

Year built

England and Wales: 1930-1949

Last sold

£185,000 Mar 2023

Price per m²

£1,966/m²

Local average

£245,214 (-28.6%)

Deprivation

Decile 2 (4,735 of 33,755)

Street crime

0 incidents within 1 mile (May 2026)

Key features

NO CHAIN
SPACIOUS SEMI DETACHED
THREE GOOD SIZED BEDROOMS
TWO RECEPTION ROOMS
GARDENS FRONT AND REAR
SOME MODERNISATION REQUIRED
USEFUL ATTACHED OUTBUILDING
CLOSE TO POPULAR SCHOOLS
EXCELLENT TRANSPORT LINKS
COUNCIL TAX BAND - A

Additional details

Garden: Yes

Description

NO CHAIN | SPACIOUS SEMI DETACHED PROPERTY IDEAL FOR A GROWING FAMILY | TWO RECEPTION ROOMS | THREE GOOD SIZED BEDROOMS | LAWN GARDENS BOTH FRONT AND REAR | SOME MODERNISATION REQUIRED | SET BACK FROM THE ROAD | CLOSE TO POPULAR SCHOOLS & AMENITIES | EXCELLENT TRANSPORT LINKS TO MANCHESTER | EARLY VIEWING RECOMMENDED. EPC: D

Ryder & Dutton are pleased to offer for sale this spacious semi-detached property in need of some modernisation providing an ideal opportunity for a growing family with no onward chain.

Early viewing is recommended and will reveal an entrance hall, large lounge with electric fireplace and patio doors onto the rear garden, separate dining room and kitchen with access into the useful outbuilding with great potential for conversion subject to the usual consents.

To the first floor there are three good sized bedrooms and bathroom fitted with a pink two piece suite comprising deep panelled bath with electric shower over and pedestal wash hand basin. There is a separate wc.

The property is gas central heated with radiators throughout.

Externally the property is well separated from the road by a large communal green, there is a lawn garden to front and a large, family friendly lawn garden to rear.

Downshaw Road is situated off Oldham Road and is ideally situated for a range of local amenities in Ashton town centre along with a number of popular schools and colleges.

There are excellent transport links available by bus, train and Metrolink along with the M60 ring road which is only a few minutes driveaway making this an ideal choice for anyone looking to commute.

All mains services are understood to be available.

Listed by

Ashton-Under-Lyne

The Northern Estate Agencies Group

Reference: 124713266

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 14/11/2018

Expiry date: 13/11/2028

Est. upgrade cost to C: £24,125

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (solid floor) (£4,000 - £6,000)
Draughtproof single-glazed windows (£80 - £120)
Low energy lighting for all fixed outlets (£25)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Replace single glazed windows with low-E double glazing (£3,300 - £6,500)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Ground Floor

First Floor

3d Plans

EPC Graphs

EPC Rating Graph

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #1940526

Property Details

Street: 44 Downshaw Road

Town: Ashton-under-Lyne

Postcode: OL7 9QL

Installation Details

Items: 1 door

Certificate Issued: 10/08/2004

Work Completed: 15/07/2004

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	28/03/2023 (3 years ago)	£185,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 8 DOWNSHAW ROAD, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QL	£302,500	06/03/2026	Semi-detached
Same street 10 DOWNSHAW ROAD, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QL	£272,000	20/02/2026	Semi-detached
86 WILSHAW GROVE, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QT	£193,000	19/12/2025	Semi-detached
Same street 33 DOWNSHAW ROAD, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QL	£178,000	28/03/2025	Terraced
54 WILSHAW GROVE, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QT	£235,000	14/02/2025	Semi-detached
Same street 28 DOWNSHAW ROAD, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QL	£257,500	06/09/2024	Semi-detached
Same street 23 DOWNSHAW ROAD, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QL	£180,000	03/04/2024	Terraced
8 CAMBERWELL DRIVE, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9SW	£197,500	11/08/2023	Semi-detached
79 WILSHAW GROVE, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QT	£236,500	20/07/2023	Semi-detached
Same street 63 DOWNSHAW ROAD, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QL	£190,000	29/06/2023	Terraced
115 DOWNSHAW ROAD, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QP	£100,000	25/05/2023	Semi-detached
50 CAMBERWELL DRIVE, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9SN	£260,000	10/11/2022	Semi-detached
564 OLDHAM ROAD, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9PQ	£210,000	09/11/2022	Semi-detached
13 ANGLESEY CLOSE, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9NJ	£175,000	14/10/2022	Semi-detached
Same street 57 DOWNSHAW ROAD, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QL	£121,000	10/10/2022	Terraced
2 RIDGECROFT, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9TG	£325,000	23/09/2022	Semi-detached
67 FIELDFARE WAY, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9TA	£237,500	16/09/2022	Semi-detached
21 REINS LEE ROAD, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QB	£138,000	15/08/2022	Semi-detached
46 WILSHAW GROVE, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QT	£236,000	11/07/2022	Semi-detached
4 THE CLOUGH, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QJ	£203,000	25/03/2022	Semi-detached
Same street 67 DOWNSHAW ROAD, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QL	£180,000	17/03/2022	Terraced
1 HOLLAND GROVE, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL6 8TN	£189,000	11/02/2022	Semi-detached
74 CAMBERWELL DRIVE, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9SN	£200,000	09/02/2022	Semi-detached
7 WILSHAW GROVE, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QS	£210,000	25/01/2022	Semi-detached
34 WILSHAW GROVE, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QT	£165,000	07/01/2022	Semi-detached
22 HOLLAND GROVE, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL6 8TN	£185,000	03/12/2021	Semi-detached
473 OLDHAM ROAD, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9PD	£210,000	25/11/2021	Semi-detached
17 RIDGECROFT, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9TG	£326,500	29/10/2021	Semi-detached
Same street DOWNSHAW LODGE NURSING HOME DOWNSHAW ROAD, ASHTON-UNDER-LYNE, TAMESIDE, GREATER MANCHESTER, OL7 9QL	£600	27/10/2021	Other

Street average: £186,844 (9 sales)

Area average: £211,600 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 26.7%

10y growth 102.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Tameside. Series: Semi-detached. As of April 2026.

1y (index) 5.8%

5y (index) 32.4%

10y (index) 86.4%

Rental Range

Estimated market rent for Tameside. Low = conservative, Realistic = average, Optimistic = best case.

Low £828/mo

Realistic £920/mo

Optimistic £1,012/mo

Based on Local Authority from postcode lookup → Tameside.

LHA (30th percentile) floor for Tameside & Glossop: £748/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View OL7 9QL

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Waterloo, westbound Downshaw Road	0.0 miles
Bus stop	Waterloo, eastbound Downshaw Road	0.0 miles
Shop	Tesco Express	0.2 miles
Shop	Premier	0.8 miles
Train station	Ashton-under-Lyne	0.9 miles
Hospital	Tameside General Hospital	1.5 miles
Train station	Stalybridge	2.0 miles
Hospital	The Christie at Oldham	3.5 miles
University	UCEN Manchester (Shena Simon Campus)	5.8 miles
University	University of Law	5.9 miles

Street-level crime

Category	Count
Total incidents	0

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Canon Burrows CofE Primary School	Primary	0.2 miles	Good — 8 Nov 2023
Waterloo Primary School	Primary	0.3 miles	Good — 27 Mar 2022
Oasis Academy Broadoak	Primary	0.5 miles	Good — 10 Nov 2021
The Limes School	Other	0.6 miles	Good — 26 Sep 2023
Canon Johnson CofE Primary School	Primary	0.7 miles	Good — 13 Jul 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Broadoak Road, OL6	£1,300/mo	3	0.71 miles	OpenRent

Average rent: £1,300/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.74%

Max investor price (0.8%) £162,500

Target investor price (1%) £130,000

Gross yield 8.9%

Cost-to-rent ratio 11.2×

Monthly cashflow £456/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 10.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).