# 3 bedroom chalet for sale (HU12 9NS)

## Property Details

| Key | Value |
|-----|-------|
| Address | 13 ST MARYS DRIVE, HULL, THORNGUMBALD, EAST RIDING OF YORKSHIRE HU12 9NS |
| Price | £199,950 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | C |
| Last sold | £190,000 Oct 2025 |

## Description

Situated in the sought after village of Thorngumbald with good access to the City centre and of course the East Coast, this chalet style semi detached property represents an excellent opportunity for the growing family unit.

Enjoying an enviable position with the rear aspect having views overlooking the well regarded primary school, the property briefly comprises entrance hall, cloak room, lounge,  dining room, fitted kitchen, three first floor bedrooms of good proportion and a bathroom. With gas central heating to radiators and double glazing, the property has gardens of good proportion with a side driveway to a brick built garage and there is plenty of space for further car parling amenities.

Within a stroll to the school gates and local  village shops, appointments to view are encouraged .

**Entrance Hall** - Laminate flooring, a radiator, two useful storage cupboards and staircase off.

**Lounge** - 5.66 x 3.40 (18'6" x 11'1") - Window to the front aspect, a radiator and there is a multi fuel burner with attractive tiled back and hearth.

**Cloak Room** - Handy for the kids and guests, with a low level wc  and a wash hand basin

**Dining Room** - 3.40 x 2.95 (11'1" x 9'8") - Laminate flooring, a radiator and French Doors giving access to the rear garden.

**Fitted Kitchen** - 3.80 x 2.95 (12'5" x 9'8") - A good range of fitted floor and wall units with contrasting preparation surfaces having an inset stainless steel sink unit with mixer tap. Windows to two aspects allowing plenty of natural light, plumbing for an automatic washing machine and integrated appliances include an electric oven and grill, electric hob and an over head extractor canopy.

**Landing** - With a good size storage cupboard and access to :

**Bedroom One** - 3.65 x 3.42 (11'11" x 11'2") - Window to the front aspect, laminate flooring, a radiator and fitted wardrobes with sliding doors.

**Bedroom Two** - 3.20 x 2.95 (10'5" x 9'8") - Window to the rear aspect, laminate flooring, a radiator and fitted wardrobe.

**Bedroom Three** - 2.90 x 2.20 (9'6" x 7'2") - Window to the rear aspect, laminate flooring and a radiator.

**Bathroom** - A white suite to comprise panelled bath, wash hand basin and a low level wc within a vanity unit. Tiled walls , a radiator and there is a plumbed shower unit over the bath.

**Gardens** - Gardens of good proportion with the front currently being laid to aggregates and central paved area and the rear being laid to lawn with a decking seating area and an open aspect to the primary school field.

**Garage** - Brick built and accessible via a side driveway.

**Council Tax** - East Riding of Yorkshire Council - band C

**Tenure** - This property is Freehold

**Additional Services:** - Whitaker Estate Agents offer additional services via third parties: surveying, financial services, investment insurance, conveyancing and other services associated with the sale and purchase of your property.

We are legally obliged to advise a vendor of any additional services a buyer has applied to use in connection with their purchase.  We will do so in our memorandum of sale  when the sale is instructed to both parties solicitors, the vendor and the buyer.

**Agents Notes:** - Services, fittings & equipment referred to in these sales particulars have not been tested ( unless otherwise stated ) and no warranty can be given as to their condition.  Please note that all measurements are approximate and for general guidance purposes only.

**Free Market Appraisals/Valuations** - We offer a free sales valuation service, as an Independent company we have a strong interest in making sure you achieve a quick sale.  If you need advice  on any aspect of buying or selling  please do not hesitate to ask.

**Material Information:** - Construction - Brick under a tiled roof

Conservation Area - No

Flood Risk - Very Low

Mobile Coverage/Signal - EE, Vodafone, Three and O2

Broadband - Basic 23 Mpbs, Superfast 80 Mpbs and Ultrafast 1000 Mbps

Coastal Erosion -No 

Coalfield or Mining Area -

Planning - https:/

ewplanningaccess.eastriding.gov.uk/

ewplanningaccess/applicationDetails.do?keyVal=9760318PLF&activeTab=summary

**Whitakers Estate Agent Declaration:** - Whitakers Estate Agents for themselves and for the lessors of the property, whose agents they are give notice that these particulars are produced in good faith, are set out as a general guide only & do not constitute any part of a contract.  No person in the employ of Whitakers Estate Agents has any authority to make or give any representation or warranty in relation to this property.

## Property Photos

- ![editedimage-fb761000-bcaf-4811-b331-fb7d80bfc37c 2](/listings/photos/163379945/355372) - editedimage-fb761000-bcaf-4811-b331-fb7d80bfc37c 2
- ![Lounge](/listings/photos/163379945/355373) - Lounge
- ![Fitted KItchen](/listings/photos/163379945/355374) - Fitted KItchen
- ![Gardens](/listings/photos/163379945/355375) - Gardens
- ![Entrance Hall](/listings/photos/163379945/355376) - Entrance Hall
- ![Lounge](/listings/photos/163379945/355377) - Lounge
- ![Fitted KItchen](/listings/photos/163379945/355378) - Fitted KItchen
- ![Dining Room](/listings/photos/163379945/355379) - Dining Room
- ![Dining Room](/listings/photos/163379945/355380) - Dining Room
- ![Bedroom One](/listings/photos/163379945/355381) - Bedroom One
- ![Bedroom One](/listings/photos/163379945/355382) - Bedroom One
- ![Bedroom Two](/listings/photos/163379945/355383) - Bedroom Two
- ![Bedroom Three](/listings/photos/163379945/355384) - Bedroom Three
- ![Gardens](/listings/photos/163379945/355385) - Gardens
- ![Gardens](/listings/photos/163379945/355386) - Gardens
- ![Gardens](/listings/photos/163379945/355387) - Gardens

## Floorplans

- ![floorplan 13 st marys drive.jpg](/listings/photos/163379945/355388) - floorplan 13 st marys drive.jpg

## EPC Graphs

- ![EE Rating](/listings/photos/163379945/355389) - EE Rating

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #8208602
- **Address:** 13 St. Marys Drive, Thorngumbald, HU12 9NS
- **Certificate Issued:** 06/06/2011
- **Work Completed:** 27/05/2011
- **Items:** 9 window(s), 3 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 13 ST MARYS DRIVE, THORNGUMBALD, HULL, EAST RIDING OF YORKSHIRE, HU12 9NS | £190,000 | 31/10/2025 | Semi-detached |
| 13 ST MARYS DRIVE, THORNGUMBALD, HULL, EAST RIDING OF YORKSHIRE, HU12 9NS | £124,950 | 26/11/2010 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 120 PLUMTREE ROAD, THORNGUMBALD, HULL, EAST RIDING OF YORKSHIRE, HU12 9QQ | £21,300 | 22/08/2024 | Other |
| 3 ROYAL MAIL COTTAGES, THORNGUMBALD, HULL, EAST RIDING OF YORKSHIRE, HU12 9NF | £90,000 | 12/05/2022 | Other |
| RED ROSE HOLDERNESS COTTAGES, THORNGUMBALD, HULL, EAST RIDING OF YORKSHIRE, HU12 9NB | £348,000 | 07/01/2022 | Other |

**Area average:** £153,100 (3 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £174,325 (4 Other, HU12, 2024–2026)
- **Deviation:** +14.7%

## Rental Range

*ONS Price Index of Private Rents (East Riding of Yorkshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £645/mo
- **Realistic:** £717/mo
- **Optimistic:** £789/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Hull & East Riding (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £549/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Ravenser Court, HU12 | £795/mo | 3 | 1.24 miles | OpenRent |

**Average rent: £795/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.4% (weak for cashflow)
- **Max investor price (0.8%):** £99,375
- **Target investor price (1%):** £79,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £795/mo).*

- **Gross yield:** 4.8%
- **Cost-to-rent:** 21×
- **Monthly cashflow:** £-97/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 120.2%
- **10y growth:** -26.9%

## House Price Index (HM Land Registry)

*Official index for East Riding of Yorkshire; All dwelling types series; as of March 2026.*

- **1y growth (index):** 0.3%
- **5y growth (index):** 15.4%
- **10y growth (index):** 43.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)