Sold STC Semi-detached

Church Road

Southport, Merseyside, PR9, PR9 8ET

2 beds 1 baths Listed 9 May 2019 (-2629d)

£125,000

Offers in Excess of

Reduced on 13 Jun 2019

Save

# 2 bedroom semi-detached bungalow for sale (PR9 8ET)

## Property Details

| Key | Value |
|-----|-------|
| Address | Church Road, Southport, Merseyside, PR9, PR9 8ET |
| Price | £125,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £125,000 |

## Description

A well presented semi detached bungalow that is specifically for sale to residents over the age of 55 and offers well planned accommodation installed with gas central heating and upvc double glazing.

Located centrally in the popular residential area of Banks Village. The accommodation briefly comprises Entrance Hall, Lounge/Dining Room, Kitchen, two Bedrooms and Bathroom. Outside there are established gardens to the front and rear, the rear incorporating off road parking accessed from Fleetwood Drive.

Church Road is the main road running through Banks and there are public transport facilities leading to Churchtown Village and Southport town centre.

## Property Photos

- ![Front Elevation](/listings/photos/81622550/1352809) - Front Elevation
- ![Kitchen](/listings/photos/81622550/1352811) - Kitchen
- ![Living/Diner](/listings/photos/81622550/1352820) - Living/Diner
- ![Bedroom 1](/listings/photos/81622550/1352825) - Bedroom 1
- ![Bedroom 2](/listings/photos/81622550/1352834) - Bedroom 2
- ![Bathroom](/listings/photos/81622550/1352841) - Bathroom
- ![Entrance Hall](/listings/photos/81622550/1352847) - Entrance Hall
- ![Rear Garden](/listings/photos/81622550/1352850) - Rear Garden

## Floorplans

- ![Floorplan](/listings/photos/81622550/1352853) - Floorplan

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 39 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £212,500 | 28/08/2019 | Detached |
| 39 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £367,500 | 28/08/2019 | Detached |
| 39 CHURCH ROAD, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £211,000 | 20/02/2008 | Detached |
| 39 CHURCH ROAD, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £199,950 | 30/08/2006 | Detached |
| 39 CHURCH ROAD, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £110,000 | 22/12/1998 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 FLEETWOOD DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HE | £177,500 | 13/06/2025 | Semi-detached |
| [Same street] 53 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £228,000 | 18/10/2024 | Detached |
| [Same street] 52 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £455,000 | 12/06/2024 | Detached |
| [Same street] 67 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £215,000 | 11/04/2024 | Semi-detached |
| [Same street] 26 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £150,000 | 23/01/2024 | Semi-detached |
| [Same street] 42 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £216,000 | 21/12/2023 | Detached |
| 19 VICARAGE LANE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ES | £165,000 | 13/12/2023 | Semi-detached |
| [Same street] 17 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £150,000 | 19/09/2023 | Flat |
| [Same street] 44 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £149,000 | 06/09/2023 | Semi-detached |
| [Same street] 83 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £140,000 | 08/08/2023 | Semi-detached |
| 13 BONDS LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HG | £160,000 | 05/05/2023 | Semi-detached |
| 22 HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD | £195,000 | 08/12/2022 | Semi-detached |
| [Same street] 69 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £172,000 | 06/12/2022 | Semi-detached |
| 56 AVELING DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BJ | £84,827 | 01/12/2022 | Semi-detached |
| 39 HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD | £155,000 | 22/11/2022 | Semi-detached |
| 6C HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD | £85,000 | 04/11/2022 | Semi-detached |
| [Same street] 50 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £140,000 | 30/09/2022 | Semi-detached |
| 17 AVELING DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BJ | £170,000 | 16/08/2022 | Semi-detached |
| 11 BONDS LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HG | £190,000 | 29/07/2022 | Semi-detached |
| 28 HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD | £167,000 | 15/07/2022 | Semi-detached |
| 63 FLEETWOOD DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HE | £136,000 | 01/07/2022 | Semi-detached |
| 19 HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD | £120,000 | 28/06/2022 | Semi-detached |
| 17 BONDS LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HG | £190,000 | 27/05/2022 | Semi-detached |
| 14 FLEETWOOD DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HE | £185,000 | 12/05/2022 | Semi-detached |
| 42 FLEETWOOD DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HE | £215,000 | 10/05/2022 | Semi-detached |
| 31 VICARAGE LANE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ES | £144,000 | 20/04/2022 | Semi-detached |
| THREE WAYS CHARNLEYS LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HH | £265,000 | 21/03/2022 | Semi-detached |
| 30 BONDS LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HG | £172,000 | 14/03/2022 | Semi-detached |
| 31 BONDS LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HG | £110,000 | 28/01/2022 | Semi-detached |
| 24 AVELING DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BJ | £178,500 | 03/12/2021 | Semi-detached |

**Street average:** £201,500 (10 sales)
**Area average:** £163,241 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £230,445 (97 Semi-detached, PR9, 2024–2026)
- **Deviation:** -45.8%

## Rental Range

*ONS Price Index of Private Rents (West Lancashire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £719/mo
- **Realistic:** £799/mo
- **Optimistic:** £879/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Southport (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £598/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Penthouse, Guinea Hall Mews, PR9 | £895/mo | 2 | 0.39 miles | OpenRent |

**Average rent: £895/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.72% (weak for cashflow)
- **Max investor price (0.8%):** £111,875
- **Target investor price (1%):** £89,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £895/mo).*

- **Gross yield:** 8.6%
- **Cost-to-rent:** 11.6×
- **Monthly cashflow:** £288/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 8.4%
- **10y growth:** 35.3%

## House Price Index (HM Land Registry)

*Official index for West Lancashire; Semi-detached series; as of April 2026.*

- **1y growth (index):** 7.3%
- **5y growth (index):** 31%
- **10y growth (index):** 51.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Front Elevation Kitchen Living/Diner Bedroom 1 Bedroom 2 Bathroom Entrance Hall Rear Garden

/ 8

Property details

Tenure

FREEHOLD

Last sold

£125,000

Local average

£230,445 (-45.8%)

Deprivation

Decile 3 (8,774 of 33,755)

Street crime

19 incidents within 1 mile (May 2026)

Key features

Two bedroom semi-detached true bungalow
Over 55's
Open plan living
Fully fitted kitchen
White three piece bathroom suite
Front and rear laid to lawn gardens
Allocated parking space to the rear
In highly sought after residential location
Local amenities close by
Viewing by appointment

Additional details

Heating: Double glazing, Gas central
Accessibility: Level access
Parking: On street, Allocated
Garden: Front garden, Rear garden

Description

A well presented semi detached bungalow that is specifically for sale to residents over the age of 55 and offers well planned accommodation installed with gas central heating and upvc double glazing.

Located centrally in the popular residential area of Banks Village. The accommodation briefly comprises Entrance Hall, Lounge/Dining Room, Kitchen, two Bedrooms and Bathroom. Outside there are established gardens to the front and rear, the rear incorporating off road parking accessed from Fleetwood Drive.

Church Road is the main road running through Banks and there are public transport facilities leading to Churchtown Village and Southport town centre.

Listed by

Southport

Flexi-Agent

Reference: 81622550

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

Price history

93% since 1998

Event	Date	Price	% change
Sold	28/08/2019 (6 years ago)	£212,500	-42.2%
Sold	28/08/2019 (6 years ago)	£367,500	+74.2%
Sold	20/02/2008 (18 years ago)	£211,000	+5.5%
Sold	30/08/2006 (19 years ago)	£199,950	+81.8%
Sold	22/12/1998 (27 years ago)	£110,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
31 FLEETWOOD DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HE	£177,500	13/06/2025	Semi-detached
Same street 53 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET	£228,000	18/10/2024	Detached
Same street 52 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET	£455,000	12/06/2024	Detached
Same street 67 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET	£215,000	11/04/2024	Semi-detached
Same street 26 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET	£150,000	23/01/2024	Semi-detached
Same street 42 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET	£216,000	21/12/2023	Detached
19 VICARAGE LANE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ES	£165,000	13/12/2023	Semi-detached
Same street 17 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET	£150,000	19/09/2023	Flat
Same street 44 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET	£149,000	06/09/2023	Semi-detached
Same street 83 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET	£140,000	08/08/2023	Semi-detached
13 BONDS LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HG	£160,000	05/05/2023	Semi-detached
22 HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD	£195,000	08/12/2022	Semi-detached
Same street 69 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET	£172,000	06/12/2022	Semi-detached
56 AVELING DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BJ	£84,827	01/12/2022	Semi-detached
39 HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD	£155,000	22/11/2022	Semi-detached
6C HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD	£85,000	04/11/2022	Semi-detached
Same street 50 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET	£140,000	30/09/2022	Semi-detached
17 AVELING DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BJ	£170,000	16/08/2022	Semi-detached
11 BONDS LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HG	£190,000	29/07/2022	Semi-detached
28 HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD	£167,000	15/07/2022	Semi-detached
63 FLEETWOOD DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HE	£136,000	01/07/2022	Semi-detached
19 HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD	£120,000	28/06/2022	Semi-detached
17 BONDS LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HG	£190,000	27/05/2022	Semi-detached
14 FLEETWOOD DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HE	£185,000	12/05/2022	Semi-detached
42 FLEETWOOD DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HE	£215,000	10/05/2022	Semi-detached
31 VICARAGE LANE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ES	£144,000	20/04/2022	Semi-detached
THREE WAYS CHARNLEYS LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HH	£265,000	21/03/2022	Semi-detached
30 BONDS LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HG	£172,000	14/03/2022	Semi-detached
31 BONDS LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HG	£110,000	28/01/2022	Semi-detached
24 AVELING DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BJ	£178,500	03/12/2021	Semi-detached

Street average: £201,500 (10 sales)

Area average: £163,241 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 8.4%

10y growth 35.3%

House Price Index (HM Land Registry — official index, not sold-price averages): West Lancashire. Series: Semi-detached. As of April 2026.

1y (index) 7.3%

5y (index) 31%

10y (index) 51.1%

Rental Range

Estimated market rent for West Lancashire. Low = conservative, Realistic = average, Optimistic = best case.

Low £719/mo

Realistic £799/mo

Optimistic £879/mo

Based on Local Authority from postcode lookup → West Lancashire.

LHA (30th percentile) floor for Southport: £598/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View PR9 8ET

Address

39 Church Road

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Banks opp Glebe Lane	0.0 miles
Bus stop	Banks adj Glebe Lane	0.0 miles
Shop	NEWSAGENT	0.1 miles
Shop	Windowcare	1.3 miles
Train station	Meols Cop	3.3 miles
Train station	Becconsall Station	3.6 miles
Hospital	Clifton Hospital	5.6 miles
Hospital	Children's A&E	8.3 miles
University	Milton House	8.4 miles
University	Edge Hill University	8.8 miles

Street-level crime

Category	Count
Violence and sexual offences	6
Anti-social behaviour	5
Criminal damage and arson	3
Burglary	1
Other theft	1
Possession of weapons	1
Public order	1
Shoplifting	1
Total incidents	19

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Banks Methodist School	Primary	0.3 miles	Good — 12 Sep 2016
Banks St Stephen's CofE School	Primary	0.5 miles	Good — 17 Oct 2021
St John's Church of England Primary School	Primary	1.2 miles	Good — 25 Apr 2016
Peterhouse School	Other	1.9 miles	Requires improvement — 5 Jul 2023
Tarleton Mere Brow Church of England Primary School	Primary	2.0 miles	Good — 16 Jul 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Penthouse, Guinea Hall Mews, PR9	£895/mo	2	0.39 miles	OpenRent

Average rent: £895/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.72%

Max investor price (0.8%) £111,875

Target investor price (1%) £89,500

Gross yield 8.6%

Cost-to-rent ratio 11.6×

Monthly cashflow £288/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 9.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).