# 1 bedroom apartment for sale (ST15 0EG)

## Property Details

| Key | Value |
|-----|-------|
| Address | 22A, WHITEMILL LANE, STONE, STAFFORDSHIRE ST15 0EG |
| Price | £65,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1950-1966 |
| Floor area | 46 m² |
| Last sold | £69,500 Jul 2023 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 11/01/2033
- **Current heating cost:** £532/year
- **Est. upgrade cost to C:** £3,375

### Recommendations
- A2 (£850 - £1,500)
- B (£500 - £1,500)
- O3 (£1,000 - £1,400)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0310-2152-8290-2297-0355)

## Description

Roll the dice and take your turn on the property ladder, because this charming one-bedroom upper-floor apartment on Whitemill Lane is a move that could send you straight to the top. Whether you’re a savvy investor looking for your next investment or a first-time buyer ready to move straight in, this is the perfect opportunity to climb with confidence, all being offered for sale with no upward chain. 

Inside, stairs lead you directly up to the apartment where you will discover a generously sized living room that is perfect for relaxing or entertaining. The kitchen offers neutral cabinetry with room for appliances. Here you also have an adjoining breakfast area that’s ideal for a spot of morning coffee. The apartment offers a spacious double bedroom, overlooking your own garden to the rear, plus a bathroom with a bath/shower duo, a sink, and a W/C. 

Outside, the property does offer its own garden space with a well-maintained grass lawn; on-road parking is available to the front. 

**Location **

**Stone** is a charming market and canal town situated on the **River Trent**, between the larger towns of **Stafford** and **Stoke-on-Trent, **close to the **A34**, **M6**, and **mainline train stations**, giving easy access to Stafford, Stoke, and beyond.

The town boasts a vibrant **high street** filled with independent shops, cafés, and restaurants, alongside regular **farmers’ and craft markets**. Stone is also celebrated for its thriving **food and drink scene**, most notably the annual **Stone Food & Drink Festival**, which showcases local produce and artisan talent.

For leisure and outdoor pursuits, the nearby **Trent and Mersey Canal** provides scenic towpaths for walking and cycling, while **Westbridge Park** and surrounding countryside offer plenty of green space.

Stone has a **3-tier schooling system** with popular first, middle and high schools all within the town as well as highly regarded independent schools.

With a blend of historic charm, strong community spirit, and convenient access to both rural and urban amenities, Stone offers an attractive place to live, work, and visit in the heart of Staffordshire.

EPC Rating: D

## Property Photos

- ![Photo](/listings/photos/91896216/1900875)
- ![Photo](/listings/photos/91896216/1900878)
- ![Photo](/listings/photos/91896216/1900879)
- ![Photo](/listings/photos/91896216/1900881)
- ![Photo](/listings/photos/91896216/1900884)
- ![Photo](/listings/photos/91896216/1900886)
- ![Photo](/listings/photos/91896216/1900888)
- ![Photo](/listings/photos/91896216/1900890)
- ![Photo](/listings/photos/91896216/1900893)
- ![Photo](/listings/photos/91896216/1900894)
- ![Photo](/listings/photos/91896216/1900896)
- ![Photo](/listings/photos/91896216/1900897)

## Floorplans

- ![All](/listings/photos/91896216/1900899) - All
- ![Site Plan](/listings/photos/91896216/1900900) - Site Plan

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 22A WHITEMILL LANE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0EG | £69,500 | 24/07/2023 | Flat |
| 22A WHITEMILL LANE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0EG | £51,500 | 22/12/2011 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 44 WHITEMILL LANE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0EG | £272,500 | 20/11/2025 | Terraced |
| 21A WEST CLOSE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0EE | £73,000 | 20/02/2025 | Flat |
| 47A POPLAR CLOSE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0JB | £42,000 | 22/04/2024 | Flat |
| [Same street] 42 WHITEMILL LANE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0EG | £183,000 | 20/12/2023 | Terraced |
| 56A FILLYBROOK CLOSE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0DZ | £70,000 | 15/12/2023 | Flat |
| 54 FILLYBROOK CLOSE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0DZ | £63,000 | 29/09/2023 | Flat |
| 169A BROOKSIDE LANE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0HZ | £64,000 | 26/09/2023 | Flat |
| 60A GREEN CLOSE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0JG | £83,000 | 28/06/2023 | Flat |
| 23 WALTON WAY, STONE, STAFFORD, STAFFORDSHIRE, ST15 0JF | £72,500 | 19/05/2023 | Flat |
| 7 WALTON WAY, STONE, STAFFORD, STAFFORDSHIRE, ST15 0JF | £60,000 | 04/11/2022 | Flat |
| 6A CHURCHILL ROAD, STONE, STAFFORD, STAFFORDSHIRE, ST15 0DY | £70,000 | 16/09/2022 | Flat |
| 10 CHURCHILL ROAD, STONE, STAFFORD, STAFFORDSHIRE, ST15 0DY | £63,000 | 09/09/2022 | Flat |
| [Same street] 20A WHITEMILL LANE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0EG | £75,500 | 15/07/2022 | Flat |
| 29A WEST CLOSE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0EE | £69,000 | 31/03/2022 | Flat |
| 14A EAST CLOSE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0EF | £62,500 | 13/01/2022 | Flat |
| 10A CHURCHILL ROAD, STONE, STAFFORD, STAFFORDSHIRE, ST15 0DY | £64,000 | 16/12/2021 | Flat |
| 44A FILLYBROOK CLOSE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0DZ | £70,000 | 30/11/2021 | Flat |
| 25 WALTON WAY, STONE, STAFFORD, STAFFORDSHIRE, ST15 0JF | £78,000 | 29/11/2021 | Flat |
| 5A WALTON WAY, STONE, STAFFORD, STAFFORDSHIRE, ST15 0JF | £71,000 | 19/11/2021 | Flat |
| 62 FILLYBROOK CLOSE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0DZ | £75,500 | 05/11/2021 | Flat |
| 48 GREEN CLOSE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0JG | £75,000 | 03/11/2021 | Flat |

**Street average:** £177,000 (3 sales)
**Area average:** £68,083 (18 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £153,286 (7 Flat, ST15, 2024–2026)
- **Deviation:** -57.6%

## Rental Range

*ONS Price Index of Private Rents (Stafford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £806/mo
- **Realistic:** £896/mo
- **Optimistic:** £986/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £424/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Maisonette, West Close, ST15 | £625/mo | 1 | 0.08 miles | OpenRent |

**Average rent: £625/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.96% (okay)
- **Max investor price (0.8%):** £78,125
- **Target investor price (1%):** £62,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £625/mo).*

- **Gross yield:** 11.5%
- **Cost-to-rent:** 8.7×
- **Monthly cashflow:** £282/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 17.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,413/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 7.5%
- **10y growth:** 33.6%

## House Price Index (HM Land Registry)

*Official index for Stafford; Flats and maisonettes series; as of May 2026.*

- **1y growth (index):** 0.5%
- **5y growth (index):** 11.2%
- **10y growth (index):** 27%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)