# 3 bedroom semi-detached house for sale (DE21 6BD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 26 MONMOUTH STREET, DERBY, CITY OF DERBY DE21 6BD |
| Price | £95,000 |
| Bedrooms | 3 |
| Last sold | £90,000 Feb 2014 |

## Description

An excellent opportunity for the first time buyer, growing family or investment purchaser to acquire this attractive, modernised and improved semi detached home.   Being well maintained by the current owner and benefitting from gas fired central heating, UPVC double glazing.  Reception hallway, lounge, refitted dining kitchen and modern bathroom with a three piece suite, off road parking and mature rear garden.   Viewing essential.

Reception Hallway

Having a UPVC double glazed entrance door to the front elevation, UPVC double glazed obscure window to the side elevation and understairs storage cupboard.  Central heating radiator and a staircase provides access to the first floor.

Lounge - 13' 1''  x 12' 2''  (3.99m x 3.71m)

Having a UPVC double glazed window to the front elevation, TV aerial point and laminate flooring.  Central heating radiator.

Refitted Dining Kitchen - 13'  x 9' 7''  (3.96m x 2.92m)

Having a range of matching base and eye level units incorporating drawers together two glass display units.  Roll top work surfaces, a one and a half bowl sink stainless steel sink unit inset with mixer tap and having matching splashbacks.  In-built stainless steel gas hob with extractor fan unit over and matching electric oven.  Plumbing and space for washing machine, space for fridge/freezer and recessed lighting. UPVC double glazed window to the rear elevation and a UPVC double glazed door provides access to the rear garden.  Central heating radiator and tiled effect laminate flooring.

Refitted Bathroom

Having a three piece suite comprising of:-  panelled bath with electric shower over, pedestal wash hand basin and low flush WC.  Partially tiled walls, stainless steel towel rail and UPVC double glazed obscure window to the rear elevation.

First Floor Landing

Having access to the roof space and UPCV double glazed window to the side elevation.

Bedroom One - 13' 2''  x 12' 4''  (4.01m x 3.76m)

Having a UPVC double glazed window to the front elevation and central heating radiator.  Storage cupboard/wardrobe with shelving.

Bedroom Two - 9' 8''  x 8' 10''  (2.95m x 2.69m)

Having a UPVC double glazed window to the rear elevation and central heating radiator.  Cupboard housing a wall mounted combination boiler with storage beneath.

Bedroom Three - 9' 2''  x 6' 10''  (2.79m x 2.08m)

Having a UPVC double glazed window to the rear elevation and central heating radiator.

Outside

There are gardens to both front and rear elevations, the front is arranged for ease of maintenance incorporating a driveway providing off road parking and having a gravelled area suitable for additional off road parking if required.There is gated access to the side elevation leading in-turn to the good size, enclosed and mature rear garden.   Two lawned areas, good size decked patio area, selection of shrubs, water feature, garden shed with light and power and cold water tap.

Details awaiting vendors approval

## Property Photos

- ![front](/listings/photos/44088344/612102) - front
- ![lounge](/listings/photos/44088344/612103) - lounge
- ![kitchen](/listings/photos/44088344/612104) - kitchen
- ![garden](/listings/photos/44088344/612105) - garden
- ![bedroom one](/listings/photos/44088344/612106) - bedroom one
- ![bedroom two](/listings/photos/44088344/612107) - bedroom two
- ![bedroom three](/listings/photos/44088344/612108) - bedroom three
- ![bathroom](/listings/photos/44088344/612109) - bathroom
- ![kitchen diner](/listings/photos/44088344/612110) - kitchen diner

## Floorplans

- ![Ground Floor](/listings/photos/44088344/612111) - Ground Floor
- ![First Floor](/listings/photos/44088344/612112) - First Floor

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #232366
- **Address:** 26 Monmouth Street, CHADDESDEN, DE21 6BD
- **Certificate Issued:** 06/12/2002
- **Work Completed:** 20/10/2002
- **Items:** 2 window(s)

### FENSA Certificate #3996223
- **Address:** 26 Monmouth Street, DERBY, DE21 6BD
- **Certificate Issued:** 22/08/2006
- **Work Completed:** 20/06/2006
- **Items:** 6 window(s), 2 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 26 MONMOUTH STREET, DERBY, CITY OF DERBY, DE21 6BD | £90,000 | 28/02/2014 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 ST MARKS ROAD, DERBY, CITY OF DERBY, DE21 6AH | £190,000 | 09/01/2026 | Semi-detached |
| 104 FRANCIS STREET, DERBY, CITY OF DERBY, DE21 6DE | £171,100 | 18/12/2025 | Semi-detached |
| [Same street] 10 MONMOUTH STREET, DERBY, CITY OF DERBY, DE21 6BD | £132,000 | 23/10/2023 | Terraced |
| 73 BEAUFORT STREET, DERBY, CITY OF DERBY, DE21 6AY | £130,000 | 16/06/2023 | Semi-detached |
| 104 ST MARKS ROAD, DERBY, CITY OF DERBY, DE21 6AL | £150,000 | 27/10/2022 | Semi-detached |
| 6A BEAUFORT STREET, DERBY, CITY OF DERBY, DE21 6AX | £150,000 | 08/08/2022 | Semi-detached |
| 23 DORSET STREET, DERBY, CITY OF DERBY, DE21 6BE | £129,000 | 14/04/2022 | Semi-detached |
| 24 WALPOLE STREET, DERBY, CITY OF DERBY, DE21 6DP | £130,000 | 24/02/2022 | Semi-detached |
| 35 DORSET STREET, DERBY, CITY OF DERBY, DE21 6BE | £144,500 | 18/02/2022 | Semi-detached |
| 8 KERRY STREET, DERBY, CITY OF DERBY, DE21 6DS | £155,000 | 28/01/2022 | Semi-detached |
| 118 COWSLEY ROAD, DERBY, CITY OF DERBY, DE21 6EJ | £157,000 | 10/12/2021 | Semi-detached |
| 70 CORNWALL ROAD, DERBY, CITY OF DERBY, DE21 6DL | £152,000 | 24/09/2021 | Semi-detached |
| 123 COWSLEY ROAD, DERBY, CITY OF DERBY, DE21 6EJ | £157,000 | 24/09/2021 | Semi-detached |
| 16 DORSET STREET, DERBY, CITY OF DERBY, DE21 6BE | £140,000 | 16/09/2021 | Semi-detached |

**Street average:** £132,000 (1 sale)
**Area average:** £150,431 (13 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £204,102 (94 Semi-detached, DE21, 2024–2026)
- **Deviation:** -53.5%

## Rental Range

*ONS Price Index of Private Rents (Derby). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £764/mo
- **Realistic:** £849/mo
- **Optimistic:** £934/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Derby (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £698/mo

## 1% Rule

- **Rent ratio:** 0.89% (okay)
- **Max investor price (0.8%):** £106,125
- **Target investor price (1%):** £84,900

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 26.7%
- **10y growth:** 43.9%

## House Price Index (HM Land Registry)

*Official index for City of Derby; Semi-detached series; as of March 2026.*

- **1y growth (index):** 1.4%
- **5y growth (index):** 20%
- **10y growth (index):** 51.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)