# 2 bedroom semi-detached house for sale (S41 0TY)

## Property Details

| Key | Value |
|-----|-------|
| Address | 26 PENMORE GARDENS, CHESTERFIELD, HASLAND, DERBYSHIRE S41 0TY |
| Price | £149,950 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £155,350 Feb 2020 |

## Description

**** **** With a deceptively spacious 634.7 sq. ft. of accommodation, this Semi-Detached property comprises; An Entrance Way leading to a bright Living room and modern Fitted Kitchen leading to the Rear Garden. The first floor offers two double Bedrooms and a Three Piece Suite Family Bathroom and storage space. To the front of the property is Off Road Parking and to the Rear is an enclosed Garden with Lawn and Patio area. Refurbished to a high standard, this neutrally decorated throughout this property would make the perfect home for a range of buyers, located in the popular residential area of Hasland, close to local shops/amenities and transport links. Viewing Essential. 

## Property Photos

- ![Front External](/listings/photos/74715295/1632568) - Front External
- ![Kitchen](/listings/photos/74715295/1632572) - Kitchen
- ![Living Room](/listings/photos/74715295/1632574) - Living Room
- ![Bedroom 1](/listings/photos/74715295/1632575) - Bedroom 1
- ![Bedroom 2](/listings/photos/74715295/1632577) - Bedroom 2
- ![Bathroom](/listings/photos/74715295/1632578) - Bathroom
- ![Rear Garden/Patio](/listings/photos/74715295/1632579) - Rear Garden/Patio
- ![Kitchen ](/listings/photos/74715295/1632580) - Kitchen 
- ![Living Room](/listings/photos/74715295/1632581) - Living Room
- ![Living Room](/listings/photos/74715295/1632582) - Living Room
- ![Bedroom 1](/listings/photos/74715295/1632583) - Bedroom 1
- ![Bedroom 2](/listings/photos/74715295/1632584) - Bedroom 2
- ![Rear Garden/Patio](/listings/photos/74715295/1632585) - Rear Garden/Patio

## Floorplans

- ![Floorplan 1](/listings/photos/74715295/1632586) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/74715295/1632587) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #10816347
- **Address:** 26 Penmore Gardens, Hasland, S41 0TY
- **Certificate Issued:** 16/02/2015
- **Work Completed:** 29/01/2015
- **Items:** 7 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 26 PENMORE GARDENS, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0TY | £155,350 | 14/02/2020 | Semi-detached |
| 26 PENMORE GARDENS, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0TY | £106,000 | 21/11/2014 | Semi-detached |
| 26 PENMORE GARDENS, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0TY | £37,950 | 31/07/1996 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 7 PENMORE GARDENS, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0TY | £177,000 | 04/02/2026 | Semi-detached |
| 14 RANMOOR CLOSE, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0SQ | £167,000 | 21/11/2025 | Semi-detached |
| 28 ALEXANDRA ROAD EAST, CHESTERFIELD, DERBYSHIRE, S41 0HF | £170,000 | 06/10/2023 | Semi-detached |
| 14 DICKENSON ROAD, CHESTERFIELD, DERBYSHIRE, S41 0RX | £103,500 | 08/12/2022 | Semi-detached |
| 6 PENMORE CLOSE, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0SH | £359,950 | 02/12/2022 | Semi-detached |
| 151 SPITAL LANE, CHESTERFIELD, DERBYSHIRE, S41 0HL | £145,700 | 11/11/2022 | Semi-detached |
| 156 SPITAL LANE, CHESTERFIELD, DERBYSHIRE, S41 0HN | £137,000 | 11/11/2022 | Semi-detached |
| [Same street] 17 PENMORE GARDENS, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0TY | £220,000 | 18/10/2022 | Detached |
| 35 SPITAL BROOK CLOSE, CHESTERFIELD, DERBYSHIRE, S41 0GD | £245,000 | 23/06/2022 | Semi-detached |
| 27 SPITAL BROOK CLOSE, CHESTERFIELD, DERBYSHIRE, S41 0GD | £250,000 | 06/05/2022 | Semi-detached |
| 5 WINDSOR WALK, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0BQ | £210,000 | 29/04/2022 | Semi-detached |
| 2 ALEXANDRA ROAD EAST, CHESTERFIELD, DERBYSHIRE, S41 0HF | £165,000 | 28/02/2022 | Semi-detached |
| 136 SPITAL LANE, CHESTERFIELD, DERBYSHIRE, S41 0HN | £123,000 | 15/10/2021 | Semi-detached |
| 5 ST JAMES CLOSE, CHESTERFIELD, DERBYSHIRE, S41 0SR | £145,000 | 01/10/2021 | Semi-detached |
| 155 SPITAL LANE, CHESTERFIELD, DERBYSHIRE, S41 0HL | £170,000 | 06/09/2021 | Semi-detached |
| 6 CENTRAL STREET, CHESTERFIELD, DERBYSHIRE, S41 0SE | £145,000 | 20/08/2021 | Semi-detached |
| 3 SPITAL BROOK CLOSE, CHESTERFIELD, DERBYSHIRE, S41 0GD | £135,000 | 20/08/2021 | Semi-detached |
| 11 ST LEONARDS DRIVE, CHESTERFIELD, DERBYSHIRE, S41 0SA | £177,500 | 10/08/2021 | Semi-detached |

**Street average:** £198,500 (2 sales)
**Area average:** £178,041 (16 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £176,655 (60 Semi-detached, S41, 2024–2026)
- **Deviation:** -15.1%

## Rental Range

*ONS Price Index of Private Rents (Chesterfield). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £670/mo
- **Realistic:** £744/mo
- **Optimistic:** £818/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chesterfield (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £524/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Central Street, S41 | £885/mo | 2 | 0.03 miles | OpenRent |
| 2 Bed Semi-Detached House, Spital Lane, S41 | £765/mo | 2 | 0.32 miles | OpenRent |
| 2 Bed Flat, Jepson Road, S41 | £770/mo | 2 | 0.51 miles | OpenRent |
| 2 Bed Flat, Lambourne Court, S41 | £780/mo | 2 | 0.52 miles | OpenRent |
| 2 Bed Terraced House, Mansfield Road, S41 | £820/mo | 2 | 0.53 miles | OpenRent |
| 2 Bed Terraced House, Dundonald Road, S40 | £850/mo | 2 | 0.56 miles | OpenRent |
| 2 Bed Semi-Detached House, Rothervale Road, S40 | £695/mo | 2 | 0.63 miles | OpenRent |
| 2 Bed Terraced House, Elton Street, S40 | £1,250/mo | 2 | 0.78 miles | OpenRent |
| 2 Bed Flat, Coppice Close, S41 | £775/mo | 2 | 0.83 miles | OpenRent |

**Average rent: £843/mo (9 listings)**

## 1% Rule

- **Rent ratio:** 0.52% (weak for cashflow)
- **Max investor price (0.8%):** £97,500
- **Target investor price (1%):** £78,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £780/mo).*

- **Gross yield:** 6.2%
- **Cost-to-rent:** 16×
- **Monthly cashflow:** £86/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 2.3%
- **10y growth:** 30.8%

## House Price Index (HM Land Registry)

*Official index for Chesterfield; Semi-detached series; as of April 2026.*

- **1y growth (index):** 5.4%
- **5y growth (index):** 20.8%
- **10y growth (index):** 51.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)