# 3 bedroom semi-detached house for sale (ME10 3NR)

## Property Details

| Key | Value |
|-----|-------|
| Address | 37 TONGE ROAD, SITTINGBOURNE, KENT ME10 3NR |
| Price | £185,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 92 m² |
| Last sold | £201,000 Oct 2017 |

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** C
- **Expiry date:** 12/07/2027
- **Current heating cost:** £899/year
- **Est. upgrade cost to C:** £22,500

### Recommendations
- B (£500 - £1,500)
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0937-2847-7634-9793-0381)

## Description

This fantastic semi-detached house is the perfect family home.  The large lounge and dining areas span over the length of the house to give you great flexibility for accommodating any family and social occasions. With a contemporary decor throughout, you will feel a great sense of comfort and relaxation as you walk through the door. Preparing meals comes easy with the large family kitchen/breakfast area.  Access to the garden through the kitchen, as well as the dining area will allow you to keep an eye on the children as they make the most of the garden during the summer months. Upstairs the space continues to impress with the three separate bedrooms, you will undoubtedly have been taken by surprise by the two largest bedrooms as they provide a wealth of space and room to grow. With local supermarkets within easy access, getting your weekly shop done will be a breeze and if on the odd occasion you forget the milk, you have a local Co-op close by.Local amenities not only feature shops, but also a local Primary School, which is a short walk away. The area has superb access links, with Swale Way just around the corner taking you to the A249, but for anyone looking to commute, Sittingbourne train station is a short distance away.What the Owner says:

Having lived here for over twenty-two years, we have spent many happy years keeping the property contemporary and ideal for our family.We hope that the new owner really enjoys making the most of the space, the location has been ideal, the Co-op up the road has saved many a morning with the need for the odd loaf of bread, or pint of milk.We are very excited to be moving in with family and feel this is an added bonus with our property as we will be selling chain free!

Room sizes:**GROUND FLOOR****Entrance Hall****Lounge Area**: 14'4 x 11'8 into bay (4.37m x 3.56m)**Dining Area**: 12'3 x 11'9 (3.74m x 3.58m)**Kitchen/Breakfast Area**: 20'1 x 8'9 (6.13m x 2.67m)**Store Area 1 & 2****FIRST FLOOR****Bedroom 1**: 12'0 x 10'1 (3.66m x 3.08m)**Bedroom 2**: 11'8 x 9'6 (3.56m x 2.90m)**Bedroom 3**: 8'6 x 4'8 (2.59m x 1.42m)**Bathroom****SECOND FLOOR****Loft Room**: 14'3 x 12'0 (4.35m x 3.66m)**OUTSIDE****Front Garden****Rear Garden** 

The information provided about this property does not constitute or form part of an offer or contract, nor may be it be regarded as representations. All interested parties must verify accuracy and your solicitor must verify tenure/lease information, fixtures & fittings and, where the property has been extended/converted, planning/building regulation consents. All dimensions are approximate and quoted for guidance only as are floor plans which are not to scale and their accuracy cannot be confirmed. Reference to appliances and/or services does not imply that they are necessarily in working order or fit for the purpose.

## Property Photos

- ![Front Elevation](/listings/photos/67770230/1576779) - Front Elevation
- ![Rear Elevation](/listings/photos/67770230/1576781) - Rear Elevation
- ![Lounge Area](/listings/photos/67770230/1576783) - Lounge Area
- ![Dining Area](/listings/photos/67770230/1576787) - Dining Area
- ![Breakfast Area](/listings/photos/67770230/1576790) - Breakfast Area
- ![Bathroom](/listings/photos/67770230/1576792) - Bathroom
- ![Bedroom 2](/listings/photos/67770230/1576794) - Bedroom 2
- ![Breakfast Area](/listings/photos/67770230/1576796) - Breakfast Area

## Floorplans

- ![Ground Floor](/listings/photos/67770230/1576798) - Ground Floor
- ![First Floor](/listings/photos/67770230/1576802) - First Floor

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 37 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £201,000 | 18/10/2017 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 111 COOMBE DRIVE, SITTINGBOURNE, SWALE, KENT, ME10 3BY | £330,000 | 23/01/2026 | Semi-detached |
| 83 WOODBERRY DRIVE, SITTINGBOURNE, SWALE, KENT, ME10 3AX | £372,500 | 02/12/2025 | Semi-detached |
| 62 EAGLES CLOSE, SITTINGBOURNE, SWALE, KENT, ME10 3RA | £292,000 | 21/11/2025 | Semi-detached |
| 4 OAK ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3PD | £225,000 | 18/11/2025 | Semi-detached |
| [Same street] 59 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £230,000 | 10/09/2025 | Terraced |
| [Same street] 102 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £197,500 | 25/02/2025 | Terraced |
| [Same street] 63 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £245,000 | 25/11/2024 | Terraced |
| [Same street] 61 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £247,000 | 10/05/2024 | Terraced |
| [Same street] 63 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £250,000 | 24/04/2023 | Terraced |
| [Same street] 77 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £233,000 | 27/02/2023 | Terraced |
| 44 OAK ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3PD | £165,000 | 24/11/2022 | Semi-detached |
| 7 COOMBE DRIVE, SITTINGBOURNE, SWALE, KENT, ME10 3DA | £265,000 | 29/09/2022 | Semi-detached |
| 94 COOMBE DRIVE, SITTINGBOURNE, SWALE, KENT, ME10 3BY | £270,000 | 29/07/2022 | Semi-detached |
| 86 COOMBE DRIVE, SITTINGBOURNE, SWALE, KENT, ME10 3BY | £280,000 | 20/05/2022 | Semi-detached |
| 27 LEIGH ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3FF | £290,000 | 04/03/2022 | Semi-detached |
| 68 LEIGH ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3FF | £325,000 | 14/02/2022 | Semi-detached |
| [Same street] 112 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £246,000 | 10/12/2021 | Terraced |
| 19 COOMBE DRIVE, SITTINGBOURNE, SWALE, KENT, ME10 3DA | £295,000 | 09/12/2021 | Semi-detached |
| 21 LEIGH ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3FF | £335,000 | 19/11/2021 | Semi-detached |
| 9 OAK ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3PD | £250,000 | 05/11/2021 | Semi-detached |
| 37 LEIGH ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3FF | £290,000 | 23/09/2021 | Semi-detached |
| [Same street] 98 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £208,000 | 06/08/2021 | Terraced |

**Street average:** £232,063 (8 sales)
**Area average:** £284,607 (14 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £324,047 (69 Semi-detached, ME10, 2024–2026)
- **Deviation:** -42.9%

## Rental Range

*ONS Price Index of Private Rents (Swale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £986/mo
- **Realistic:** £1,095/mo
- **Optimistic:** £1,205/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £937/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, All Saints Road, ME10 | £1,500/mo | 3 | 0.14 miles | OpenRent |
| 3 Bed Terraced House, Oak Road, ME10 | £1,395/mo | 3 | 0.14 miles | OpenRent |
| 3 Bed End Terrace, Harkness Court, ME10 | £1,500/mo | 3 | 0.16 miles | OpenRent |
| 3 Bed Terraced House, Poulsen Court, ME10 | £1,550/mo | 3 | 0.22 miles | OpenRent |
| 3 Bed Terraced House, Honeysuckle Court, ME10 | £1,500/mo | 3 | 0.29 miles | OpenRent |
| 3 Bed End Terrace, Hutchings Close, ME10 | £1,550/mo | 3 | 0.3 miles | OpenRent |
| 3 Bed Terraced House, Harold Road, ME10 | £1,250/mo | 3 | 0.31 miles | OpenRent |

**Average rent: £1,464/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 0.81% (okay)
- **Max investor price (0.8%):** £187,500
- **Target investor price (1%):** £150,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,500/mo).*

- **Gross yield:** 9.7%
- **Cost-to-rent:** 10.3×
- **Monthly cashflow:** £596/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 13.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,011/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 26.4%
- **10y growth:** 31.7%

## House Price Index (HM Land Registry)

*Official index for Swale; Semi-detached series; as of April 2026.*

- **1y growth (index):** 2.9%
- **5y growth (index):** 13.6%
- **10y growth (index):** 38.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)