# 3 bedroom terraced house for sale (OL9 6LS)

## Property Details

| Key | Value |
|-----|-------|
| Address | 17 ASHLEY STREET, OLDHAM, OLDHAM, GREATER MANCHESTER OL9 6LS |
| Price | £99,950 |
| Bedrooms | 3 |
| Last sold | £85,100 Jul 2005 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 22/04/2024 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £635/year
- **Est. upgrade cost to C:** £29,520

### Recommendations
- Q (£4,000  -  £14,000)
- W (£800  -  £1,200)
- E (£20)
- G (£350  -  £450)
- I (£2,200  -  £3,000)
- N (£4,000  -  £6,000)
- U (£9,000  -  £14,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2678-8037-6274-4364-8984)

## Description

This is a three bedroom, terraced property situated in a very popular residential location close to local amenities, local schools, Chadderton centre and the North West motorway network. The property benefits from gas central heating and double glazing. The accommodation, which would be ideally suit the first time buyer, briefly comprises entrance hall, lounge, living room and fitted kitchen, and to the first floor there are three bedrooms and a family bathroom. Externally to the rear there is a enclosed yard.

## Property Photos

- ![Photo 1](/listings/photos/10894323/307265) - Photo 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 17 ASHLEY STREET, OLDHAM, GREATER MANCHESTER, OL9 6LS | £85,100 | 29/07/2005 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 49 STIRLING STREET, OLDHAM, GREATER MANCHESTER, OL9 6LU | £50,000 | 12/08/2022 | Terraced |
| 22 OSBORNE STREET, OLDHAM, GREATER MANCHESTER, OL9 6QE | £200,000 | 17/06/2022 | Terraced |
| 20 DAINTRY ROAD, OLDHAM, GREATER MANCHESTER, OL9 6JZ | £80,000 | 27/04/2022 | Terraced |
| 17 STIRLING STREET, OLDHAM, GREATER MANCHESTER, OL9 6LU | £42,000 | 28/03/2022 | Terraced |
| 15 DAINTRY ROAD, OLDHAM, GREATER MANCHESTER, OL9 6JZ | £45,000 | 28/01/2022 | Terraced |
| 55 STIRLING STREET, OLDHAM, GREATER MANCHESTER, OL9 6LU | £93,000 | 05/11/2021 | Terraced |
| 5 PROSPECT ROAD, OLDHAM, GREATER MANCHESTER, OL9 6LH | £118,000 | 21/07/2021 | Terraced |
| 46 SYLVAN STREET, OLDHAM, GREATER MANCHESTER, OL9 6LX | £138,000 | 30/06/2021 | Terraced |

**Area average:** £95,750 (8 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £160,055 (53 Terraced, OL9, 2024–2026)
- **Deviation:** -37.6%

## Rental Range

*ONS Price Index of Private Rents (Oldham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £824/mo
- **Realistic:** £915/mo
- **Optimistic:** £1,007/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £693/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Malvern St, OL8 | £1,095/mo | 3 | 0.73 miles | OpenRent |
| 3 Bed Terraced House, Malvern Street, OL8 | £1,150/mo | 3 | 0.74 miles | OpenRent |

**Average rent: £1,123/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 1.12% (strong)
- **Max investor price (0.8%):** £140,375
- **Target investor price (1%):** £112,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,123/mo).*

- **Gross yield:** 13.5%
- **Cost-to-rent:** 7.4×
- **Monthly cashflow:** £592/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 24.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,098/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 47.8%
- **10y growth:** 70.5%

## House Price Index (HM Land Registry)

*Official index for Oldham; Terraced series; as of March 2026.*

- **1y growth (index):** 1.1%
- **5y growth (index):** 34.6%
- **10y growth (index):** 92.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)