Sold Terraced

17 ASHLEY STREET

OLDHAM, OLDHAM, GREATER MANCHESTER OL9 6LS

3 beds 91 m² Listed 3 Sep 2008 (-6501d)

£99,950

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# 3 bedroom terraced house for sale (OL9 6LS)

## Property Details

| Key | Value |
|-----|-------|
| Address | 17 ASHLEY STREET, OLDHAM, OLDHAM, GREATER MANCHESTER OL9 6LS |
| Price | £99,950 |
| Bedrooms | 3 |
| Last sold | £85,100 Jul 2005 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 22/04/2024 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £635/year
- **Est. upgrade cost to C:** £29,520

### Recommendations
- Q (£4,000  -  £14,000)
- W (£800  -  £1,200)
- E (£20)
- G (£350  -  £450)
- I (£2,200  -  £3,000)
- N (£4,000  -  £6,000)
- U (£9,000  -  £14,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2678-8037-6274-4364-8984)

## Description

This is a three bedroom, terraced property situated in a very popular residential location close to local amenities, local schools, Chadderton centre and the North West motorway network. The property benefits from gas central heating and double glazing. The accommodation, which would be ideally suit the first time buyer, briefly comprises entrance hall, lounge, living room and fitted kitchen, and to the first floor there are three bedrooms and a family bathroom. Externally to the rear there is a enclosed yard.

## Property Photos

- ![Photo 1](/listings/photos/10894323/307265) - Photo 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 17 ASHLEY STREET, OLDHAM, GREATER MANCHESTER, OL9 6LS | £85,100 | 29/07/2005 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 49 STIRLING STREET, OLDHAM, GREATER MANCHESTER, OL9 6LU | £50,000 | 12/08/2022 | Terraced |
| 22 OSBORNE STREET, OLDHAM, GREATER MANCHESTER, OL9 6QE | £200,000 | 17/06/2022 | Terraced |
| 20 DAINTRY ROAD, OLDHAM, GREATER MANCHESTER, OL9 6JZ | £80,000 | 27/04/2022 | Terraced |
| 17 STIRLING STREET, OLDHAM, GREATER MANCHESTER, OL9 6LU | £42,000 | 28/03/2022 | Terraced |
| 15 DAINTRY ROAD, OLDHAM, GREATER MANCHESTER, OL9 6JZ | £45,000 | 28/01/2022 | Terraced |
| 55 STIRLING STREET, OLDHAM, GREATER MANCHESTER, OL9 6LU | £93,000 | 05/11/2021 | Terraced |
| 5 PROSPECT ROAD, OLDHAM, GREATER MANCHESTER, OL9 6LH | £118,000 | 21/07/2021 | Terraced |
| 46 SYLVAN STREET, OLDHAM, GREATER MANCHESTER, OL9 6LX | £138,000 | 30/06/2021 | Terraced |

**Area average:** £95,750 (8 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £160,055 (53 Terraced, OL9, 2024–2026)
- **Deviation:** -37.6%

## Rental Range

*ONS Price Index of Private Rents (Oldham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £824/mo
- **Realistic:** £915/mo
- **Optimistic:** £1,007/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £693/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Malvern St, OL8 | £1,095/mo | 3 | 0.73 miles | OpenRent |
| 3 Bed Terraced House, Malvern Street, OL8 | £1,150/mo | 3 | 0.74 miles | OpenRent |

**Average rent: £1,123/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 1.12% (strong)
- **Max investor price (0.8%):** £140,375
- **Target investor price (1%):** £112,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,123/mo).*

- **Gross yield:** 13.5%
- **Cost-to-rent:** 7.4×
- **Monthly cashflow:** £592/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 24.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,098/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 47.8%
- **10y growth:** 70.5%

## House Price Index (HM Land Registry)

*Official index for Oldham; Terraced series; as of March 2026.*

- **1y growth (index):** 1.1%
- **5y growth (index):** 34.6%
- **10y growth (index):** 92.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1

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Property details

Floor area

91 m²

EPC rating

Last sold

£85,100 Jul 2005

Price per m²

£1,098/m²

Local average

£160,055 (-37.6%)

Deprivation

Decile 1 (1,893 of 33,755)

Street crime

1 incident within 1 mile (Apr 2026)

Description

Listed by

Rusholme

Alternative Estates

Reference: 10894323

EPC Rating & Upgrade Cost

This certificate expired on 22/04/2024. A new EPC may be required before the property can be marketed or let.

Current rating: D

Potential rating: B

Inspection date: 23/04/2014

Expiry date: 22/04/2024 (expired)

Current heating cost: £635/year

Potential heating cost: £483/year

Est. upgrade cost to C: £29,520

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (£800 - £1,200)
Low energy lighting for all fixed outlets (£20)
Upgrade heating controls (£350 - £450)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£9,000 - £14,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Price history

Event	Date	Price	% change
Sold	29/07/2005 (20 years ago)	£85,100	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
49 STIRLING STREET, OLDHAM, GREATER MANCHESTER, OL9 6LU	£50,000	12/08/2022	Terraced
22 OSBORNE STREET, OLDHAM, GREATER MANCHESTER, OL9 6QE	£200,000	17/06/2022	Terraced
20 DAINTRY ROAD, OLDHAM, GREATER MANCHESTER, OL9 6JZ	£80,000	27/04/2022	Terraced
17 STIRLING STREET, OLDHAM, GREATER MANCHESTER, OL9 6LU	£42,000	28/03/2022	Terraced
15 DAINTRY ROAD, OLDHAM, GREATER MANCHESTER, OL9 6JZ	£45,000	28/01/2022	Terraced
55 STIRLING STREET, OLDHAM, GREATER MANCHESTER, OL9 6LU	£93,000	05/11/2021	Terraced
5 PROSPECT ROAD, OLDHAM, GREATER MANCHESTER, OL9 6LH	£118,000	21/07/2021	Terraced
46 SYLVAN STREET, OLDHAM, GREATER MANCHESTER, OL9 6LX	£138,000	30/06/2021	Terraced

Area average: £95,750 (8 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 47.8%

10y growth 70.5%

House Price Index (HM Land Registry — official index, not sold-price averages): Oldham. Series: Terraced. As of March 2026.

1y (index) 1.1%

5y (index) 34.6%

10y (index) 92.3%

Rental Range

Estimated market rent for Oldham. Low = conservative, Realistic = average, Optimistic = best case.

Low £824/mo

Realistic £915/mo

Optimistic £1,007/mo

Based on Local Authority from postcode lookup → Oldham.

LHA (30th percentile) floor for Oldham & Rochdale: £693/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View OL9 6LS

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Ghani Super Store	0.1 miles
Shop	Hazera Fashion House	0.1 miles
Bus stop	Featherstall Road North/Quebec Street	0.1 miles
Hospital	The Royal Oldham Hospital	0.5 miles
Hospital	The Christie at Oldham	0.6 miles
Train station	Mills Hill	1.7 miles
Train station	Moston	2.3 miles
University	UK Management College	5.3 miles
University	UCEN Manchester (City Campus)	6.1 miles

Street-level crime

Category	Count
Other theft	1
Total incidents	1

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Westwood Academy	Primary	0.2 miles	Outstanding — 20 Jun 2024
Burnley Brow Community School	Primary	0.4 miles	Good — 25 Mar 2015
Westwood High	Other	0.4 miles	Good — 27 Nov 2023
Northmoor Academy	Primary	0.4 miles	— (Inspected (no overall grade))
Richmond Academy	Primary	0.4 miles	Good — 12 Oct 2017

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Malvern St, OL8	£1,095/mo	3	0.73 miles	OpenRent
3 Bed Terraced House, Malvern Street, OL8	£1,150/mo	3	0.74 miles	OpenRent

Average rent: £1,123/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.12%

Max investor price (0.8%) £140,375

Target investor price (1%) £112,300

Gross yield 13.5%

Cost-to-rent ratio 7.4×

Monthly cashflow £592/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 24.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).