# 3 bedroom terraced house for sale (CB8 0JS) ## Property Details | Key | Value | |-----|-------| | Address | 7 LOWTHER STREET, NEWMARKET, SUFFOLK CB8 0JS | | Price | £230,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | B | | Last sold | £230,000 Mar 2026 | ## Description **SUMMARY** No onward chain. A 3-bedroom Victorian terraced cottage with an enclosed garden, moments from the High Street. Some modernisation is required. **DESCRIPTION** This property requires some improvement and includes a good size living room with two cupboards. The kitchen/dining room is also a good size, has a staircase leading to the first floor, understairs cupboard and leads into the utility room. The bathroom is on the ground floor and requires updating. To the first floor are three double bedrooms and access to the loft. The rear garden is a hardstanding courtyard with space for tables and chairs and there is a rear garden gate. The windows are double glazed and there is gas central heating. Lowther street is moments from Newmarket high street off Fitzroy Street.Aapproximately 14 miles East of Cambridge, about 20 miles from Bury St Edmunds and Newmarket train station offers an hourly service in to Cambridge. **Property Accommodation**  This property requires some improvement and includes a good size living room with two cupboards. The kitchen/dining room is also a good size, has a staircase leading to the first floor, understairs cupboard and leads into the utility room. The bathroom is on the ground floor and requires updating. To the first floor are three double bedrooms and access to the loft. **Outside**  The rear garden is a hardstanding courtyard with space for tables and chairs and there is a rear garden gate. The windows are double glazed and there is gas central heating. **Location**  Lowther street is moments from Newmarket high street off Fitzroy Street.Aapproximately 14 miles East of Cambridge, about 20 miles from Bury St Edmunds and Newmarket train station offers an hourly service in to Cambridge. **Agents Notes**  Tenure: Freehold Council tax band B with West Suffolk Council EPC rating E 1. MONEY LAUNDERING REGULATIONS: Intending purchasers will be asked to produce identification documentation at a later stage and we would ask for your co-operation in order that there will be no delay in agreeing the sale. 2. General: While we endeavour to make our sales particulars fair, accurate and reliable, they are only a general guide to the property and, accordingly, if there is any point which is of particular importance to you, please contact the office and we will be pleased to check the position for you, especially if you are contemplating travelling some distance to view the property. 3. The measurements indicated are supplied for guidance only and as such must be considered incorrect. 4. Services: Please note we have not tested the services or any of the equipment or appliances in this property, accordingly we strongly advise prospective buyers to commission their own survey or service reports before finalising their offer to purchase. 5. THESE PARTICULARS ARE ISSUED IN GOOD FAITH BUT DO NOT CONSTITUTE REPRESENTATIONS OF FACT OR FORM PART OF ANY OFFER OR CONTRACT. THE MATTERS REFERRED TO IN THESE PARTICULARS SHOULD BE INDEPENDENTLY VERIFIED BY PROSPECTIVE BUYERS OR TENANTS. NEITHER SEQUENCE (UK) LIMITED NOR ANY OF ITS EMPLOYEES OR AGENTS HAS ANY AUTHORITY TO MAKE OR GIVE ANY REPRESENTATION OR WARRANTY WHATEVER IN RELATION TO THIS PROPERTY. ## Property Photos - ![Photo](/listings/photos/172148408/1832377) - ![Photo](/listings/photos/172148408/1832378) - ![Photo](/listings/photos/172148408/1832379) - ![Photo](/listings/photos/172148408/1832380) - ![Photo](/listings/photos/172148408/1832381) - ![Photo](/listings/photos/172148408/1832382) - ![Photo](/listings/photos/172148408/1832383) - ![Photo](/listings/photos/172148408/1832384) - ![Photo](/listings/photos/172148408/1832385) - ![Photo](/listings/photos/172148408/1832386) - ![Photo](/listings/photos/172148408/1832387) - ![Photo](/listings/photos/172148408/1832388) - ![Photo](/listings/photos/172148408/1832389) ## Floorplans - ![Floorplan 1](/listings/photos/172148408/1832390) - Floorplan 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 7 LOWTHER STREET, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JS | £230,000 | 06/03/2026 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] 41 LOWTHER STREET, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JS | £217,500 | 25/03/2025 | Terraced | | 18 DORIS STREET, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0LD | £295,000 | 15/12/2023 | Terraced | | [Same street] 37 LOWTHER STREET, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JS | £230,000 | 24/11/2023 | Terraced | | 42 MILL HILL, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JB | £250,000 | 12/10/2023 | Terraced | | 18 ABERNANT DRIVE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0FH | £350,000 | 08/09/2023 | Terraced | | [Same street] 22 LOWTHER STREET, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JS | £248,000 | 02/05/2023 | Terraced | | 3 ST MARYS SQUARE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0HZ | £275,000 | 10/02/2023 | Terraced | | 12 DORIS STREET, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0LD | £435,000 | 02/12/2022 | Terraced | | 28 MILL HILL, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JB | £285,000 | 09/11/2022 | Terraced | | 26 FITZROY STREET, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JW | £350,000 | 10/10/2022 | Terraced | | 2 DORIS STREET, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0LD | £277,500 | 16/09/2022 | Terraced | | 17 ST MARYS SQUARE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0HZ | £325,000 | 29/07/2022 | Terraced | | 3 ROCKINGHAM VILLAS, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0HL | £297,500 | 08/07/2022 | Terraced | | [Same street] 50 LOWTHER STREET, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JS | £212,000 | 21/06/2022 | Terraced | | 38 ROWLEY DRIVE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JL | £282,000 | 16/05/2022 | Terraced | | ST. MARYS COTTAGES 1 CHURCH LANE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0HP | £220,000 | 11/03/2022 | Terraced | | 13 ST MARYS SQUARE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0HZ | £300,000 | 28/02/2022 | Terraced | | 33 ROWLEY DRIVE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JL | £263,000 | 17/02/2022 | Terraced | | [Same street] 19 LOWTHER STREET, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JS | £260,000 | 11/02/2022 | Terraced | | 47 FRESHFIELDS, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0EF | £275,000 | 22/12/2021 | Terraced | | [Same street] 8 LOWTHER STREET, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JS | £183,750 | 28/09/2021 | Terraced | | [Same street] 47 LOWTHER STREET, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JS | £240,000 | 27/09/2021 | Terraced | | [Same street] 46 LOWTHER STREET, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JS | £240,000 | 15/09/2021 | Terraced | **Street average:** £228,906 (8 sales) **Area average:** £298,667 (15 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £255,351 (37 Terraced, CB8, 2024–2026) - **Deviation:** -9.9% ## Rental Range *ONS Price Index of Private Rents (West Suffolk). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,060/mo - **Realistic:** £1,178/mo - **Optimistic:** £1,296/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Cambridge (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £1,122/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, Crampton Cottages, CB8 | £1,500/mo | 3 | 0.35 miles | OpenRent | **Average rent: £1,500/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.65% (weak for cashflow) - **Max investor price (0.8%):** £187,500 - **Target investor price (1%):** £150,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,500/mo).* - **Gross yield:** 7.8% - **Cost-to-rent:** 12.8× - **Monthly cashflow:** £419/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 7.5% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 8.4% - **10y growth:** 20.8% ## House Price Index (HM Land Registry) *Official index for West Suffolk; Terraced series; as of May 2026.* - **1y growth (index):** 2.6% - **5y growth (index):** 12.4% - **10y growth (index):** 34.7% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)