# 1 bedroom flat for sale (KT6 4JU)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 7, 2 - 3, VICTORIA ROAD, SURBITON, GREATER LONDON KT6 4JU |
| Price | £265,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Last sold | £259,500 Feb 2026 |

## Description

A larger than average first floor apartment. This property is offered to the market in immaculate condition, with one double bedroom, a communal terrace and permit parking to the front of the property. Surbiton mainline station is under 300 ft away. A perfect first time buy, bolt hole or buy to let. Cash buyers or high deposit buyers only.

St. James Road is in the heart of Surbiton with everything you need on the doorstep, including the mainline train station and a vast selection of local shops, gastro pubs and excellent restaurants.

**Tenure:** Leasehold **Lease Years Remaining:** 109

**Service Charge:** £0 (Yearly)

**Annual Ground Rent:** £0

**Council Tax Band:** Not yet available

Information contained within this listing is for guidance only and should be checked and confirmed (prior to proceeding).

## Property Photos

- ![Photo](/listings/photos/164955914/658488)
- ![Photo](/listings/photos/164955914/658489)
- ![Photo](/listings/photos/164955914/658490)
- ![Photo](/listings/photos/164955914/658491)

## Floorplans

- ![Floorplan 1](/listings/photos/164955914/658492) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/164955914/658494) - EPC 1
- ![EPC 2](/listings/photos/164955914/658498) - EPC 2

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 2 - 3 FLAT 7 VICTORIA ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 4JU | £259,500 | 27/02/2026 | Flat |
| 2 - 3 FLAT 7 VICTORIA ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 4JU | £172,500 | 04/10/2011 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 19 FLAT 3 ST PHILIPS ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 4DU | £467,000 | 01/12/2023 | Flat |
| CENTRAL PARADE 15 ST MARKS HILL, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 4PJ | £325,000 | 24/11/2023 | Flat |
| CENTRAL PARADE 19 ST MARKS HILL, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 4PJ | £330,000 | 25/10/2023 | Flat |
| [Same street] 9A FLAT D VICTORIA ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 4JU | £320,000 | 17/04/2023 | Flat |
| 25 FLAT 3 ST JAMES ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 4QH | £425,000 | 30/01/2023 | Flat |
| 12A CLAREMONT ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 4QU | £278,000 | 28/10/2022 | Flat |
| 7 FLAT C ST PHILIPS ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 4DU | £450,000 | 31/08/2022 | Flat |
| 19 GROUND FLOOR FLAT ST PHILIPS ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 4DU | £390,000 | 20/06/2022 | Flat |
| 17 FLAT 1 ST JAMES ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 4QH | £368,000 | 19/01/2022 | Flat |
| 17 FLAT 6 ST PHILIPS ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 4DU | £227,000 | 10/12/2021 | Flat |
| 21D ST JAMES ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 4QH | £323,500 | 30/11/2021 | Flat |
| SUFFOLK COURT, 44 1 ST JAMES ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 4QL | £452,500 | 25/06/2021 | Flat |
| 7 FLAT A ST PHILIPS ROAD, SURBITON, KINGSTON UPON THAMES, GREATER LONDON, KT6 4DU | £470,000 | 23/06/2021 | Flat |

**Street average:** £320,000 (1 sale)
**Area average:** £375,500 (12 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £379,035 (68 Flat, KT6, 2024–2026)
- **Deviation:** -30.1%

## Rental Range

*ONS Price Index of Private Rents (Kingston upon Thames). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,619/mo
- **Realistic:** £1,799/mo
- **Optimistic:** £1,979/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Outer South West London (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,197/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Maple House, KT6 | £2,050/mo | 1 | 0.33 miles | OpenRent |
| Studio Flat, Surbiton Road, KT1 | £1,200/mo | 1 | 0.58 miles | OpenRent |

**Average rent: £1,625/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.61% (weak for cashflow)
- **Max investor price (0.8%):** £203,125
- **Target investor price (1%):** £162,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,625/mo).*

- **Gross yield:** 7.4%
- **Cost-to-rent:** 13.6×
- **Monthly cashflow:** £394/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -7.3%
- **10y growth:** 2.6%

## House Price Index (HM Land Registry)

*Official index for Kingston upon Thames; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -3.6%
- **5y growth (index):** -0.9%
- **10y growth (index):** 4.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)