Sold STC End of terrace

63 CROMWELL ROAD

BANBURY, OXFORDSHIRE OX16 0HE

2 beds 1 baths 689 sq ft Listed 16 Jul 2024 (-699d)

£210,000

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# 2 bedroom end of terrace house for sale (OX16 0HE)

## Property Details

| Key | Value |
|-----|-------|
| Address | 63 CROMWELL ROAD, BANBURY, OXFORDSHIRE OX16 0HE |
| Price | £210,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1950-1966 |
| Floor area | 64 m² |
| Last sold | £212,000 Nov 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 22/05/2033
- **Current heating cost:** £1,001/year
- **Est. upgrade cost to C:** £10,500

### Recommendations
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2578-3027-4205-0027-0200)

## Description

Welcome to 63 Cromwell Road in Banbury! This charming 2 bedroom, 1 bathroom end terrace house is the perfect starter home or investment property.

The property features a spacious enclosed rear garden, perfect for outdoor entertaining or gardening. The driveway parking space provides convenience.

Inside, you'll find a well-maintained interior a modern kitchen, two double bedrooms, a bright and airy living room and family bathroom. There is also  garden room/dining room off the kitchen.

Located just off the Warwick Road, this property offers a perfect location for commuters or those without a car as Banbury town centre and Railway Station is close by. Don't miss out on this opportunity to own a piece of Banbury!

Contact us today for more information or to schedule a viewing. Offered at Offers Over £210,000, this property won't last long!

## Property Photos

- ![Photo](/listings/photos/150286757/590750)
- ![Photo](/listings/photos/150286757/590751)
- ![Photo](/listings/photos/150286757/590758)
- ![Photo](/listings/photos/150286757/590766)
- ![Photo](/listings/photos/150286757/590770)
- ![Photo](/listings/photos/150286757/590777)
- ![Photo](/listings/photos/150286757/590781)
- ![Photo](/listings/photos/150286757/590784)
- ![Photo](/listings/photos/150286757/590788)
- ![Photo](/listings/photos/150286757/590793)
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- ![Photo](/listings/photos/150286757/590816)
- ![Photo](/listings/photos/150286757/590828)
- ![Photo](/listings/photos/150286757/590839)
- ![Photo](/listings/photos/150286757/590856)

## Floorplans

- ![Floorplan 1](/listings/photos/150286757/590868) - Floorplan 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 63 CROMWELL ROAD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 0HE | £212,000 | 08/11/2024 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 43 CROMWELL ROAD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 0HE | £212,000 | 31/05/2023 | Terraced |
| 8 PRESCOTT CLOSE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 0RD | £275,000 | 21/02/2023 | Terraced |
| 114 THE FAIRWAY, BANBURY, CHERWELL, OXFORDSHIRE, OX16 0RB | £170,000 | 08/10/2021 | Terraced |
| 59 THE FAIRWAY, BANBURY, CHERWELL, OXFORDSHIRE, OX16 0RR | £260,000 | 30/09/2021 | Terraced |
| 28 ABBEY ROAD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 0HQ | £220,000 | 01/07/2021 | Terraced |

**Area average:** £227,400 (5 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £241,273 (53 Terraced, OX16, 2024–2026)
- **Deviation:** -13%

## Rental Range

*ONS Price Index of Private Rents (Cherwell). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,160/mo
- **Realistic:** £1,289/mo
- **Optimistic:** £1,418/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cherwell Valley (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £947/mo

## 1% Rule

- **Rent ratio:** 0.61% (weak for cashflow)
- **Max investor price (0.8%):** £161,125
- **Target investor price (1%):** £128,900

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £3,281/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 7.8%
- **10y growth:** 7.1%

## House Price Index (HM Land Registry)

*Official index for Cherwell; Terraced series; as of March 2026.*

- **1y growth (index):** 1.7%
- **5y growth (index):** 17.5%
- **10y growth (index):** 26%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Floor area

64 m²

EPC rating

Year built

England and Wales: 1950-1966

Last sold

£212,000 Nov 2024

Price per m²

£3,281/m²

Local average

£241,273 (-13%)

Deprivation

Decile 3 (8,140 of 33,755)

Street crime

281 incidents within 1 mile (Apr 2026)

Key features

NO ONWARD CHAIN
GENEROUS SIZED ENCLOSED REAR GARDEN
DRIVEWAY PARKING
MODERN KITCHEN
CLOSE TO TOWN CENTRE

Additional details

Parking: Yes
Garden: Yes

Description

Welcome to 63 Cromwell Road in Banbury! This charming 2 bedroom, 1 bathroom end terrace house is the perfect starter home or investment property.

The property features a spacious enclosed rear garden, perfect for outdoor entertaining or gardening. The driveway parking space provides convenience.

Inside, you'll find a well-maintained interior a modern kitchen, two double bedrooms, a bright and airy living room and family bathroom. There is also garden room/dining room off the kitchen.
Located just off the Warwick Road, this property offers a perfect location for commuters or those without a car as Banbury town centre and Railway Station is close by. Don't miss out on this opportunity to own a piece of Banbury!

Contact us today for more information or to schedule a viewing. Offered at Offers Over £210,000, this property won't last long!

Listed by

Mayfair

Maurice MacNeill Iona Limited

Reference: 150286757

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 23/05/2023

Expiry date: 22/05/2033

Current heating cost: £1,001/year

Potential heating cost: £921/year

Est. upgrade cost to C: £10,500

Recommendations

Floor insulation (suspended floor) (£800 - £1,200)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Price history

Event	Date	Price	% change
Sold	08/11/2024 (1 year ago)	£212,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
43 CROMWELL ROAD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 0HE	£212,000	31/05/2023	Terraced
8 PRESCOTT CLOSE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 0RD	£275,000	21/02/2023	Terraced
114 THE FAIRWAY, BANBURY, CHERWELL, OXFORDSHIRE, OX16 0RB	£170,000	08/10/2021	Terraced
59 THE FAIRWAY, BANBURY, CHERWELL, OXFORDSHIRE, OX16 0RR	£260,000	30/09/2021	Terraced
28 ABBEY ROAD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 0HQ	£220,000	01/07/2021	Terraced

Area average: £227,400 (5 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 7.8%

10y growth 7.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Cherwell. Series: Terraced. As of March 2026.

1y (index) 1.7%

5y (index) 17.5%

10y (index) 26%

Rental Range

Estimated market rent for Cherwell. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,160/mo

Realistic £1,289/mo

Optimistic £1,418/mo

Based on Local Authority from postcode lookup → Cherwell.

LHA (30th percentile) floor for Cherwell Valley: £947/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View OX16 0HE

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Abbey Road	0.1 miles
Bus stop	The Link	0.1 miles
Shop	Unknown	0.2 miles
Shop	Dhwanee Supermarkets	0.2 miles
Train station	Banbury	1.2 miles
Hospital	Horton Midwifery-led Unit	1.2 miles
Train station	King's Sutton	4.4 miles
Hospital	Brackley Medical Centre & Community Hospital	9.4 miles

Street-level crime

Category	Count
Violence and sexual offences	124
Anti-social behaviour	50
Shoplifting	26
Public order	21
Other theft	20
Criminal damage and arson	15
Drugs	7
Burglary	5
Vehicle crime	4
Robbery	3
Bicycle theft	2
Theft from the person	2
Other crime	1
Possession of weapons	1
Total incidents	281

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Hill View Primary School	Primary	0.3 miles	Good — 9 Mar 2022
St Joseph's Catholic Primary School, Banbury	Primary	0.3 miles	Requires improvement — 7 Mar 2023
Orchard Fields Community School	Primary	0.4 miles	Good — 14 Mar 2019
William Morris Primary School	Primary	0.4 miles	Outstanding — 18 Oct 2018
Frank Wise School	Other	0.5 miles	Outstanding — 26 Mar 2015

Rental Comparables

Rental listings exist nearby, but none matched the 2-bedroom count for this property.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.61%

Max investor price (0.8%) £161,125

Target investor price (1%) £128,900

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).