# 3 bedroom detached house for sale (S45 9UF) ## Property Details | Key | Value | |-----|-------| | Address | 16 CURBAR RISE, CHESTERFIELD, CLAY CROSS, DERBYSHIRE S45 9UF | | Price | £315,000 | | Bedrooms | 3 | | Bathrooms | 2 | | Council tax | C | | Last sold | £315,000 Feb 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** B - **Potential rating:** A - **Expiry date:** 22/03/2033 - **Current heating cost:** £570/year - **Est. upgrade cost to C:** £9,500 ### Recommendations - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2570-3010-1307-7827-1200) ## Description DETACHED FAMILY HOME - SUPERB OPEN PLAN KITCHEN/FAMILY ROOM - SOUTH EAST FACING REAR GARDEN - DETACHED GARAGE This stylish detached house offers a perfect blend of comfort and convenience. With a generous living space of 1,034 square feet, the property boasts three well proportioned bedrooms, making it an ideal home for families or those seeking extra space. The property also boasts a good sized living room and a superb open plan kitchen/family room with French doors opening onto a south east facing garden. There are also two modern bathrooms and a ground floor cloaks/WC. Outside, the property benefits from parking for up to two cars and a detached single garage. The property is located in this popular and well regarded area, well placed for accessing the local amenities in Clay Cross and readily accessible for routes into Alfreton, Chesterfield Town Centre and towards the M1 Motorway. **General** - Gas central heating (Baxi Combi Boiler) uPVC sealed unit double glazed windows and doors Gross internal floor area - 96.1 sq.m./1034 sq.ft. Council Tax Band - C Tenure - Freehold Secondary School Catchment Area - Tupton Hall School **On The Ground Floor** - A composite front entrance door opens into an ... **Entrance Hall** - Fitted with laminate flooring and having a staircase rising to the First Floor accommodation. **Cloaks/Wc** - Fitted with laminate flooring and having a white 2-piece suite comprising of a wash hand basin and a low flush WC. **Living Room** - 5.03m x 3.07m (16'6 x 10'1) - A good sized reception room with box bay window overlooking the front of the property. **Open Plan Kitchen/Family Room** - 6.45m x 5.18m (21'2 x 17'0) - Fitted with a range of white shaker style wall, drawer and base units with complementary work surfaces over. Inset 1½ bowl single drainer stainless steel sink with mixer tap. Integrated appliances to include a fridge/freezer, dishwasher, electric double oven and 5-ring gas hob with glass splashback and extractor canopy over. Double doors open to a built-in under stair store where there is a fitted work surface, space and plumbing for a washing machine, and space for a tumble dryer. Laminate flooring and downlighting. There are three skylight windows and uPVC double glazed French doors with matching side panels which overlook and open onto the rear garden. **On The First Floor** - **Landing** - Having a built-in cupboard which houses the gas boiler. **Master Bedroom** - 3.61m x 3.07m (11'10 x 10'1) - A good sized front facing double bedroom. A door gives access into an ... **En Suite Shower Room** - Being part tiled and fitted with a white 3-piece suite comprising of a walk-in shower enclosure with mixer shower, wash hand basin with storage below, and a low flush WC. Chrome heated towel rail. Laminate flooring and downlighting. **Bedroom Two** - 3.18m x 2.62m (10'5 x 8'7) - A good sized rear facing double bedroom. **Bedroom Three** - 2.57m x 2.08m (8'5 x 6'10) - A rear facing single bedroom. **Family Bathroom** - Being part tiled and fitted with a white 3-piece suite comprising of a panelled bath, wash hand basin with storage below, and a low flush WC. Chrome heated towel rail. Laminate flooring and downlighting. **Outside** - To the front of the property there is a decorative low maintenance slate bed interspersed with shrubs and two steps leading up to the front entrance door. A tarmac driveway to the side of the property provides off street parking for two cars and leads to the Detached Single Garage. A gate at the top of the driveway opens onto the enclosed south east facing rear garden which comprises of a paved patio and lawn with raised planted borders. ## Property Photos - ![front](/listings/photos/156760172/197324) - front - ![Open Plan Kitchen/Family Room](/listings/photos/156760172/197325) - Open Plan Kitchen/Family Room - ![Open Plan Kitchen/Family Room](/listings/photos/156760172/197326) - Open Plan Kitchen/Family Room - ![Living Room](/listings/photos/156760172/197327) - Living Room - ![Living Room](/listings/photos/156760172/197328) - Living Room - ![Open Plan Kitchen/Family Room](/listings/photos/156760172/197329) - Open Plan Kitchen/Family Room - ![Master Bedroom](/listings/photos/156760172/197330) - Master Bedroom - ![En Suite Shower Room](/listings/photos/156760172/197331) - En Suite Shower Room - ![Bedroom Two](/listings/photos/156760172/197332) - Bedroom Two - ![Bedroom Three](/listings/photos/156760172/197333) - Bedroom Three - ![Family Bathroom](/listings/photos/156760172/197334) - Family Bathroom - ![3.jpg](/listings/photos/156760172/197335) - 3.jpg - ![5.jpg](/listings/photos/156760172/197336) - 5.jpg - ![Cloaks/WC](/listings/photos/156760172/197337) - Cloaks/WC - ![Open Plan Kitchen/Family Room](/listings/photos/156760172/197338) - Open Plan Kitchen/Family Room - ![2.jpg](/listings/photos/156760172/197339) - 2.jpg - ![4.jpg](/listings/photos/156760172/197340) - 4.jpg - ![Rear.jpg](/listings/photos/156760172/197341) - Rear.jpg - ![Garage](/listings/photos/156760172/197342) - Garage - ![Photo](/listings/photos/156760172/197343) ## Floorplans - ![Floorplan](/listings/photos/156760172/197344) - Floorplan - ![Floorplan 2](/listings/photos/156760172/197345) - Floorplan 2 - ![Floorplan 3](/listings/photos/156760172/197346) - Floorplan 3 ## EPC Graphs - ![EE Rating](/listings/photos/156760172/197347) - EE Rating ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 16 CURBAR RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UF | £315,000 | 13/02/2026 | Detached | | 16 CURBAR RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UF | £294,995 | 27/04/2023 | Detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 6 ST MARYS RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UA | £300,000 | 19/12/2025 | Detached | | 6 STAINSBY MILL CRESCENT, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UG | £299,995 | 20/06/2025 | Detached | | 4 STAINSBY MILL CRESCENT, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UG | £279,995 | 16/05/2025 | Detached | | 2 STAINSBY MILL CRESCENT, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UG | £344,995 | 22/04/2025 | Detached | | 19 STAINSBY MILL CRESCENT, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UG | £339,995 | 14/04/2025 | Detached | | 21 STAINSBY MILL CRESCENT, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UG | £339,995 | 11/04/2025 | Detached | | 1 DEWLEY WAY, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9TH | £300,000 | 06/10/2023 | Detached | | 1 SWANWICK CLOSE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9TQ | £319,995 | 29/09/2023 | Detached | | 1 PEAK GROVE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UR | £342,995 | 30/06/2023 | Detached | | 5 PEAK GROVE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UR | £296,995 | 23/06/2023 | Detached | | [Same street] 24 CURBAR RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UF | £299,995 | 14/04/2023 | Detached | | [Same street] 22 CURBAR RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UF | £294,995 | 06/04/2023 | Detached | | [Same street] 20 CURBAR RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UF | £294,995 | 31/03/2023 | Detached | | [Same street] 31 CURBAR RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UF | £242,995 | 31/01/2023 | Semi-detached | | [Same street] 33 CURBAR RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UF | £249,995 | 27/01/2023 | Semi-detached | | 5 FOUNDRY DRIVE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9SG | £349,995 | 23/12/2022 | Detached | | [Same street] 25 CURBAR RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UF | £319,995 | 22/12/2022 | Detached | | [Same street] 27 CURBAR RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UF | £329,995 | 22/12/2022 | Detached | | [Same street] 23 CURBAR RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UF | £276,995 | 22/12/2022 | Detached | | [Same street] 29 CURBAR RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UF | £279,995 | 22/12/2022 | Detached | | 10 FOUNDRY DRIVE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9SG | £354,995 | 15/12/2022 | Detached | | 7 FOUNDRY DRIVE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9SG | £324,995 | 09/12/2022 | Detached | | 3 TAPESTRY WALK, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UP | £290,000 | 09/12/2022 | Detached | | 2 ST LAWRENCE FOLD, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UE | £309,995 | 08/12/2022 | Detached | | [Same street] 19 CURBAR RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UF | £272,995 | 30/11/2022 | Detached | | [Same street] 21 CURBAR RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UF | £261,900 | 30/11/2022 | Detached | | 12 FOUNDRY DRIVE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9SG | £261,900 | 30/11/2022 | Detached | | 8 FOUNDRY DRIVE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9SG | £259,995 | 30/11/2022 | Detached | | 12 HETTON DRIVE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9TG | £275,000 | 28/11/2022 | Detached | | 3 FOUNDRY DRIVE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9SG | £289,995 | 25/11/2022 | Detached | | 41 ST MARYS RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UA | £314,995 | 14/10/2022 | Detached | | [Same street] 1 CURBAR RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UF | £299,995 | 16/09/2022 | Detached | | [Same street] 17 CURBAR RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UF | £254,995 | 31/08/2022 | Semi-detached | | [Same street] 6 CURBAR RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UF | £249,995 | 29/07/2022 | Semi-detached | | [Same street] 2 CURBAR RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UF | £269,995 | 29/07/2022 | Detached | **Street average:** £279,989 (15 sales) **Area average:** £309,841 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £341,322 (24 Detached, S45, 2024–2026) - **Deviation:** -7.7% ## Rental Range *ONS Price Index of Private Rents (North East Derbyshire). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £697/mo - **Realistic:** £774/mo - **Optimistic:** £851/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Chesterfield (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £598/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Terraced House, Swanwick Way, S45 | £1,150/mo | 3 | 0.43 miles | OpenRent | | 3 Bed Semi-Detached House, Station Road, S42 | £815/mo | 3 | 0.45 miles | OpenRent | | 3 Bed Terraced House, Cross Street, S42 | £825/mo | 3 | 0.48 miles | OpenRent | **Average rent: £930/mo (3 listings)** ## 1% Rule - **Rent ratio:** 0.26% (weak for cashflow) - **Max investor price (0.8%):** £103,125 - **Target investor price (1%):** £82,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £825/mo).* - **Gross yield:** 3.1% - **Cost-to-rent:** 31.8× - **Monthly cashflow:** £-523/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -6.9% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £3,182/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -16.9% - **10y growth:** 67.6% ## House Price Index (HM Land Registry) *Official index for North East Derbyshire; Detached series; as of March 2026.* - **1y growth (index):** -1.9% - **5y growth (index):** 18.2% - **10y growth (index):** 50% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)