Sold STC Detached

1 CHESTNUT DRIVE

LEICESTER, BUSHBY, LEICESTERSHIRE LE7 9RB

3 beds 1,378 sq ft Listed 17 Nov 2016 (-3476d)

£375,000

Offers Over

Reduced on 10 Feb 2017

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# 3 bedroom detached house for sale (LE7 9RB)

## Property Details

| Key | Value |
|-----|-------|
| Address | 1 CHESTNUT DRIVE, LEICESTER, BUSHBY, LEICESTERSHIRE LE7 9RB |
| Price | £375,000 |
| Bedrooms | 3 |
| Construction age | England and Wales: 1950-1966 |
| Floor area | 128 m² |
| Last sold | £373,000 Jun 2017 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Current heating cost:** £1,059/year

### Recommendations
- W1 (1,200)
- E (30)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0043-2850-7863-9296-9445)

## Description

**Three bedroom detached

Dormer bungalow

Cul de sac location

Sought after village

No upward chain

Internal viewings advised

**Porch** x .  Inner door to dining hall.

**Dining Hall**22'5" x 8'4" (6.83m x 2.54m).  Double glazed window facing the side, radiator, storage cupboard, stairs leading to the first floor.

**Lounge**22'5" x 11' (6.83m x 3.35m).  Double glazed windows facing the side and rear, two radiators.

**Kitchen**14'3" x 8'11" (4.34m x 2.72m).  Double glazed window facing the front, single drainer sink unit. Fitted with a range of wall, base and drawer units with work surface over, tiled splash back, laminate floor, space for appliances including plumbing for washing machine, integrated oven and hob with cooker hood over.

**Lobby** x .  Built in wardrobe.

**Bedroom Three**11' x 8'11" (3.35m x 2.72m).  Double glazed window facing the front, radiator, built in wardrobe.

**Shower Room** x .  Obscure double glazed window facing the side, heated towel rail, wash hand basin, low level WC, shower cubicle, part wall tiling, laminate floor.

**Landing** x .

**Bedroom One**15'9" x 14'4" (4.8m x 4.37m).  Double glazed window facing the side, radiator, built in wardrobe, storage cupboards.

**Bedroom Two**15'9" x 12'6" (4.8m x 3.8m).  Double glazed window facing the side, radiator, built in wardrobe, storage cupboards.

**Bathroom** x .  Obscure double glazed window facing the side, heated towel rail, wash hand basin, low level WC, bath, part wall tiling, laminate floor.

**Outside** x .  The property benefits from off road parking to the front. To the rear of the property is a spacious garden with patio area and lawn.

**Double Garage** x .  Two up and over doors opening to the driveway.

## Property Photos

- ![Front](/listings/photos/45504444/527015) - Front
- ![Kitchen](/listings/photos/45504444/527017) - Kitchen
- ![Garden](/listings/photos/45504444/527018) - Garden
- ![Dining Hall](/listings/photos/45504444/527019) - Dining Hall
- ![Lounge](/listings/photos/45504444/527021) - Lounge
- ![Lounge](/listings/photos/45504444/527022) - Lounge
- ![Kitchen](/listings/photos/45504444/527023) - Kitchen
- ![Shower Room](/listings/photos/45504444/527024) - Shower Room
- ![Bedroom](/listings/photos/45504444/527025) - Bedroom
- ![Bedroom](/listings/photos/45504444/527027) - Bedroom
- ![Bathroom](/listings/photos/45504444/527028) - Bathroom
- ![Garden](/listings/photos/45504444/527029) - Garden
- ![EPC](/listings/photos/45504444/527031) - EPC

## Floorplans

- ![CWQuickSketch.jpg](/listings/photos/45504444/527032) - CWQuickSketch.jpg

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #11481267
- **Address:** 1 Chestnut Drive, Bushby, LE7 9RB
- **Certificate Issued:** 07/03/2016
- **Work Completed:** 11/02/2016
- **Items:** 10 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 CHESTNUT DRIVE, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9RB | £373,000 | 16/06/2017 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 21 BRAMLEY ORCHARD, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9RU | £455,000 | 05/12/2025 | Detached |
| 6 DEVENPORTS HILL, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9NF | £475,000 | 11/08/2025 | Detached |
| 53 DALBY AVENUE, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9RE | £390,000 | 28/01/2025 | Detached |
| 8 BENNION ROAD, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9QF | £560,000 | 14/07/2023 | Detached |
| 87 MAIN STREET, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9PL | £745,000 | 04/11/2022 | Detached |
| 67 MAIN STREET, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9PL | £630,000 | 07/10/2022 | Detached |
| WINKADALE UPPINGHAM ROAD, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9RP | £2,000,000 | 30/09/2022 | Detached |
| 6 THE COPSE, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9RW | £870,000 | 26/05/2022 | Detached |
| 26 HOLLIES WAY, THURNBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9RJ | £560,000 | 12/05/2022 | Detached |
| THE DRIVEWAY ORCHARD END DALBY AVENUE, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9RE | £605,000 | 06/05/2022 | Detached |
| HOME FARM, 91 MAIN STREET, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9PL | £480,000 | 29/04/2022 | Detached |
| [Same street] 6 CHESTNUT DRIVE, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9RB | £395,000 | 17/11/2021 | Detached |
| 913B UPPINGHAM ROAD, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9RR | £650,000 | 29/10/2021 | Detached |
| 28 HOLLIES WAY, THURNBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9RJ | £375,000 | 30/09/2021 | Detached |
| 89D MAIN STREET, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9PL | £608,500 | 17/09/2021 | Detached |
| 7 THE CEDARS, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9RZ | £438,500 | 18/08/2021 | Detached |
| [Same street] 8 CHESTNUT DRIVE, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9RB | £765,000 | 23/07/2021 | Detached |
| 15 BRAMLEY ORCHARD, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9RU | £486,000 | 29/06/2021 | Detached |
| 89C MAIN STREET, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9PL | £595,000 | 29/06/2021 | Detached |
| 913C UPPINGHAM ROAD, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9RR | £715,000 | 18/06/2021 | Detached |
| 5 DEVENPORTS HILL, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9NF | £450,000 | 15/06/2021 | Detached |

**Street average:** £580,000 (2 sales)
**Area average:** £636,211 (19 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £481,590 (118 Detached, LE7, 2024–2026)
- **Deviation:** -22.1%

## Rental Range

*ONS Price Index of Private Rents (Harborough). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £865/mo
- **Realistic:** £961/mo
- **Optimistic:** £1,057/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Leicester (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £773/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Bungalow, Holmleigh Gardens, LE7 | £1,400/mo | 3 | 0.58 miles | OpenRent |
| 3 Bed Semi-Detached House, Station Road, LE7 | £1,300/mo | 3 | 0.69 miles | OpenRent |
| 3 Bed Bungalow, Station Road, LE7 | £1,300/mo | 3 | 0.7 miles | OpenRent |
| 3 Bed Bungalow, Telford Way, LE5 | £1,100/mo | 3 | 0.71 miles | OpenRent |
| 3 Bed Detached House, Ada Lovelace Drive, LE7 | £1,550/mo | 3 | 0.71 miles | OpenRent |
| 3 Bed Bungalow, Rose Acre Close, LE7 | £1,200/mo | 3 | 0.89 miles | OpenRent |
| 3 Bed Semi-Detached House, Earlswood Road, LE5 | £1,350/mo | 3 | 0.93 miles | OpenRent |
| 3 Bed Semi-Detached House, Englefield Road, LE5 | £1,225/mo | 3 | 0.96 miles | OpenRent |
| 3 Bed Semi-Detached House, Hanbury Road Short Term Rental, LE5 | £3,750/mo | 3 | 0.99 miles | OpenRent |
| 3 Bed Terraced House, Kirkwall Crescent, LE5 | £1,100/mo | 3 | 1.06 miles | OpenRent |
| 3 Bed Semi-Detached House, Fulbeck Avenue, LE5 | £1,050/mo | 3 | 1.12 miles | OpenRent |

**Average rent: £1,484/mo (11 listings)**

## 1% Rule

- **Rent ratio:** 0.35% (weak for cashflow)
- **Max investor price (0.8%):** £162,500
- **Target investor price (1%):** £130,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,300/mo).*

- **Gross yield:** 4.2%
- **Cost-to-rent:** 24×
- **Monthly cashflow:** £-332/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,930/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 25%
- **10y growth:** 53.9%

## House Price Index (HM Land Registry)

*Official index for Harborough; Detached series; as of February 2026.*

- **1y growth (index):** -1%
- **5y growth (index):** 12.2%
- **10y growth (index):** 38.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Front Kitchen Garden Dining Hall Lounge Lounge Kitchen Shower Room Bedroom Bedroom Bathroom Garden EPC

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Property details

Floor area

128 m²

EPC rating

Year built

England and Wales: 1950-1966

Last sold

£373,000 Jun 2017

Price per m²

£2,930/m²

Local average

£481,590 (-22.1%)

Deprivation

Decile 9 (29,738 of 33,755)

Street crime

40 incidents within 1 mile (Mar 2026)

Additional details

Parking: Yes
Garden: Yes

Description

A very well presented and much improved three bedroom detached property with accommodation comprising dining hall, lounge, a modern fitted kitchen, ground floor bedroom and shower room. On the first floor are two double bedrooms and family bathroom. Outside the property has off road parking to the front and a double garage. The property also has a spacious garden. This fabulous property would make the perfect family home and should be viewed at the earliest opportunity to be fully appreciated.

Three bedroom detached
Dormer bungalow
Cul de sac location
Sought after village
No upward chain
Internal viewings advised

Porch x . Inner door to dining hall.

Dining Hall22'5" x 8'4" (6.83m x 2.54m). Double glazed window facing the side, radiator, storage cupboard, stairs leading to the first floor.

Lounge22'5" x 11' (6.83m x 3.35m). Double glazed windows facing the side and rear, two radiators.

Kitchen14'3" x 8'11" (4.34m x 2.72m). Double glazed window facing the front, single drainer sink unit. Fitted with a range of wall, base and drawer units with work surface over, tiled splash back, laminate floor, space for appliances including plumbing for washing machine, integrated oven and hob with cooker hood over.

Lobby x . Built in wardrobe.

Bedroom Three11' x 8'11" (3.35m x 2.72m). Double glazed window facing the front, radiator, built in wardrobe.

Shower Room x . Obscure double glazed window facing the side, heated towel rail, wash hand basin, low level WC, shower cubicle, part wall tiling, laminate floor.

Landing x .

Bedroom One15'9" x 14'4" (4.8m x 4.37m). Double glazed window facing the side, radiator, built in wardrobe, storage cupboards.

Bedroom Two15'9" x 12'6" (4.8m x 3.8m). Double glazed window facing the side, radiator, built in wardrobe, storage cupboards.

Bathroom x . Obscure double glazed window facing the side, heated towel rail, wash hand basin, low level WC, bath, part wall tiling, laminate floor.

Outside x . The property benefits from off road parking to the front. To the rear of the property is a spacious garden with patio area and lawn.

Double Garage x . Two up and over doors opening to the driveway.

Listed by

Leicester

Countrywide UK Sales - Connells

Reference: 45504444

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 10/06/2016

Current heating cost: £1,059/year

Potential heating cost: £991/year

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (suspended floor) (1,200)
Low energy lighting for all fixed outlets (30)
Solar water heating (6,000)
Solar photovoltaic panels, 2.5 kWp (8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

CWQuickSketch.jpg

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #11481267

Property Details

Street: 1 Chestnut Drive

Town: Bushby

Postcode: LE7 9RB

Installation Details

Items: 10 windows

Certificate Issued: 07/03/2016

Work Completed: 11/02/2016

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	16/06/2017 (8 years ago)	£373,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
21 BRAMLEY ORCHARD, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9RU	£455,000	05/12/2025	Detached
6 DEVENPORTS HILL, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9NF	£475,000	11/08/2025	Detached
53 DALBY AVENUE, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9RE	£390,000	28/01/2025	Detached
8 BENNION ROAD, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9QF	£560,000	14/07/2023	Detached
87 MAIN STREET, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9PL	£745,000	04/11/2022	Detached
67 MAIN STREET, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9PL	£630,000	07/10/2022	Detached
WINKADALE UPPINGHAM ROAD, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9RP	£2,000,000	30/09/2022	Detached
6 THE COPSE, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9RW	£870,000	26/05/2022	Detached
26 HOLLIES WAY, THURNBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9RJ	£560,000	12/05/2022	Detached
THE DRIVEWAY ORCHARD END DALBY AVENUE, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9RE	£605,000	06/05/2022	Detached
HOME FARM, 91 MAIN STREET, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9PL	£480,000	29/04/2022	Detached
Same street 6 CHESTNUT DRIVE, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9RB	£395,000	17/11/2021	Detached
913B UPPINGHAM ROAD, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9RR	£650,000	29/10/2021	Detached
28 HOLLIES WAY, THURNBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9RJ	£375,000	30/09/2021	Detached
89D MAIN STREET, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9PL	£608,500	17/09/2021	Detached
7 THE CEDARS, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9RZ	£438,500	18/08/2021	Detached
Same street 8 CHESTNUT DRIVE, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9RB	£765,000	23/07/2021	Detached
15 BRAMLEY ORCHARD, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9RU	£486,000	29/06/2021	Detached
89C MAIN STREET, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9PL	£595,000	29/06/2021	Detached
913C UPPINGHAM ROAD, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9RR	£715,000	18/06/2021	Detached
5 DEVENPORTS HILL, BUSHBY, LEICESTER, HARBOROUGH, LEICESTERSHIRE, LE7 9NF	£450,000	15/06/2021	Detached

Street average: £580,000 (2 sales)

Area average: £636,211 (19 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 25%

10y growth 53.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Harborough. Series: Detached. As of February 2026.

1y (index) -1%

5y (index) 12.2%

10y (index) 38.5%

Rental Range

Estimated market rent for Harborough. Low = conservative, Realistic = average, Optimistic = best case.

Low £865/mo

Realistic £961/mo

Optimistic £1,057/mo

Based on Local Authority from postcode lookup → Harborough.

LHA (30th percentile) floor for Leicester: £773/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View LE7 9RB

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Main Street	0.1 miles
Shop	Thurnby Superstore	0.6 miles
Shop	Cranbrook News	0.7 miles
Hospital	Leicester Nuffield Hospital	1.8 miles
University	University of Leicester - The Village	2.6 miles
University	University of Leicester	3.7 miles
Train station	Leicester	3.7 miles
Train station	Unknown	4.4 miles
Hospital	Main Entrance	6.3 miles

Street-level crime

Category	Count
Violence and sexual offences	16
Criminal damage and arson	6
Anti-social behaviour	4
Other crime	4
Public order	3
Vehicle crime	3
Burglary	1
Drugs	1
Other theft	1
Possession of weapons	1
Total incidents	40

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Thurnby, St Luke's Church of England Primary School	Primary	0.4 miles	Good — 20 Mar 2014
Fernvale Primary School	Primary	0.6 miles	Good — 7 Nov 2013
Willowbrook Mead Primary Academy	Primary	0.9 miles	Good — 21 Jan 2024
The City of Leicester College	Secondary	1.2 miles	Requires improvement — 23 Jan 2020
Thurnby Mead Primary Academy	Primary	1.3 miles	Good — 18 Oct 2012

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Bungalow, Holmleigh Gardens, LE7	£1,400/mo	3	0.58 miles	OpenRent
3 Bed Semi-Detached House, Station Road, LE7	£1,300/mo	3	0.69 miles	OpenRent
3 Bed Bungalow, Station Road, LE7	£1,300/mo	3	0.7 miles	OpenRent
3 Bed Bungalow, Telford Way, LE5	£1,100/mo	3	0.71 miles	OpenRent
3 Bed Detached House, Ada Lovelace Drive, LE7	£1,550/mo	3	0.71 miles	OpenRent
3 Bed Bungalow, Rose Acre Close, LE7	£1,200/mo	3	0.89 miles	OpenRent
3 Bed Semi-Detached House, Earlswood Road, LE5	£1,350/mo	3	0.93 miles	OpenRent
3 Bed Semi-Detached House, Englefield Road, LE5	£1,225/mo	3	0.96 miles	OpenRent
3 Bed Semi-Detached House, Hanbury Road Short Term Rental, LE5	£3,750/mo	3	0.99 miles	OpenRent
3 Bed Terraced House, Kirkwall Crescent, LE5	£1,100/mo	3	1.06 miles	OpenRent
3 Bed Semi-Detached House, Fulbeck Avenue, LE5	£1,050/mo	3	1.12 miles	OpenRent

Average rent: £1,484/mo (11 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.35%

Max investor price (0.8%) £162,500

Target investor price (1%) £130,000

Gross yield 4.2%

Cost-to-rent ratio 24×

Monthly cashflow £-332/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -3.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).