# 3 bedroom semi-detached house for sale (OX3 9QP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 43 BORROWMEAD ROAD, OXFORD, HEADINGTON, OXFORDSHIRE OX3 9QP |
| Price | £475,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | C |
| Construction age | England and Wales: 1950-1966 |
| Floor area | 83 m² |
| Last sold | £465,000 Jul 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 19/02/2035
- **Current heating cost:** £745/year
- **Est. upgrade cost to C:** £14,500

### Recommendations
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2000-3047-1202-0035-1204)

## Description

Selling with no onward chain is this inviting 3-bedroom end-of-terrace house, located in a desirable neighbourhood close to the JR Hospital and the ring road for access to Oxford and London. The property benefits from a garage and off-street parking for up to three vehicles, making it an ideal first-time purchase or investment given its convenient location.

Finished to a good standard throughout, this property offers comfortable and functional living space, with two reception rooms, including a bright conservatory that floods the interiors with natural light, utility, w/c and a side entrance to the property, ideal for use as a boot room. On the first floor are three well-proportioned bedrooms that are served by the family bathroom.

A generously-sized rear garden provides ample space for outdoor activities and gardening. Additionally, there is a useful outbuilding with power and lighting, offering versatile potential as a home office, workshop, or additional storage.

## Property Photos

- ![Photo](/listings/photos/158338028/383487)
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- ![Photo](/listings/photos/158338028/383505)

## Floorplans

- ![All](/listings/photos/158338028/383506) - All

## FENSA Certificates

This property has 4 FENSA certificate(s) on record.

### FENSA Certificate #809544
- **Address:** 43 Borrowmead Road, Headington, OX3 9QP
- **Certificate Issued:** 21/07/2003
- **Work Completed:** 29/04/2003
- **Items:** 8 window(s)

### FENSA Certificate #789071
- **Address:** 43 Borrowmead Road, Headington, OX3 9QP
- **Certificate Issued:** 21/07/2003
- **Work Completed:** 28/04/2003
- **Items:** 1 door(s)

### FENSA Certificate #213571
- **Address:** 43 Borrowmead Road, Headington, OX3 9QP
- **Certificate Issued:** 06/12/2002
- **Work Completed:** 07/06/2002
- **Items:** 1 door(s)

### FENSA Certificate #12901559
- **Address:** 43 Borrowmead Road, Headington, OX3 9QP
- **Certificate Issued:** 23/04/2018
- **Work Completed:** 23/01/2018
- **Items:** 7 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 43 BORROWMEAD ROAD, HEADINGTON, OXFORD, OXFORDSHIRE, OX3 9QP | £465,000 | 28/07/2025 | Semi-detached |
| 43 BORROWMEAD ROAD, HEADINGTON, OXFORD, OXFORDSHIRE, OX3 9QP | £80,000 | 05/02/2001 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 GOULDLAND GARDENS, HEADINGTON, OXFORD, OXFORDSHIRE, OX3 9DQ | £500,000 | 26/11/2025 | Semi-detached |
| 27 MEADEN HILL, HEADINGTON, OXFORD, OXFORDSHIRE, OX3 9QL | £400,000 | 27/10/2023 | Semi-detached |
| 174A COPSE LANE, MARSTON, OXFORD, OXFORDSHIRE, OX3 0AX | £400,000 | 30/06/2023 | Semi-detached |
| 13 BORROWMEAD ROAD, HEADINGTON, OXFORD, OXFORDSHIRE, OX3 9QW | £483,000 | 30/11/2022 | Semi-detached |
| 6 UPWAY ROAD, HEADINGTON, OXFORD, OXFORDSHIRE, OX3 9QH | £434,000 | 30/09/2022 | Semi-detached |
| [Same street] 28 BORROWMEAD ROAD, HEADINGTON, OXFORD, OXFORDSHIRE, OX3 9QP | £516,000 | 30/06/2022 | Terraced |
| 10 GOULDLAND GARDENS, HEADINGTON, OXFORD, OXFORDSHIRE, OX3 9DQ | £389,000 | 08/04/2022 | Semi-detached |
| 6 MALTFIELD ROAD, HEADINGTON, OXFORD, OXFORDSHIRE, OX3 9RG | £450,000 | 11/03/2022 | Semi-detached |
| 7 UPWAY ROAD, HEADINGTON, OXFORD, OXFORDSHIRE, OX3 9QH | £440,000 | 17/12/2021 | Semi-detached |
| 16 MEADEN HILL, HEADINGTON, OXFORD, OXFORDSHIRE, OX3 9QJ | £450,000 | 28/10/2021 | Semi-detached |
| 25 MALTFIELD ROAD, HEADINGTON, OXFORD, OXFORDSHIRE, OX3 9RG | £570,000 | 30/09/2021 | Semi-detached |

**Street average:** £516,000 (1 sale)
**Area average:** £451,600 (10 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £493,489 (47 Semi-detached, OX3, 2024–2026)
- **Deviation:** -3.7%

## Rental Range

*ONS Price Index of Private Rents (Oxford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,760/mo
- **Realistic:** £1,956/mo
- **Optimistic:** £2,152/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Mc Lean Drive, OX3 | £5,000/mo | 3 | 0.63 miles | OpenRent |

**Average rent: £5,000/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 1.05% (strong)
- **Max investor price (0.8%):** £625,000
- **Target investor price (1%):** £500,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £5,000/mo).*

- **Gross yield:** 12.6%
- **Cost-to-rent:** 7.9×
- **Monthly cashflow:** £2,604/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 22.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £5,723/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -13.3%
- **10y growth:** 22.3%

## House Price Index (HM Land Registry)

*Official index for Oxford; Semi-detached series; as of March 2026.*

- **1y growth (index):** 1%
- **5y growth (index):** 10.4%
- **10y growth (index):** 15.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)