# 2 bedroom semi-detached house for sale (CM3 3HA)

## Property Details

| Key | Value |
|-----|-------|
| Address | 12 LOWER WIMBUSH ROAD, CHELMSFORD, LITTLE WALTHAM, ESSEX CM3 3HA |
| Price | £425,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £420,000 Sep 2024 |

## Description

This beautiful semi-detached house in Chelmsford is located within the highly sought after Channels development, offering a peaceful and picturesque setting. The property boasts two double bedrooms, providing ample space for first time buyers looking to get on the property ladder. The ground floor of the property features a modern fitted kitchen, a spacious living room, and a convenient downstairs w/c. The property also benefits from parking for two cars, making it ideal for those with multiple vehicles or visitors. 

One of the standout features of this property is its proximity to a nearby lake and countryside walks, perfect for those who enjoy spending time outdoors and exploring nature. Additionally, residents of this property will be within walking distance of Channels Bar & Brasserie, a popular spot for dining and socialising. Chelmsford, Essex offers a wide range of activities and attractions for residents to enjoy. From shopping and dining in the city centre to exploring the beautiful parks and gardens, there is always something to do in this vibrant town. Chelmsford is also home to various cultural events and attractions, such as the Chelmsford Museum and the Hylands House and Estate.

Overall, this stunning two bedroom property in Chelmsford offers a perfect combination of modern living, natural beauty, and convenient amenities. Don't miss out on the opportunity to make this house your new home!

Tenure: Freehold

Council Tax: Band D is the council tax band for this property with an annual amount of £2,127.69.

Estate service charge: There is an annual payment of £130 towards the upkeep of the development and communal areas.

As an integral part of the community, we’ve gotten to know the best professionals for the job. If we recommend one to you, it will be in good faith that they’ll make the process as smooth as can be. Please be aware that a small number of the parties we recommend (certainly not the majority) may on occasion pay us a referral fee up to £200. You are under no obligation to use a third party we have recommended. 

Should you successfully have an offer accepted on a property of ours and proceed to purchase it there is an administration charge of £30 inc. VAT per person (non-refundable) to complete our Anti Money Laundering Identity checks.

Ground Floor

Entrance Hall

Lounge/Diner

4.57 m x 4.47 m (15'0" x 14'8")

Kitchen

3.12 m x 2.34 m (10'3" x 7'8")

Downstairs w/c

First Floor

Bedroom 1

2.95 m x 3.38 m (9'8" x 11'1")

Bedroom 2

4.47 m x 2.95 m (14'8" x 9'8")

Bathroom

## Property Photos

- ![dsc_6569-dsc_6573dp](/listings/photos/147492545/582410) - dsc_6569-dsc_6573dp
- ![dsc_6664-dsc_6668dp](/listings/photos/147492545/582413) - dsc_6664-dsc_6668dp
- ![dsc_6724-dsc_6728dp](/listings/photos/147492545/582415) - dsc_6724-dsc_6728dp
- ![DSC_6290](/listings/photos/147492545/582419) - DSC_6290
- ![dsc_6554-dsc_6558dp](/listings/photos/147492545/582422) - dsc_6554-dsc_6558dp
- ![dsc_6534-dsc_6538d](/listings/photos/147492545/582424) - dsc_6534-dsc_6538d
- ![dsc_6444-dsc_6448dp](/listings/photos/147492545/582427) - dsc_6444-dsc_6448dp
- ![dsc_6319-dsc_6323dp](/listings/photos/147492545/582429) - dsc_6319-dsc_6323dp
- ![dsc_6359-dsc_6363dp](/listings/photos/147492545/582432) - dsc_6359-dsc_6363dp
- ![dsc_6484-dsc_6488dp](/listings/photos/147492545/582435) - dsc_6484-dsc_6488dp
- ![dsc_6384-dsc_6388dp](/listings/photos/147492545/582436) - dsc_6384-dsc_6388dp
- ![DSC_0142dp](/listings/photos/147492545/582437) - DSC_0142dp
- ![DSC_6274](/listings/photos/147492545/582438) - DSC_6274

## Floorplans

- ![Lower Wimbush Road](/listings/photos/147492545/582439) - Lower Wimbush Road
- ![Lower Wimbush Road FF](/listings/photos/147492545/582440) - Lower Wimbush Road FF

## EPC Graphs

- ![EE](/listings/photos/147492545/582441) - EE
- ![EI](/listings/photos/147492545/582442) - EI

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 LOWER WIMBUSH ROAD, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3HA | £420,000 | 06/09/2024 | Semi-detached |
| 12 LOWER WIMBUSH ROAD, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3HA | £405,000 | 18/05/2022 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 5 LOWER WIMBUSH ROAD, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3HA | £1,250,000 | 07/09/2023 | Detached |
| [Same street] 6 LOWER WIMBUSH ROAD, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3HA | £1,050,000 | 07/11/2022 | Detached |
| [Same street] 4 LOWER WIMBUSH ROAD, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3HA | £1,050,000 | 16/09/2022 | Detached |
| [Same street] 2 LOWER WIMBUSH ROAD, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3HA | £950,000 | 16/09/2022 | Detached |
| [Same street] 8 LOWER WIMBUSH ROAD, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3HA | £980,000 | 16/09/2022 | Detached |
| [Same street] 20 LOWER WIMBUSH ROAD, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3HA | £407,000 | 18/05/2022 | Semi-detached |
| [Same street] 22 LOWER WIMBUSH ROAD, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3HA | £525,000 | 18/05/2022 | Terraced |
| [Same street] 10 LOWER WIMBUSH ROAD, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3HA | £405,000 | 18/05/2022 | Semi-detached |
| [Same street] 26 LOWER WIMBUSH ROAD, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3HA | £535,000 | 16/05/2022 | Terraced |
| [Same street] 24 LOWER WIMBUSH ROAD, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3HA | £550,000 | 16/05/2022 | Terraced |
| [Same street] 16 LOWER WIMBUSH ROAD, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3HA | £416,000 | 13/05/2022 | Semi-detached |
| [Same street] 14 LOWER WIMBUSH ROAD, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3HA | £425,000 | 11/05/2022 | Semi-detached |
| [Same street] 18 LOWER WIMBUSH ROAD, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3HA | £425,000 | 11/05/2022 | Semi-detached |
| 8 ALBATROSS WAY, CHELMSFORD, ESSEX, CM3 3FX | £580,000 | 03/05/2022 | Semi-detached |
| 4 BIRDIE CLOSE, CHELMSFORD, ESSEX, CM3 3FW | £475,000 | 26/11/2021 | Semi-detached |
| 4 BIRDIE CLOSE, CHELMSFORD, ESSEX, CM3 3FW | £470,000 | 26/11/2021 | Semi-detached |
| 6 CONDOR GATE, CHELMSFORD, ESSEX, CM3 3FU | £522,500 | 31/08/2021 | Semi-detached |

**Street average:** £689,846 (13 sales)
**Area average:** £511,875 (4 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £452,014 (38 Semi-detached, CM3, 2024–2026)
- **Deviation:** -6%

## Rental Range

*ONS Price Index of Private Rents (Chelmsford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,298/mo
- **Realistic:** £1,442/mo
- **Optimistic:** £1,586/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £947/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Harris Crescent, CM1 | £1,750/mo | 2 | 0.47 miles | OpenRent |
| 2 Bed Semi-Detached House, Choat Place, CM1 | £1,700/mo | 2 | 0.51 miles | OpenRent |
| 2 Bed Semi-Detached House, Harold Teager Crescent, CM1 | £1,750/mo | 2 | 0.55 miles | OpenRent |
| 2 Bed Maisonette, Stanley Wilks Crescent, CM1 | £1,700/mo | 2 | 0.6 miles | OpenRent |
| 2 Bed Flat, Rolfe Road, CM1 | £1,600/mo | 2 | 0.79 miles | OpenRent |
| 2 Bed Terraced House, Searle Crescent, CM1 | £1,850/mo | 2 | 1.09 miles | OpenRent |

**Average rent: £1,725/mo (6 listings)**

## 1% Rule

- **Rent ratio:** 0.41% (weak for cashflow)
- **Max investor price (0.8%):** £215,625
- **Target investor price (1%):** £172,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,725/mo).*

- **Gross yield:** 4.9%
- **Cost-to-rent:** 20.5×
- **Monthly cashflow:** £-146/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 25.5%
- **10y growth:** 23.7%

## House Price Index (HM Land Registry)

*Official index for Chelmsford; Semi-detached series; as of March 2026.*

- **1y growth (index):** 2.1%
- **5y growth (index):** 13.3%
- **10y growth (index):** 33.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)