Sold STC Detached

27 ELIZABETH RISE

BANBURY, OXFORDSHIRE OX16 9LZ

4 beds Listed 5 Jun 2015 (-4063d)

£375,000

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# 4 bedroom detached house for sale (OX16 9LZ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 27 ELIZABETH RISE, BANBURY, OXFORDSHIRE OX16 9LZ |
| Price | £375,000 |
| Bedrooms | 4 |
| Last sold | £262,318 Feb 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 31/10/2023 — **EXPIRED** (no longer valid for marketing or letting)
- **Est. upgrade cost to C:** £15,100

### Recommendations
- W (£800 - £1,200)
- I (£2,200 - £3,000)
- U (£9,000 - £14,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9111-2859-7395-9907-0071)

## Description

A very spacious and well presented detached family home located in a highly sought after location currently being used as a three bedroom property with an attached one double bedroom Annexe.

The property briefly comprises; entrance hall, dining room, kitchen/ breakfast room, cloakroom, living room and a large conservatory. From the first floor landing three bedrooms and a family bathroom. The Annexe: Entrance from the rear with a living room and a modern kitchenette, first floor bedroom and family bathroom.

Other benefits include; driveway parking, beautiful enclosed rear garden with a large outer shed, gas central heating, double glazing and attic space. This property is rarely available and must be viewed to appreciate its size.

*** Internal Viewing Is A Must ***

Four Bedrooms

Detached

Driveway Parking

Enclosed Rear Garden

Annexe

Gas Central Heating

Double Glazing

## Property Photos

- ![Picture No.02](/listings/photos/52615535/1312491) - Picture No.02
- ![Picture No.03](/listings/photos/52615535/1312492) - Picture No.03
- ![Picture No.04](/listings/photos/52615535/1312493) - Picture No.04
- ![Picture No.05](/listings/photos/52615535/1312494) - Picture No.05
- ![Picture No.06](/listings/photos/52615535/1312495) - Picture No.06
- ![Picture No.07](/listings/photos/52615535/1312496) - Picture No.07
- ![Picture No.08](/listings/photos/52615535/1312497) - Picture No.08
- ![Picture No.09](/listings/photos/52615535/1312498) - Picture No.09
- ![Picture No.11](/listings/photos/52615535/1312499) - Picture No.11
- ![Picture No.10](/listings/photos/52615535/1312500) - Picture No.10
- ![Picture No.12](/listings/photos/52615535/1312501) - Picture No.12
- ![Picture No.13](/listings/photos/52615535/1312502) - Picture No.13
- ![Picture No.16](/listings/photos/52615535/1312503) - Picture No.16
- ![Picture No.14](/listings/photos/52615535/1312504) - Picture No.14
- ![Picture No.15](/listings/photos/52615535/1312505) - Picture No.15
- ![EPC](/listings/photos/52615535/1312506) - EPC

## Floorplans

- ![Floorplan](/listings/photos/52615535/1312507) - Floorplan

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 27 ELIZABETH RISE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LZ | £262,318 | 15/02/2024 | Detached |
| 27 ELIZABETH RISE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LZ | £350,000 | 31/03/2016 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 QUEENSWAY, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9NE | £300,000 | 19/12/2025 | Detached |
| 12 QUEENSWAY, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LX | £410,000 | 11/08/2023 | Detached |
| 7 CRANLEIGH CLOSE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9NJ | £355,000 | 31/05/2023 | Detached |
| 29 QUEENSWAY, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9NF | £398,000 | 11/04/2023 | Detached |
| 130 BLOXHAM ROAD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LG | £622,000 | 04/04/2023 | Detached |
| [Same street] 23 ELIZABETH RISE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LZ | £460,000 | 03/04/2023 | Detached |
| 11 QUEENSWAY, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LY | £436,000 | 17/03/2023 | Detached |
| 14 COVER DRIVE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LL | £525,000 | 10/03/2023 | Detached |
| 19 COVER DRIVE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LL | £564,000 | 16/12/2022 | Detached |
| 136 BLOXHAM ROAD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LG | £650,000 | 09/12/2022 | Detached |
| 13 COVER DRIVE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LL | £623,000 | 05/12/2022 | Detached |
| 11 COVER DRIVE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LL | £750,000 | 25/11/2022 | Detached |
| 21 CHURCH VIEW, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9NB | £328,000 | 14/11/2022 | Detached |
| 19 BROWNING ROAD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LA | £520,000 | 11/11/2022 | Detached |
| [Same street] 1 ELIZABETH RISE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LZ | £440,000 | 27/10/2022 | Detached |
| 1 WYKHAM GARDENS, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LF | £1,100,000 | 20/10/2022 | Detached |
| 75 WESLEY DRIVE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LT | £325,000 | 18/10/2022 | Detached |
| 37 QUEENSWAY, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9NF | £417,000 | 18/10/2022 | Detached |
| 8 COVER DRIVE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LL | £395,000 | 12/08/2022 | Detached |
| 229 BLOXHAM ROAD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9JU | £475,000 | 04/03/2022 | Detached |
| 11 CHURCH VIEW, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9ND | £420,000 | 23/02/2022 | Detached |
| 52 MEWBURN ROAD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9PG | £325,000 | 14/12/2021 | Detached |

**Street average:** £450,000 (2 sales)
**Area average:** £496,900 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £445,789 (31 Detached, OX16, 2024–2026)
- **Deviation:** -15.9%

## Rental Range

*ONS Price Index of Private Rents (Cherwell). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,160/mo
- **Realistic:** £1,289/mo
- **Optimistic:** £1,418/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cherwell Valley (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,446/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [The Studio Annex, Sinclair Avenue, Banbury](http://87.117.209.195:8080/listings/f89f72c) | £800/mo | — | 1.08 miles | Rightmove |

**Average rent: £800/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.21% (weak for cashflow)
- **Max investor price (0.8%):** £100,000
- **Target investor price (1%):** £80,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £800/mo).*

- **Gross yield:** 2.6%
- **Cost-to-rent:** 39.1×
- **Monthly cashflow:** £-782/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -8.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,551/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.6%
- **10y growth:** 29.6%

## House Price Index (HM Land Registry)

*Official index for Cherwell; Detached series; as of April 2026.*

- **1y growth (index):** 3.5%
- **5y growth (index):** 19.6%
- **10y growth (index):** 24.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Picture No.02 Picture No.03 Picture No.04 Picture No.05 Picture No.06 Picture No.07 Picture No.08 Picture No.09 Picture No.11 Picture No.10 Picture No.12 Picture No.13 Picture No.16 Picture No.14 Picture No.15 EPC

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Property details

Tenure

FREEHOLD

EPC rating

Last sold

£262,318 Feb 2024

Price per m²

£2,551/m²

Local average

£445,789 (-15.9%)

Deprivation

Decile 9 (28,575 of 33,755)

Street crime

226 incidents within 1 mile (May 2026)

Additional details

Parking: Yes
Garden: Yes

Description

A very spacious and well presented detached family home located in a highly sought after location currently being used as a three bedroom property with an attached one double bedroom Annexe.

The property briefly comprises; entrance hall, dining room, kitchen/ breakfast room, cloakroom, living room and a large conservatory. From the first floor landing three bedrooms and a family bathroom. The Annexe: Entrance from the rear with a living room and a modern kitchenette, first floor bedroom and family bathroom.

Other benefits include; driveway parking, beautiful enclosed rear garden with a large outer shed, gas central heating, double glazing and attic space. This property is rarely available and must be viewed to appreciate its size.

* Internal Viewing Is A Must *

Four Bedrooms
Detached
Driveway Parking
Enclosed Rear Garden
Annexe
Gas Central Heating
Double Glazing

Listed by

Banbury

Countrywide UK Sales - Connells

Reference: 52615535

EPC Rating & Upgrade Cost

This certificate expired on 31/10/2023. A new EPC may be required before the property can be marketed or let.

Current rating: D

Potential rating: B

Inspection date: 01/11/2013

Expiry date: 31/10/2023 (expired)

Est. upgrade cost to C: £15,100

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (£800 - £1,200)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar photovoltaic panels, 2.5 kWp (£9,000 - £14,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

Price history

-25% since 2016

Event	Date	Price	% change
Sold	15/02/2024 (2 years ago)	£262,318	-25.1%
Sold	31/03/2016 (10 years ago)	£350,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
15 QUEENSWAY, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9NE	£300,000	19/12/2025	Detached
12 QUEENSWAY, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LX	£410,000	11/08/2023	Detached
7 CRANLEIGH CLOSE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9NJ	£355,000	31/05/2023	Detached
29 QUEENSWAY, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9NF	£398,000	11/04/2023	Detached
130 BLOXHAM ROAD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LG	£622,000	04/04/2023	Detached
Same street 23 ELIZABETH RISE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LZ	£460,000	03/04/2023	Detached
11 QUEENSWAY, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LY	£436,000	17/03/2023	Detached
14 COVER DRIVE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LL	£525,000	10/03/2023	Detached
19 COVER DRIVE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LL	£564,000	16/12/2022	Detached
136 BLOXHAM ROAD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LG	£650,000	09/12/2022	Detached
13 COVER DRIVE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LL	£623,000	05/12/2022	Detached
11 COVER DRIVE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LL	£750,000	25/11/2022	Detached
21 CHURCH VIEW, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9NB	£328,000	14/11/2022	Detached
19 BROWNING ROAD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LA	£520,000	11/11/2022	Detached
Same street 1 ELIZABETH RISE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LZ	£440,000	27/10/2022	Detached
1 WYKHAM GARDENS, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LF	£1,100,000	20/10/2022	Detached
75 WESLEY DRIVE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LT	£325,000	18/10/2022	Detached
37 QUEENSWAY, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9NF	£417,000	18/10/2022	Detached
8 COVER DRIVE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LL	£395,000	12/08/2022	Detached
229 BLOXHAM ROAD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9JU	£475,000	04/03/2022	Detached
11 CHURCH VIEW, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9ND	£420,000	23/02/2022	Detached
52 MEWBURN ROAD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9PG	£325,000	14/12/2021	Detached

Street average: £450,000 (2 sales)

Area average: £496,900 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 12.6%

10y growth 29.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Cherwell. Series: Detached. As of April 2026.

1y (index) 3.5%

5y (index) 19.6%

10y (index) 24.8%

Rental Range

Estimated market rent for Cherwell. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,160/mo

Realistic £1,289/mo

Optimistic £1,418/mo

Based on Local Authority from postcode lookup → Cherwell.

LHA (30th percentile) floor for Cherwell Valley: £1,446/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View OX16 9LZ

Address

Elizabeth Rise

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Elizabeth Rise	0.1 miles
Bus stop	Brantwood Rise	0.1 miles
Shop	Paws	0.2 miles
Shop	You Need Blinds	0.2 miles
Hospital	Horton Midwifery-led Unit	0.6 miles
Train station	Banbury	1.0 miles
Train station	King's Sutton	3.6 miles
Hospital	Chipping Norton War Memorial Community Hospital	10.9 miles

Street-level crime

Category	Count
Violence and sexual offences	88
Anti-social behaviour	33
Public order	21
Shoplifting	18
Other theft	17
Criminal damage and arson	13
Vehicle crime	10
Other crime	9
Drugs	5
Burglary	3
Possession of weapons	3
Theft from the person	3
Robbery	2
Bicycle theft	1
Total incidents	226

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Queensway School	Primary	0.2 miles	Good — 1 Aug 2022
Wykham Park	Secondary	0.3 miles	Good — 12 Jun 2018
Futures Institute Banbury	Secondary	0.3 miles	Good — 12 Jun 2017
Harriers Banbury Academy	Primary	0.4 miles	Good — 25 Nov 2014
Frank Wise School	Other	0.4 miles	Outstanding — 26 Mar 2015

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
The Studio Annex, Sinclair Avenue, Banbury	£800/mo	—	1.08 miles	Rightmove

Average rent: £800/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.21%

Max investor price (0.8%) £100,000

Target investor price (1%) £80,000

Gross yield 2.6%

Cost-to-rent ratio 39.1×

Monthly cashflow £-782/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -8.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).