# 3 bedroom semi-detached house for sale (CM3 3GH)

## Property Details

| Key | Value |
|-----|-------|
| Address | 18 ST ANDREWS DRIVE, CHELMSFORD, CHELMSFORD GARDEN, ESSEX CM3 3GH |
| Price | £450,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | D |
| Last sold | £453,000 Dec 2024 |

## Description

* SEMI DETACHED FAMILY HOME

* IMMACULATELY PRESENTED

* THREE BEDROOMS

* GROUND FLOOR CLOAKROOM

* 32'7" OPEN PLAN LIVING

* HIGH END KITCHEN/DINER

* INTEGRATED DOMSTIC APPLIANCES

* SPACIOUS LIVING ROOM AREA

* 9'6" ELEGANT MASTER BEDROOM WITH EN SUITE

* 12’4” BEDROOM TWO

* 7’4” BEDROOM THREE

* MODERN BATHROOM

* DELIGHTFUL GARDEN

* ALLOCATED OFF STREET PARKING

COUNCIL TAX BAND: D

## Property Photos

- ![Front Of Property](/listings/photos/151840811/718065) - Front Of Property
- ![Living Room](/listings/photos/151840811/718068) - Living Room
- ![Kitchen/Diner](/listings/photos/151840811/718069) - Kitchen/Diner
- ![Dining Area](/listings/photos/151840811/718070) - Dining Area
- ![Cloakroom](/listings/photos/151840811/718072) - Cloakroom
- ![First Floor Landing](/listings/photos/151840811/718075) - First Floor Landing
- ![Master Bedroom](/listings/photos/151840811/718077) - Master Bedroom
- ![En Suite](/listings/photos/151840811/718080) - En Suite
- ![Bedroom Two](/listings/photos/151840811/718081) - Bedroom Two
- ![Bathroom](/listings/photos/151840811/718083) - Bathroom
- ![Bedroom Three](/listings/photos/151840811/718084) - Bedroom Three
- ![Garden](/listings/photos/151840811/718086) - Garden
- ![Garden](/listings/photos/151840811/718087) - Garden
- ![Garden](/listings/photos/151840811/718089) - Garden

## Floorplans

- ![Floorplan](/listings/photos/151840811/718090) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/151840811/718091) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 18 ST ANDREWS DRIVE, CHELMSFORD GARDEN, CHELMSFORD, ESSEX, CM3 3GH | £453,000 | 13/12/2024 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 LOWER WIMBUSH ROAD, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3HA | £420,000 | 06/09/2024 | Semi-detached |
| [Same street] 10 ST ANDREWS DRIVE, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3GH | £525,000 | 10/11/2023 | Detached |
| 20 LOWER WIMBUSH ROAD, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3HA | £407,000 | 18/05/2022 | Semi-detached |
| 12 LOWER WIMBUSH ROAD, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3HA | £405,000 | 18/05/2022 | Semi-detached |
| 10 LOWER WIMBUSH ROAD, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3HA | £405,000 | 18/05/2022 | Semi-detached |
| 16 LOWER WIMBUSH ROAD, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3HA | £416,000 | 13/05/2022 | Semi-detached |
| 18 LOWER WIMBUSH ROAD, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3HA | £425,000 | 11/05/2022 | Semi-detached |
| 14 LOWER WIMBUSH ROAD, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3HA | £425,000 | 11/05/2022 | Semi-detached |
| 8 ALBATROSS WAY, CHELMSFORD, ESSEX, CM3 3FX | £580,000 | 03/05/2022 | Semi-detached |
| 4 BIRDIE CLOSE, CHELMSFORD, ESSEX, CM3 3FW | £475,000 | 26/11/2021 | Semi-detached |
| 4 BIRDIE CLOSE, CHELMSFORD, ESSEX, CM3 3FW | £470,000 | 26/11/2021 | Semi-detached |
| 6 CONDOR GATE, CHELMSFORD, ESSEX, CM3 3FU | £522,500 | 31/08/2021 | Semi-detached |
| 20 NIBLICK GREEN, CHELMSFORD, ESSEX, CM3 3FS | £385,000 | 12/08/2021 | Semi-detached |
| [Same street] 50 ST ANDREWS DRIVE, LITTLE WALTHAM, CHELMSFORD, ESSEX, CM3 3GH | £580,000 | 29/06/2021 | Detached |

**Street average:** £552,500 (2 sales)
**Area average:** £444,625 (12 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £452,040 (39 Semi-detached, CM3, 2024–2026)
- **Deviation:** -0.5%

## Rental Range

*ONS Price Index of Private Rents (Chelmsford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,301/mo
- **Realistic:** £1,445/mo
- **Optimistic:** £1,590/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,197/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Belfry Crescent, CM3 | £2,300/mo | 3 | 0.12 miles | OpenRent |
| 3 Bed Semi-Detached House, Charles Jeffreys Place, CM1 | £2,500/mo | 3 | 0.3 miles | OpenRent |
| 3 Bed Semi-Detached House, Ernest Webb Drive, CM1 | £2,000/mo | 3 | 0.35 miles | OpenRent |
| 3 Bed Semi-Detached House, Choat Place, CM1 | £2,050/mo | 3 | 0.36 miles | OpenRent |

**Average rent: £2,213/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.48% (weak for cashflow)
- **Max investor price (0.8%):** £271,875
- **Target investor price (1%):** £217,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,175/mo).*

- **Gross yield:** 5.8%
- **Cost-to-rent:** 17.2×
- **Monthly cashflow:** £160/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 14.2%
- **10y growth:** 20.5%

## House Price Index (HM Land Registry)

*Official index for Chelmsford; Semi-detached series; as of March 2026.*

- **1y growth (index):** 2.1%
- **5y growth (index):** 13.3%
- **10y growth (index):** 33.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)