# 3 bedroom semi-detached house for sale (TF2 9FY)

## Property Details

| Key | Value |
|-----|-------|
| Address | 20 CLOISTERS WAY, TELFORD, ST GEORGES, WREKIN TF2 9FY |
| Price | £220,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | C |
| Construction age | England and Wales: 2012 onwards |
| Floor area | 67 m² |
| Last sold | £154,000 Mar 2012 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 26/05/2036
- **Current heating cost:** £568/year
- **Est. upgrade cost to C:** £9,000

### Recommendations
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2308-6086-4002-1425-9702)

## Description

This three bedroom semi detached house is offered for sale in St. Georges, Telford, providing a neutrally decorated home suitable for a range of buyers. The property has been owned since new and has been well maintained, benefiting from an improved garden, generous lounge/dining space, kitchen, guest cloakroom, family bathroom and three bedrooms. It falls within Council Tax Band C.

The ground floor accommodation includes a good-sized reception room arranged as a lounge/dining space, offering a flexible layout for both seating and dining furniture. A separate kitchen provides a defined area for cooking and food preparation. Completing the ground floor is a useful guest cloakroom, adding practicality for everyday living and when entertaining.

To the first floor, the house offers three bedrooms, providing sleeping accommodation that can also be adapted for home working or study if required. A family bathroom serves the bedrooms on this level.

Externally, the property benefits from an improved garden, offering outdoor space for relaxation, play or planting. The overall presentation is neutral, giving a straightforward backdrop for a new owner to personalise.

EPC Rating: C

## Property Photos

- ![Photo](/listings/photos/92229345/2076754)
- ![Photo](/listings/photos/92229345/2076755)
- ![Photo](/listings/photos/92229345/2076756)
- ![Photo](/listings/photos/92229345/2076757)
- ![Photo](/listings/photos/92229345/2076758)
- ![Photo](/listings/photos/92229345/2076759)
- ![Photo](/listings/photos/92229345/2076760)
- ![Photo](/listings/photos/92229345/2076761)
- ![Photo](/listings/photos/92229345/2076762)
- ![Photo](/listings/photos/92229345/2076763)
- ![Photo](/listings/photos/92229345/2076764)
- ![Photo](/listings/photos/92229345/2076765)

## Floorplans

- ![All](/listings/photos/92229345/2076766) - All

## EPC Graphs

- ![EPC 1](/listings/photos/92229345/2076767) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #15307097
- **Address:** 20 Cloisters Way, St. Georges, TF2 9FY
- **Certificate Issued:** 17/07/2022
- **Work Completed:** 08/07/2022
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20 CLOISTERS WAY, ST GEORGES, TELFORD, WREKIN, TF2 9FY | £154,000 | 23/03/2012 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 25 ABRAHAM DRIVE, ST GEORGES, TELFORD, WREKIN, TF2 9FX | £259,870 | 19/12/2025 | Semi-detached |
| [Same street] 6 CLOISTERS WAY, ST GEORGES, TELFORD, WREKIN, TF2 9FY | £185,000 | 09/12/2025 | Semi-detached |
| 41 ST GEORGES AVENUE, ST GEORGES, TELFORD, WREKIN, TF2 9FZ | £200,000 | 28/02/2025 | Semi-detached |
| [Same street] 30 CLOISTERS WAY, ST GEORGES, TELFORD, WREKIN, TF2 9FY | £280,000 | 12/12/2023 | Detached |
| 5 ABRAHAM DRIVE, ST GEORGES, TELFORD, WREKIN, TF2 9FX | £265,550 | 30/11/2023 | Semi-detached |
| 7 ABRAHAM DRIVE, ST GEORGES, TELFORD, WREKIN, TF2 9FX | £266,490 | 30/11/2023 | Semi-detached |
| 14 MINERS WAY, TELFORD, WREKIN, TF2 9WB | £210,000 | 31/10/2023 | Semi-detached |
| [Same street] 14 CLOISTERS WAY, ST GEORGES, TELFORD, WREKIN, TF2 9FY | £295,000 | 31/03/2023 | Detached |
| 26 MINERS WAY, TELFORD, WREKIN, TF2 9WB | £187,500 | 31/01/2023 | Semi-detached |
| 41 ST GEORGES AVENUE, ST GEORGES, TELFORD, WREKIN, TF2 9FZ | £225,000 | 09/12/2022 | Semi-detached |
| 36 ST GEORGES AVENUE, ST GEORGES, TELFORD, WREKIN, TF2 9FZ | £220,000 | 30/09/2022 | Semi-detached |
| [Same street] 66 CLOISTERS WAY, ST GEORGES, TELFORD, WREKIN, TF2 9FY | £140,000 | 01/09/2022 | Flat |
| [Same street] 59 CLOISTERS WAY, ST GEORGES, TELFORD, WREKIN, TF2 9FY | £156,000 | 22/07/2022 | Semi-detached |
| 7 PAINS LANE, ST GEORGES, TELFORD, WREKIN, TF2 9GQ | £205,000 | 17/05/2022 | Semi-detached |
| [Same street] 27 CLOISTERS WAY, ST GEORGES, TELFORD, WREKIN, TF2 9FY | £94,000 | 17/12/2021 | Flat |
| 3 DAISY BANK DRIVE, TELFORD, WREKIN, TF2 9UJ | £200,000 | 17/12/2021 | Semi-detached |
| [Same street] 68 CLOISTERS WAY, ST GEORGES, TELFORD, WREKIN, TF2 9FY | £136,000 | 17/11/2021 | Flat |
| [Same street] 21 CLOISTERS WAY, ST GEORGES, TELFORD, WREKIN, TF2 9FY | £91,500 | 09/11/2021 | Flat |
| [Same street] 29 CLOISTERS WAY, ST GEORGES, TELFORD, WREKIN, TF2 9FY | £90,000 | 24/09/2021 | Flat |
| 1 PAINS LANE, ST GEORGES, TELFORD, WREKIN, TF2 9GQ | £207,000 | 21/09/2021 | Semi-detached |

**Street average:** £163,056 (9 sales)
**Area average:** £222,401 (11 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £202,259 (56 Semi-detached, TF2, 2024–2026)
- **Deviation:** +8.8%

## Rental Range

*ONS Price Index of Private Rents (Telford and Wrekin). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £775/mo
- **Realistic:** £861/mo
- **Optimistic:** £947/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Shropshire (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £723/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Derwent Drive, TF2 | £1,600/mo | 3 | 0.8 miles | OpenRent |
| 3 Bed Terraced House, Derwent Drive, TF2 | £1,600/mo | 3 | 0.8 miles | OpenRent |
| 3 Bed End Terrace, Freeston Avenue, TF2 | £1,000/mo | 3 | 0.83 miles | OpenRent |

**Average rent: £1,400/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.73% (weak for cashflow)
- **Max investor price (0.8%):** £200,000
- **Target investor price (1%):** £160,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,600/mo).*

- **Gross yield:** 8.7%
- **Cost-to-rent:** 11.5×
- **Monthly cashflow:** £549/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 10.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,284/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 13.6%
- **10y growth:** 56.1%

## House Price Index (HM Land Registry)

*Official index for Telford and Wrekin; Semi-detached series; as of May 2026.*

- **1y growth (index):** 0.5%
- **5y growth (index):** 20.1%
- **10y growth (index):** 55.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)