Sold STC Detached

27 EMBERSON CROFT

CHELMSFORD, ESSEX CM1 4FD

4 beds 1,442 sq ft Listed 8 Mar 2021 (-1973d)

£510,000

Guide Price

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# 4 bedroom detached house for sale (CM1 4FD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 27 EMBERSON CROFT, CHELMSFORD, ESSEX CM1 4FD |
| Price | £510,000 |
| Bedrooms | 4 |
| Floor area | 134 m² |
| Last sold | £508,000 Nov 2019 |

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** B
- **Expiry date:** 18/02/2025 — **EXPIRED** (no longer valid for marketing or letting)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0836-3831-7228-9395-3815)

## Description

**Advert Summary** - GUIDE PRICE ?510,000 - ?530,000

Situated on a GENEROUS CORNER PLOT with a DOUBLE GARAGE is this modern & stylish detached family home that boasts FOUR GOOD-SIZED BEDROOMS including a 16' MASTER BEDROOM & en suite, plus IMPRESSIVE?19? LOUNGE, modern fitted kitchen, STUDY / PLAY ROOM, modern family bathroom, enclosed rear garden, and driveway parking. View today!

The property is ideally located to the edge of Broomfield - immediately opposite local countryside and off the highly regarded Patching Hall Lane, and easy access to local schools, shops, Broomfield Hospital, and the City Centre.

The accommodation, with approximate room sizes, is as follows:

GROUND FLOOR:-

ENTRANCE HALL:

Composite entrance door to front, double glazed window to rear, stairs to first floor, doors to study/ dining room, cloakroom, kitchen/diner, lounge, under stairs storage cupboard, wood effect flooring radiator.

CLOAKROOM:

Low level WC, pedestal hand wash basin, radiator, part tiled walls, wood effect flooring.

STUDY/ PLAY ROOM: (12?6? x 10?8?)

Double glazed window to front, double glazed boxed window to side, radiator, wood effect flooring.

LOUNGE: (19?2? x 12?7?)

Dual double glazed windows to side, french doors to rear patio, two radiators, wood effect flooring.

KITCHEN/ DINER: (16? 3? x 12?11? >8?)

Double glazed window to front, french doors and double glazed window to rear, range of modern wall and base units, rolled edge work surfaces with stainless steel sink inset, gas hob with stainless steel extractor over, low level integrated double oven, integrated fridge freezer and dishwasher, combi boiler enclosed to cupboard, radiator, wood effect flooring.

FIRST FLOOR ACCOMMODATION:-

LANDING:

Double glazed window to rear, doors to all bedrooms, storage cupboard, loft hatch, family bathroom, radiator.

MASTER BEDROOM: (16?1? > 11?8? x 10?10? max)

Dual aspect double glazed windows to front and side, built in storage cupboard, door to en suite, two radiators.

EN SUITE:

Fully tiled shower cubicle, low level WC, pedestal hand wash basin, radiator, wood effect flooring.

BEDROOM?TWO:?(12?9? x 12?7?)

Dual side aspect double glazed windows and obscure double glazed window to side, two radiators,

BEDROOM?THREE: (9?10? x 8?9?)

Double glazed window to front, radiator.

BEDROOM?FOUR:?(12?6? x 6?3?)

Double glazed window to rear, radiator.

FAMILY?BATHROOM:

Obscure double glazed window to front, panel bath with shower over, low level WC, pedestal hand wash basin, radiator, wood effect flooring fully tiled walls.

EXTERIOR:

REAR GARDEN:

Approximately 37? x 35? and featuring patio area to immediate rear and side, shed to rear, gated side access.

DOUBLE?GARAGE:

Double width garage with up and over doors, with two additional parking spaces to front.

AGENTS NOTES

If you have any further questions regarding this property, please call  .

PROVISIONAL DETAILS - AWAITING VENDORS APPROVAL

## Property Photos

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## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 27 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD | £508,000 | 14/11/2019 | Detached |
| 27 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD | £465,000 | 29/06/2015 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 MAGWITCH CLOSE, CHELMSFORD, ESSEX, CM1 4YE | £425,000 | 20/06/2025 | Detached |
| [Same street] 14 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD | £490,000 | 13/12/2024 | Semi-detached |
| [Same street] 32 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD | £433,500 | 18/01/2024 | Terraced |
| [Same street] 6 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD | £530,000 | 20/12/2023 | Terraced |
| 113 PATCHING HALL LANE, CHELMSFORD, ESSEX, CM1 4BY | £557,000 | 17/11/2023 | Detached |
| 3 LONGLEAT CLOSE, CHELMSFORD, ESSEX, CM1 4DQ | £860,000 | 27/07/2023 | Detached |
| [Same street] 21 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD | £467,500 | 24/02/2023 | Semi-detached |
| [Same street] 34 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD | £465,000 | 25/11/2022 | Terraced |
| 21 DOMBEY CLOSE, CHELMSFORD, ESSEX, CM1 4YF | £700,000 | 18/11/2022 | Detached |
| [Same street] 5 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD | £485,000 | 09/11/2022 | Semi-detached |
| [Same street] 36 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD | £348,000 | 06/05/2022 | Terraced |
| 70 QUILP DRIVE, CHELMSFORD, ESSEX, CM1 4YD | £450,000 | 11/11/2021 | Detached |
| 82 BERWICK AVENUE, CHELMSFORD, ESSEX, CM1 4BD | £675,000 | 22/09/2021 | Detached |
| 7 COWLIN MEAD, CHELMSFORD, ESSEX, CM1 4FJ | £483,500 | 27/08/2021 | Detached |

**Street average:** £459,857 (7 sales)
**Area average:** £592,929 (7 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £701,038 (58 Detached, CM1, 2024–2026)
- **Deviation:** -27.3%

## Rental Range

*ONS Price Index of Private Rents (Chelmsford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,302/mo
- **Realistic:** £1,447/mo
- **Optimistic:** £1,592/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,446/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Detached House, Petersfield, CM1 | £2,000/mo | 4 | 0.56 miles | OpenRent |
| 4 Bed Semi-Detached House, Willow Close, CM1 | £2,000/mo | 4 | 0.58 miles | OpenRent |
| 4 Bed Semi-Detached House, Ashford Place, CM1 | £2,250/mo | 4 | 0.58 miles | OpenRent |
| 4 Bed Semi-Detached House, Chestnut Walk, CM1 | £2,250/mo | 4 | 0.72 miles | OpenRent |
| 4 Bed Semi-Detached House, Broomhall Road, CM1 | £2,500/mo | 4 | 0.92 miles | OpenRent |

**Average rent: £2,200/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.44% (weak for cashflow)
- **Max investor price (0.8%):** £281,250
- **Target investor price (1%):** £225,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,250/mo).*

- **Gross yield:** 5.3%
- **Cost-to-rent:** 18.9×
- **Monthly cashflow:** £-8/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -0.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,806/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 15.5%
- **10y growth:** 35.2%

## House Price Index (HM Land Registry)

*Official index for Chelmsford; Detached series; as of April 2026.*

- **1y growth (index):** 0.9%
- **5y growth (index):** 15.3%
- **10y growth (index):** 31.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Floor area

134 m²

EPC rating

Last sold

£508,000 Nov 2019

Price per m²

£3,806/m²

Local average

£701,038 (-27.3%)

Deprivation

Decile 7 (23,267 of 33,755)

Street crime

164 incidents within 1 mile (May 2026)

Additional details

Parking: Yes
Garden: Yes

Description

Opposite local countryside and situated on a GENEROUS CORNER PLOT with a DOUBLE GARAGE is this stylish & modern detached family home that boasts FOUR GOOD-SIZED BEDROOMS (inc. a 16' MASTER BEDROOM & en suite), plus IMPRESSIVE?19? LOUNGE, modern fitted kitchen, STUDY/PLAY ROOM, and modern bathroom.

Advert Summary - GUIDE PRICE ?510,000 - ?530,000

Situated on a GENEROUS CORNER PLOT with a DOUBLE GARAGE is this modern & stylish detached family home that boasts FOUR GOOD-SIZED BEDROOMS including a 16' MASTER BEDROOM & en suite, plus IMPRESSIVE?19? LOUNGE, modern fitted kitchen, STUDY / PLAY ROOM, modern family bathroom, enclosed rear garden, and driveway parking. View today!

The property is ideally located to the edge of Broomfield - immediately opposite local countryside and off the highly regarded Patching Hall Lane, and easy access to local schools, shops, Broomfield Hospital, and the City Centre.

The accommodation, with approximate room sizes, is as follows:

GROUND FLOOR:-

ENTRANCE HALL:

Composite entrance door to front, double glazed window to rear, stairs to first floor, doors to study/ dining room, cloakroom, kitchen/diner, lounge, under stairs storage cupboard, wood effect flooring radiator.

CLOAKROOM:

Low level WC, pedestal hand wash basin, radiator, part tiled walls, wood effect flooring.

STUDY/ PLAY ROOM: (12?6? x 10?8?)

Double glazed window to front, double glazed boxed window to side, radiator, wood effect flooring.

LOUNGE: (19?2? x 12?7?)

Dual double glazed windows to side, french doors to rear patio, two radiators, wood effect flooring.

KITCHEN/ DINER: (16? 3? x 12?11? >8?)

Double glazed window to front, french doors and double glazed window to rear, range of modern wall and base units, rolled edge work surfaces with stainless steel sink inset, gas hob with stainless steel extractor over, low level integrated double oven, integrated fridge freezer and dishwasher, combi boiler enclosed to cupboard, radiator, wood effect flooring.

FIRST FLOOR ACCOMMODATION:-

LANDING:

Double glazed window to rear, doors to all bedrooms, storage cupboard, loft hatch, family bathroom, radiator.

MASTER BEDROOM: (16?1? > 11?8? x 10?10? max)

Dual aspect double glazed windows to front and side, built in storage cupboard, door to en suite, two radiators.

EN SUITE:

Fully tiled shower cubicle, low level WC, pedestal hand wash basin, radiator, wood effect flooring.

BEDROOM?TWO:?(12?9? x 12?7?)

Dual side aspect double glazed windows and obscure double glazed window to side, two radiators,

BEDROOM?THREE: (9?10? x 8?9?)

Double glazed window to front, radiator.

BEDROOM?FOUR:?(12?6? x 6?3?)

Double glazed window to rear, radiator.

FAMILY?BATHROOM:

Obscure double glazed window to front, panel bath with shower over, low level WC, pedestal hand wash basin, radiator, wood effect flooring fully tiled walls.

EXTERIOR:

REAR GARDEN:

Approximately 37? x 35? and featuring patio area to immediate rear and side, shed to rear, gated side access.

DOUBLE?GARAGE:

Double width garage with up and over doors, with two additional parking spaces to front.

AGENTS NOTES

If you have any further questions regarding this property, please call .

PROVISIONAL DETAILS - AWAITING VENDORS APPROVAL

Listed by

Chelmsford

Feldon Associates Ltd

Reference: 89657644

EPC Rating & Upgrade Cost

This certificate expired on 18/02/2025. A new EPC may be required before the property can be marketed or let.

Current rating: B

Potential rating: B

Inspection date: 19/02/2015

Expiry date: 18/02/2025 (expired)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Price history

9% since 2015

Event	Date	Price	% change
Sold	14/11/2019 (6 years ago)	£508,000	+9.2%
Sold	29/06/2015 (11 years ago)	£465,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
10 MAGWITCH CLOSE, CHELMSFORD, ESSEX, CM1 4YE	£425,000	20/06/2025	Detached
Same street 14 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD	£490,000	13/12/2024	Semi-detached
Same street 32 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD	£433,500	18/01/2024	Terraced
Same street 6 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD	£530,000	20/12/2023	Terraced
113 PATCHING HALL LANE, CHELMSFORD, ESSEX, CM1 4BY	£557,000	17/11/2023	Detached
3 LONGLEAT CLOSE, CHELMSFORD, ESSEX, CM1 4DQ	£860,000	27/07/2023	Detached
Same street 21 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD	£467,500	24/02/2023	Semi-detached
Same street 34 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD	£465,000	25/11/2022	Terraced
21 DOMBEY CLOSE, CHELMSFORD, ESSEX, CM1 4YF	£700,000	18/11/2022	Detached
Same street 5 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD	£485,000	09/11/2022	Semi-detached
Same street 36 EMBERSON CROFT, CHELMSFORD, ESSEX, CM1 4FD	£348,000	06/05/2022	Terraced
70 QUILP DRIVE, CHELMSFORD, ESSEX, CM1 4YD	£450,000	11/11/2021	Detached
82 BERWICK AVENUE, CHELMSFORD, ESSEX, CM1 4BD	£675,000	22/09/2021	Detached
7 COWLIN MEAD, CHELMSFORD, ESSEX, CM1 4FJ	£483,500	27/08/2021	Detached

Street average: £459,857 (7 sales)

Area average: £592,929 (7 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 15.5%

10y growth 35.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Chelmsford. Series: Detached. As of April 2026.

1y (index) 0.9%

5y (index) 15.3%

10y (index) 31.2%

Rental Range

Estimated market rent for Chelmsford. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,302/mo

Realistic £1,447/mo

Optimistic £1,592/mo

Based on Local Authority from postcode lookup → Chelmsford.

LHA (30th percentile) floor for Chelmsford: £1,446/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CM1 4FD

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Woodhall Road	0.1 miles
Shop	Main Style	0.5 miles
Shop	The Main Man	0.5 miles
Train station	Chelmsford	1.5 miles
University	Writtle School of Design	2.1 miles
Train station	Beaulieu Park	2.5 miles
Hospital	Braintree Community Hospital	9.0 miles
Hospital	St Peter's Hospital	9.2 miles

Street-level crime

Category	Count
Violence and sexual offences	84
Anti-social behaviour	29
Criminal damage and arson	13
Public order	11
Other theft	7
Shoplifting	5
Burglary	4
Drugs	4
Other crime	3
Robbery	2
Possession of weapons	1
Vehicle crime	1
Total incidents	164

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Columbus School and College	Other	0.4 miles	Good — 16 Sep 2024
St John Payne Catholic School, Chelmsford	Secondary	0.5 miles	Good — 4 Feb 2016
Broomfield Primary School	Primary	0.5 miles	Good — 14 Nov 2013
St Pius X Catholic Primary School	Primary	0.6 miles	Good — 22 Nov 2016
Tanglewood Nursery School	Nursery	0.7 miles	Outstanding — 30 Jul 2019

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
4 Bed Detached House, Petersfield, CM1	£2,000/mo	4	0.56 miles	OpenRent
4 Bed Semi-Detached House, Willow Close, CM1	£2,000/mo	4	0.58 miles	OpenRent
4 Bed Semi-Detached House, Ashford Place, CM1	£2,250/mo	4	0.58 miles	OpenRent
4 Bed Semi-Detached House, Chestnut Walk, CM1	£2,250/mo	4	0.72 miles	OpenRent
4 Bed Semi-Detached House, Broomhall Road, CM1	£2,500/mo	4	0.92 miles	OpenRent

Average rent: £2,200/mo (5 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.44%

Max investor price (0.8%) £281,250

Target investor price (1%) £225,000

Gross yield 5.3%

Cost-to-rent ratio 18.9×

Monthly cashflow £-8/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -0.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).