# 3 bedroom semi-detached house for sale (SG5 4FN) ## Property Details | Key | Value | |-----|-------| | Address | 10 NIGHTINGALE WAY, HITCHIN, FAIRFIELD, CENTRAL BEDFORDSHIRE SG5 4FN | | Price | £499,000 | | Bedrooms | 3 | | Bathrooms | 2 | | Last sold | £485,000 Mar 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** B - **Expiry date:** 09/09/2030 - **Current heating cost:** £444/year ### Recommendations - N (6,000) - U (5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9008-4002-6241-5830-5284) ## Description Isabelle Estates are delighted to offer for sale this handsome three bedroom family home with garage overlooking the children’s play area on the popular Fairfield Park. The property was built to a high specification in 2008, in a traditional style and is presented in excellent condition throughout with the ground floor features including a large inviting entrance hall, spacious sitting room with bay window, fitted shelving to alcoves and fireplace with gas fire inset, open-plan dining area with storage cupboard and French doors to garden. A modern kitchen fitted with a range of matching eye level and base units with space for all appliances including a dishwasher, washing machine, fridge/freezer and range style dual fuel cooker. Upstairs there are three good-sized bedrooms and a bathroom – Large master to front aspect with a bank of full width fitted wardrobes plus dressing area or study and superb ensuite with double shower enclosure. Double bedroom to rear plus a further bedroom to the front with closet. The family bathroom suite is spacious, bright and light given the two windows and comprises four-piece sanitary ware including panel enclosed bath, pedestal hand wash basin, low level WC and separate shower enclosure. Outside – the garden offers two patios and a decked area, mainly laid to lawn, timber shed and garage with power and light and parking in front via a shared access. Other noteworthy advantages include a ground floor cloakroom, tasteful decoration throughout, several storage cupboards, high pressurised hot water tank serving the showers, gas to radiator central heating and double glazed traditional style sash windows. Overall, this is a beautiful home in a lovely location and benefits from easy access to local shops and a highly regarded Primary school. Available to purchase with no upward chain, internal inspection is an absolute must for the property to be fully appreciated. For more information or to arrange a viewing contact Isabelle Estates today. Please note: There is an estate Service Charge of £279.34 per annum. The property is Freehold. Energy Efficiency Rating: Band C (76). Council Tax - Band D - CBC ## Property Photos - ![Photo](/listings/photos/161765750/976732) - ![Photo](/listings/photos/161765750/976733) - ![Photo](/listings/photos/161765750/976734) - ![Photo](/listings/photos/161765750/976735) - ![Photo](/listings/photos/161765750/976736) - ![Photo](/listings/photos/161765750/976737) - ![Photo](/listings/photos/161765750/976738) - ![Photo](/listings/photos/161765750/976739) - ![Photo](/listings/photos/161765750/976740) - ![Photo](/listings/photos/161765750/976741) - ![Photo](/listings/photos/161765750/976742) - ![Photo](/listings/photos/161765750/976743) - ![Photo](/listings/photos/161765750/976744) - ![Photo](/listings/photos/161765750/976745) - ![Photo](/listings/photos/161765750/976746) - ![Photo](/listings/photos/161765750/976747) - ![Photo](/listings/photos/161765750/976748) ## Floorplans - ![Floorplan 1](/listings/photos/161765750/976749) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/161765750/976750) - EPC 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 10 NIGHTINGALE WAY, FAIRFIELD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4FN | £485,000 | 02/03/2026 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 18 FLEMING DRIVE, FAIRFIELD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4FF | £490,000 | 05/01/2026 | Semi-detached | | 11 COPPERFIELD CLOSE, FAIRFIELD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4GA | £435,000 | 29/11/2024 | Semi-detached | | 20 PALMERSTON WAY, FAIRFIELD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4FP | £545,000 | 20/12/2023 | Semi-detached | | 16 NICKLEBY WAY, FAIRFIELD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4FJ | £420,000 | 30/08/2023 | Semi-detached | | 149 BRONTE AVENUE, FAIRFIELD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4FT | £500,000 | 12/12/2022 | Semi-detached | | 91 CHARLOTTE AVENUE, FAIRFIELD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4GQ | £370,000 | 25/08/2022 | Semi-detached | | 2 BRONTE AVENUE, FAIRFIELD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4FB | £465,000 | 12/08/2022 | Semi-detached | | 153 BRONTE AVENUE, FAIRFIELD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4FT | £480,000 | 08/07/2022 | Semi-detached | | 109 BRONTE AVENUE, FAIRFIELD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4FB | £425,000 | 30/06/2022 | Semi-detached | | 111 BRONTE AVENUE, FAIRFIELD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4FB | £420,000 | 21/06/2022 | Semi-detached | | 16 PALMERSTON WAY, FAIRFIELD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4FP | £475,000 | 15/12/2021 | Semi-detached | | 85 BRONTE AVENUE, FAIRFIELD, HITCHIN, CENTRAL BEDFORDSHIRE, SG5 4FB | £455,000 | 16/09/2021 | Semi-detached | **Area average:** £456,667 (12 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £504,347 (36 Semi-detached, SG5, 2024–2026) - **Deviation:** -1.1% ## Rental Range *ONS Price Index of Private Rents (Central Bedfordshire). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,122/mo - **Realistic:** £1,247/mo - **Optimistic:** £1,372/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Peterborough (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £808/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Terraced House, Mullway, SG6 | £1,650/mo | 3 | 1.1 miles | OpenRent | | 3 Bed Terraced House, Hall Mead, SG6 | £1,950/mo | 3 | 1.18 miles | OpenRent | **Average rent: £1,800/mo (2 listings)** ## 1% Rule - **Rent ratio:** 0.36% (weak for cashflow) - **Max investor price (0.8%):** £225,000 - **Target investor price (1%):** £180,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,800/mo).* - **Gross yield:** 4.3% - **Cost-to-rent:** 23.1× - **Monthly cashflow:** £-370/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -3.1% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £4,708/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 1.5% - **10y growth:** 25.1% ## House Price Index (HM Land Registry) *Official index for Central Bedfordshire; Semi-detached series; as of April 2026.* - **1y growth (index):** 5.2% - **5y growth (index):** 21.7% - **10y growth (index):** 39.7% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)